• Title/Summary/Keyword: 보험산업

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A Study on Space Insurance of Foreign nation's Law (외국의 우주보험 관련법 연구)

  • Cho, Hong-Je
    • The Korean Journal of Air & Space Law and Policy
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    • v.26 no.1
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    • pp.271-297
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    • 2011
  • Recently, risk of space accident possibility increased in according to commercial space activity and space debris. It failed launch satellite second times in South Korea. Therefore was discussed on liability and insurance issue. Generally, discuss of space insurance be divided two type. Firstly, space insurance relevant to launching satellite and in-orbit. Satellite Launch Insurance and In-Orbit Insurance by the Satellite Operator Secondly, space insurance relevant to Third Party Liability. The former is to protect owner of satellite and operator. The latter is to liable and indemnify owner of satellite and operator's liability. US, UK, France, Russia, South Korea forced to buy space insurance following to domestic law. This is a brief overview of risk allocation and insurance practices in the commercial space transportation industry today. We begin with traditional space transportation, i.e., commercial satellite launches. This is a mature industry with known players. Industry practices have developed and legislation has been adopted in the U.S. and other countries over the past decades to address liability and insurance issues. The primary focus here is on U.S. law, but the discussion of industry practice applies more generally. We then move on to a more exotic form of space transportation: Commercial human space flight. Several private companies are now signing up space tourists for commercial suborbital human space flight, advertised to become available in the near future. The United States amended its launch legislation in 2004 to promote commercial human space flight. But questions remain as to how this new industry will respond to the risk allocation regime established by the U.S. legislation, which leaves both the space flight operator and space tourist exposed to risk and potential liability. As a general proposition, state statutes and contractual waivers alone cannot be relied upon to provide adequate liability protection, and insurance will be required. Federally mandated contractual waivers by space flight participants or liability caps would be helpful to complement insurance solutions. Eventually, as the industry matures, such practices could be extended to an international legal regime. For all the issues mentioned above, I have studied the existing international treaties and several country's domestic law to the space by referring U.S's Commercial Space Launch Amendment Act of 2004 and concluded that uniform legal regime to govern these insurance issues should be established domestically and internationally in the future.

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행사 - 책의 날 기념 출판문화발전 유공자 시상식

  • Im, Nam-Suk
    • 프린팅코리아
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    • v.12 no.11
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    • pp.76-77
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    • 2013
  • 대한출판문화협회(회장 윤형두)는 지난 10월 11일 오전 11시 한국화재보험협회 1층 강당에서 '제27회 책의 날 기념 출판문화발전 유공자 시상식'을 개최했다. '책의 날'은 고려대장경 완성일(10월 11일)을 기념해 1987년 출판계에서 제정한 날로 정부는 매해 '책의 날'에 출판 지식산업 발전 및 건전한 출판문화 조성에 기여해 온 출판인들을 발굴, 표창하고 있다.

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실무자가 꼭 알아야 할 2009 개정 노동법

  • Lee, Deok-Jo
    • 월간 기계설비
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    • s.224
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    • pp.54-63
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    • 2009
  • 2009년 개정된 노동법이 발표되었다. 이번 개정에는 ${\triangle}$차별금지 및 사회정책분야 ${\triangle}$산업안전보건 및 산재보험 분야 ${\triangle}$남녀고용평등과 일 가정 양립지원에 관한 법률 벌칙 등이 포함되었다. 본지는 개정된 노동법 중 회원사 인사담당 실무자들이 꼭 알아야 할 내용을 개제한다.

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Relative Efficiency and Productivity of Life Insurance Industry to Pre and Post-execution of Capital Market Law (자본시장법 시행 전·후 생명보험 산업의 상대적 효율성 및 생산성)

  • Kim, Mi-Kyoung;Park, Hee-Jung;Kang, Ho-Jung
    • The Journal of the Korea Contents Association
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    • v.14 no.8
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    • pp.394-405
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    • 2014
  • Purposes of this study are to find difference in efficiency, productivity change and determinants on efficiency of life insurance industry between pre and post-execution of capital market law on the basis of pre(2005-2008) and post-execution(2009-2012) data. Main results of this research are as follows. First, there was no significant difference of mean value for efficiency between pre and post execution of capital market law. Second, difference of mean value for malmquist index between pre and post execution of capital market law was statistically significant at 5% level. This imply increase in productivity for post-execution of capital market law. Third, one of the important determinant for efficiency was the weight of life planner in both pre and post-execution of capital market law. The weight of life planner had significant positive effect on efficiency.

A Study on the Improvement Plans of Green Insurance Industry (녹색보험산업의 발전방안에 관한 연구)

  • Han, Nak Hyun;Cho, Sung Woo;Kim, Eun Joo
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.57
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    • pp.305-331
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    • 2013
  • The purpose of this study aims to the improvement prospect of green insurance industry in Korea. Green insurance includes all classes of general insurance business including unoccupied property insurance and empty building insurance, business insurance, personal insurance, etc. Green policies often cover expensive systems that are not covered under most property policies. The same is true for some underground property, which is also exempted from many property policies. At least insurers already offer products designed to fund rebuilding damaged properties to meet certain environmental and building standards. While the products are in their infancy, insurers and brokers say the huge interest in environmental issues will increase demand. Green buildings that improve energy efficiency and air quality and reduce waste are designed to reduce their effects on the environment and the health of building occupants. Buildings account for 39% of U.S. carbon dioxide emissions, according to the Department of Energy. Insurers say that, as sustainable buildings become more common, green insurance will become more popular and some of its features might become a standard part of property policies.

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국가인적자원개발 컨소시엄사업 혁신사례: 한국보건복지인력개발원을 중심으로

  • Gwon, Gyeong-Seop;Jo, Ji-Yeong;Gang, So-Yeon;Park, Eun-Yeong;Lee, Su-Gyeong
    • 한국벤처창업학회:학술대회논문집
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    • 2018.04a
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    • pp.75-78
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    • 2018
  • 국가인적자원개발 컨소시엄사업은 고용보험법과 근로자직업능력 개발법에 근거하여 고용보험기금을 재원으로 하여 운영되는 사업으로서 고용보험기금을 재원으로 하기 때문에 고용보험료를 납부하는 기업이나 교육생은 전액무료로 수강이 가능하나 경영진의 무관심과 근로자의 필요성 인식 저조, 시간 지리적 제약 등의 이유로 일부 분야에서는 어려움을 겪어 왔다. 본 연구에서 소개하는 사례는 보건산업 분야 국가인적자원개발 컨소시엄사업을 운영하고 있는 한국보건복지인력개발원 사례이다. 한국보건복지인력개발원 역시 초기에는 기업의 참여도 저조 등으로 교육에 어려움을 겪었으나 조직혁신과 수요자 니즈 충족을 통해 급속한 성장과 성과를 내고 있다. 한국보건복지인력개발원은 컨소시엄사업을 수행하기 위해 기관 위상 제고 및 조직 안정화 노력을 하였고, 교육 참여기업 및 교육생 수요에 기반한 교육과정 개편, 사업 운영 조직 및 인프라 개편 등 사업 운영 혁신을 통해 교육확대 등 교육사업 성과향상의 결과를 보여주고 있다. 이에 본 혁신사례는 국가인적자원개발 컨소시업사업은 물론 정부지원 교육훈련사업 전반에도 적용될 수 있을 것으로 판단된다.

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A Study on Improving Cyber Liability Insurance for Electronic Financial Incident in Easy Payment System (간편결제 서비스에서 전자금융사고 시 국내 사이버 배상책임보험의 한계 및 개선방안에 대한 연구)

  • Lee, Han-Jun;Kim, In-Seok
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.16 no.2
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    • pp.1-8
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    • 2016
  • A convergence of finance and information technology brought a remarkable development in Fin-Tech industry. On the other hand, currently existing laws seemed inappropriate to address the liability of financial institutions, Fin-tech enterprises and consumers in case of financial accidents due to its ambiguity. The minimum insurance obligation by financial institutions specified under the Electronic Financial Transaction Act 2006 is not keeping with current reality, considering transaction volume, frequency of incidents, and security investments. This paper aims to lay stress on the need of cyber liability insurance by understanding the domestic financial incidents and management, and the limit of existing insurance policy.

다변량회귀모형(多變量回歸模型)을 이용한 규제변동(規制變動)의 재무효과 측정(測定)

  • Yu, Beom-Jun
    • The Korean Journal of Financial Management
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    • v.9 no.1
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    • pp.83-109
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    • 1992
  • 본 연구는 다변량회귀모형(多變量回歸模型)이 동일한 산업내 동일한 시기에 이루어진 규제변동(規制變動)의 재무효과를 측정하는 데에 시장모형(市場模型)보다 장기간에 걸친 복수의 가변적 발표내용, 규제관련기업의 차별적 주가수익반응, 그리고 주가수익잔차간 높은 상관관계 등의 규제특성과 방법론적 문제점을 해결하는 데에 유용한 사건모형(事件模型)임을 실증하고자 한다. 본 연구는 규제변동의 실증적 사례로서 1988년 12월 2일 정부가 발표한 ${\ulcorner}$자본시장국제화의 단계적 확대추진계획${\lrcorner}$에 이르기까지의 일련의 법제적 조치와 발표내용을 사건으로 하여 금융증권산업내 은행, 증권회사, 보험회사 그리고 투자금융회사의 평균적, 개별적, 포트폴리오 비정상수익에 관한 제반공동가설을 모수추정(母數推定)의 제약(制約)에 따라 비제약적(非制約的) 다변량회귀모형(多變量回歸模型) 또는 제약적(制約的) 다변량회귀모형(多變量回歸模型)으로 검증하였다. 모든 13개 발표사건에 대한 평균적, 개별적, 포트폴리오 비정상수익의 가설검증결과에서 은행과 증권회사는 모두 통계적으로 비유의적 반응을 보인 반면, 보험회사와 투자금융회사는 최종발표일이 다가오면서 일부 발표사건에 유의적인 평균반응과 개별반응을 보였다. 특히 모든 금융증권기관은 모든 사건에 비유의적 포트폴리오반응을 보여, Stigler가 제시한 '부(富)의 이전가설(移轉假說)'은 기각되지 못하였다.

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Occupational Accident Compensation Insurance Coverage and Occupational Accidents for Special-type Delivery Workers (특수형태 근로 종사 택배기사의 산재보험 적용 및 산업재해 발생 특성)

  • Kim, Min Ji;Choi, Eunsuk
    • Research in Community and Public Health Nursing
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    • v.32 no.1
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    • pp.64-72
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    • 2021
  • Purpose: The purpose of this study is to analyze occupational accident compensation insurance coverage and occupational accidents incidence for special-type delivery workers. Methods: The data for occupational accident compensation insurance coverage and occupational accidents from 2012 to 2017 were analyzed through descriptive statistics. Results: Rates of occupational accident compensation insurance coverage of special-type delivery workers decreased gradually from 43.4% in 2012 to 28.5% in 2016, and 29.0% in 2017. Rates of occupational illnesses death per ten thousand workers increased gradually from 2.1‱ in 2013 to 3.1‱ in 2016, and 8.6‱ in 2017. All occupational illness deaths were due to cerebro-cardiovascular diseases. Road traffic accidents and slips accounted for the largest proportion of occupational accidents. Conclusion: Special-type delivery workers have a high risk of industrial accidents, so it is necessary to raise industrial accident insurance coverage and provide professional and systematic occupational safety and health services.