• 제목/요약/키워드: 능력기반평가

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정책금융기관의 신용평가 현황 비교를 통한 개선방안 연구

  • Park, Guk-Geun;Nam, Gi-Jeong;Ha, Gyu-Su
    • 한국벤처창업학회:학술대회논문집
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    • 한국벤처창업학회 2019년도 춘계학술대회
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    • pp.51-55
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    • 2019
  • 기업신용평가(ICR : Issuer Credit Rating)는 기업의 금융상 채무에 대한 전반적인 적기 상환능력, 즉 채무불이행의 가능성을 평가한 것으로 오로지 금융상 채무에 대한 전반적인 채무상환능력을 평가한다. 최근에는 신용평가 등급이 금융시장과의 효과적인 의사소통수단으로 인식되고 기업 IR 및 홍보차원과 기업 간 물품공급과 납품을 위한 업체 선정시 신용등급이 적극적이고 다양하게 활용되고 있다. 이러한 기업신용평가는 최근 경제환경의 급속한 변화에 대응하여 기관별로 평가시스템을 자주 개선하고 있다. 본 연구에서는 정책금융기관 별로 변화된 평가시스템에 대한 평가지표나 구조, 평가시스템을 비교 분석해 그 차이점과 공통점 그리고 경제환경 변화에 따라 변화된 주요지표를 파악해 보고 미래의 신용평가시스템의 변화와 개선방안에 대해 생각하였다. 기관별 비교에서 평가시스템의 차이점은 신보는 신용평가(부실률 기반)와 미래성장성평가(성장성 기반)를 실시하여 보증심사등급(보증의사결정 등급)을 산출하고, 기술자산평가등급은 신용평가등급을 조정(최대 ${\pm}2$등급)하는 보조적 수단으로 활용하고 있으며, 기보는 기술평가(성장성 및 부실률 기반)와 리스크관리용 리스크평가(신보의 신용평가에 해당)로 평가체계를 이원화하여 운영하고, 평가모형은 신보는 객관성을 확보한 정량평가 위주, 기보는 공신력을 확보한 정성평가 위주의 주관적인 평가를 실시하고 있어 어떤 형태의 평가시스템이 더 좋은 평가방법 인지는 알 수 없지만, 기관별 부실율을 보면 다소 참고가 될 수도 있으나, 이것이 전적인 평가의 문제라 보기도 어렵다. 특히 신보는 창업기업 기준이 창업후 7년까지로 확대됨에 따른 창업 3단계 평가제도와 기업의 성장단계에 맞춘 성장단계별 평가기준 세분화는 기업환경을 잘 반영한 변화라 볼 수 있다. 그리고 향후 평가시스템은 경제환경의 변화속도를 어떻게 잘 반영 할 수 있는지에 대한 연구로 방향이 전개될 것으로 보인다.

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The Effects of Learners' Job Competency Development on the Improvement of Their Vocational Key Competencies in Lifelong Education Based on National Competency Standards(NCS) (국가직무능력표준(NCS)기반 평생교육에서 학습자의 직무능력개발이 직업기초능력 향상에 미치는 영향)

  • Nam, Gi-Young;Yoon, Jun-Sang;Im, Gwi-Hee
    • Journal of the Korea Academia-Industrial cooperation Society
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    • 제18권2호
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    • pp.130-141
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    • 2017
  • This study examined the effects of learners' job competency development on their vocational key competency improvement in lifelong education based on national competency standards. A survey was empirically carried out to 480 learners of lifelong education institutions in Seoul and the results were statistically analyzed. Covariance analysis was conducted to allow for external influences of lifelong education learners' educational environment in the process that verifies the effects of job competency development on vocational key competencies classified into 4 units, namely, mathematical skill, problem-solving skill, resource management skill, and communication skill. The findings are summarized as follows. First, all factors of job competency development had no effect on mathematical competency in the single dimension. Second, the testing of hypothesis 2 showed that education system(F=3.021, p<.05) and curriculum(F=6.684, p<.05) of job competency development factors had a significant positive effect on mathematical competency in the single dimension. Third, the testing of hypothesis 3 showed that only curriculum(F=5.865, p<.05) of job competency development factors had a significant positive effect on resource management in the single dimension. Fourth, the testing of hypothesis 4 showed that all factors of job competency development had no effect on communication in the single dimension. These findings suggest that the proper harmony of both education system and curriculum or all education system, curriculum and evaluation management in the combination of lifelong education support with teaching interaction can have a positive effect on the improvement of communication.

A Methodology of Simulation-based Essential Services Continuity Test (시뮬레이션 기반의 필수 서비스 연속성 평가 방법론)

  • 이익섭;김형종
    • Proceedings of the Korea Society for Simulation Conference
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    • 한국시뮬레이션학회 2003년도 춘계학술대회논문집
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    • pp.9-14
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    • 2003
  • 최근의 일상 생활들은 정보통신 네트워크를 기반으로 제공되는 서비스와 밀접하게 연관되어 있다. 지난 1.25 인터넷 대란을 통해서 볼 수 있듯이, 네트워크 침해사고로 인해 네트워크 필수 서비스가 중단되었을 때 사용자를 위해 네트워크 기반으로 제공되는 주요한 서비스에 막대한 피해가 발생한다는 것을 직접 확인하였다. 컴퓨터 네트워크에서 필수 서비스의 가장 중요한 특성 중 하나는 서비스의 연속성이다. 필수 서비스의 연속성이 보장되지 못하게 되면 네트웍의 정상적인 동작에 큰 문제를 야기한다. 따라서 대상이 되는 네트워크가 필수 서비스를 보장하는 능력을 평가하여 안전하고 신뢰성 있는 네트워크 서비스를 제공하기 위한 연구가 필요하다. 본 논문에서는 시뮬레이션 기반 필수서비스의 연속성 평가 방법론을 제안한다. 이를 위해 평가 모델의 구성, 실행, 분석 등의 단계를 가지는 평가 절차를 제시한다. 또한 평가 프레임을 제시하고 프레임의 구조 및 동적 특성을 살펴본다. 마지막으로 서비스 연속성의 정도를 평가하기 위한 평가 지표를 가용성, 권한보호성, 정보비밀성, 복구가능성 등 4가지로 분류하고 각각에 대해 살펴본다.

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Design and Evaluating a Web-Based User Education system for an University Library (웹을 기반으로 한 대학도서관 이용자교육 시스템 구축 및 평가)

  • 홍희경;오삼균
    • Proceedings of the Korean Society for Information Management Conference
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    • 한국정보관리학회 2000년도 제7회 학술대회 논문집
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    • pp.223-226
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    • 2000
  • 본 연구의 의의는 웹을 기반으로 한 이용자교육 시스템을 구축하여 웹 기반 대학도서관 이용자교육의 효율성을 검증해 보고자 함에 있다. 효율성 검증을 위해서 이용자교육시스템을 구축한 뒤 웹 기반 이용자교육의 참여유무를 독립변인으로 하고 피실험자들의 전반적인 서비스에 대한 인식도 및 도서관 자료활용능력을 종속변인으로 하여 이들의 차이를 서로 비교, 평가해 보자 한다.

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Design and Implementation of Web-Based Performance Evaluation System (웹 기반 수행평가 시스템의 설계 및 구현)

  • 강공미;김진호
    • Proceedings of the Korean Information Science Society Conference
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    • 한국정보과학회 2003년도 봄 학술발표논문집 Vol.30 No.1 (A)
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    • pp.866-868
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    • 2003
  • 학생들의 학습 과정을 관찰하거나 학생들이 산출해 낸 자료를 통해 평가하는 방식인 수행평가는 학습과정 중의 학생 행동 및 반응을 관찰하고 평가하는데 소요되는 업무와 시간 부담으로 교사 주도의 평가방법과 학습 결과로서의 평가 방법을 많이 사용하게 라고 있다. 이에 인터넷을 이용한 수행평가가 이루어지고 있으나 학생의 평가 참여가 이루어지지 못하고 평가 방법의 부분적 사용 등 제한점을 가지고 있다. 본 논문에서는 PHP와 Mysql을 이용하여, 학생의 평가 참여 및 학습 과정 중의 수행평가를 지원하고 교사가 효과적으로 관리할 수 있는 웹 기반의 수행평가 시스템을 설계 및 구현하였다. 이러한 웹 기반 수행평가 시스템을 활용할 경우, 학생들의 평가력 문제해결력 등외 고등사고 능력과 전인적 발달을 도모하고. 교사의 업무와 시간 부담을 줄일 수 있어 다양한 수행평가를 확대 적용한 수 있을 것으로 기대된다.

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Development of Competence-based Assessment System for Lifelong Vocational Competency Development (CBAS-LVCD) (평생직업능력개발을 위한 역량기반 평가 시스템 개발)

  • Heo, Sun-Young;Im, Tami;Kwon, Oh-Young
    • Journal of Practical Engineering Education
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    • 제10권1호
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    • pp.57-62
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    • 2018
  • The recognition of the importance of lifelong vocational competency development, the proliferation of MOOC, and interest in online education have increased. As a result, efforts are continuously being made to develop an education system for lifelong vocational competency development. However, research on design and development of competency-based evaluation tools and systems in the field of technology engineering is still insufficient. In this paper, we designed and implemented a Competency-based Assessment System for Lifelong Vocational Competency Development(CBAS-LVCD). CBAS-LVCD utilizes NCS-based rubric-based assessment tools to evaluate learners and provides simulation tools for use in technology engineering. This is expected to be of great help in assessing the competencies required for practical affairs in the field of technology engineering, where practical work and on-line testing are limited.

Implementation of a Web-based Peer Evaluation System for Reading Education in Elementary Schools (초등학교의 독서교육을 위한 웹 기반 동료평가 시스템의 구현)

  • Park, Chang-Wuk;Moon, Gyo-Sik
    • Journal of The Korean Association of Information Education
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    • 제8권4호
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    • pp.471-480
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    • 2004
  • Reading ability has been widely considered as one of the basic skills that every student should be conversant with because higher level of thinking power can be acquired through reading. Reading education allows students to build correct way of thinking as well as foster critical thinking ability. However, it can be observed that reading education has not been well addressed accordingly in schools mainly because teachers have only limited amount of time and ability to cope with. In this paper, we developed a Web-based peer evaluation system for improving reading and writing ability so that students are allowed to exchange ideas freely on the Web after reading books as well as evaluate other students' writings, which would facilitate reflective thinking through the computer-mediated communication activities. Students become graders of other students' writings so that they are exposed to different opinions and ideas through which deeper thoughts can be obtained. The learner-centered learning activity instead of teacher-centered may benefit students as well as teachers and the system implementing this idea shows that both students' attitudes and preferences were improved as the result of applying the system to a local elementary school.

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Structural Model Analysis of the Effectiveness of Problem Solving Ability by Team-Based Learning Pedagogy

  • Moon, Kyung-Im
    • Journal of the Korea Society of Computer and Information
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    • 제25권10호
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    • pp.193-201
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    • 2020
  • This study is to evaluate the effectiveness of problem-solving ability by applying a team-based learning model to the classes of humanities and social science students, and to conduct a structural model analysis on the relationship between sub-factors. Team-based learning was conducted six times in six teams with 30 students in the second and third grades of the humanities and social sciences. The problem solving ability score of the target students was significantly higher after team-based learning and was statistically significant. There was no problem in normality with the latent variables, which are the sub-factors of problem solving ability, and the factor load value was statistically significant at the .001 level in the confirmatory factor analysis of the observed variables for the latent variables, which was a valid model. A good level of fitness was also shown in the verification of the fitness of the research model. As a result, it was analyzed that latent variables of cause analysis, problem clarification, planning execution, performance evaluation, and alternative development had an indirect or direct influence on each other.

Evaluation Model for Gab Analysis Between NCS Competence Unit Element and Traditional Curriculum (NCS 능력단위 요소와 기존 교육과정 간 갭 분석을 위한 평가모델)

  • Kim, Dae-kyung;Kim, Chang-Bok
    • Journal of Advanced Navigation Technology
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    • 제19권4호
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    • pp.338-344
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    • 2015
  • The national competency standards (NCS) is a systematize and standardize for skills required to perform their job. The NCS has developed a learning module with materialization and standardize by competence unit element, which is the unit of specific job competency. The existing curriculum is material to gab analysis for use in education training with competence unit element. The existing gab analysis has evaluated subjectively by experts. The gab analysis by experts bring up a subject subjective decision, accuracy lack, temporal and spatial inefficiency by psychological factor. This paper is proposed automated evaluation model for problem resolve of subjective evaluation. This paper use index term extraction, term frequency-inverse document frequency for feature value extraction, cosine similarity algorithm for gab analysis between existing curriculum and competence unit element. This paper was presented similarity mapping table between existing curriculum and competence unit element. The evaluation model in this paper should be complemented by an improved algorithm from the structural characteristics and speed.

A Study on Competencies of Teacher for Organizing and Operating of National Competency Standards Based Vocational Education Curriculum (NCS based curriculum) in Vocational High Schools (직업계고 교원의 NCS 기반 교육과정 편성·운영 역량 연구)

  • Ahn, Jae-Yeong;Lee, Chan-Joo
    • Journal of vocational education research
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    • 제37권2호
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    • pp.101-127
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    • 2018
  • The purposes of this study are to study out competencies of teacher for organizing and operating of NCS based curriculum in vocational high schools, and to analyze the relative importance of the competencies. The results of the study are as follows. Firstly, the competencies of teacher for organizing and operating of NCS based curriculum are composed of the following 4 areas, 11 competencies and 35 sub-competencies. 'Needs and learning environment analysis(area 1)' is composed of 2 competencies of 'analyzing needs', 'analyzing learning environment', and their 7 sub-competencies. 'Curriculum organization(area 2)' is composed of 4 competencies of 'organizing and operating curriculum committee', 'setting educational goals and workforce type', 'analyzing and selecting NCS competency units learning modules', 'developing subjects', and their 10 sub-competencies. 'Curriculum operation(area 3)' is composed of 3 competencies of 'preparing teaching-learning activities', 'implementing teaching-learning activities', 'evaluating teaching-learning activities', and their 15 sub-competencies. 'Curriculum evaluation and feedback(area 4)' is composed of 2 competencies of 'evaluating curriculum', 'giving feedback on the curriculum', and their 3 sub-competencies. Secondly, the relative importance of the competencies is as follows; 'implementing teaching-learning activities' has the highest relative importance of 19.6%, followed by 'evaluating teaching-learning activities'(14.2%), 'evaluating curriculum'(12.5%), 'giving feedback on the curriculum'(11.2%), 'preparing teaching-learning activities'(9.2%), 'developing subjects'(8.6%), 'analyzing and selecting NCS competency units learning modules'(7.5%), 'setting educational goals and workforce type'(6.6%), 'analyzing learning environment'(5.4%), 'analyzing needs'(3.9%), 'organizing and operating curriculum committee'(1.5%).