• Title/Summary/Keyword: 금융교육

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Business Guide_특별기획 - 2010년 국내경제 전망(3)

  • LG경제연구원
    • Product Safety
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    • s.195
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    • pp.32-37
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    • 2010
  • 2010년 우리경제는 수요회복과 기저효과에 힘입어 상반기에는 5.8% 성장률을 보일 것으로 예상된다. 그러나 기저효과가 줄어드는 2010년 하반기 성장률은 3%대에 머물 것으로 보여 2010년 국내경제 성장률은 4.6%를 기록할 것으로 전망된다. 2010년에는 수출과 내수의 빠른 회복세가 완화되면서 경제성장의 속도가 전반적으로 완만할 것으로 예상된다. 글로벌 금융시장의 리스크 요인이 잔존하고 있는 가운데 세계경제의 회복은 점진적으로 이루어질 것이다. 중국의 고성장이 우리 수출에 크게 기여하겠지만 원화강세가 지속되면서 수출의 상승세는 크게 둔화될 전망이다. 교육조건 개선에 따른 소득증대가 소비확대에 기여하고 설비투자도 2009년 크게 위축되었던 데 따른 반등효과를 기대해볼 수 있을 것이다. 그러나 정부부문이 민간수요를 촉진하는 효과가 줄면서 내수회복의 힘도 약화될 것으로 예상된다. 공공근로 축소로 성장에 따른 고용창출이 크지 않을 것으로 판단된다. 원화환율은 2010년 평균 달러당 1,100 수준을 기록할 것으로 예상되며 이에 따라 소비자물가 상승률은 2%대 후반에 머물 전망이다. 2010년 4%대 중 후반의 성장을 달성하더라도 GDP 수준이 잠재GDP 수준을 밑돌아 경기 과열 우려가 크지 않을 것으로 분석된다. 따라서 금융위기 때의 긴급 조치들은 거둬들이되 급격한 금리인상등의 출구전략은 신중하게 고려해야 할 것이다.

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Development and Application of Ethics Education STEAM Projects using DeepFake Apps (딥페이크 앱 활용 윤리교육 융합 프로젝트의 개발 및 적용)

  • Hwang, Jung;Choe, Eunjeong;Han, Jeonghye
    • Journal of The Korean Association of Information Education
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    • v.25 no.2
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    • pp.405-412
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    • 2021
  • To prevent problems such as portrait rights, copyright, and cyber violence, an ethics education STEAM projects using deepfake apps using AI technology were developed and applied. The Deepfake apps were screened, and the contents of the elementary school curriculum were reconstructed. The STEAM project as creative experiential activities was mainly operated by the UCC activities, and applied the info-ethics awareness measurement test based on the planned behavior theory. The social STEAM project as money (financial) education was qualitatively analyzed. It was found that this STEAM classes using AI technology app significantly enhances the ethical awareness of information communication.

The Effects of Transformational Leadership of Financial Institution on Organizational Effectiveness -Focused on Mediating Effect of Education Service Quality and Moderating Effect of Trust- (금융기관 상사의 변혁적 리더십이 조직유효성에 미치는 영향 -교육서비스품질의 매개효과와 신뢰의 조절효과 중심으로-)

  • Seo, Seung-Hee;Kang, Shin-KI
    • Journal of Digital Convergence
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    • v.19 no.8
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    • pp.113-132
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    • 2021
  • This study is about the factors affecting organizational effectiveness and to suggest implications for encouraging organizational effectiveness. The conditional process model was analyzed with transformational leadership as an independent variable, educational service quality as a mediator, organizational effectiveness as a dependent variable, and trust as a moderator. The data collected from the financial institutions were analyzed using SPSS v22.0 and PROCESS macro v3.4. As a result, transformational leadership has a (+) effect on educational service quality, and educational service quality has a (+) effect on organizational effectiveness. Except for the relationship between charisma and innovative behavior, transformational leadership affect organizational effectiveness. Excluding the relationship between charisma and innovative behavior, educational service quality mediate between transformational leadership and organizational effectiveness. Trust only moderates between educational service quality and innovative behavior. Trust moderated the mediating effect of educational service quality between transformational leadership and innovative behavior. The results suggest the importance of education service quality management in a non-face-to-face working environment and the importance of individual consideration in innovative actions.

Violations of Information Security Policy in a Financial Firm: The Difference between the Own Employees and Outsourced Contractors (금융회사의 정보보안정책 위반요인에 관한 연구: 내부직원과 외주직원의 차이)

  • Jeong-Ha Lee;Sang-Yong Tom Lee
    • Information Systems Review
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    • v.18 no.4
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    • pp.17-42
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    • 2016
  • Information security incidents caused by authorized insiders are increasing in financial firms, and this increase is particularly increased by outsourced contractors. With the increase in outsourcing in financial firms, outsourced contractors having authorized right has become a threat and could violate an organization's information security policy. This study aims to analyze the differences between own employees and outsourced contractors and to determine the factors affecting the violation of information security policy to mitigate information security incidents. This study examines the factors driving employees to violate information security policy in financial firms based on the theory of planned behavior, general deterrence theory, and information security awareness, and the moderating effects of employee type between own employees and outsourced contractors. We used 363 samples that were collected through both online and offline surveys and conducted partial least square-structural equation modeling and multiple group analysis to determine the differences between own employees (246 samples, 68%) and outsourced contractors (117 samples, 32%). We found that the perceived sanction and information security awareness support the information security policy violation attitude and subjective norm, and the perceived sanction does not support the information security policy behavior control. The moderating effects of employee type in the research model were also supported. According to the t-test result between own employees and outsourced contractors, outsourced contractors' behavior control supported information security violation intention but not subject norms. The academic implications of this study is expected to be the basis for future research on outsourced contractors' violation of information security policy and a guide to develop information security awareness programs for outsourced contractors to control these incidents. Financial firms need to develop an information security awareness program for outsourced contractors to increase the knowledge and understanding of information security policy. Moreover, this program is effective for outsourced contractors.

Research on Education and Training of the Analyzer for Security Enhancement of SW Vulnerability (SW 취약점의 보안성 강화를 위한 진단원의 교육 양성 연구)

  • Kim, Seul-gi;Park, Dea-woo
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.21 no.5
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    • pp.945-950
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    • 2017
  • Due to the vulnerability of the software, there is a hacking attack on the country's cyber infrastructure and real financial assets. Software is an integral part of the operating system and execution system that controls and operates Internet information provision, cyber financial settlement and cyber infrastructures. Analyzing these software vulnerabilities and enhancing security will enhance the security of cyber infrastructures and enhance the security of actual life in the actual country and people. Software development security system analysis and software development Security diagnosis analysis and research for enhancing security of software vulnerability. In addition, we will develop a textbook for the training of software vulnerability diagnosis and maintenance education, develop pilot test problems, pilot test of diagnostic staff, The purpose of this study is to enhance the software security of the cyber infrastructures of national and national life by presenting curriculum and diagnosis guide to train the software vulnerability examiner.

Usability Evaluation of ATM Training Contents for the Elderly (노인을 위한 ATM 교육 콘텐츠의 사용성 평가)

  • Choi, Yoo-jung;Choi, Hun
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2019.05a
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    • pp.230-231
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    • 2019
  • As we move into the aging society, social efforts to improve the IADL of the elderly are getting bigger. In this study, elderly people were taught using tablet PC - based contents in order to make ATM more convenient. The ATM contents used are the educational contents for the tablet PC developed in the same way as the ATM interface used in the actual bank. After the elderly used the content, they evaluated the usability of the content.

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A Study on the Effects of Retirement Expectations & Social Supports & Entrepreneurial Intention for Employees Engaged in Financial Business on the Preparation for their Old Age (금융업 종사자의 은퇴기대, 사회적 지지 및 창업의지가 노후준비에 미치는 영향에 관한 연구)

  • Kim, Hyong-Sok;Kang, Shin-Kee
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.17 no.1
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    • pp.251-265
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    • 2022
  • According to the 2019 statistics of the National Statistical Office, the population of old people over 65 is 7.69 million which consists of 14.9% of total population in Korea, and the world's fastest compressed-aging is being processed. Employees engaged in financial business as representative high-wage workers tend to choose voluntary retirement regardless of their business types, and rarely get a new job or establish their own business successfully. This study analyzes the effects of retirement expectations, social supports, and entrepreneurial intention for employees engaged in financial business, and the differences by individual characteristics on the preparation for their old age. The subjects include 280 people working at Seoul metropolitan and Daegu area. The data were analyzed with the SPSS Win Ver. 18.0 for frequency analysis, reliability analysis, factor analysis, regression analysis, etc. and the results of the study are as follows. First, the result of analyzing the effect of retirement expectations of employees engaged in financial business on the preparation for old age shows that the retirement expectations of the people who consider retirement is a new start meaningfully affect the financial and physical preparations for old age. Second, it is shown that family relations for employees engaged in financial business meaningfully affect the financial preparation, and family relations and friendship relations meaningfully affect the emotional and social preparations, despite social supports do not relevantly affect the financial preparation for old age. Third, it is also shown that the entrepreneurial intention of employees engaged in financial business does not relevantly affect the financial and physical preparations, but meaningfully affects the emotional and social preparations for old age. Fourth, the result of analyzing the effect of the individual characteristics of employees engaged in financial business on the preparation for their old age shows that age, marital status, and job grade do not relevantly affect, but the experience of entrepreneurship education more affects the preparation for old age than no-experience.

A Study on Influencing Factors of Elderly Consumers' Self-Efficacy in Internet Banking Usage: Exploring Moderating Effect of 60s and 70s (고령 소비자의 인터넷 뱅킹 사용 자기효능감의 영향요인에 관한 연구: 60대와 70대의 비교)

  • Ku, Yoonhye;Yang, Su Jin
    • Journal of Korean Home Economics Education Association
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    • v.34 no.4
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    • pp.77-92
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    • 2022
  • Recently, digital transformation in the financial industry has been accelerated, and it has become an important task to improve the level of utilization of Internet banking by elderly consumers, who are vulnerable to Internet use. Accordingly, this study analyzed 3,101 respondents in their 60s or older from the 11th year of the Media Panel Survey to identify demographic, experiential, and psychological factors that affect the self-efficacy of elderly consumers' usage of Internet banking. The main research findings are as follows. First, gender, education, occupation, and income were identified as demographic variables. Second, the Internet shopping experience was identified as an experiential factor. Also, concerns about information security, digital literacy, and high will for problem-solving were identified as psychological factors. Third, as a result of the moderating effect analysis on whether the experiential and psychological factors have different influences according to the group divided into the 60s and 70s, the effect on self-efficacy in the usage of the Internet was classified by age. The results of this study will be able to enrich the discussions related to the intention to utilize technology among elderly consumers by empirically revealing that there are characteristics that cause differences in financial behavior even within one group called the elderly.

취재일기 / 전문지와 업체의 공생관계에 대한 단상

  • Baek, Seung-O
    • Digital Contents
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    • no.12 s.91
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    • pp.14-15
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    • 2000
  • 최근에는 각 산업별로 전문지가 왕성한 활동을 보이고 있다. 경제, 금융, 식품, 법률, 행성, 정보통신, 해양, 에너지, 교육 등 이루 열거하기도 벅찰 만큼 매체들이 많다 그중에는 오랜 전통으로 그 분야의 역사를 한눈에 알아볼 수 있을 정도로 단단한 기반을 가지고 있는 매체가 있는가 하면 최근에 창간돼 이름조차 생소한 매체들도 상당수 있다.정보통신 분야만 보더라도 (정확한 통계는 낼수 없지만, MS사 등 업체들이 발간(뉴스레터 형식의 서비스를)하는 매체를 포함해서) 온라인과 오프라인을 합쳐 70여개의 매체가 있다고 추산되고 있다.

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A Study on Test Evaluation for Network Product (네트워크 제품 시험평가에 관한 연구)

  • 김상영;정지환;황선명
    • Proceedings of the Korea Multimedia Society Conference
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    • 2003.11b
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    • pp.695-698
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    • 2003
  • 인터넷과 컴퓨터 기술발전은 지역적이나 시간적 제약이 있었던 각 조직의 사업 환경을 점차 변화시키고 있다. 선진국 정부기관으로부터 기업, 금융, 교육 등의 조직들이 인터넷 환경을 기반으로 점차 그 응용범위를 확대시키고 있다. 네트워크정보보호 제품의 시험에는 보안성의 경우에는 국제 표준인 CC가 존재 하지만, 보안성의 경우에만 국한되어 보다 신뢰성 있는 네트워크 정보보호 제품의 시험을 위해서는 새로운 체계와 시헝 항목들이 추가되어야 할 것이다. 본 연구에서는 각국의 현황을 창고로 하여 국내에 적합한 체계와 시험 항목들에 대하여 연구하였다.

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