• Review of Korean Society for Internet Information
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• v.20 no.1
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• pp.17-22
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• 2019

• Journal of Korean Home Economics Education Association
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• v.33 no.4
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• pp.139-157
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• 2021

The purpose of this study is to derive implications for Korean home economics curriculum to emphasize consumer competency of adolescents by analyzing the content components of consumer competency presented in 'consumer life' area of middle school home economics curriculum of 3 states in the U.S. The analysis results and implications are summarized as follows: First, the U.S. home economics curriculum is composed of various contents, including credit management, savings/investment/ insurance, taxes, and financial situation, and financial decision-making, to improve adolescent's understanding of finance. In the next revision of Korean curriculum, for financial stability in prolonged life after retirement, it is would be necessary to include contents on basic financial knowledge and technology for financial information utilization so that students can establish financial plans for different life stages in consideration of various variables such as changes in economic environment, etc. Second, the U.S. home economics curriculum was developed to help students make better purchase decisions by applying economic concepts such as prices and interest rates, economic trends and the impact of demand and supply, purchase methods and contract conditions, etc. However, Korean home economics curriculum only focus on purchase plan and purchase decision-making process. It would be necessary to foster consumer transaction competency by introducing economic concepts suitable middle school level. Third, to emphasize "consumer civic competency", Ohio was focusing on "claim of consumer rights" and Wisconsin was focusing on the "acceptance of consumer responsibility." In order to enhance adolescent's consumer civic competency, it would be necessary for Korean curriculum to balance the claim of right and the acceptance of consumer responsibility in the following term, and to emphasize the contents on consumer policies, laws and consumer advocacy to create a consumer environment where consumer sovereignty is realized.

• Journal of Labour Economics
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• v.37 no.4
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• pp.89-112
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• 2014

This paper characterizes an optimal combination of grant and income-contingent loans (ICL) from efficiency and equity points of view as a government subsidy program for higher-education. In particular, we show that it is always desirable to introduce ICL for students regardless of their household incomes, and also provide arguments for the superiority of tax-financing system to loans with risk-premium as a financing mechanism of ICL. From policy point of view, this paper suggests a need for the extended coverage of our ICL system, while justifying its current tax-financing system.

• Proceedings of the Korea Information Processing Society Conference
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• 2001.10a
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• pp.681-684
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• 2001

뛰어난 보안성과 다기능성으로 금융, 교통 등 각종 분야에서 스마트카드의 활용이 점차 늘어나고 있다. 이런 스마트 카드의 장점을 사이버 상에서 이루어지는 교육시스템에 적응시켜 보고자 한다. 기존의 사이버 교육시스템을 중심으로 보안성이 중요시되는 지불 및 교육컨텐츠 보호관련 부분들과 기타 시스템 이용에 관련된 부분들에 스마트 카드를 도입하여 보다 편리하고 안전한 시스템을 구성해 보았다.

• 한국벤처창업학회:학술대회논문집
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• 2018.11a
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• pp.141-143
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• 2018

본 연구의 목적은 금융기관 종사자의 Big5 성격요인에 따른 창업의도를 밝히는데 있다. 또한 디지털미디어 활용 역량이라는 매개 변수가 창업의도에 어떠한 영향을 끼치는지 알아보고자 한다. 금융기관 중 제1 금융권에 재직중인 은행원으로 대상을 세분화하여 살펴볼 예정이다. 은행원의 창업의도에 관한 선행 연구가 적을 뿐만 아니라, 그 내용도 직장 내에서의 직무 만족이나 고용불안정에 따른 이직과 창업의도, 그리고 은퇴 후의 삶에 대한 논문이 다수이다. IT와 핀테크의 발달로 인해 은행의 구조조정은 꾸준히 진행되어 왔으며 앞으로도 지속적으로 실행되어질 것이다. 대상자의 확대로 정년과 상관없이 30대 이후의 모든 연령층에서 희망퇴직이 이루어지고 있는데, 30~40대의 희망퇴직자는 상당수 이직이나 창업에 뜻을 두고 있다. 은행원의 성격 특성을 분리하고 창업의 성장에 중요한 역할을 하고 있는 디지털미디어 활용역량을 분석하여 창업의도와 어떠한 관계가 있는지 살펴볼 예정이다. 은행원의 특성에 맞는 창업교육프로그램이 이루어진다면 창업의 성공적인 결과를 이루어내는데 기여할 것으로 예상된다.

• The Inventors News
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• no.7
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• pp.7-7
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• 2003

일본, 특허 침해제품 수입 중단한다 - 중국 정부도 저작권 보호 나섰다 - 린도스닷컴 `윈도는 일반명사, 독점권리 없다` - 일본 금융청 지재권 담보 채권 발행 허용 - 일본, 지적재산 재판소 설립 추진 - 인터넷을 이용한 원격교육방법 BM특허 등록무효

• Journal of the Korean association of regional geographers
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• v.11 no.6
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• pp.620-639
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• 2005

In terms of loan transactions, mortgage volume secured by housing in Korea is the most important market share. Hitherto housing finance policies are treated as a kind of property pricing policy. So it is time to import financial systems on behalf of the mortgage loan consumers like a mortgage broker. A mortgage broker is an intermediary that brings a borrower and a creditor together to obtain a mortgage loan. The broker takes the application, performs a financial and credit evaluation, produces documents, and closes the loan. Especially mortgage brokers present themselves as specifically acting in the interest of the consumer by shopping on behalf of the consumer for the best product that meets the consumer's needs and financial circumstances. The paper investigates the economic role of mortgage broker, foreign systems focused on USA, UK, Japan, and characteristics of Korean housing finance markets. Finally the paper provides policy recommendations about Korean mortgage broker system composed of licensing type, uniform professional practice standard, educational requirements.

• Journal of the Korean Home Economics Association
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• v.44 no.5 s.219
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• pp.129-142
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• 2006

The purpose of this research was to find the solution of problems originated from financial illiteracy. To accomplish this task, the content which supposed to be taught in the area of personal finance in the Elementary, Middle and High School curricular were identified based on the previous research. Then, the personal finance content taught in public education system were analyzed rising content analysis of over 100 text books related to Personal finance education, such as Home Economics, Social Science, Economics, and Human Life Sciences, etc. Based on the results, followings were concluded. In spite of the fact that only few personal financial education topics were included in the 7th Education Curriculum, many topics taught in the subject of Social Science were duplicated in the Home Economics Curricular. To accomplish the ultimate goal of personal financial education, an introduction of the new course(Personal Finance) in the regular curriculum like U.S. is strongly recommended.

• Journal of Families and Better Life
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• v.29 no.4
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• pp.109-123
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• 2011

The importance of finance in our society is truly absolute, and the of financial consumers who cope with the financial environment is becoming. Recently, many authorities in Korea to perceive the absence of serious economic or financial consumer education in order to find a fundamental solution for such a phenomenon, there is a growing need to introduce financial consumer education. This study aims to review the comprehension power of finance among consumers are college students in this society the importance of finance is becoming greater, and to a way promote financial consumer education by analyzing the demand level for The main results obtained from the include the following. First, as a result of reviewing the characteristics of respondents, their average age was 21.8 years old, and on average they each had 4.16 credit cards. Most of them had no experience of receiving financial consumer education in their teenage years, and their interest level in investment was shown to be above average. Second, as a result of reviewing their comprehension power of finance, it was shown to be 64.10 points on average their comprehension of the income area was the highest, their comprehension money management was shown to be the lowest. Third, as a result of reviewing the perception level of the provision of financial consumer education, it was shown to be very low the perception level of on-line and off-line financial consumer education provided by the YMCA was shown to be the highest. Fourth, as a result of reviewing the level financial consumer education, it was shown to be very high. For the level for institutions financial consumer education, financial institutions the highest. For the level for the method of financial consumer education, respondents chose practical experience the most and education books the least. For the intention of participating in financial consumer education, most respondents that they would participate, and most of them answered that the starting period should be the teenage years and childhood Therefore, as a result, most university student's consumers have concerned on financial education and financial inportance, it need to educate for the university student's consumers, and it need to develop technical tools and contents for ficancial education.

• Environmental Analysis Health and Toxicology
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• v.12 no.1_2
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• pp.39-44
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• 1997

I. 서론 : OECD는 금융, 재정 등 경제적인 협력뿐만 아니라 노동 및 환경 분야 등에 대해서도 상호협력함으로써 회원국 전체 국민이 건강한 삶의 질을 누릴 수 있도록 노력하며 아울러 회원국의 경제성장, 개발도상국의 원조, 범세계적 자유무역의 확대를 위한 정부차원의 정책조정을 위하여 사회, 과학기술, 에너지, 교통 및 교육 등에서도 광범위한 활동을 하는 국제기구이다.(생략)