• The Journal of the Korea Contents Association
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• v.22 no.1
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• pp.601-610
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• 2022

Although the number of people insured by private health insurance in Korea is steadily increasing, the household burden or the status of multiple purchasing for private health insurance has not been addressed. In this study, data of the 2011-2018 Korea Health Panel Survey was used to examine the purchasing trend of Korean households' private health insurance. Households with more than three private health insurance per household member were defined as the 'poly-purchases'. The logit model was applied to analyze factors associated with poly-purchase of private health insurance using 2018 cross-sectional data. From 2011 to 2018, the number of insurances purchased by Korean households increased (4.0 to 4.6), the number of insurances per capita increased (1.3 to 1.6), and the proportion of the poly-purchasing households increased (5.2% to 10.8%). As a result of logit analysis, the probability of poly-purchasing was increased when the household head was a woman, with a high level of education and income, and when the job of the household head was a service or sales. Poly-purchasing was less likely when the family was subsidized with Medical Aids and suffered with more chronic diseases. The results of this study serve basic evidence for establishing policies regarding private health insurance, such as establishing the relationship between public and private insurance.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.11 no.6
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• pp.2190-2195
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• 2010

In order to examine whether the accommodative trainings with push-up or flipper methods induce the decrement of near addition on early presbyopia aged in 40s having less than 1.00 D addition, daily home vision training was performed for 12 weeks. We evaluated accommodative amplitude, accommodative facility, relative accommodation, and presbyopic addition at every one week. Two accommodative trainings significantly decreased the presbyopic addition as a degree from 0.125 D to 0.375 D, and push-up training was more effective than that of flipper training. Both push-up and flipper trainings are an useful methods to decrease the near addition of early presbyopia as an improvement of the accommodative amplitude.

• Journal of Digital Convergence
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• v.14 no.12
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• pp.13-25
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• 2016

This paper analyses the impacts of the characteristics of policyholder and contract on the lapse of Voluntarily Insured Person in National Pension, using the recent lapse data from National Pension Service. The logistic regression model is used in examining lapse odds with several independent variables. The result demonstrates several hypotheses of the lapse behaviors. First, the lapse odds of men is lower than that of women. Second, the effect of age on lapse odds shows concave shave with the peak at 37. Third, insured period has a negative effect on lapse odds in entrants sample. Fourth, standard monthly income has little effect on lapse in either sample. Fifth, the lapse odds decreases as the expected benefit ratio increases. Sixth, 2013 pension bill resulted in the sharp increase of lapse odds and the effect was greater for entrants. Last but not least, spatial environment such as residence also affects the lapse behavior.

• The Korean Journal of Malacology
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• v.27 no.2
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• pp.99-105
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• 2011

This study was conducted to compare the species composition of sessile organisms on the artificial substrates of PVC submerged at different time intervals and duration in Jangmok Bay, Geoje Island, southern coast of Korea. Three PVC plates were submerged at one month interval from March to October and retrieved in November, 2007. A mussel, Mytilus galloprovincialis exclusively occupied the artificial substrates submerged from March to April and occurred as a dominant species to July. An ascidian, Styela plicata occurred as a dominant sessile species from May to August. Balanus amphtrite, Bugula sp., and hydrozoans occurred as dominant species on the plates submerged from July to September. There was a mis-match between the peak time of settlement and dominance of sessile organisms due to the interspecies competitions when the PVC plates were retrieved in November. There was no clear relationship between submerged duration and the abundance of sessile organisms due to the different settlement period. M. galloprovincialis seemed to be a strong competitor which could exclude the previous recruiters of macroalgae by overgrowth and occupy the substrate surface and maintain its high population density by preventing the settlement of other species until late autumn. These results suggested that the composition of sessile organisms in vacant hard substrates could be determined by the combined effects of supply-timing of larvae and post-settlement competitions.

• Proceedings of the Korean Society for Bio-Environment Control Conference
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• 2002.11a
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• pp.3-21
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• 2002

우리나라의 채소산업은 최근에 들어 심각한 위기를 겪고 있다. 국내적으로는 농업인구의 감소와 노령화로 인하여 각종 채소의 생산비는 급속히 상승하고 있으며 힘들고 정밀한 농작업을 하기 어려워짐에 따라 생산되는 채소류의 품질 관리도 제대로 이루어지지 못하는 반면, 국제적으로는 중국이 WTO에 가입하여 우리나라의 채소산업 생산기반을 크게 위협하고 있다. (중략)

• The Korean Journal of Applied Statistics
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• v.28 no.4
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• pp.721-739
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• 2015

The importance of the old age income security will increase for an aging society due to the deepening income polarization. The National Pension(NP) is a representative Social Security scheme in charge of old age income security as well as income redistribution for the insured. Studies by Kim (2002), Kim et al. (2003), and Hong (2013) have reported the possibility of unsatisfactory income redistribution of the NP. Recently Choi (2015) attributed those results to an unnoticed defect in the benefit formula. This study is a test for the unsatisfactory income redistribution of the current National Pension using early participants who have now become pensioners. The method aggregates cohorts and combines individual history data before the year 2013 and the results of the actuarial projection model of the 2013 after the year 2014. The results are divided by measures taken. The redistribution is obviously progressive by the income replacement rate; however, it is significantly regressive when measured by the net benefit theoretically as more plausible. Considering the effect of differing lifetime contribution year among income classes, the regressive redistribution will prevail more in the future pensioners.

• Journal of Digital Convergence
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• v.10 no.4
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• pp.265-270
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• 2012

The subscriber access network is cause of the bottleneck phenomenon because equipment and infrastructure were not originally designed for busty high-bandwidth traffic between MAN(Metro Area Network) and LAN(Local Area Network). Whether riding on shorter copper drops or optical fiber, Ethernet is emerging as the future broadband protocol of choice, offering plug and play simplicity, and low cost. EPON(Ethernet Passive Optical Network) combines point-to-multipoint optical infrastructure with low-cost high-bandwidth Ethernet. The future broadband access network will be a combination of point-to-point and point-to-multipoint Ethernet, optimized for transporting IP data, as well as time critical voice and video. EPON is being considered as a novel communications infrastructure for next-generation broadband access network for the convergence of low-cost Ethernet equipment and low-cost fiber infrastructure. But, EPON has a problem with duplex multimedia services. It is the insufficiency of bandwidth for upstream. Because all ONUs use a shared transmission media for upstream. In this paper, we addressed the problem of upstream bandwidth in EPONs. We presented a wavelength division EPON supporting QoS in the differentiated services framework.

• The Korean Journal of Applied Statistics
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• v.27 no.7
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• pp.1097-1114
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• 2014

Multiple-life policies pay a benefit on the first death or the last death among the group of lives. In practice, the future lifetime random variable of policy holders has been considered to be independent, but it is more rational to take into account the correlations among the policy holders. In this paper, the Gaussian copula is applied to re ect the correlations among policy holders and then to diversify the common shock of the multiple life policies which follows an exponential distribution. Five case studies demonstrate its usefulness of using copula in calculating the premiums of the multiple-life policies including the common shock.

• Korean Journal of Construction Engineering and Management
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• v.20 no.1
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• pp.32-40
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• 2019

This study analyzed operating condition and the problems of damage compensation insunace (property insurance) for qualified architect and derived some suggsetions for improvement. The Certified Architects Act requires all building design and construction supervision to buy property insurance. This study proposes following suggestions to solve problems of current architect property insurance. Firstly, we need to increase the insurance purchasing rate of damage compensation insurance for qualified architect. It is necessary to clearly specify the matters concerning the submission of insurance policies by the architects, which is currently carried out by the Minister's official letter, in the form of official announcement. Secondly, proper insured amount should be adjusted. In order to insured substantial compensation capacity, total amount of insurance should be enlarged. Thirdly, the insurance period should be extended to one year after completion of building to allow compensation for accidents due to design negligence. Generally, the design defect can mostly be identified within one year after completion. Fourthly, insurance coverage should be extended. In the long run, it is essential to enlarge the scope of the security not only to property damage but also to human losses. Finally, an accident record sharing system should be established among insurance companies, so that proper insurance premiums or discounts can be made based on the system.

• Journal of vocational education research
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• v.35 no.6
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• pp.39-63
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• 2016

The purpose of this study was to identify the factors affecting the actual employment rate and job retention rate after completion of the training program the unemployed. Survival analysis was conducted by utilizing employment insurance status and subscription data over two years of 840 patients who finally completed a training course from 889 patients in response to survey about the training service quality in 2012. The finding of the study were as follows. First, the highest employment rate (36.8%) after the completion time was within three months, a period more than 50% of the trainees were employed within six months. While employment continued to occur even with the lapse of one year and two years after the completion point, the employment rate over time was found to decrease gradually. Second, the factors affecting employment rate after completing training, appeared teaching competency(-) among training service quality and potential employability(+), which low awareness of teaching capacity and high awareness potential employability increased the possibility of their employment. Third, the highest periods (each 22.0%, 22.3%) of employment loss rate were within three months and within three to six months, and more than 50% of the trainees have lost their unemployment insurance were less than 8.8 months. Fourth, the factors affecting job retention rates after employment, appeared relationship between teachers and students(+), a fellow student relationships(+) among training service quality and training satisfaction(+), which high awareness of teacher-student relationships, fellow student relationships and training satisfaction increased the possibility of their maintaining employment.