• 한국IT서비스학회지
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• 제23권1호
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• pp.97-121
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• 2024

As data usage grows in importance, ensuring individual control over personal information becomes critical. The emergence of the 'MyData' concept addresses this, particularly in financial services. Although the institutional and technological framework for financial MyData services is in place, there's a need to establish consumer understanding and perception of its usefulness and safety for successful activation. This study focuses on investigating the impact of trust on the intention to use the new mobile banking service, financial MyData. This study has three objectives. Firstly, to analyze whether trust in financial MyData services and trust in financial MyData service providers affect the intention to use financial MyData services. Secondly, to analyze the process of forming trust in financial MyData services based on the phenomenon of transferring trust in service providers to trust in services. Thirdly, to identify the process by which trust transfer occurs between service providers and financial MyData services. Ultimately, the goal of this study is to promote the intention to use financial MyData services based on the concept of trust and to activate these services. In summary, this study emphasizes the significance of trust in financial MyData services, exploring its impact on user intention and the transfer of trust from providers to services. By promoting consumer trust, the research aims to contribute to the activation of financial MyData services.

• 디지털융복합연구
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• 제1권1호
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• pp.213-234
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• 2003

"Trust" becomes a focal issue in e-business. Unlike traditional business environment, virtual situation requires new trust-ensuring mechanism other than face-to-face meetings and other related means of confirmation. Many countries are trying to foster trust services industry in order to increase e-business transactions and activities. This paper compares and contrasts these countries' policies on trust services. Conclusions of this comparative research includes: (1) trust services industry will be tightly integrated horizontally and increase their scope vertically towards trust in business sense over and beyond the mere technical level trust, (2) necessity of reciprocal trust authentication exchange is calling for an international standard in a near future, and (3) two different types of policies are under development: government-led and industry-led. Advantages and disadvantages of different approaches are presented with details of legal implications and structures of operations.

• 한국콘텐츠학회논문지
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• 제12권9호
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• pp.293-310
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• 2012

본 연구의 목적은 탐색속성의 의류서비스, 경험속성의 미용서비스, 신뢰속성의 치과서비스 등을 대상으로 서비스제공자의 서비스제공과 관련된 서비스역량, 반응성, 신뢰성 특성이 소비자의 인지적 신뢰에 미치는 영향과 서비스제공자의 개별고객화 특성이 소비자의 감정적 신뢰에 미치는 영향을 확인하고 설명하는 것입니다. 또한 인지적신뢰가 감정적신뢰 및 고객충성도에 미치는 영향과 감정적신뢰가 고객충성도에 미치는 영향을 확인하고 설명하는 것이다. 본 연구에서 설문은 의류서비스, 미용서비스, 치과서비스의 이용 경험이 있는 소비자를 대상으로 표본을 수집하였다. 수집된 자료는 AMOS 18과 SPSS win 19.0 통계패키지를 이용하여 제기된 연구가설을 검증하였다. 분석결과로는 첫째, 의류서비스에서 서비스제공자의 반응성 특성은 소비자의 인지적신뢰에 영향을 주었고, 이는 다시 감정적신뢰에 영향을 주었다. 그러나 고객충성도에는 영향이 없는 것으로 확인되었다. 둘째, 미용서비스에서 서비스제공자의 서비스역량 특성과 신뢰성 특성은 소비자의 인지적신뢰에 영향을 주었고, 개별고객화 특성은 소비자의 감정적신뢰에 영향을 주었으며, 인지적신뢰 및 감정적신뢰 모두 고객충성도에 영향을 주는 것으로 확인되었다. 셋째, 치과서비스에서 서비스제공자의 신뢰성 특성은 소비자의 인지적신뢰에 영향을 준 반면, 개별고객화 특성은 소비자의 감정적신뢰에 영향을 주었다. 그러나 소비자의 인지적신뢰는 고객충성도에 영향을 준 반면, 감정적신뢰는 고객충성도에 영향이 없는 것으로 확인되었다.

• Asia pacific journal of information systems
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• 제16권2호
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• pp.27-46
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• 2006

As an extension of Technology Acceptance Models (TAM), the relative importance of perceived usefulness (PU) and perceived ease of use (PEU) in adopting two different mobile services are examined using service compatibility and user trust as moderating variables. This research shows that PEU is a relatively more important factor in the adoption of new mobile services when the new mobile services are highly compatible with existing services, while trust is an important influential factor in the adoption of services with a relatively low service compatibility. Trust does not significantly change the relative importance of PEU in the adoption of highly compatible mobile services, while the user's trust changes the importance of PU in the adoption process for the mobile services with relatively low service compatibility.

• 경영과학
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• 제22권2호
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• pp.13-34
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• 2005

Mobile banking service has emerged as an important profit source for both banks and mobile phone service companies. However, the growth of the mobile banking service is behind the expectation of banks and mobile phone companies. One plausible explanation for this laggard diffusion of mobile banking may be the lack of consumers' initial trust on the service. Therefore, this study investigates the critical factors in building trust and intention to use mobile banking services. Our research results show that propensity-to-trust, structural assurance, and relative advantages of services have significant impacts on consumers' initial trust in mobile banking service Furthermore, initial trust in mobile banking service is a critical factor for adopting mobile banking services Contrary to our expectation, however, reputation of banks and mobile phone companies are not significant in attracting consumers to mobile banking services.

• 웰빙융합연구
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• 제7권3호
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• pp.43-53
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• 2024

Purpose: his study aims to explore how healthcare provider service characteristics in telemedicine services, which have become more common since the pandemic, affect rapport formation and service satisfaction with healthcare providers. Research design, data and methodology: A group of actual telemedicine users underwent data collection and empirical analysis. After analyzing reliability and validity, hypotheses were tested using a structural equation model. Results: Key perceived attributes of healthcare providers in telemedicine services were identified as doctor effort, doctor listening, and doctor expertise. Each of these variables had a significant positive impact on trust in telemedicine. Moreover, these attributes significantly positively impacted rapport formation and user service satisfaction, which was mediated by trust. However, the direct impact of rapport formation on service satisfaction was not supported. Conclusions: The study's findings have academic and practical implications for expanding telemedicine services. As an initial empirical study on telemedicine services, it confirms the importance of trust and rapport formation even in non-face-to-face medical situations. In order to overcome the limitations of non-physical contact, telemedicine services should strive to develop UI/UX designs that are more interoperable and boost trust in service apps.

• 한국정보시스템학회지:정보시스템연구
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• 제32권3호
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• pp.63-83
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• 2023

Purpose With the continuous growth of the OTT services market, trust issues are becoming increasingly important, but research on this topic is still in its infancy. The purpose of this study is to identify the structural relationship between information system quality and reuse intention of OTT services and to analyze the impact of trust and user satisfaction. Design/methodology/approach This study proposed a research model based on the information system success model. In this study, a survey was conducted among 236 Korean users who have used OTT services within the last six months. Findings The results of the analysis showed that text quality and visual quality had a significant impact on trust in OTT services, with text quality having the largest impact. System quality and text quality also had a significant impact on trust in OTT service providers. However, visual quality did not have a statistically significant effect on trust in the service provider. Trust in the OTT service and the service provider was analyzed to have a significant impact on user satisfaction. However, it did not have a statistically significant impact on reuse intention. These findings have important implications for improving trust in OTT services to increase users' reuse intentions. It is also expected to contribute to further expanding the field of OTT service research.

• 산경연구논집
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• 제11권11호
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• pp.19-28
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• 2020

Purpose: The supply of and demand for medical services continue to increase as the current social environment changes. Consequently, competition among medical institutions is intensifying and hospitals must establish appropriate management strategies to improve the medical services they provide. This study suggests that the authenticity of doctors is a factor in improving medical-service quality and examines the effect authenticity has on the affective trust and satisfaction of patients. Design, methodology, and approach: The study utilized previous studies to examine the significance of potential variables, established hypotheses and used a questionnaire to confirm these hypotheses. The questionnaire was distributed to patients who had visited a hospital in the previous six months. Responses were analyzed empirically using structural equation modeling. Findings: The analysis found that a physician's authenticity has a significant impact on the affective trust of patients. While patients' affective trust does not have a similar strong impact on patient satisfaction, physician authenticity does have a significant impact on patient satisfaction. Conclusion and implications: This study examined the roles of authenticity, affective trust, and patient satisfaction in doctor-patient relationships in the medical services field. The implication of the findings is that physician authenticity is a prerequisite for patient satisfaction of medical services.

• 인터넷정보학회논문지
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• 제15권6호
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• pp.35-45
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• 2014

소셜 네트워크를 통해 생산 유통되는 정보들은 신뢰할 수 없는 불분명한 정보들이 많고 그런 정보들이 무분별하게 확산되기 때문에 사용자들은 정보에 대한 신뢰성 여부를 판단하기가 힘들다. 특히 정보의 신뢰성에 대한 평가가 전적으로 사용자들의 판단에 맡겨지고 있는 상황에서, 온라인 정보의 신뢰도에 대한 체계적인 평가 방안의 마련이 절실하다. 본 논문에서는 소셜네트워크서비스의 신뢰도 평가 지표로서 KTI (Korean Trust Index for SNS)를 설계하여, 서비스 사용자들이 정보의 신뢰성을 판단할 수 있는 기준을 제시하였으며, 이를 통해 사회적 신뢰 수준을 분석할 수 있도록 하였다. SNS의 서비스 특성을 고려하여, 신뢰도에 영향을 주는 요인을 정의하였고 이를 바탕으로 온라인에서 유통되는 정보에 대한 신뢰도를 평가할 수 있는 신뢰모델을 설계하고 신뢰지수 KTI를 제시하였다. 신뢰지수 KTI의 개발은 SNS에 대한 신뢰 수준을 측정하여 이를 정량화함으로써, SNS 연결망을 효율적으로 활용하기 위한 신뢰 확보가 가능할 것으로 기대한다.

• 산학경영연구
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• 제16권
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• pp.1-21
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• 2003

신뢰가 기업의 경쟁력은 물론이고 산업재 마케팅 및 구매성과에 미치는 영향력과 중요성에도 불구하고 기존 연구에서는 비즈니스서비스(business services) 구매 상황에서 (1) 신뢰의 역할을 간과했고, (2) 공급자에 대한 신뢰에 영향을 미치는 요인과, 공급자에 대한 신뢰가 구매성과에 미치는 영향을 체계적으로 분석하지 못하였으며, (3) 신뢰-전략-성과를 연계시킨 심도 있는 연구가 국내외를 막론하고 절대적으로 부족한 실정이다. 따라서 본 연구의 목적은 비즈니스서비스(business services) 구매 상황에서 첫째, 공급업체와 판매원의 특성 및 관계특성이 공급업체와 판매원에 대한 신뢰에 미치는 영향을 살펴보고, 둘째, 공급업체와 판매원에 대한 신뢰가 구매성과에 미치는 영향을 우리나라 기업을 대상으로 실증적으로 분석하였다. 본 연구에서는 비즈니스서비스 공급자와 수혜자 관계에서 신뢰를 구축하고 유지하는 것이 산업의 경쟁력 특히 성과에 유의적인 영향을 미치고 있음을 발견하였다. 특히 비즈니스서비스 수혜기업의 업무효율성 제고와 생산성 향상에 직접적으로 영향을 미치고 있다. 비즈니스서비스 산업의 경쟁력을 높이기 위해서는 공급기업의 서비스 품질과 서비스 생산성에 대한 관심이 절대적으로 요구된다. 이러한 연계성을 본 연구에서는 신뢰라는 매개변수를 통하여 분석하고 입증하였다. 즉 비즈니스서비스 공급자와 수혜자간 신뢰를 바탕으로 수혜자와 공급자의 공동 노력으로 서비스 품질과 생산성을 제고시킬 수 있음을 시사하고 있다.