• THE INTERNATIONAL COMMERCE & LAW REVIEW
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• v.35
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• pp.41-69
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• 2007

This study analyzes some important implications for the forthcoming revision of eUCP through the methodology of expected utility maximization theory. The overall results are as follows. First, beneficiary with an initial wealth has a risk-averse utility in traditional letter of credit transaction, and he would be more risk-averse in eUCP transaction. Secondly, the beneficiary who has risk-averse utility will pay for the risk premium to reduce the risk of corruption of an electronic record by means of cost of loss reduction activities. Thirdly, the cost of loss reduction activities is represented by a convex cost function, Fourthly, a risk averse beneficiary pursues loss reducing activities to the point where the expected marginal product of loss reduction is less than its marginal cost. Fifthly, a more risk-averse eUCP beneficiary will always select a higher level of loss reduction as long as the effectiveness of loss reduction is certain. Sixthly, when the effectiveness of loss reduction is uncertain, the more risk-averse eUCP beneficiary does not necessarily choose a higher level of loss reducing activities. Finally, it would be more reasonable that eUCP Article 11 should protect eUCP beneficiary who pursues a higher level of loss reducing activities.

• Journal of the Korean Society for information Management
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• v.31 no.3
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• pp.89-110
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• 2014

In this study, we analyzed KERIS Document Delivery Service (DDS) using its transaction data for the period of nine years from 2004 to 2012. We first examined the overall statistics focusing on member contributions, and conducted a network analysis based on the records of request/response (supply) between member libraries. Key findings include the following: First, in over 80% of member libraries, the number of outgoing requests exceeded the number of their responses to incoming requests. That is, for the vast majority of member libraries, their participation was concentrated on the request side. Second, KERIS DDS relies heavily on a relatively small number of top contributors, especially on the supply side. While the top contributors were active in both requests and responses (supplies), in most cases, they received and processed a disproportionally large number of requests. Third, the network analysis based on DDS requests for journal articles in 2012 further revealed the central role of top contributors. The level and pattern of concentration, however, appeared to differ by subjects (DDC). Three main patterns of centralization were found in different subjects - a network centered on a single member, a network having multiple centers, or a distributed network.

• Journal of Korean Society of Archives and Records Management
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• v.20 no.4
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• pp.81-105
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• 2020

This study examines the possibility of applying various recordkeeping methods through a platform built in 2019 by the National Archives of Korea. In particular, it aims to develop a way to track and store transactions using blockchain and to design and present the method of records management automation using smart contracts. In this regard, a literature review, a system analysis of CAMS and MAM, interviews with the experts, designing, implementation, and the development of the system's proof of concept were performed. These efforts resulted in the proposal of an archives and records management strategy utilizing blockchain, which guarantees transparency and accountability by preserving an audit trail on recordkeeping activities.

• Journal of the Korean BIBLIA Society for library and Information Science
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• v.4 no.1
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• pp.85-102
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• 1980

Accepting the necessity for maintaining the objectives of the existing circulation system, the computer-based system could be designed by the system analyst and librarians to gain a variety of improvements in the maintenance, accessibility of circulation records and more meaningful statistical records. If the terminal can be operated on-line, then this circulation data is transmitted directly to the computer, where it may update to the circulation file immediately or alternatively be kept in direct access file for updating in batch mode. on-line system in the circulation operations is "data-collection system" and "Bar-coded label system" Bar-coded label system is simple, quick, and error-free input of data. Attached to CRT terminal is a "light pen" which is hand held and will read a bar-coded label as the pen is passed over the labels (one affixed to the book itself, other carried on the borrower cards). Instantaneously the data concerning transaction is stored in the central mini-computer. It is useful, economical for us to co-operate many libraries in Korea and design borrower's ID code, book no., classification code in the Bar-coded label system by the members of the computer center and the library staff at every stage. As for book loan, the borrowers ID code, book number and classification code are scanned by the bar-code scanner or light pen and the computer decides whether to loan and store the data. The visual display unit shows the present status of a borrowers borrowing and decides whether borrower can borrow.

• The Journal of Korea Institute of Information, Electronics, and Communication Technology
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• v.13 no.3
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• pp.235-242
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• 2020

This paper proposes a system that can manage and verify personal career information through a block chain to solve the problem of getting a job by forging an individual's career when hiring employees. Blockchain network uses private network, and inside the block, the user's academic and career information is kept. The functions of the block chain perform the functions of block creation, block internal data retrieval, career and academic verification, which works through chain code. As a result of the performance evaluation of the proposed system, the processing time per transaction was measured at approximately 110 ms and the search time was measured at 10 ms, and it was applied to the actual system to confirm that it was available.

• The Korean Journal of Archival Studies
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• no.70
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• pp.119-156
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• 2021

The department of processing is one to supervise the care for documents and the transaction of business and is also the starting point for task and production of records. In the department of processing, it not only produces records but also performs most tasks including keeping on file, organizing, arranging the period of preservation and transferring. Despite the importance of this record management in the department of processing, the problem of record management in the department of processing is considered to the private problem such as lack of will of task performers. After investigating the importance of record management and the record management that task performers think through a survey, this study deducts the matters to improve in the task of record management at the institution.

• Information Systems Review
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• v.25 no.1
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• pp.111-128
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• 2023

With the development of artificial intelligence technology, interest in data-based product preference estimation and personalized recommender systems is increasing. However, if the recommendation is not suitable, there is a risk that it may reduce the purchase intention of the customer and even extend to a huge financial loss due to the characteristics of the financial product. Therefore, developing a recommender system that comprehensively reflects customer characteristics and product preferences is very important for business performance creation and response to compliance issues. In the case of financial products, product preference is clearly divided according to individual investment propensity and risk aversion, so it is necessary to provide customized recommendation service by utilizing accumulated customer data. In addition to using these customer behavioral characteristics and transaction history data, we intend to solve the cold-start problem of the recommender system, including customer demographic information, asset information, and stock holding information. Therefore, this study found that the model proposed deep learning-based collaborative filtering by deriving customer latent preferences through characteristic information such as customer investment propensity, transaction history, and financial product information based on customer transaction log records was the best. Based on the customer's financial investment mechanism, this study is meaningful in developing a service that recommends a high-priority group by establishing a recommendation model that derives expected preferences for untraded financial products through financial product transaction data.

• The KIPS Transactions:PartB
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• v.15B no.4
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• pp.347-354
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• 2008

In this paper, we propose a method for personalizing and intelligence of speech Web. The proposed system records information that was demanded in the past as a transaction, explores association rules from those transactions, and discovers itemsets from frequent requests. This method is to recommend relevant information, based on frequent itemsets, to users who have similar inclinations to previous users. As a result of experimenting and implementation of proposed system for verification, we confirmed that the proposed system can recommend previously frequently requested information as relevant information.

• Korean Management Science Review
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• v.33 no.3
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• pp.65-87
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• 2016

Being the FinTech technologies rapidly developed, the non face-to-face private loan market is also growing dramatically. While the real-world interests in this market are keen, the empirical studies on the issue are few compared to its prospective impact on credit loan market. This paper suggests a credit scoring model for the non face-to-face private loan employing the ratings approach (the absolute measurement method) of AHP. Analyzing a sample of data consisting of 460,000 transaction records over an 8-year period in the United States, we develop a scoring model for the non face-to-face private loan screening, and validate the model for the practical usage. Conducting sensitivity analysis, we suggest customized cut-off points for the loan execution to suit each individual loan institution's need.

• Journal of KIISE:Databases
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• v.27 no.1
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• pp.129-140
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• 2000

We propose the ARIES/RL which extends the with 're-logging' technique to manage the limited online 1og space efficiently even though 1ong-duration transactions exist. Re-logging isa technique that log records used in transaction rollback and restart recovery are copied forward in the log whenever the online log is not sufficient for keeping logs of on-going transactions It does not hurt the advantages of ARIES. Moreover, it handles log space efficiently in executing long-duration transactions. We also present the evaluation result of ARIES/RL and show that ARIES/RL handles online log efficiently.