• Title/Summary/Keyword: toss Model

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A study on User experience of Fintech Application Service -Focused on Toss and Kakaobank- (핀테크 애플리케이션의 사용자 경험 연구 -토스와 카카오뱅크를 중심으로-)

  • Kim, Hyun-Woo;Kim, Seung-In
    • Journal of Digital Convergence
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    • v.18 no.1
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    • pp.287-293
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    • 2020
  • This study is about comparing and analyzing the representative fintech application service, Toss, and Kakaobank from the user's point of view and suggest development according to the main factors of user experience. The experimental group who have used both mobile application was recruited to do a task about deposit and withdrawal service. After the task, an in-depth interview was conducted by reorganizing the "Creating Pleasurable Interface model" by Stephen P. Anderson. Interview questionnaire is based on propensity and feature of generation 2030. As a result of the experiment, the user showed satisfaction with usability and showed different application usage experience depend on financial transaction propensity and money management. Therefore, the application needs features that could grasp the propensity and also service to manage money in everyday life. Based on this study, it is expected to develop be user-based fintech application service in related fields.

Performance Prediction on a Partially Admitted Single-Stage Axial-Type Turbine (부분분사에 의하여 작동하는 축류형터빈의 성능예측에 관한 연구)

  • Cho Chong-Hyun;Cho Soo-Yong;Kim Soo-Yong;Choi Sang-Kyu
    • Journal of the Korean Society of Propulsion Engineers
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    • v.9 no.3
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    • pp.10-17
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    • 2005
  • A performance prediction model is developed for partially admitted axial-type turbines. Losses generated within the turbine are classified to the windage loss, expansion loss and mixing loss. The developed loss model is compared with an experimental result. The results predicted with the developed model agree well with the experimental results than those predicted with several other models because this model considers three different kinds of losses. Moreover, this model predicts well the performance even the partial admission is changed. So, this model could be applied to predict the performance of partially admitted axial turbine and it has a high accurate performance.

Electrooculography Filtering Model Based on Machine Learning (머신러닝 기반의 안전도 데이터 필터링 모델)

  • Hong, Ki Hyeon;Lee, Byung Mun
    • Journal of Korea Multimedia Society
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    • v.24 no.2
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    • pp.274-284
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    • 2021
  • Customized services to a sleep induction for better sleepcare are more effective because of different satisfaction levels to users. The EOG data measured at the frontal lobe when a person blinks his eyes can be used as biometric data because it has different values for each person. The accuracy of measurement is degraded by a noise source, such as toss and turn. Therefore, it is necessary to analyze the noisy data and remove them from normal EOG by filtering. There are low-pass filtering and high-pass filtering as filtering using a frequency band. However, since filtering within a frequency band range is also required for more effective performance, we propose a machine learning model for the filtering of EOG data in this paper as the second filtering method. In addition, optimal values of parameters such as the depth of the hidden layer, the number of nodes of the hidden layer, the activation function, and the dropout were found through experiments, to improve the performance of the machine learning filtering model, and the filtering performance of 95.7% was obtained. Eventually, it is expected that it can be used for effective user identification services by using filtering model for EOG data.

Measurement of UHF-Band Propagation Loss for the Long Range Maritime Communication Environment (장거리 해상 통신 환경에서의 UHF 대역 전파 손실 측정)

  • Kim Kyun-Hoi;Tak Youn-Do;Shin Seok-Hyun
    • The Journal of Korean Institute of Electromagnetic Engineering and Science
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    • v.17 no.5 s.108
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    • pp.490-499
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    • 2006
  • In this paper, we present the newly developed propagation toss model of a long range maritime communication channel, measured by a ground to air flight test, and discuss its validity compared with the predictive value based on the spherical earth reflection model. To measure the propagation loss, actual flight test was performed in the Yellow Sea and the measurement of receiving signal strength was made for overall test range. As far as the test condition is concerned, it is expected that the receiving signal strength must be interfered with the reflected wave by an island existing around the reflection point. Therefore we introduce some modifications on the conventional spherical earth reflection model by including the effect due to the reflected wave from the island. And then, we compare the path loss measured by flight test with that one analyzed by the spherical earth reflection model accounting for reflected wave of the island. As a result of the comparison, it is verified to predict the path loss accurately by the spherical earth reflection model including the effect due to the reflected wave from an island for a long range ground to air communication.

A Framework for the IFC Interoperability Test Method to Support BIM (BIM 지원을 위한 IFC모델 호환성 검사 방법에 관한 기초 연구)

  • Kang, Hoon-Sig;Lee, Ghang;Shin, Yun-Ah
    • Proceedings of the Korean Institute Of Construction Engineering and Management
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    • 2008.11a
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    • pp.674-677
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    • 2008
  • The Architecture, engineering, & construction (AEC) industry domains have grown more complex and larger, BIM is a digital representation of a building to facilitate the exchange and development of construction information integration and interoperability. Industry Foundation Classes (IFCs), under development by International Alliance for Interoperability (IAI), represent the part of buildings or elements of a process. IFC has been adopted as a central information repository in order to deliver integrated building information. Other BIM software could open the IFC file, recognize standard objects such as walls, window, and doors as building components. The IFC standard is generally agreed to be of high quality and is widely implemented in software. However, sometimes, information distortion or information toss occurrs during information exchang. The IAI Model Support Group (IAI-MSG) offers the opportunity to certify IFC-compliant applications based on a structuralized approach. However, IFC interoperability error also have occurred by using certificated tools. As project participants exchange BIM information by using BIM software they will need a reliable and efficient exchange of information. In this paper, previous interoperability tests were analyzed, and we propose a new concept in interoperability test.

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A redistribution model for spatially dependent Parrondo games (공간의존 파론도 게임의 재분배 모형)

  • Lee, Jiyeon
    • Journal of the Korean Data and Information Science Society
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    • v.27 no.1
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    • pp.121-130
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    • 2016
  • An ansemble of N players arranged in a circle play a spatially dependent Parrondo game B. One player is randomly selected to play game B, which is based on the toss of a biased coin, with the amount of the bias depending on states of the selected player's two nearest neighbors. The player wins one unit with heads and loses one unit with tails. In game A' the randomly chosen player transfers one unit of capital to another player who is randomly chosen among N - 1 players. Game A' is fair with respect to the ensemble's total profit. The games are said to exhibit the Parrondo effect if game B is losing and the random mixture game C is winning and the reverse-Parrondo effect if game B is winning and the random mixture game C is losing. We compute the exact mean profits for games B and C by applying a state space reduction method with lumped Markov chains and we sketch the Parrondo and reverse-Parrondo regions for $3{\leq}N{\leq}6$.

Analysis of OpinionMining on Consumer Satisfaction of InternetBanks: Focusing on the app review (인터넷전문은행의 소비자 만족에 관한 오피니언 마이닝 분석: 앱 사용 후기 중심으로)

  • Lee, Jong Hwa;Lee, Hyun Kyu
    • The Journal of Information Systems
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    • v.32 no.3
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    • pp.151-164
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    • 2023
  • Purpose This study aims to analyze the current status of consumer awareness on Internet banks by conducting a full investigation and collecting user opinions presented on Google Play. After cateogorizing the current dissatisfaction, we would like to present not only the direction of the Internet bank service of but also the improvements of the platform. Design/methodology/approach Using opinion mining, subjectivity analysis, polarity analysis, and polarity information analysis of comments were conducted step by step to extract negative and positive keywords. The extracted keywords analyzed the weights of the frequently appearing positive and negative keywords using the TF-IDF model. Based on previous studies that negative information is more sensitive to positive information, we tried to confirm the connection, proximity, and mediation of negative keywords. Semantic Network Analysis (SNA) was used to visualize the connection relationship between the negative comment keywords of the three Internet banks. Findings Domestic Internet banks such as Kakao Bank, K-Bank, and Toss Bank have attracted a lot of attention even before they were established, and after establishment, they have secured a wide range of users through platforms that are completely different from existing banks. This study found out that the convenience of the app affects the opening and transaction of non-face-to-face accounts, which are characteristics of domestic Internet banks, which also affects the bank's business strategy. In addition, this study shows that the business characteristics of the company can be identified.