• Journal of the Korean Home Economics Association
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• v.18 no.2
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• pp.49-55
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• 1980

As the society has been capitalized, the importance of money has appeared widely. And there are many problems caused from the lack of money is supposed rather a qualitative problem happened by mismanagement of money than a quantitative. The purposes of this study are to suggest the desirable direction in money management education to adolescents and to provide some basic data to resolve the juvenile delin-quency caused from lack of money. With this purposes this study dealt with the money management behavior of adolescents with reference to self-concept, which was considered one of the influential factors to the money management behavior. Questionnaires composed with the Self-concept test (developed by Dr. chung) and the Money management test (developed by Dr. Troelstrup) were distributed to 300 high school students. 180 of them was taken as data. mean score and F-ratio were applied as statistical methods. As result, significant difference in money management behavior between the groups divided by self-concept scores were found. The higher the self-concept score is, the more desirable the money management behavior is. Here we cannclude as follow; As the money management behavior of adolescents differs with reference to the self-concept, it is possible to help the adolescents 세 develop the money management by inspiring the self-concept. And money management training as a consumer education is needed by all means at home, because it has an important effect upon the identity establishment, the major developmental task in adolescence.

• Journal of Korean Home Economics Education Association
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• v.13 no.3
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• pp.103-118
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• 2001

The purpose of this study was to analyze the casual relationship of the background variables. 4-value orientations. 5 money spending styles and the money management behavior of high school girls. The subjects were 498 high school girls. We used Cronbach\` $\alpha$. Pearson correlation coefficients multiple regression and path analysis as statistical analysis. The results were summarized as follows Resulting from path analysis, the money spending styles were the most influential variable on money management behavior and value orientations were more influential variable on the money spending styles rather than the money management behavior. The money management behavior of high school girls had the directive linear relationships with the variables such as goal-oriented value and 4 money spending styles-security conspicuous. non-monetary and unconcerned.

• Journal of Korean Home Economics Education Association
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• v.12 no.1
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• pp.89-108
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• 2000

The objective of this study is to analyze variables that have significant effects pocket money management of adolescents. and to provide useful information for parents and educators who educate adolescents. Data obtained from questionnaires returned by 1,200 adolescents who were randomly selected from middle and high Schools in Chejudo. The data were analyzed by using SPSS Win Program. 40.3% of the adolescents were satisfied with their pocket money. Monthly average pocket money of them was 305.00￦, middle school students were 19.780￦. high school students were 41.230￦ male students were 32.880￦. and female students were 28,130￦. Pocket money expenditure of adolescents differed significantly according to gender. school, region. and pocket money. 43.3% of adolescents had experiences in doing part time for making pocket money. Gender, school, and pocket money have a statistically significant effect on it. The strongest predictor of pocket money management of adolescents is their consumer socialization. Pocket money management of them mostly was influenced by family. friends. school. and mass media.

• International Journal of Human Ecology
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• v.5 no.2
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• pp.93-110
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• 2004

The purpose of this study is to investigate the money management behavior according to the consumption value for consumers, especially for adolescents. Using 502 samples of middle school adolescents, a survey was conducted from May 10 to May 20, 2004. The main results were as follows: 1) The consumption value for adolescent consumers was categorized conspicuous-consumption value, brand-oriented value, mental-oriented value and advertising-dependent value. 2) Female adolescent, with more private spending money, with mobile phone, with importance on brand when purchasing mobile phone, paying more for using mobile phone, having conspicuous-consumption value, with more importance for brand when purchasing mobile phone and having more advertising-oriented value. Adolescent consumers with less private spending money, less payment for mobile phone and having mental-oriented value. 3) Female, with more educated mother, with less spending private money and having better money management behavior. 4) With less conspicuous-consumption value, more mental-oriented value, adolescent consumers have better for money management behavior.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.3
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• pp.245-251
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• 2020

This study aims to investigate whether financial literacy, parental socialization, peer influence and self-control have a significant impact on money management among students of a Malaysian public university. In most settings, the studies on the determinants of personal saving behavior among university students focus on personality factors, attitudes toward money and possessions, and financial knowledge as predictors of money management behavior. Primary data are collected using a self-administered questionnaire with the samples comprised 186 students. The findings show that all the financial literacy and parent socialization have a positive relationship with money management; meanwhile, peer influences and self-control have a negative relationship with money management. This is because the majority of students admit they cannot control their self in managing their money. In this study, parent socialization has a significant relationship with money management which signifies that parents are playing essential roles in ensuring their children to establish money management. In practical, this study can contribute to the parents in providing their children to foster sound money management. Besides, Perbadanan Tabung Pendidikan Tinggi Nasional (National Higher Education Fund Corporation) PTPTN should monitor the loan, and management process and arrange motivational program so that students can more focus on the educational expense.

• Journal of Families and Better Life
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• v.19 no.1
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• pp.111-129
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• 2001

This study was performed to develope a money management education program for elementary school students graded from 3 to 6 in order to enhance their money management skill. Based on the developmental stages of the children, this program covered five financial issues such as value of money, financial planning, allowance planning, saving and investment, and consuming and purchasing. Total 15 specific education programs were developed. The contents included in each program were value of money & economic circulation, types of money and the importance of money management, the issues related on choice and resource use, long-term and short-term planning, the relationship between occupation and earnings, career planning, budgeting, the reasons and types of saving, understanding of interest, investment methods, the functions of market and trade, intra family income distribution, consumptions, and consumer decision making process.

• Journal of Korean Home Economics Education Association
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• v.13 no.2
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• pp.27-27
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• 2001

The purpose of this study was to examine the influences of 4-value orientations the 5 money spending styles. and the background variables to the desired money management behavior of high school girls The samples were selected from 498 high school girls. Cronbach'α and Multiple regression were used as statistical analysis.The results were summarized as follows : Resulting from multiple regression analysis, the desired money management behavior of high school girls had the positive linear relationships with the variables such as financial satisfaction. goal-oriented value, and 4 money spending styles - security, conspicuous, non-monetary, and unconcerned - in five money spending ,styles. The most influential variable was money spending styles.

• Korean Journal of Human Ecology
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• v.14 no.1
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• pp.95-105
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• 2005

This study examined the factors affecting college students' money management behaviors according to credit card usage. The data were collected from 481 college students in Busan and Gyeongnam areas by a self-administered questionnaire. Frequencies, Cronbach's Alpha, factor analyses, t-test, Pearson's correlation analysis, and regression analyses were conducted by SPSS WINDOWS. The results from this study were as follows. First, there were significant differences between credit card usage group and non-usage group in the means for future preparation, stingy attitude, and planned expenditure. However, there was no significant difference in the mean of money management behaviors. Second, for the credit card usage group, the significant variables affecting money management behaviors included sex, grade, experience of consumer education, father's occupation, monthly household income, future preparation, stingy attitude, methods of emotional change, planned expenditure, and negative recognition. On the other hand, for the non-usage group, grade, experience of consumer education, father's occupation, way of success, future preparation, stingy attitude, planned expenditure, and conditional permission were significant. These results imply that financial management education including values about money and consumption patterns should be conducted.

• Journal of Korean Home Economics Education Association
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• v.22 no.1
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• pp.79-96
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• 2010

The purpose of this study was to examine the money spending styles and the money management behaviors according to family strengths of adolescents. The subjects were 914 high school students. To examine research questions, Cronbach'$\alpha$, t-test, one-way ANOVA, and Duncan test were used. The research results can be summarized as follows. The family strengths scores of adolescents was generally moderate, 3,36 points. The money spending styles consist of the stable style, conspicuous style, and indifferent style. The average of indifferent style was 3.33 points, stable style was 3.01 points and conspicuous style was 2.91 points. The money management behaviors consist of the planning, implementing, evaluating, and saving. The average of the planning was 2.81 points, implementing was 2.87 points, evaluating was 2.90 points, saving was 2.50 points. The family strengths statistically significant differences in the money spending styles and the money management behaviors were detected. The family strengths was very important variable in the money attitude and behavior of adolescent.

• Korean Journal of Human Ecology
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• v.8 no.1
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• pp.45-62
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• 1999

The purpose of this study was to investigate the money management behavior of adolescents and to examine the demographic variables and consumer behaviors which influence the money management. The subjects were 347 high school students in Chonju, Korea. The main results were as follows; 1) The mean score of the money management behavior of adolescents were 3.06. Among the variables, evaluating showed the highest score, and implementing was the second highest score. 2) The significant variables which influence the money management for adolescents were application of the information sources, sex, reference group, participation of the financial decision-making for the family, number of the siblings, tendency for materialism.