• 제목/요약/키워드: the lower income families

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독신가구의 경제생활에 대한 탐색적 연구 (An Exploratory Study on the Economic Life of Single Households)

  • 심영
    • 가정과삶의질연구
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    • 제20권6호
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    • pp.197-208
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    • 2002
  • The purpose of this study was to investigate the economic lives of single households with the age of 30 through less than 50. The economic life was examined in three aspects; income, assets, and consumption expenditures and patterns. One hundred sixty single households were surveyed, with questionnaires for 15days from April 1 to April 15 of 2002, and analyzed with descriptive statistics. The results were as follows: about 30.8% of total single households in the sample were in the income group of 1,500,000 thought less than 2,000,000 won. The size of income for the 30's was less than that for the 40's. Compared with male single households, female single households were more in both low and high levels of income. The saving rate tended more or less to be low. The more the age, the higher the saving rate. As for debt, the 40's single households, male single households, high school single households (compared to the 30's single households, female single households, university and graduate single households, respectively) were relatively higher. In general, the single households tended to have debts due to preparation for housing, credit over use. The assets tended to be managed by themselves. The economic preparation for the old life was done by banking system rather than insurance. The average monthly living costs was higher in the age of the 40's single than the age of the 30's single. The living costs of the female single households was higher or lower than those of the male single households. As for consumption patterns, there was the most in the expenditure allocation for food away from home, then for culture entertainmentㆍsocial life, and for clothing and shoes. As for the convenience of the consumption life in overall, there were more responses in moderation and inconvenience than in convenience.

영유아 무상보육 확대정책에 따른 문제점 및 개선방안에 관한 연구 (A Study on the Problems and Improvements of Free Infant Care Policy)

  • 김운삼;김일태
    • 산업진흥연구
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    • 제5권2호
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    • pp.59-69
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    • 2020
  • 유아교육의 중요성을 인식하고 유아에 대한 무상교육범위확대, 유아교육의 초등학교와의 연계, 유아교육 담당 체제의 일원화, 맞벌이 부부를 위한 종일제 운영의 비용인화, 저소득층 유아에 대한 정책 등 국가차원에서의 대책을 마련하고 있다. 한국의 보육정책에서 무상 맞벌이 부부가 많아지고, 핵 가족이 증가하고, 이혼률의 증가로 보육의 필요성이 증가하였다. 우리나라 보육정책은 전체적으로 보육예산의 증가추세에도 불구하고 보육시설, 양육자의 보육료 부담으로 그 효율성에 많은 문제점이 드러나고 있다. 무상보육정책에 대한 이론적 내용과 그에 따른 보육지원정책을 알아본 후 무상보육정책에 대한 개선방향을 생각해보고자 한다.

기능손상노인의 우울감과 가족지지, 공적지지 간의 관계 (A Study of the Relationship among Family Support, Public Support and the Depression of the Functional Disabled Elderly)

  • 이신숙;차용은
    • 대한가정학회지
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    • 제41권3호
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    • pp.165-180
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    • 2003
  • The number of the functionally disabled elderly has been increasing in Korea and their families should have been in charge of supporting and taking care of them. This study was designed to grope for devices which were helpful to improve the psychological welfare of the functionally disabled elderly in the present situation. The results of this study were as follows: First, considering the level of psychological welfare of the functionally disabled elderly, the depression degree of the subjects was 52.9 which was higher than the middle point, 50. And the degree of family support the functionally disabled elderly were aware of, it also was high ; the score was 34.6 compared to the middle point, 33. On the other hand, the degree of public support that the functionally disabled elderly received was 2.01 which was lower than the middle point, 4.5. Second, the level of the depression of the functionally disabled elderly followed by background variables, the degree of agreement with family support, and public support represented significant differences among group according to religion, the type of previous occupation, the ownership of house, the type of residence, the presence of spouse, education level, and the source of income. Third, the relative influence toward the depression of the functionally disabled elderly was shown in the order of importance as follows: family support, the degree of functional disability, the ownership of house, public support, the presence of spouse, the source of income, the number of daughters, the degree of functional disablity.

기혼취업여성 일-가족 양립에 따른 전이유형과 정신건강에 관한 연구 (Identifying Latent Groups in Married Working Women's Work-Family Spillover and Testing the Difference of Mental Health)

  • 하여진
    • Human Ecology Research
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    • 제55권1호
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    • pp.13-26
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    • 2017
  • This study investigated the latent groups depending on married working women's work-family spillover. The effects of factors that determine mental health subgroups and differences were also analyzed. Mixture modeling was applied to the Korean Longitudinal Survey of Women & Families to achieve the research objectives. The major findings of this study were as follows. First, there were four subgroups that could be defined according to the work-family spillover: mid-level spillover group (mid-positive and mid-negative spillover group), high-level spillover group (high-positive and high-negative spillover group), low-level spillover group (low-positive and low-negative spillover group), and high-negative and low-positive spillover group. Second, the results of mixture regression analysis to test the effect of eco-system variables showed that age, academic background, non-traditional family value, number of children, work hours, wage income, and availability of the maternity leave were significant determinants of the latent groups. The probability of classifying in the high-negative and low-positive spillover group increased when women showed a lower academic background and wage income, higher number of children and older age, and longer work hours than others. Third, the high-level spillover group, and the high-level spillover group showed the lowest stress and the lowest depression; however, the low-level spillover group reported the highest stress and the highest depression. Implications, limitations, and future directions were discussed based on the results.

부부의 갈등과 생활만족도에 관한 연구 -형성기 가정과 확대기 가정을 중심으로- (A Study on Marital Conflict and Life Satisfaction -As Related to Establishment Family and Expanding Family-)

  • 김재경;문숙재
    • 가정과삶의질연구
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    • 제10권1호통권19호
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    • pp.53-74
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    • 1992
  • The purpose of this study was to analyse the factors that influence marital conflicts and family life statisfaction, and to predict the future stage of establishment family and extending family, bsed on the theretical model by system approach. For this pourpose, 336 couples of urban households in Seoul were selected. The data were analysed through statistical methods such as, Frequency, percentile, T-test, F-test, ANOVA, Pearson's correlation analysis. The results were as follow : The Martial Conflict and family life satisfaction of surveyed couples were above middle level. It had significantly differences according to family life cycle, husband and wife's educationed levels, husband and wife's occupations, and family income. And Family life satisfaction had significantly differences according to marital conflict. The marital conflict is higher, life satisfaction is lower. In this study, it were appeared that the amount of marital conflict and life satisfaction had differences according to life cycle stages, husband and wife's educational level, husband and wife occupations, and family income, and so that the conflict of phsycho-social system was more affected on family life satisfaction that of managerial system. Such results were indicated that the birth of children was the critical family event affecting on family life satisfaction on and the marital conflict. But the conflict by family's given resources and situational differences also as an environment affection on the family system.

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객관적 은퇴자금준비도와 주관적 은퇴자금준비도 비교 (Comparing Objective and Subjective Retirement Wealth Adequacies)

  • 정지영;양세정
    • 가정과삶의질연구
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    • 제31권1호
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    • pp.113-127
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    • 2013
  • The purpose of the study is to estimate objective retirement wealth adequacy and subjective retirement wealth, and to compare two of them. Also the factors relating to those wealth readiness were investigated. The data used was 422 pre-retiree who were married and under 65 years old and SPSS 20 was used for the analyses. The results showed that objective reirement wealth readiness was 37.6% and subjective retirement wealth adequacy was 40.9%. Almost half of the sample (44.8%) were indicated to have no objective retirement wealth, but only 5.9% was answered to have no retirement wealth. Both subjective and objective retirement wealth adequacies tended to increase with older age, higher income and lower average propensity to consume groups. The difference between objective and subjective retirement wealth adequacies was smaller with getting older. According to multi-variable analyses, two factors were found to affect on both the subjective and objective retirement wealth adequacies, which were income and retirement asset. The respondents were found to be not able to estimate their own retirement wealth adequacy objectively. The correlation between the subjective and objective retirement wealth adequacies was 0.344. Among the respondents, 74.4% answered bigger number on subjective retirement wealth than their objective retirement wealth.

당뇨병 환자의 무자격자 치과시술 경험 관련요인: 2013 지역사회건강조사 (Factors Related to the Experience of Dental Treatments Performed by Unqualified Dental Practitioners in Diabetes Mellitus: Results from The 2013 Community Health Survey)

  • 오지혜;이영훈
    • 보건의료산업학회지
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    • 제12권2호
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    • pp.15-26
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    • 2018
  • Objectives : This study aimed to evaluate the factors related to the experience of unqualified dental practice. Methods : We interviewed 19,961 adults aged 30 years and over using the 2013 Community Health Survey data. To determine the independent factors related to experience of unqualified dental practice, odds ratios and 95% confidence intervals were calculated using multiple logistic regression analysis. Results : The experience of dental treatment by unqualified dentists was significantly higher in women, older people, families with less than 1 million won household income. It was lower scores in diabetes health education while The worse the subjective oral health and the required dental care was significantly higher in those who did not experience dental treatment. Conclusions : The likelihood of experiencing unqualified dental practice was higher in diabetes patients from vulnerable classes, such as women, the elderly, and those with poor educational background or low income.

저출산 가계와 출산계획 있는 가계의 경제구조 비교 분석 (The Differences in Household Economic Structure between Low-Fertility and Birth-Planned Households)

  • 차경욱
    • 가정과삶의질연구
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    • 제23권2호
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    • pp.137-148
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    • 2005
  • This study compared one-child households' economic structures between those who determined not to have more children and those who have a birth plan. This study examined the demographic characteristics and economic variables such as income, consumption expenditures, assets. debt, and a subjective evaluation of future economic status. Especially, it compared the effects of socioeconomic variables on expenditures on a child between low-fertility and birth-planned households. From a questionnaire completed by a husband or wife of one-child households, 154 low-fertility households and 201 birth-planned households were obtained. A t-test, chi-square test, multiple regression analysis and a dummy variable interaction technique were used. The findings of this study are as follows: First, low-fertility households were older, had higher income, and had more educated, employed wives. Their marital duration was longer, and their child was older than those of birth-planned households. Second, low-fertility households had higher consumption expenditures than did birth-planned households. Especially, expenditures of apparel and shoes, health care, education, and entertainment were significantly higher for low-fertility households. Also, low-fertility households spent more than did birth-planned households on a child. However, low-fertility households had significantly more debt than did their counterparts, and their expectation level of future economic status were lower than that of birth-planned households. Third, the effects of socioeconomic variables on expenditures on a child were different between low-fertility and birth-planned households. Age, education level, husband's occupation, wife's employment status, income, net asset, and subjective evaluation of future economic status showed significant differences. Income elasticity of expenditure on a child was significantly higher for low-fertility households than their counterparts.

사교육비 부담과 가계의 소비지출 (The Burden of Private Educational Expenditure and Consumption Expenditure)

  • 이성림
    • 가정과삶의질연구
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    • 제23권3호
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    • pp.63-76
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    • 2005
  • Using the data from the Family Income & Expenditure Survey, this study investigated (1)the factors determining the level of burden of the private educational expenditure in households; (2) the influences of the level of the burden of private educational expenditure on the other household expenditures. For the analysis of data Chi-square, GLM, Multinomial legit, and Seemingly Unrelated Regression were applied. The major findings were: (1) The factors associated with the burden of private educational expenditure were the number of students by each of the school levels, housing tenure, location of residence, educational attainment of householder; (2) Households with the lower level of burden of the private educational expenditure adjusted the allocation of the expenditure shares of food, utility, and transportation and did not reduce the levels of consumption. Households with the higher level of burden of the private educational expenditure adjusted the extensive ranges of the household expenditure shares and reduced the levels of consumption.

가구주 연령과 직업에 따른 가계의 적정소비선 (Household's Optimal Consumption by age of reference person and occupation)

  • 양연선;임정빈
    • 가정과삶의질연구
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    • 제18권3호통권47호
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    • pp.53-70
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    • 2000
  • This research was tried to understand the income, consumption expenditure with the family lifecycle stage of urban workers and on the basis of this to pull out the optimal consumption line and to provide the basic data for long term management of household finance. As a whole, it ti revealed that real consumption both in the period of establishment and reduction is lower than optimal consumption, whereas real consumption in the extension period is far higher than the optimal consumption in the same period. The reason amy come from that the educational expenditure of children in the middle age reaches the climax and in addition household in the same time tends to add the marriage costs supporting his children.

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