• Title/Summary/Keyword: secure transaction

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A Study on Blockchain Based Secure Financial Transaction System for Person-to-Person Payment Environment (Person-to-Person 결제 환경에 적합한 블록체인 기반의 안전한 금융 거래 시스템 연구)

  • Park, Byeong-ju;Kwak, Jin
    • Proceedings of the Korea Information Processing Society Conference
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    • 2017.04a
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    • pp.250-253
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    • 2017
  • 최근 모바일 결제 시장의 규모가 2015년 45억 달러에서, 2016년 62억 달러로 성장하며, P2P 거래량도 함께 증가하고 있다. 또한, P2P 결제 시장에 페이팔, 비자와 같은 온라인 결제 업체와 대형은행 뿐만 아니라, 페이스북, 구글, 애플, 삼성 등 IT회사들도 참여하고 있다. 안전하고 편리한 P2P 결제를 위해 다양한 거래 방식이 연구되고 있지만, 다양한 기업 및 은행들의 참여로 인해 서로 다른 방식으로 사용자들이 불편을 겪고 있으며, 모바일 환경의 특성으로 인해 많은 보안위협들이 발생하고 있는 실정이다. 이에 따라, 모바일 환경에서의 P2P 결제를 고려한 통합적인 보안 기술이 개발되어야 하며, 민감 정보라고 할 수 있는 사용자의 계좌번호, 금융거래 관련 정보 등을 보호하기 위한 기술이 필수적이다. 따라서 기존 은행권의 P2P 거래 방법의 문제점을 분석하고 블록체인 시스템과 DHT에 대해 분석한 후, P2P 결제 환경에 적합한 안전한 블록체인 기반 금융 거래 시스템을 연구함으로써, P2P 거래 환경의 안전성을 향상시키고자 한다.

On the Factors that Affect Customers' Satisfaction in Social Commerce (소셜 커머스 고객 만족에 영향을 미치는 요인에 관한 연구)

  • Choi, Sungho;Lee, Sang-Yong Tom
    • Knowledge Management Research
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    • v.15 no.2
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    • pp.165-182
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    • 2014
  • Social commerce is regarded as a kind of e-commerce that utilizes social media. Considering increasing complaints around social commerce market, it is important to see customers' satisfaction level and intentions to repurchase. In this study, we examine antecedents that affect customers' satisfaction and relationship between satisfaction and intention to repurchase in social commerce market. We also use social media characteristics as moderators between antecedents and customers' satisfaction. The main results are as follows. First, except site design, most of the intrinsic factors of service quality, such as information, transaction, communication and perceived security had positive effects on customers' satisfaction. Second, all the extrinsic factors of service quality, such as discount rate, constraints, and discrimination had significant impacts on customers' satisfaction. Third, the social media characteristics could not moderate the relationship between service qualities and customers' satisfaction. Fourth, customers' satisfaction had positive effect on the intention to spread through social media. Fifth, customers' satisfaction had positive effect on the intention to repurchase. Social commerce companies need to set up strategies considering the antecedents of customers' satisfaction using these research results. They also need to secure customers that have sustainable purchasing intentions.

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A Study on the Effects of Internal Marketing on the Employee's Job Attitude and Customer Orientation in Container Terminal Operators (컨테이너터미널 운영사의 내부마케팅이 조직구성원의 태도와 고객지향성에 미치는 영향에 관한 연구)

  • Hwang, Seok-Jun;Shin, Han-Won
    • Journal of Fisheries and Marine Sciences Education
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    • v.23 no.2
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    • pp.319-332
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    • 2011
  • This study concerns the importance of internal marketing, employee's attitude, and customer orientation through the change of port industry and the operational condition of domestic container terminals. In accordance with this, the structural relationship among variables, which are internal marketing, employee's attitude and customer orientation in container terminals need to be acknowledged to secure competitive advantage and to maintain continuous transaction relationship with customer through the empirical research. The purpose of this study is to firstly, understand the current facilities and situation of container terminals in Busan port, and its changing environment of port industry. Secondly, provide basic information through the seeking whether the concept of internal marketing is able to apply into port industry. Thirdly, establish the theoretical system through the literature consideration on internal marketing, employee's attitude and customer orientation in container terminals. Finally, draw useful suggestions for managing container terminals through the structural relationship among variables, which are internal marketing, employee's attitude and customer orientation in container terminals.

A Study on the Operational Process of SURF under Bolero System (볼레로시스템 상 SURF(전자결제시스템)의 운용프로세스에 관한 연구)

  • 채진익
    • The Journal of Society for e-Business Studies
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    • v.7 no.1
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    • pp.187-206
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    • 2002
  • The purpose of this study is to review the process for the trade settlement system between all parties involved in the commercial transaction under SURF System. SURF application is the latest value added service from bolero.net and a fully automated documentary settlement system. It extends bolero.net's capability to enable trade transactions by providing a delivery versus payment system. It has been designed as a standard, shared, infrastructure component for handling trade settlement within an electronic environment to keep step with the operation of electronic Bolero bill of Lading. It exploits the services provided by the Bolero Core Messaging Platform - secure, guaranteed transactions based on boleroXML standards to provide document compliance services with optional bank guarantees. So, SURF system can automatically check all commonly used trade documents such as commercial invoices, bills of lading and certificates of weight and analysis, etc and supports a full range of settlement options including Open Account, Documentary Collections, Documentary Credit. 58 have key features as follows, ① automatic document compliance checking, ② integrated with the Title Registry, ③ supports various forms of vender financing, ④ governed by a set of legally binding rules, ⑤ fully prepared for Straight-Through-Processing, ⑥ Enabled compliance with UCP 500.

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The Vulnerability Analysis of CA Arcot VPS (CA Arcot VPS의 취약점 분석)

  • Lee, Sang-Ho;Kim, Sung-Ho;Nyang, Dea-Hun;Lee, Kyung-Hee
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.23 no.5
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    • pp.825-830
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    • 2013
  • CA Arcot corporation in U.S.A has secure on-line financial trade solution and patent that verify whether transaction had change using virtual session. But, VPS(Virtual Private Session) has another vulnerability by way to construct CAPTCHA. We can't fully trust safety of VPS, Cause it could be attacked by using color information of CAPTCHA. In this paper, We suggest the method of attack VPS, and also point out the vulnerability of VPS though simulation.

A Study for risk management on Documentary Collection(D/P, D/A) Payment (추심결제(D/P, D/A)방식에서의 위험관리에 관한 연구)

  • Kwak, Su-Young
    • International Commerce and Information Review
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    • v.10 no.2
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    • pp.283-304
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    • 2008
  • According to globalization and localization of world economics international trade payment method was also changed. A traditional payment was Letter of Credit basis, however it is being increased to various methods such as remittance, documentary collection(D/P, D/A) and open account. In order to acquire a secure export payment, exporters prefer to L/C basis which is guaranteed by a reliable bank. However, the L/C should bear a security so that importers would rather documentary collection than L/C. The reasons for the preference of collection payment rather than L/C are a low commission cost, the conversion of buyer's market from seller's market due to severe competition in the world market, transaction increase between main office and branches and a right to control the goods until executing the payment by exporters. Besides of them, collection payment can handle safer and faster than open account basis. However, the collection payment has a risk which it isn't guaranteed by bank for the payment so that I would suggest countermeasures to minimize the payment risk utilizing the collection basis as follows; using export credit insurance system, a large domestic credit report provider such as D&B for absolutely fresh and new information, a collection proxy service for overseas deferred credit and suggestion specifying to order B/L not straight one on consignee in order to transfer the right of ownership with endorsement without problem.

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A Verifiable and Traceable Secondhand Digital Media Market Protocol

  • Chen, Chin-Ling;Chen, Chin-Chang
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.5 no.8
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    • pp.1472-1491
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    • 2011
  • As used product transactions are currently on the rise, the demand for transactions of secondhand digital content will grow in the future; thus, learning to make secure transactions while avoiding cyber attacks becomes an important issue. In this paper, we combine the new buyer's secret key, the new buyer's watermark to embed in resold digital content, and the reseller's encrypted watermark, which can prove legal ownership of the reseller. Using the privacy homomorphism property of RSA and exponential calculus, the original seller of digital content can verify the legality of the reseller and the new buyer. We also reduced the load of encryption/decryption digital content using a partial encryption/decryption algorithm to make our protocol more efficient and practical. In the proposed protocol, the seller is not able to conduct piracy and easily frame any other innocent secondhand buyer when a case of piracy is found. In fact, piracy can be clearly traced using the privacy homomorphism property of RSA and the embedded watermark mechanism. Further, in the proposed protocol, the seller himself can trace the piracy using exponential calculus. Since it is unnecessary to trust third party participation, the conspiracy problem is resolved and the new buyer is not required to participate in the dispute. Moreover, the seller, reseller and new buyer can simultaneously benefit from the secondhand transaction.

User Authentication Using Biometrics and OTP in Mobile Device (중소기업형 바이오정보와 OTP를 이용한 사용자 인증)

  • Lee, Sang Ho
    • Journal of Convergence Society for SMB
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    • v.4 no.3
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    • pp.27-31
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    • 2014
  • According to increasing of payment and settlements like smart banking, internet shopping and contactless transaction in smart device, the security issues are on the rise, such as the vulnerability of the mobile OS and certificates abuse problem, we need a secure user authentication. We apply the OTP using biometrics and PKI as user authentication way for dealing with this situation. Biometrics is less risk of loss and steal than other authentication that, in addition, the security can be enhanced more when using the biometric with OTP. In this paper, we propose a user authentication using biometrics and OTP in the mobile device.

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Proposal of Eco-M Business Model : Specialty Store of Eco-friendly Agricultural Products Joined with Suburban Agriculture

  • Kim, Jong-Baek;Lee, Hyen-Ho;Yang, Hoe-Chang
    • The Journal of Asian Finance, Economics and Business
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    • v.1 no.4
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    • pp.15-21
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    • 2014
  • The main purpose of the research is to suggest a new business model of direct distribution of organic agricultural products cultivated in suburban area. To secure competitiveness, logistics cost reduction is important through direct transaction of organic agricultural products cultivated on suburban area. The research addresses food safety, farmers' income and unemployment issues with Eco-M business model. The research methods include investigation on the followings: current domestic agriculture; related problems on the existing literature reviews; the current status of suburban agriculture; specialty store of eco-friendly agricultural products. Eco-M business model can solve various problems of suburban agriculture supply system, challenges of organic farming specialty stores, unemployment issues, and difficulties of processing verticalization. Future research should include followings. First, there should be comparative analysis between businesses of environment-friendly specialty stores through suburban agriculture and producer's agriculture connected with organic farming market. Second, it is required to develop strategy of environment-friendly specialty stores. Finally, analysis of the potential of Sextic industries is necessary throughout production-process-service process.

The Doctrine of Separability and Kompetenz-Kompetenz under International Commercial Arbitration. (전자상거래분쟁에서 국제재판관할권의 논점)

  • 박종삼
    • Journal of Arbitration Studies
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    • v.13 no.2
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    • pp.235-262
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    • 2004
  • A study on the international Jurisdiction to Application in Electronic Transaction Disputes The implementation of electronic commerce raises some new legal and institutional problem so it is necessary for us to prepare alternatives. As the development of electronic commerce is difficult without smooth settlement of dispute the pursue of smooth settlement of dispute is very important menu. while the most common method relating to the settlement of dispute is litigation. them relating to the litigation, the subject of jurisdiction and the subject of governing laws should be resolved above all. Further more in addition, the old act prior act was regarded as insufficient in that it lacked rules on international jurisdiction to adjudicate, or international adjudicatory jurisdiction, where as the expectation of the public was that the private international law should function as the basic law of the legal relational encompassing rules on international jurisdiction given the increase of It international disputes. for the move the private international law has also attracted more attention from the korean. Therefore, International jurisdiction to application concerned about electronic commerce should be prepared and the environment to keep electronic commerce secure and stable be guaranteed. And we should make plans to protect companies and consumers and should make efforts to expand electronic commerce infrastructure.

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