• The Journal of Asian Finance, Economics and Business
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• v.9 no.1
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• pp.43-51
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• 2022

Platform lending or online lending, sometimes called peer-to-peer (P2P) lending, arose due to the digital revolution to meet people's requirements for simple fund borrowing. It quickly became an alternative to other traditional lending techniques, for example, loans banks. Along with the growth of P2P lending, several academics have investigated how information technology is used in financial services, emphasizing extended application methods. This study proposes an enhanced technology acceptance model (TAM) that investigates how consumers embrace P2P lending platforms by using quality of service and perceived risk as drivers of trust, relative advantage and compatibility as drivers of perceived usefulness. For the purpose of this study, we created a questionnaire, distributed it to clients of P2P lending platforms and fintech services in general in cities in Java, Indonesia. We received 290 replies to our questionnaire. The data was analyzed to test the hypotheses using structural equation modeling (SEM). The findings show that consumers' trust, relative advantage, perceived usefulness, and perceived ease of use in P2P lending platforms substantially affect their views toward adoption. The research's findings are useful for fine-tuning platform marketing strategies and putting strategic goals into action.

• Korean Journal of Child Studies
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• v.25 no.4
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• pp.1-16
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• 2004

Relationships between peer bullying/victimization, friendship, and self- perception were examined in a sample of 279 fourth, fifth, and sixth grade elementary school students. Data on peer bullying/victimization was collected by peer report using Korean Peer Nomination Inventory; children reported for themselves on the Friendship Quality Scale and the Self-Perception Scale. Children who were involved in peer bullying/victimization reported fewer reciprocal friends and friends similar to themselves; they also showed low friendship quality. Peer victimization was predictable from low perception of social acceptance and friendship satisfaction, while intimacy with friends and high confidence on physical ability predicted peer bullying.

• Korean Journal of Child Studies
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• v.19 no.1
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• pp.43-53
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• 1998

This study investigated the relations among maternal cognition, maternal supervisory/monitoring behaviors, and their children's peer competence. The participants were 40 kindergarten children and their mothers. The mothers completed a questionnaire concerning maternal beliefs about children's social skills. Also their supervisory/monitoring behaviors were observed in the context of child-peer interactions. Children's peer competence was measured using a sociometric status measure and a peer acceptance rating scale. Maternal beliefs were related both to the quantity/quality of maternal supervisory/monitoring behaviors and to children's peer competence. Maternal supervisory/monitoring behaviors were also related to children's actual peer competence.

• Korean Journal of Child Studies
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• v.22 no.3
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• pp.91-106
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• 2001

This study examined relationships between peer variables and externalizing behavior problems of 290 4th and 5th grade children in elementary school. The children completed the Friendship Quality Scale and the peer nomination questionnaire. Parents and teachers rated behavior problems of children using the Connors' Rating Scale. Results indicated that rejected children had more behavior problems than popular, average, or neglected children. Socio-emotional supports from a close friend and satisfaction with the friend were negatively related to behavior problems. Behavior problems were mainly predicted by low peer acceptance, and behavior problems of rejected children were negatively and strongly related to socio-emotional supports of a close friend. In conclusion, peer rejection was a risk factor and a friend's support was a protective factor for externalizing behavior problems in 4th and 5th graders.

• Journal of the Korean Home Economics Association
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• v.40 no.1
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• pp.113-124
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• 2002

This study examined the relationships of children's peer competence with maternal parenting styles and children's emotion regulation. Thirty boys and thirty-one girls in 3 to 6 years of age and their mothers participated. Mothers responded to Parental Acceptance-Rejection Questionnaire(Hwang, 1997), and teachers rutted each child using Peer Competence Scale(Park & Rhee, 2001) and Emotional Intelligence Scale(Lee, 1997). Mothers'acceptive parenting style and children's abilities to regulate emotion were positively related to children's peer competence. Children's emotion regulation rather than mothers' parenting styles predicted peer competence.

• Korean Journal of Child Studies
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• v.28 no.5
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• pp.193-207
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• 2007

The present study investigated the influence of withdrawal on children's best friendship including prevalence of best friendship, friendship quality, and friends' psychosocial characteristics. Subjects were 471 fifth and sixth graders recruited from two public schools. The peer nomination index was used to assess peer victimization, withdrawal, and prosocial behavior. Peer rejection and acceptance were also measured. Children reported on the quality of their friendships using the Friendship Quality Scale(Bukowsi et al., 1994). Results showed that compared to control group, withdrawn children had fewer best friends and perceived their friendship quality more negatively. Moreover, withdrawn children are similar with their best friends in respect with prosocial behavior, withdrawal, peer victimization, and peer rejection level.

• Korean Journal of Child Studies
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• v.23 no.4
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• pp.171-183
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• 2002

This study examined the applicability of creative drama to a social competence program for poorly accepted(socially at-risk) elementary school children. The subjects were 40 $2^{nd}$(n=20) and $5^{th}$(n=20) grade children. The experimental group(n=20) participated in a social competence program that included 18 sessions of the creative drama activities during winter vacation. The Peer Rating Scale, the Peer Competence Scale, and the Quality of Friendship Scale were administered as pre- and post-test. Covariance analyses showed no differences between experimental and control groups on peer competence and quality of friendship, but the children who participated in the program showed some differences in total scores and sub-areas on quality of friendship by grade and level of peer pre-acceptance.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.11 no.2
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• pp.1105-1117
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• 2017

Financial technology, also known as FinTech, is one of the fast growing global businesses in since its inception in 2008. Fintech is a new economic industry, comprised of companies that adopted the latest technologies to provide more efficient financial services than the traditional financial services. Fintech companies are generally small to medium sized startups trying to disintermediate existing financial systems. FinTech companies can be differentiated in several areas, based on its business solutions and target customers. In Korea, the Peer-to-Peer (P2P) lending companies are the most prominent in the FinTech sector. P2P lending is a method of borrowing or lending money to individuals through online services without the use of an official financial institution as an intermediary. The P2P lending companies operate their services entirely online or mobile environment. Consequently, mobile P2P lending application users are dramatically increasing. Thus, it is worth evaluating the acceptance of the mobile apps of the P2P lending companies from a user's perspective. This paper discusses user acceptance of the mobile P2P lending apps, guided by the Technology Acceptance Model. We conclude that the users' acceptance of mobile P2P lending apps are significantly influenced by perceived ease of use, perceived usefulness, and user satisfaction. These in turn influenced their attitude towards using mobile P2P lending apps and intention to use.

• Journal of the Korean Home Economics Association
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• v.39 no.8
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• pp.37-52
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• 2001

The purpose of this study was to explore the relationships of mother's childrearing behavior, children's behavior problems, locus of control and peer victimization. The subjects were 360 children of 4th and 6th grade and their mothers. The instruments were Peer Victimization Scale, CBCL, Locus of Control Scale for Children, Childrearing Behavior Scale. The major findings of this study were as follows; (1) The type of peer victimization had a significant difference between girls and boys. That is, boys were more focused on overt victimization than girls. There was no significant gender difference in relational victimization, And there was no significant grade difference in overt and relational victimization. (2) Mother's rejection-restriction childrearing behavior, children's social withdrawal behavior problems, extemal locus of control predicted children's peer victimization. 24% of the variance of children's peer victimization was explained by these variables. (3) Mother's rejection-restriction childrearing behavior was the first contribution factor and had a direct and indirect effect through children's locus of control on children's peer victimization. And children's social withdrawal behavior problems was second contribution factor and had a direct effect on children's peer victimization. Children's locus of control had a direct and indirect effect through children's social withdrawal behavior problems on children's peer victimization. Mother's warmth-acceptance and permissiveness-nonintervention childrearing behavior had indirect effect through children's locus of control on children's peer victimization.

• Korean Journal of Child Studies
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• v.38 no.1
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• pp.217-231
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• 2017

Objective: The purpose of this study was to examine the influence of affective and cognitive empathy, and peer competence on behavioral problems among young children. Methods: The participants were 224 4- to 5-year-olds attending daycare centers in Gyeonggi-do. Children's empathy, peer competence, and behavioral problems were reported by their teachers. The collected data were analyzed using simple regression and three-step hierarchical multiple regression analyses. Results: The results showed that children who exhibited low affective empathy scored higher on peer acceptance and behavioral problems than children who had high affective empathy. This pattern of results was similarly found with cognitive empathy. Additionally, the effect of children's affective empathy on behavioral problems was fully mediated by peer competence, whereas the effect of children's cognitive empathy on behavioral problems was partially mediated by peer competence. Conclusion: These results suggest the need for peer-competence training based on affective empathy and training for both peer competence and cognitive empathy in reducing behavioral problems among young children.