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Gender, Education, and Financial Socialization as Determinants of Financial Knowledge: An Empirical Study

  • HODA, Najmul
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.10
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    • pp.169-177
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    • 2022
  • The main aim of the paper is to assess the level of financial literacy among business students. It further aims to investigate the role of external factors that may determine financial literacy. The external factors considered in this study are gender, grade point average, specialization, financial education, and financial socialization. Standard scales such as the Test of Financial Literacy, the Big Three, and other instruments were adapted to measure Financial Knowledge. Further, the study also explored relationships between several factors and the financial knowledge of students. These factors included a student's gender, specialization, number of finance or related courses studied, current Grade Point Average, and financial socialization. A total number of 303 valid responses were received through an online questionnaire administered to business students studying in a public university in the country. Statistical tests namely independent samples t-Test, one-way ANOVA, and correlation analysis were performed in SPSS 28.0. Results show that the overall financial knowledge of students is above average. Gender, number of finance or related courses, and financial socialization do not exhibit any significant relationship with financial knowledge. Current GPA and specialization show significant relationships. The findings of this study have important sectoral and research implications.

A Study on the Dietary Habits, Life Habits, Drink Preference and Intake according to the Chinese Students Gender in Gyeonggi Province (경기지역 남녀 중국인 유학생의 식습관, 건강관련 생활습관, 음료의 기호도와 섭취에 관한 비교 연구)

  • Liu, Haining;Jang, Jae-Seon
    • The Korean Journal of Food And Nutrition
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    • v.31 no.2
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    • pp.293-300
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    • 2018
  • The purpose of this study was to investigate dietary habits, health lifestyle, preference and intake of beverages of Chinese students in Gyeonggi area. Therefore, we try to identify the factors that affect beverage consumption. According to the analysis of the demographic characteristics of male and female Chinese students, there were 155 male students (49.7%) and 157 female students (50.3%). There were statistically significant differences between the residence period and the time of coming to Korea according to sex (p<0.05), but there was no statistically significant difference between the education level, residence type and Korean ability (p>0.05). Analysis of the differences in health-related lifestyle among Chinese students of both sexes showed statistically significant difference in alcohol drinking, smoking, and exercise according to sex (p<0.05), but no statistically significant difference in computer use time (p>0.05). According to the analysis of the dietary habits of the Chinese students, there was a statistically significant difference in the number of meals per day, breakfast, lunch, dinner, snack frequency and number of midnight snacks, but no statistically significant difference in eating out frequency. As a result of the preference test for general beverages, 4.11 points of water, 3.81 points of milk, 3.64 points of fruit and vegetable juice, 3.58 points of tea, 3.25 points of coffee, 3.22 points of carbonated drinks, 2.92 points of functional drinks, respectively. Male students were more likely to prefer water, tea, and health functional drinks while female students had higher preference for fruit, vegetable juice and vinegar drinks (p<0.05). In general, consumption of regular drinks was 4.95 in water, 3.58 in milk, 3.03 in coffee, 2.92 in carbonated drink, 2.91 in fruit and vegetable juice, 2.63 in tea, 2.07 in functional drink, and 1.44 in vinegar appear. Male students had higher intake of water, tea, carbonated drinks, and health functional drinks while female students had higher intake of fruit and vegetable juice (p<0.05). The results of correlation analysis of factors affecting the general drinking of Chinese students are as follows. The intake of tea was related to the period of residence and dietary habits, the intake of milk for breakfast, the number of snacks and midnight snacks for carbonated drinks, and the fruit vegetable juice were related to dietary habits (p<0.01, p<0.05).

An Analysis of the Effectiveness of the Development and Application of a Feedback Program for Mixed Calculations Involving Fractions and Decimals (혼합계산을 포함한 분수와 소수의 계산에서 피드백 프로그램의 개발.적용에 대한 효과 분석)

  • Lee, Hye-Kyung;Kim, Seon-Yu;Roh, Eun-Hwan;Jung, Sang-Tae
    • Journal of Elementary Mathematics Education in Korea
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    • v.14 no.2
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    • pp.377-399
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    • 2010
  • Mixed calculations involving fractions and decimals covered in the unit 6-Na in elementary school math class cause students difficulties, leading them make lots of errors. If students fail to understand temporarily or partly what the teacher taught or lose confidence and continue to have difficulty due to a lack of understanding and skills of algorithm, though they properly understand the concept and principle of the learning content, it should be resolved through intensive teaching. For students suffering from this problem, a correct diagnosis and appropriate treatment are required. Therefore, this study developed a feedback program after diagnosing students' errors through evaluating them in order to continuously assist them to fully understand contents regarding mixed calculations involving fractions and decimals.

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Analysis of distribution trend among students of dental hygiene departments and active hygienists by region (지역별 치위생(학)과 학생 및 활동 치과위생사 분포의 추세 분석)

  • Young-Seok Kim ;Yun-Sook Jung ;Eun-Kyong Kim
    • Journal of Korean society of Dental Hygiene
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    • v.23 no.4
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    • pp.235-243
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    • 2023
  • Objectives: This study compared the number of graduates in each region for the past 6 years and the number of dental hygienists working in dental clinics by region to evaluate the trend of dental hygienists moving to work areas after graduation. Methods: Health care big data open system_medical manpower statistics, resident population and household status data by year, and education statistics service were used to calculate the number of dentists and dental hygienists, admission status by region, number of dental hygienists per 100,000 population, number of dental hygienists per number of dentists, and distribution of dental hygienists by region. Results: Although the number of active dental hygienists increased in the metropolitan area, the ratio of dental hygienists to dentists did not improve significantly. In addition, the number of students enrolled in provincial universities decreased, and there were fewer active dental hygienists than graduates in provincial areas. Conclusions: Although the number of active dental hygienists increased due to increase in the number of dental hygiene departments, it was found that rural areas did not have a significant impact on the availability of dental hygienists as the graduates moved to the metropolitan area.

Comparison of Breakfast and Nutritional Attitudes in Elementary School Students by Obesity Level in Chungnam Area (충남 일부지역 초등학생의 비만도에 따른 아침식사와 영양태도 비교)

  • Lee, Soen Yong;Lee, Je-Hyuk;Kim, Myung Hee
    • Journal of the Korean Society of Food Culture
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    • v.29 no.5
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    • pp.390-405
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    • 2014
  • The aim of this study was to investigate the actual conditions underlying frequency of eating breakfast and nutritional attitudes in elementary school students in Chungnam area. Students had the highest ratio for eating breakfast everyday and spent 10-20 minutes eating breakfast. Students went to bed at 10-11 PM and woke up at 7-7:30 AM in the morning on average. The biggest reason for skipping breakfast was insufficient time in the morning. Additionally, favorite breakfast menu of subjects was a Korean style meal. The number of elementary students that recognized necessity of nutritional education was highest among subjects. Favorite educational method of subjects was education by teachers. Additionally, number of female students that recognized effect of breakfast on health status was significantly higher than boy students. Ratio of eating breakfast everyday was dependent on BMI value. Most subjects preferred video learning materials as the main nutritional education method. Overweight subjects showed the highest ratio for eating with loss of willpower compared to other students when they skipped the breakfast. Female subjects ate a greater variety of foods compared to male students, and showed better nutritional attitudes towards a desirable dietary life than male subjects. To prevent undesirable food habits and improve intake of various nutrients, systematic nutrition education is required to regulate breakfast of elementary students.

Analysis of Attitude on Clothing Information from Internet Site in College Students -Daegu.Kyungpook Area - (인터넷 의생활 정보에 대한 대학생들의 태도 분석 - 대구.경북 지역을 중심으로 -)

  • 은영자
    • The Research Journal of the Costume Culture
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    • v.10 no.2
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    • pp.186-199
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    • 2002
  • This study is carried out to examine the purpose of utilization and the degree of satisfaction on the information collected from the Internet site for the understanding of the reality of clothing information for college students. The results are as fellows; 1 . Three primary factors have been abstracted for the satisfaction of information. 2. The difference in the purpose of utilizing information, depending on the individual characteristic of students and the features related to computer, was shown in the difference of major and school year, number of the internet connection per day, capability of using computer, period of using computer, and frequency of information searching. The more the number of internet connection per day, the less the capability of using computer, and searching for information when required, internet can be utilized for study and work. 3. The difference in the degree of information satisfaction, depending on the individual characteristic of students and the features related to computer, was shown in the difference of major, school year, opportunity to take computer-related course, frequency of searching information, and etc. More positive and satisfactory response was derived from these not majoring in clothing rather than those majoring, those taking computer course related to clothing, and those searching for clothing information periodically. 4. The primary factors affecting the satisfaction on the overall information of clothing show difference in terms of sex and frequency of searching information. Female students show lower degree of satisfaction than male students and more satisfaction on the information searched as the frequency of searching becomes less.

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A study on the Actual Condition of Visual Acuity Change and Caustive Factors Influencing Decreased Visual Acuity for High School Students in Seoul (서울시 소재 고등학교 학생들의 시력저하실태 및 시력관리를 위한 건강행위 이행에 관한 연구)

  • 김은주;고승덕
    • Korean Journal of Health Education and Promotion
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    • v.11 no.2
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    • pp.68-86
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    • 1994
  • In order to provide data of effective health education for practice of preventive health behavior for visual acuity care. The authors investgated the actual acuity and health behavior for visual acuity care. The subjects of this study were 2250 students in high school. The data were collected by questionnaire developed for the purpose of this study which has been made through references and student's health record. The results were as follows, 1) As students move up to grade, the number of students with decreased visual acuity had a tendency to increase. In cases with decreased visual acuity below 0.2 in one or both eye, the number of cases was increased in accordance with moving up to grade, especially visual acuity of right eye was more decreased than that of left eye. 2) As to proportion of the group with decreased visual acuity among the total students, among 2250 students, students with decreased visual acuity was 35.6%(800 students). According to school type, in academic school, frequency of students with decreased visual acuity in day school was higher then that in night school. In commercial school, the frequency of students who had decreased visual acuity in night school were higher than that of students in day school. 3) As to variables influencing the decreased visual activity, there was a significant different between groups with normal visual acuity and groups with subnormal in terms of awareness of visual acuity by themself, parent's visual acuity, unbalanced eating habit, distance from television, or books, posture in watching television, posture in reading, awareness of illumination in classroom. 4) As to practice of protective and preventive health behavior for visual acuity care, In group with normal visual acuity. There was good practice such as proper eating habit, proper studying habit, and health habit in its descending order, but proper illumination and regular eye test were practiced poorly. In group with subnormal visual acuity, one of the vest practice in visual acuity care was an effort to prevent eye strain. Other good practice involve tasking regular eye test, maintaining proper studing habit, in its descending order.

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Study on Recognition, Attitudes and Preference of Meal Purchases by Middle School Students Residing in Gyeonggi-do (경기 지역 일부 중학생의 매식(買食)에 대한 인식, 태도 및 선호도 조사)

  • Lee, Eun-Suk;Kim, Eun-Jin;Kim, Myung-Hee;Choi, Mi-Kyeong
    • Journal of the East Asian Society of Dietary Life
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    • v.22 no.4
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    • pp.440-451
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    • 2012
  • The purpose of this study was to provide basic information on nutrition education for proper meal purchase habits by conducting a survey on the adolescents' meal purchases, which is gradually increasing nowadays. The survey was conducted on 311 middle school students living in Gyeonggi province. The largest number of students (79.1%) received an allowance under '2,000 won'. Among those students who received a daily allowance, 70.7% of students spent under '1000 won' a day on meal purchases. Most students answered 'meal purchase is necessary'. Of the reasons for thinking that meal purchases are necessary, 'for staving off hunger' took the highest ratio (67.1%). As for standards of food choice, the largest number of students answered 'taste' (57.6%). As for frequency of meal purchases, most students answered 'once or twice a week', and with regard to day of the week, 'weekdays' took the highest ratio. As for possibility of balanced nutrition by meal purchases, the answer 'surely possible' took the highest ratio. Asked whether or not one had learned nutrition education on meal purchases, 73% answered 'no'. Asked about the necessity of nutrition education on meal purchases, 'necessary once' took the highest ratio. The most preferred purchase meals were breads, snacks was ranked second, followed by frozen foods, beverages, fast-foods, rice-cakes, flour-based foods, ice-cream, and fruits. To sum up the results, most students perceived that meal purchases are necessary. However, high quality meal purchases were not achieved, as most of the students did not verify nutrition labeling, and placed emphasis on 'taste'. Further, many students wanted nutrition education on meal purchases while only a few had actually received it. Therefore, systemic, regular, and multilateral nutrition education conducted at home, school, and society will contribute to establishing proper meal purchase habits.

Estimating the Prevalence of Atopic Dermatitis in School Students of Jejudo, Korea (제주도 재학생의 아토피 피부염 유병률 추정)

  • Bae, Jong-Myon;Shin, Kyung-Sue
    • Journal of Preventive Medicine and Public Health
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    • v.42 no.3
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    • pp.171-176
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    • 2009
  • Objectives : The frequency of visiting clinics in Jejudo for treating atopic dermatitis (AD) has been reported to be higher than that for other counties of Korea. The aim of this work was to estimate the prevalence of AD for the students of the primary, middle and high schools in Jejudo, Korea. Methods : We planned to evaluate about 5,000 students, so classes were randomly selected by random systematic sampling methods. The parents of all the students in the selected classes were asked to respond to a structured questionnaire concerned with the prevalence of AD. Results : The prevalence of AD based on ever being diagnosed by a doctor, on currently being diagnosed by a doctor, on ever being treated for AD by a doctor, on currently being treated for AD by a doctor was 25.57% (95% CI=25.3-25.8), 14.67% (95% CI=14.5-14.9), 21.90% (95% CI=21.6-22.2) and 14.41% (95% CI=14.2-14.6), respectively. Conclusions : On comparing the prevalence of AD, the students in Jejudo had a higher number of recurrence events in spite of their lower number of cases. Further studies are needed to evaluate these aspects of AD.

A Diagnostic Study on the Variables Related to Smoking Behavior among College Students - Based the PRECEDE Model - (대학생의 흡연 관련 요인에 대한 진단적 연구 - PRECEDE 모형을 근간으로 -)

  • Yoo, Jae-Soon
    • The Journal of Korean Academic Society of Nursing Education
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    • v.13 no.2
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    • pp.266-276
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    • 2007
  • Purpose: The purpose of this study was to identify variables related to smoking behaviors (never smoked, former smoker, current smoker) among college students on the basis of the PRECEDE model. Method: Data were collected from 327 college students in Chungbuk Province from May to June 2006 using a self-reported questionnaire. Result: The rate of current smokers was 19.0%. The rate of current smokers in male students (41.1%) was significantly higher than that of female students(8.3%). Also, there were significant differences by general characteristics such as major, academic achievements, satisfaction with major and alcohol consumption. Number of smokers among five close friends was 1.72 and it showed significant differences among different gender, majors, levels of satisfaction with majors and alcohol consumption. In discriminant analysis, discriminant variables on smoking behavior were the number of smokers among close friends, the referent persons' responses about smoking and subject's belief about smoking. Conclusion: These research findings suggest that we can enhance the prevention of college students' smoking by strengthening the related factors such as enforcing a non-smoking environment and strengthening college health education strategies of non-smoking including a negative belief of smoking and the hazard of passive smoking.

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