• 제목/요약/키워드: multiple home owners

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디지털 경제에 적합한 양도소득세 중과제도에 관한 연구 (A study of heavier transfer income tax for a digital economy)

  • 김종우;최정일;이옥동
    • 디지털융복합연구
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    • 제11권8호
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    • pp.53-64
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    • 2013
  • 디지털 경제에 적합한 주택시장안정 종합대책의 일환으로 주택에 대한 투기적 수요를 억제하고 투기이익을 환수하기 위해 1세대 2주택 이상자에 대해 양도소득세를 중과하는 제도를 도입하였다. 이를 통해 주택 투기소득을 조세로 적극 흡수하여 주택에 대한 기대수익률을 낮추고 투기적 주택수요를 억제하기 위한 취지를 가지고 있다. 본 연구는 1주택자와 다주택자 등 직접적인 이해관계자 이외에 부동산업 종사자, 세무사, 세무공무원 등 다주택자 중과제도에 대한 전문적인 견해를 피력할 수 있는 그룹을 선정하였다. 그리고 설문조사를 통해 그들의 의견을 수집하여 다주택자 중과제도 존속에 대한 찬반 여부와 효과 등에 대한 의견을 설문을 통해 알아보았다. 설문 결과 주택보유량이 많은 서울시 거주자일수록 다주택자 중과제도에 대한 인지도가 높은 것으로 나타났으며, 주택 보유량이 많을수록 다주택자 중과제도 폐지에 찬성한다는 것을 알 수 있었다. 본 연구를 통해 각각의 이해관계자들의 다주택자에 대한 양도소득세 중과제도에 대한 인식의 정도를 확인할 수 있었다.

주택 특성에 대한 내재가격 추정에 관한 연구 (A Study on Estimation the Inplicit Price of Housing Characteristics According to Tenure Type and Region)

  • 제미정
    • 대한가정학회지
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    • 제28권1호
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    • pp.57-66
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    • 1990
  • The purpose of this study was to investigate the analytical model of the implicit price according to objective and subjective characteristics of housing. The hedonic price regression was used for estimating the implicit price. The subjectives of this study were 1,143 dwellers who live in Seoul metropolitan area. Taejeon, and Jeonju. Satistical analyses were conducted using frequencies, percentiles, mean, and multiple regression. The major findings were as follows: 1. There was a significant difference in the implict price of the apartment between owners and renters. 2. There was a sginificant difference in the implicit price of the apartment among Seoul metropolitan area, Taejeon, and Jeonju. 3. Using a stepwise multiple regression method, the order of variables as they were entered in the model were different between tenure types (owner/renter), and regions(Seoul metroplitan area/Taejeon/Jeonju). 4. The linear model was the most appropriate noe which explained the housing price. 5. Subjective characteristics of housing in Taejeon and Jeonju had an effect on the housing price more than those in Seoul metropolitan area.

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Influences on Housing Cost Burden of the U.S. Households by Current and Previous Housing Tenure Types

  • Lee, Hyun-Jeong
    • International Journal of Human Ecology
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    • 제13권1호
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    • pp.129-145
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    • 2012
  • The purpose of this study was to investigate housing cost burden of U.S. households according to current and previous tenure types and explore influences on their housing affordability. The public-use microdata of the 2009 American Housing Survey was analyzed in the following two stages: In the first stage, households were classified into eight groups by combining their current and previous tenure types, year moved into current housing units and mortgage status of current owners and their characteristics were compared. In the second stage, the factors that influenced the housing cost burden by each combined tenure group were explored using multiple regression analyses. The findings are as follows: (1) The mortgage status was more influential than the previous housing experiences of owner households to distinguish one owner household from another. (2) Renter households who had been owners of previous housing units showed significantly different characteristics compared to continuing and new renter households in terms of income, educational attainment, and householder's marital status as well as housing costs and housing cost burdens. (3) To see the multiple regression analysis results, households with different current and previous tenure types were found to have different factors that influenced the housing cost burdens. In addition, household characteristics were found to have significant influences on housing cost burdens as strong as cost-related variables such as annual mortgage payments and rent per square footage.

모델 스틸하우스 방문자의 주거가치관 분석 (A Study on Housing Value Orientation of Model Steel House Visitors)

  • 홍형옥
    • 대한가정학회지
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    • 제36권11호
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    • pp.119-128
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    • 1998
  • This study was designed to find tendencies of housing value orientation of the model steel house visitors. Questionnaires were collected in June, 1997, 1,550 in total, 508 cases from Seoul, 456 cases from Pohang, and 486 cases from Kwangyang. Data were analyzed in terms of housing value orientation, using statistical methods including frequencies, mean, percentages, chi-square test and multiple regression. The major findings are as follows; 1. The subjects were highly educated(64% of them were college graduates) with the monthly income over 2,000,000won(approximately $1,540). The average monthy income of the subjects in Seoul, about 4,000,000won($3,070), was much higher than that of other areas. Most of the subjects were condominium owners(72%), who preferred single detatched houses or town houses located in suburban areas. 2. Differences in general tendencies among the three regional groups were statistically significant. Most significantly, subjects living in Pohang regarded the reputation of the building construction company most importnat. Subjects of all three regional areas, especially in Pohang, emphasized investment value. The price of the steel house was regarded as very important by all the groups tested. The housing value orientation was analyzed in 3 aspects; (1) Facility.Plumbing.Structure(FPS), (2) Interior space formation.Design(ID) and (3) Developmental complex.Near Environment(DN). Interior environment level, stability of house structure, and finighing state of interiors were identified as the important factors in the area of FPS(p<.05). The Interior plan organization was the most important factor among ID. As for DN, rated importantly were educational facilities, green areas, convenience of commercial facilities within the developmental complex were rated importantly.

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가계저축규모의 결정요인 (The Determinants of Family Savings)

  • 양세정
    • 대한가정학회지
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    • 제34권2호
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    • pp.201-215
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    • 1996
  • The purpose of the study was to examine the effects of household characteristics to family savings. Family savings were defined in four ways such as monthly savings, average propensity to save, financial assets, and net financial assets. The household characteristics dealt with were family income, household size, number of earners, age, occupation, education, housing tenure, and urbanization. The data used in the study was Survey of Family Finance 1990. The main statistical method was multiple regression. Family income was found to the most important variable to determine four family saving variables holding other characteristics constant. Also, household size had significant negative effects on family savings. Two-earner households were found to have higher average propensity to save and less financial assets compared to single-earner households. Fro monthly savings and average propensity to save, the households with forties andfifties household head tended to be less than others, while financial assets tended to increase with the age of household head. Compared to salary earner households, blue-colored households had significantly lower average propensity to save, and the households with professionals had significantly higher financial assets. The college-graduated households tended to have less monthly savings than the elementary-graduated households. Also, the housing renters were found to have more monthly savings and higher average propensity to save, compared to the housing owners.

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주택재개발사업 특성이 재입주에 미치는 영향 (An Analysis of the Relationship Between Resettlement and Housing Redevelopment Characteristics)

  • 고덕균;김홍규
    • 한국주거학회논문집
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    • 제16권3호
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    • pp.101-107
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    • 2005
  • The reason that compulsory removals of a low-quality housing redevelopment such as involuntary or unintentional migration present a problem for urban communities is that whether involuntary movers adapt themselves to their new home has an influence on the urban communities that surround them. Moreover, involuntary emigrants have higher probability of choosing faulty residential areas than voluntary emigrants do. This gives rise to a problem of another residential migration for involuntary movers. In order to solve these problems, there is a need for a new housing policy that enables original residents to come back to their old community. However studies for resettlement had not conducted subjects about housing redevelopment characteristics which influences the involuntary movers directly. Instead personal microscopic characteristics such as statistics of resettlement, the moving distance, the reason of moving, improvement of living environment, had been main subjects of farmer studies. So the purpose of this study is to analyze an analysis of the relationship between resettlement and housing redevelopment characteristics. The data used in this study was obtained at 47 areas designated by Seoul (metropolis) since 1990 for redevelopment. Cluster Analysis Is used for dividing high rate of resettlement with low rate of resettlement and Regression Analysis is used for the analysis of the relationship between resettlement and housing redevelopment characteristics. The results of examining the effects of a redeveloped housing complex on returning residents at 47 areas designated by Seoul (metropolis) since 1990 fur redevelopment are as follows: First, A housing complex with a high returning rate (remove-in rate?) has no state/public land, unauthorized building owners who are in the low-income brackets, and few interested parties such as union members. This is the characteristic of a redeveloped housing complex with a short-period project span. On the contrary, a housing complex that has a low returning rate is crowded by state/public land, and numerous unauthorized building owners, and interested parties. Second, According to the linear regression analysis, among the factors that affect returning residents, 'physical properties(characteristics) of a region', 'population properties within a region', and 'properties of a project span' indicate a negative(-)influence whereas 'properties of a complex density' shows a positive(+) influence. In a nutshell, the more the physical properties, population properties, projectspan properties, the lower the returning rate and the more the complex density properties, the higher the returning rate. In detail, an area with many small land and new/large buildings, a high population, and a long project duration has a low returning rate of original residents while an area holding large capacity and buildings with many number of floors (multiple-storied building) has a high returning rate.

아파트 거주자의 변인에 따른 주거환경 만족도의 차이에 대한 연구 (A Study on the Housing Satisfaction According to the Variables of Apartment Dwellers)

  • 하규수;진선진
    • 대한가정학회지
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    • 제48권1호
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    • pp.83-96
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    • 2010
  • This study was conducted to derive useful predictive variations for the qualitative supply of homes to provide information to real estate venture businesses and other business owners in neighborhood amenities and significant basic information to housing suppliers and policy makers. For this purpose, a number of apartment dwellers in Seoul were surveyed to examine their housing satisfaction, difference in housing satisfaction according to variables, and any relevant correlations. In detail, 500 apartment dwellers in Seoul were surveyed from September 1, 2009 to September 20, 2009 to gather resources that were processed through SPSS 14.0 to find percentage of frequency, mean, standard deviations, t-test, ANOVA, and Duncan Multiple Ranger's Test. The following were the findings of this study: First, housing satisfaction of apartment dwellers in Seoul was above average with the highest satisfaction with neighborhood environment. Second, satisfaction with amenities was significantly affected by dweller-related variables. Gangnam dwellers were more satisfied with housing environment and community environment than Gangbuk dwellers. By age, people in 20s and 30s showed high satisfaction with housing environment. Satisfaction with community environment was high among 20s, 30s and 40s. Satisfaction with management conditions was high among 20s. Also, satisfaction was high when housing period was between 1 and 10 years. By size, dwellers in 40py or larger homes showed high satisfaction with housing environment and management conditions. Dwellers in 30py and 40py or larger homes were satisfied with community environment. By ownership, dwellers with ownership of their homes showed high satisfaction. Third, there was a significant difference in satisfaction with neighborhood and social environments according to dweller-related variables. By region, dwellers of Gangnam area showed high satisfaction with neighborhood environment. By age, people in 20s, 30s and 40s showed high satisfaction with neighborhood environment. Also, satisfaction with neighborhood environment was high when housing period was around 10 years. By size, dwellers in 30py and 40py or larger homes were satisfied with neighborhood and social environments. Fourth, there was a close correlation between satisfaction with housing environment and satisfaction with community environment, and between satisfaction with community environment and satisfaction with management conditions. Thus, most dwellers that were satisfied with one variable of housing environment showed high satisfaction with other variables.

부동산 정책과 주식시장의 연계성에 관한 실증연구 -건설업종 주식을 줌심으로- (An Empirical Analysis on the Relationship Between the Real Estate Policies and the Stock Market -Centering around the Stocks of Construction Industry-)

  • 조용대
    • 한국건설관리학회논문집
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    • 제9권2호
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    • pp.146-158
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    • 2008
  • 본 연구에서는 정부의 주택관련 부동산 정책의 발표에 따른 한국증권선물거래소의 유가증권시장에 상장된 건설업종 주식수익률의 변화를 분석함으로써 정부정책의 효과에 대한 논의의 계기를 마련하고자 하였다 본 연구는 정부의 주택관련 부동산 정책이 건설업종 주식시장의 변화에 어떠한 영향을 미칠 수 있는가를 분석함으로써 정부정책의 실효성에 대한 판단을 할 수 있는 근거를 제시하였다는 측면에서 그 경제적인 의미가 크다고 할 것이다. 본 연구에서는 2001년부터 2006년까지의 각 연도별로 사건일(event day)을 구분하여 사건연구(event study)를 실시하였다. 정부의 주택관련 부동산 정책의 공표일(event day)을 전후로 하여 시장지수인 종합주가지수(KOSPI)의 수익률과 비교하여 양(+)또는 음(-)의 초과수익률이 실현되는지의 여부를 살펴본 결과 정부의 부동산 정책 공표일 전부터 비정상 초과 수익률이 누적적으로 실현되고 있음을 알 수 있다. 본 연구의 실증분석 결과를 종합하면 2001년부터 2006년까지의 정부의 주택관련 정책 중에서 2001년의 경우에는 그 실효성이 상대적으로 낮은 편이었으나, 2002년부터 2006년까지는 한국증권선물거래소에 상장된 건설업종 주식의 수익률이 통계적으로 볼 때 유의적으로 나타남에 따라 건설경기에 큰 영향을 미쳤다는 사실을 확인할 수 있다. 게다가 2002년부터 2006년까지의 기간중에서 2004년을 제외한 전체기간에서 정부의 주택관련 부동산 정책이 건설업종 주식시장의 침체를 초래하였다는 점을 시사하고 있다.

2차원 바코드를 이용한 오디오 워터마킹 알고리즘 (A digital Audio Watermarking Algorithm using 2D Barcode)

  • 배경율
    • 지능정보연구
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    • 제17권2호
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    • pp.97-107
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    • 2011
  • 본 논문에서는 2차원 바코드를 이용한 오디오 워터마킹 알고리즘을 제안하였다. 삽입되는 워터마크 정보로는 2차원 바코드인 QR 코드를 변형하여 이용하였다. 2차원 바코드가 1차원 바코드에 비하여 많은 정보를 표현할 수 있고, 코드자체가 에러 보정능력을 내재하고 있는 장점을 이용하여 워터마킹 알고리즘의 견고성을 높였다. 또한 부분적인 워터마크 정보의 손실에 대응하기 위하여 직교코드를 이용하여 삽입대역을 확산했으며, 삽입강도 0.7에서 50dB 이상의 우수한 품질을 확보할 수 있었다.