• Proceedings of the Korean Society of Computer Information Conference
• /
• 2015.01a
• /
• pp.325-328
• /
• 2015

NFC란 Near Field Communication의 약자로, 양방향 통신을 지원하는 근거리 통신 방법으로, 저전력, 사용의 편이성 등이 새롭게 각광받고 있는 차세대 통신수단이다. 본 논문에서는 기존의 바코드와 유사한 QR코드와 NFC를 모두 이용하는 모바일 환경에서의 소셜 커머스 결제 시스템을 제안한다. NFC를 사용하여 결제하는 제안된 방식이 기존의 결제 방식에 비하여 간편하고 편의성이 증대됨을 보인다.

• Smart Media Journal
• /
• v.2 no.3
• /
• pp.54-61
• /
• 2013

NFC is a Near Field wireless Communication technology, comes to the fore as an important technology of Mobile Payment System with supply of devices and diffusion of services. Because of the fact that the NFC retail payment services, ticketing, smart cards are able to operate in one device, it(NFC Technology) can make disclosure of personal information and security risks. Thus, the problem of security in NFC technology is essential, and the need for research on security threats are increasing. In this paper, we wil analyze for NFC's vulnerabilities and security technology.

• Journal of Convergence Society for SMB
• /
• v.5 no.2
• /
• pp.21-26
• /
• 2015

Recently, NFC technology of short-range wireless communication using a smart phone to perform personal authentication with the electronic payment has been in the spotlight in various fields. However, the security associated with the personal information and the location information is vulnerable because it is easily fused with the existing mobile services and devices. In this paper, we propose a model for NFC payments help protect personal information and location information of NFC payment systems and services in various fields. Proposed model uses tag-based services in order to protect personal information and position information. The proposed model using the tag-based services is the place to check the various features available information in a simple Tag that can be easily accessed.

• Journal of Distribution Science
• /
• v.22 no.7
• /
• pp.43-51
• /
• 2024

Purpose: The primary purpose of this study is to examine the influence of the Technology Acceptance Model (TAM) on the use of mobile money in Indonesia. The acceptance of technology has brought changes to society where the application of technology is aimed at identifying the best solution among the various existing alternatives. There are two types of electronic money: chip-based and server-based electronic money. Server-based electronic money is found on mobile phones. The Indonesian government has encouraged the use of electronic money and launched Less Cash Society to create a secure, efficient, and smooth payment system. Research design, data, and methodology: This study collected quantitative data from users of server-based electronic money through surveys conducted based on the sample size. The data were processed using SEM LISREL 8.70. Results: the results show that each of the TAM's fundamental elements has a significant impact. Perceived ease of use and perceived usefulness are able to encourage attitude toward using and behavioral intention to use towards actual use. Conclusions: The distribution of mobile money has a positive impact on society. Hence, mobile money providers must simplify access-recommendations made to strengthen the acceptance of mobile money via Perceived Ease of Use and Perceived Usefulness.

• East Asian Journal of Business Economics (EAJBE)
• /
• v.3 no.2
• /
• pp.13-20
• /
• 2015

Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

• Journal of Internet Computing and Services
• /
• v.20 no.6
• /
• pp.129-135
• /
• 2019

Recently, studies have been conducted to improve the m-commerce process in the NFC-based mobile environment and the increase of the number of smart phones built in NFC. Since authentication is important in mobile electronic payment, FIDO(Fast IDentity Online) and 2 Factor electronic payment system are applied. In addition, block-chains using distributed raw materials have emerged as a representative technology of the fourth industry. In this study, for the mobile gallery auction of the traders using NFC embedded terminal (smartphone) in a small gallery auction in which an unspecified minority participates, password-based authentication and biometric authentication technology (fingerprint) were applied to record transaction details and ownership transfer of the auction participants in electronic payment. And, for the cost reduction and data integrity related to gallery auction, the private distributed director block chain was constructed and used. In addition, domestic and foreign cases applying block chain in the auction field were investigated and compared. In the future, the study will also study the implementation of block chain networks and smart contract and the integration of block chain and artificial intelligence to apply the proposed method.

• Proceedings of the Korea Society for Industrial Systems Conference
• /
• 2000.05a
• /
• pp.33-41
• /
• 2000

최근 정보기술, 정보통신기술등의 발달로 기존의 상거래 방식과는 많이 다른 방식의 거래가 이루어지고 있다. Electronic Commerce의 활성화는 가상상점(Electronic Shopping Mall), 전자지불체계 (Electronic Payment System), Web EDI 등 인터넷을 기반으로 한 전자적 경제활동을 다양하게 하였다. 이러한 EC의 한 패러다임으로 이동 상거래 방식이 등장하게 되었다. 이것이 개방 네트워크와 공중망을 통하여 이용자의 위치, 시간과 관계없이 텍스트, 음성, 화상의 디지털 데이터를 이용하여 기업 또는 개인의 상거래 활동을 정의하는 전자상거래(Electronic Commerce) 방식 중의 하나인 모빌커머스(Mobile Commerce)이다. 본 연구에서는 이러한 모빌커머스가 기존의 인터넷 비즈니스의 한 방향으로서 유, 무선 통신망을 이용한 자유스런 정보의 전달을 통한해 어떤 상거래를 구축하는 것이 성공할 수 있는 것인가 이해하고자 전자상거래에서의 모빌커머스 역할에 대해 연구하고자 한다.

• Proceedings of the Korean Information Science Society Conference
• /
• 2000.10c
• /
• pp.195-197
• /
• 2000

J2ME(Java 2 Micro Edition)는 소비자/임베디드 디바이스 시장을 목표로 한 자바2 플랫폼으로서 이는 컨피규레이션(Configuration)과 프로파일(Profile)로 구성된다. SLDC/ MIDP(Connected Limited Device Configuration/Mobile Information Device Profile)는 그 중에서도 휴대폰과 양방향 페이저 같은 제한된 메모리를 가진 장치 위에서 사용되는 플랫폼이다. 본 논문에서는 J2ME 기반 하에서 CLDC/MIDP를 이용하여 보안모듈을 작성하고 휴대폰에서도 안전한 전자서명 및 전자지불을 가능케 하여 Mobile Commerce의 기초를 이루었다. 여기서 서명은 XML 기반으로 구성되었고, 시스템은 MIDlet으로 구현하였다.

• The Journal of Korean Institute of Communications and Information Sciences
• /
• v.29 no.2C
• /
• pp.348-353
• /
• 2004

Development of an efficient and secure payment system is prerequisite for the construction of electronic payment mechanism in mobile environment. Since current PayWord protocol system generates vendor's certificate for each transaction, it requires lot of operation for transaction. In this paper, we use a session key generated by ID-based tripartite Key agreement protocol which use an Elliptic Curve Cryptosystem over finite field $F_{q}$ for transactions. Therefore, our protocol reduces algorithm operations. In particular, proposed protocol using ID-based public key cryptosystem has the advantages over the existing systems in speed and it is more secure in Man-in-the-middle attacks and Forward secrecy.

• Proceedings of the Korean Information Science Society Conference
• /
• 2002.10e
• /
• pp.115-117
• /
• 2002

UMTS와 같은 제 3세대 이동 통신 시스템에서 공개키 기반 구조의 이용이 가능해짐에 따라 공개키 인증서를 획득한 각 이동 단말들 사이의 암호 통신에 대한 연구가 활발해지고 있다. 본 논문에서는 이동 단말기를 소유한 사용자와 디지털 정보 서비스를 운영하는VASP 사이에서의 인증과 지불에 관련된 메커니즘을 제안한다. 이동 사용자는 브로커로부터 획득한 공개키 인증서를 사용하여 다른 도메인에서도 온라인 TTP(Trusted Third Party)의 통신을 거치지 않고도 효율적인 인증 서비스 및 디지털 정보 서비스를 받을 수 있다. 본 논문은 사용자 단말기의 제한된 성능과 이동 통신 환경이라는 제약적인 조건을 고려하여 이에 적합한 소액지불 프로토콜을 제시한다.