• International Journal of Computer Science & Network Security
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• v.21 no.8
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• pp.317-326
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• 2021

This study aims to examine the factors that affect the intention of merchants to adopt mobile payments in Saudi Arabia. The underlying model used in the study is the technology acceptance model, which includes two factors: perceived ease of use and perceived usefulness. The effects of trust, cost, and compatibility are also examined because these are among the common factors used based on the literature. An online questionnaire was completed by 242 merchants in Saudi Arabia who had already adopted mobile payment services. A significant relationship was identified between perceived usefulness and compatibility in terms of merchants' intention to adopt mobile payment systems, while an insignificant relationship was identified with perceived ease of use, trust, and cost.

• Proceedings of the Korea Information Processing Society Conference
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• 2015.04a
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• pp.366-369
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• 2015

온라인 전자 상거래 시장은 인터넷의 발전과 그 편의성으로 인하여 지속적으로 시장 규모가 커지고 있다. 비대면 결제방식인 온라인 전자결제 방식은 오프라인 결제 방식에 비해 높은 수준의 안전성이 요구된다. 결제정보가 노출된다면 공격자는 타인의 결제정보를 이용하여 불법적인 결제가 가능할 것이다. 현재 사용되고 있는 온라인 결제 시스템들은 결제정보를 안전하게 전송하기 위한 프로토콜을 구성하고 있지만 실제 해킹을 통한 결제정보 유출로 인해 최근 몇 년간 다수의 금융사고들이 일어나고 있다. 본 논문은 Two-Session 결제 방식을 이용해 국내 온라인 결제 시스템을 보완하여 향상된 보안성으로 결제정보를 전송하여 결제정보의 유출을 예방하고 기존 시스템 대비 높은 사용자 편리성을 가지는 시스템을 제안한다.

• International Journal of Computer Science & Network Security
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• v.21 no.6
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• pp.222-230
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• 2021

Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic.

• The Journal of the Korea Contents Association
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• v.19 no.7
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• pp.376-383
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• 2019

In recent decades, China's economy has grown rapidly and two-dimensional bar code-based payments services have been activated. This is a model that will be introduced by developing countries that lack mobile payment infrastructure, and countries that are looking to leap into cashless societies are also drawing attention. Along with this, the existing CRM market is expanding around the mobile device called m-CRM, and research is active on the importance of collective use for online advertising and two-dimensional bar code-based payments services. Therefore, through this study, we have explored the concepts and status of online advertising and customer relationship management which using the two-dimensional bar code-based system, and designed and implemented the method and mobile application system to effectively disseminate transactional advertising information at the point of sale or at the point of share. We also presented an application approach to look at the direction of two-dimensional bar code-based ads contents sharing system and its development.

• Proceedings of the Korea Information Processing Society Conference
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• 2015.10a
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• pp.817-820
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• 2015

본 논문에서는 국내 모바일 간편 결제 서비스 카카오페이(KakaoPay)의 보안취약점을 분석한다. 이를 위해, 본 연구에서는 모바일 간편 결제 서비스 키패드의 터치 좌표값을 추출하는 키로거 앱(key logger application)을 개발하였다. 키로거 앱을 이용해 사용자가 카카오페이 서비스의 비밀번호를 누를 때 비밀번호가 출력되는 화면 좌표값을 알아내고, 확률분석기법을 통해 추출한 화면 좌표값으로 결제용 비밀번호를 유추해냄으로써, 카카오페이 서비스의 보안 취약점을 도출하였다.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.17 no.5
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• pp.1471-1483
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• 2023

One of the fastest-growing mobile services accessible today is mobile payments. For the safety of this service, the Near Field Communication (NFC) technology is used. However, NFC standard protocol has prioritized transmission rate over authentication feature due to the proximity of communicated devices. Unfortunately, an adversary can exploit this vulnerability with an antenna that can eavesdrop or alter the exchanged messages between NFC-enabled devices. Many researchers have proposed authentication methods for NFC connections to mitigate this challenge. However, the security and privacy of payment transactions remain insufficient. We offer a privacy-preserving, anonymity-based, safe, and efficient authentication protocol to protect users from tracking and replay attacks to guarantee secure transactions. To improve transaction security and, more importantly, to make our protocol lightweight while ensuring privacy, the proposed protocol employs a secure offline session key generation mechanism. Formal security verification is performed to assess the proposed protocol's security strength. When comparing the performance of current protocols, the suggested protocol outperforms the others.

• Journal of the Korean Society of Fisheries and Ocean Technology
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• v.51 no.1
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• pp.136-145
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• 2015

A large number of divers that are engaged in a diving apparatus fishery (DAF) have been experienced a decompression sickness. This study has two purposes. One is measurement of the diving patterns and respiration rate. The other one is to research the institutional improvement plan of the DAF. In the experiments, the diving depth, the diving time, the total ascent time and the ascent rate were about 12.4 m, 22 min, 28 s and 28.1 m/min, respectively, in Tongyeong. In the case of Geoje the diving depth, the diving time, the total ascent time and the ascent rate were about 20 m, 64 min, 17 min and 1.3 m/min, respectively. In a questionnaire survey, the diving depth was 20~29 m (56.4%) in Tongyeong and Geoje, the diving time was 50~59 min (42.9%) in Tongyeong and 70~79 min (35%) in Geoje and all of the divers experienced decompression sickness. In the investigation related to a institutional issue, both of the diving apparatus fisheries had adopted the share system. And the laws and the system for the safety of the divers were not enough in Korea. This study suggests that the license and the diving time for diver of the DAF are needed and diver protection for decompression sickness is needed in the law. And the wage payments should change from full sharing to partial sharing included a regular pay to enhance the safety of the divers.

• Resources Recycling
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• v.19 no.1
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• pp.57-65
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• 2010

Recently, we have investigated the recovery of resources from the waste material of manufacturing printed circuit board. As printed circuit board or chip has become light, small, high reliability, it is necessary to reuse and recover resources from them. Especially, the printed circuit board that has been used for important mobile electronic pans are plated with min.0.03 ${\mu}m$ to max.50 ${\mu}m$. As increasing the cost of gold, raw material, chemicals, payments and waste material, it has been accelerated the competition for reuse and recovery. But, it is insufficiency of technician and equipments for the recovery of effective resource. In this paper, as analyzing the technical trend of gold recovery and waste back board from the manufacturing process of printed circuit board, it may be effective of recycling, further more it may be contributed to develop the valuable resources.

• Journal of the Korean Society for Geothermal and Hydrothermal Energy
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• v.8 no.4
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• pp.17-23
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• 2012

Due to reinforcement of international environment regulation and high oil prices, interest in renewable energy is growing. Countries participating in UNFCCC are continuously putting efforts in reducing greenhouse gas after enforcing Kyoto Protocol into effect on Feb, 2005. Energy used in buildings, which relies heavily on fossil fuel accounts for about 24% of total energy consumption. In this study, air, geothermal and water source heat pump systems for an 322 $m^2$ auditorium in an office building is simulated using TRNSYS version 17 for comparing energy consumptions. The results show that energy consumptions of air, geothermal and water source heat pumps are 14,485, 10,249, and 10,405 kWh, respectively. Annual equal payments which consider both initial and running costs become 5,734,521, 6,403,257 and 5,596,058 Won. Thus, water source heat pump is the best economical choice.

• The Journal of Industrial Distribution & Business
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• v.5 no.4
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• pp.23-29
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• 2014

Purpose - This thesis aims to propose a method to help financial institutions improve their customers' convenience online and offline through a Bluetooth based App using the tool of a beacon. The emergence of smartphones in the 21st century and their increasing use makes it possible to search for information easily. Research design, data, and methodology - With the short-distance Bluetooth technology for smartphones, which finds users within a radius of 50m to provide the functions of message transmission and mobile payment, users can access information services and use mobile coupons in certain premises. Thus, beacon-based O2O technology has been developed. Results - This study offers a method of attracting customers through an O2O marketing strategy that overcomes the existing limitations of Web and Offline media. Conclusions -Since beacon technology has the advantage of more accurate positioning than GPS, financial institutions provide their product information for users through the basic function of a beacon, using an O2O (Online to Offline) marketing solution and, therefore, effectively enable customers to make relevant payments online and conduct their financial actions offline.