• 제목/요약/키워드: insurance finance

검색결과 203건 처리시간 0.024초

금융산업에서 IT투자와 경영성과의 상관관계에 관한 실증적 연구 (An Empirical Study on the Correlation of IT Investment and Management Performance in the Financial Industry)

  • 박상국;김종배
    • 한국IT서비스학회지
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    • 제11권3호
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    • pp.89-101
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    • 2012
  • The study investigated if IT investment in Korean financial markets for the past 18 years has grown following the s-curve pattern based on Nolan's growth model in order to find the correlation between IT investment and management performance in the financial industry. According to the research finding it can be said that the overall financial markets maintain s-curve pattern, and IT investment is related to management performance, particularly increase in total assets and net profit. However, each sector has defining features of growth patterns. The banking industry has grown similarly to the s-curve, and the insurance industry also shows the s-curve but it looks more like linear pattern. In terms of securities industry, its growth patterns can hardly be considered s-curve due to the irregular changes. his research outcome illustrates the analysis of IT growth patterns in the financial industry and thus, it is expected to be a useful reference when deciding the appropriate time for IT investment in the financial industry.

외국인 소유지분이 기업가치에 미치는 영향 (The Impact of Foreign Ownership on Firm Value)

  • 공재식;김충환
    • 한국산학기술학회:학술대회논문집
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    • 한국산학기술학회 2011년도 춘계학술논문집 2부
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    • pp.792-795
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    • 2011
  • After the year of 2000, compositions of stock holders in domestic firms are rapidly changing. In domestic stock market, the proportion of market value held by foreign investors reaches over 40%. There are several blue chip companies among those where foreign investors hold more than 50% of the stocks. There are still hot debates going on about whether the increase in the number of foreign investors contributes to domestic companies. This research attempted to determine foreign ownership increases enhance firm value empirically. It has been shown that foreign ownership variable has significant positive impact on Tobin's Q of firm value variable. The result suggests that foreign ownership increases in domestic corporations positively contribute to firm value, as they monitor and keep the management transparent as an institutional investor, and they work to soothe agency problems by the managements or the large stock holders.

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과체중-비만의 사회경제적 비용 추계 (Socioeconomic Cost of Obesity in Korea)

  • 안병철;정효지
    • Journal of Nutrition and Health
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    • 제38권9호
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    • pp.786-792
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    • 2005
  • With dramatic transitions from a traditionally food-insecure to a food-sufficient society, over weight and/or obesity are an increasing health concern in Korea. In 2000, $35.9\%$ of Korean adults were over weight (BMI>25) with increasing trends. It is well known that obesity is highly correlated with chronic diseases, such as diabetes, hypertension, cardiovascular disease, cancer and high cholesterol. In 2003, the social cost of obesity is estimated at $529.5\~799.3$ billion won (direct cost) and at $1,200\~1,817$ billion won (including indirect cost). The share of the direct cost is estimated at $2.6\~3.9\%$ of total medical bill 20,742 billion won. These costs are underestimated and would surely be higher if the expenditures outside of the official medical insurance system of Korea were included. Based on the rapid increase of obesity rate among the Korean youth, it is crucial to develop and implement appropriate policies to curb the obesity epidemic.

Economics Crisis and Response: Case Study of Malaysia's Responses to Asian Financial Crisis

  • Furuoka, Fumitaka;Lim, Beatrice;Jikunan, Catherine;Lo, May Chiun
    • Journal of Contemporary Eastern Asia
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    • 제11권1호
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    • pp.43-56
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    • 2012
  • The paper chooses the "Asian Financial Crisis" as a case study to examine its impact on Malaysian economy and describes how Malaysian government responded to the crisis. It also focuses on the Asian financial crisis' impact on the employment of banking sector in Malaysia. In the finance, insurance, real estate and business service sector, a number of 6,596 workers were retrenched. Banks were forced into mergers and acquisition as well as downsizing, trim lean, organizational changes and introduction of new technologies. Excess workers were offered a "voluntary separation scheme." These retrenched workers became the urban poor facing high cost of living and no opportunity for jobs as there is no safety net provided.

고객센터 상담사의 감정노동에 관한 제언(언어폭력을 중심으로) (Suggestion for Emotional Labor of Agent in Customer Center : Focusing on Verbal Abuse)

  • 김희정;박득
    • 한국컴퓨터정보학회:학술대회논문집
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    • 한국컴퓨터정보학회 2013년도 제48차 하계학술발표논문집 21권2호
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    • pp.169-172
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    • 2013
  • 본 논문에서는 서비스업 종사자들의 감정노동에 따른 언어폭력의 실례를 파악하여 보고자 한다. 폭력은 외부로 가해지는 신체적 상해로 인지하고 있으나 언어폭력에 대한 인식은 상대적으로 미약하다. 외적으로 드러나는 상해가 아니어서 언어적 폭력의 강도는 더욱 심해지고 있으며, 자신의 감정 해소를 위한 수단으로 악이용되는 사례도 다분하다. 언어폭력이 미치는 영향 및 잘못된 인식 개선과 사회적, 제도적 대응 방안 마련 등 문제 제기를 통해 앞으로 심층적 연구를 하고자 한다.

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우리나라 구급제도의 민영화 도입방안에 관한 연구 (Study on Privatization of First-aid Service Systems in Korea)

  • 공하성
    • 한국화재소방학회논문지
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    • 제22권2호
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    • pp.108-115
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    • 2008
  • 본 연구는 우리나라의 구급제도에 대한 문제점을 도출하고 개선방안을 제시하는데 중점을 두었다. 현재 구급제도는 전문성의 미흡, 재정확보의 한계 등의 여러 가지 문제점이 도출되고 있다. 이를 개선하기 위해 구급인프라가 지속적으로 확충 개선되어야 하며 응급의료 전문의사의 배치, 구급업무의 질 향상을 위한 충분한 노력이 필요하다. 또한 구급제도에 유료화를 단계적으로 도입하여 재원확보와 전문성을 살리고 병원, 보험회사 등과 민관파트너십을 구성하여 119구급서비스의 통합운영체제를 구축하여야 한다.

한부모 가계의 자산과 부채 상태: 남성가구주와 여성가구주 가계의 차이 (Assets and liabilities in single-parent households: Differences between male- and female-headed households)

  • 고선강
    • 가족자원경영과 정책
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    • 제18권1호
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    • pp.93-114
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    • 2014
  • This study aims to investigate the levels of assets and debts that male- and female-headed households have in comparison to married-couple households. Toward this end, a series of analyses of data from the 2011 Korean Household Finance Survey on the assets and debts of single-parent households are conducted. The empirical results reveal that the amounts of assets and net worth of married-couple households were significantly larger than those of male- and female-headed households. A comparison between male- and female-headed households show that the latter were more likely to hold financial assets such as savings accounts, savings insurance and mutual funds. The amounts of assets of female-headed households were significantly larger than those of male-headed households. Furthermore, the amount of credit card debt in mele-headed households was significantly larger than that in female-headed households.

PRICING STEP-UP OPTIONS USING LAPLACE TRANSFORM

  • KIM, JERIM;KIM, EYUNGHEE;KIM, CHANGKI
    • Journal of applied mathematics & informatics
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    • 제38권5_6호
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    • pp.439-461
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    • 2020
  • A step-up option is a newly developed financial instrument that simultaneously provides higher security and profitability. This paper introduces two step-up options: step-up type1 and step-up type2 options, and derives the option pricing formulas using the Laplace transform. We assume that the underlying equity price follows a regime-switching model that reflects the long-term maturity of these options. The option prices are calculated for the two types of funds, a pure stock fund composed of risky assets only and a mixed fund composed of stocks and bonds, to reflect possible variety in the fund underlying asset mix. The impact of changes in the model parameters on the option prices is analyzed. This paper provides information crucial to product developments.

경영수업을 위한 역량육성형 교수법 개발 (Development of Teaching Methods for Competency Development in Business Class)

  • 성행남
    • 디지털산업정보학회논문지
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    • 제13권3호
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    • pp.83-104
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    • 2017
  • It is the approach of development of teaching methods for competency development in business class. This study distinguishes areas that can be commonly applied to many business subjects. And we derive core competencies from the basic skills of NCS. The results of this study are as follows. First, we have established an opportunity to distinguish the subject field of business administration(personnel/organization/strategy, production/operation management, marketing, financial/finance/insurance, accounting, MIS). Second, we have proposed guidelines for the setting of the each subject goals and the setting of the professor's competency. Third, we have summarized teaching method which are studied as valid in business class(lecture method, problem based learning method, action learning teaching method, and management simulation teaching method) and we suggested how to apply teaching methods to the each subject.

A sample size calibration approach for the p-value problem in huge samples

  • Park, Yousung;Jeon, Saebom;Kwon, Tae Yeon
    • Communications for Statistical Applications and Methods
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    • 제25권5호
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    • pp.545-557
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    • 2018
  • The inclusion of covariates in the model often affects not only the estimates of meaningful variables of interest but also its statistical significance. Such gap between statistical and subject-matter significance is a critical issue in huge sample studies. A popular huge sample study, the sample cohort data from Korean National Health Insurance Service, showed such gap of significance in the inference for the effect of obesity on cause of mortality, requiring careful consideration. In this regard, this paper proposes a sample size calibration method based on a Monte Carlo t (or z)-test approach without Monte Carlo simulation, and also proposes a test procedure for subject-matter significance using this calibration method in order to complement the deflated p-value in the huge sample size. Our calibration method shows no subject-matter significance of the obesity paradox regardless of race, sex, and age groups, unlike traditional statistical suggestions based on p-values.