• 제목/요약/키워드: insurance education

검색결과 737건 처리시간 0.059초

무급가족종사자의 산재보험 적용에 관한 제도연구 (A Study of Institutional in Industrial Accident Compensation Insurance Application for Unpaid Family Worker)

  • 서규석;강경식
    • 대한안전경영과학회:학술대회논문집
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    • 대한안전경영과학회 2009년도 추계학술대회
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    • pp.495-505
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    • 2009
  • Unpaid Family Worker is blind area of industry safety. Danger of industrial accident is some high but because was excepted in industrial accident compensation insurance application. In most case, because paltry Unpaid Family Worker is no opportunity to take safety education to prevent industrial accidents and there are few safety facility and safety equipment, etc., among business, it may be said that probability to suffer industrial accidents on a trifling mistake or carelessness is higher than general worker of business. Consider such difficult actuality of Unpaid Family Worker and our country must give these benefit of industrial accident compensation insurance application, as opened the door of insurance application in recognition of worker position by "Industrial accident compensation insurance Law" to middle·smaller enterprise's business proprietor or special form labor employees.

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도시근로자 가계의 저축, 저축성보험, 계에 관한 연구 (Savings Accounts, Savings Insurance and Private Financial Clubs and Their Determinants)

  • 김순미;양정선
    • 대한가정학회지
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    • 제42권9호
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    • pp.37-51
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    • 2004
  • The purpose of this study was to examine the effects of household characteristics on savings account, savings insurance, and private financial clubs. Data for this study were collected from the 2001 Household Income and Expenditure Survey consisting of a sample of 1,801 salary and wage earners' households. Tobit analysis was peformed to investigate savings accounts, savings insurance and private financial clubs. The results showed that 76% of households held savings accounts, 77% savings insurance, and 12% non-institutional assets in private financial clubs. Sender, age, education, job, spouse employment, family type, location, home ownership, number of children, and family income were significant determinants of investment in savings accounts, savings insurance, and private financial clubs. Family income was the most powerful variable.

건강보험 및 보건의료에 대한 복지인식에 영향을 주는 요인: 2013년 한국복지패널 자료를 이용하여 (Factors of Welfare Recognition toward Health Insurance and Health Care: Using 2013 Korea Welfare Panel Study)

  • 박영희
    • 보건의료산업학회지
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    • 제9권3호
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    • pp.115-126
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    • 2015
  • Objectives : This research was performed to investigate the characteristics and determination factors of health care policy satisfaction and welfare recognition for health insurance & health care financing. Methods : The utilized data were 4,174 cases who responded to a welfare recognition survey in the 8th wave of the Korea Welfare Panel Study (2013). The statistical methodology used in this study is the multiple regression model. Results : The significant affecting factors of health care policy satisfaction were age, education, household income, welfare attitudes, and health status. Medical utilization & private medical insurance were not related to health care policy satisfaction. The affecting factors of health insurance reinforcement were age, health status, welfare attitudes. The affecting factors of health care financing expansion were age, economic activity type, medical utilization, welfare attitudes. The affecting factors of welfare attitudes were age, economic activity type, household income, health insurance, and health status. Conclusions : Health care policy satisfaction, health insurance reinforcement, and health care financing expansion were all affected by age and welfare attitude; but this was not the case for private health insurance. This study recommended that the Korean government provide active planning for reinforcement of health insurance and publicity of the health care system in order to accord with the prospects of people.

민간의료보험의 선택에 영향을 미치는 요인 : 민간의료보험 활성화에 대한 함의 (The Determinants of private health insurance purchasing decisions under national health insurance system in Korea : The expanding of private health insurance market, for the better or worse)

  • 윤태호;황인경;손혜숙;고광욱;정백근
    • 보건행정학회지
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    • 제15권4호
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    • pp.161-175
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    • 2005
  • Since the introduction of mandatory health insurance in In, the Korean national health insurance(KNHI) has grown rapidly. In 2004, about $96.9\%$ of the total population are covered by the KNHI and the remaining $3.1\%$ by the Medical Aid program. Despite national health insurance system in Korea, private health insurance market has grown rapidly. In 2004, the size of the private health insurance market was estimated at 6,568 billion won. The purpose of this study Is to identify the factors that determine the purchasing decisions of supplementary private health insurance under mandatory national health insurance system in Korea. The data from n04 Busan Health Survey were analysed for the Purpose. The variables in this study are demographic factors, health status and health behavioral factors, health care systemic factors, and socioeconomic factors. For statistical analyse, we used logistic regression. The Findings show that female, economically active age group(especially 35-49 years), persons with better health status or experience of health screening test are more likely to purchase private health insurance. And higher household income and expenditure, higher education level are more associated with the increased probabilities of private health insurance purchases. This results imply that the expanding of private health insurance market could widen the gap between the have and have-not in terms of equal health care accessibility.

성인의 치과보험지식 및 구강건강지식이 치과건강보험인식만족도에 융합적으로 미치는 영향 (Convergence effect of dental insurance knowledge and oral health knowledge of adults on dental health insurance recognition satisfaction)

  • 윤성욱
    • 한국융합학회논문지
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    • 제12권1호
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    • pp.119-125
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    • 2021
  • 본 연구의 목적은 20대 성인의 치과보험지식과 구강건강지식이 치과보험인식만족도에 미치는 융합적 관계를 보고자 함이다. SPSS WIN 18.0로 분석해 유의성 있는 결과를 얻었다(p<.05). 치과건강보험인식만족도 '치과치료에 적용되는 진료과목의 수는 확대시킬 필요성이 있다'가 높았으며 '치과보험이 적용되는 치과치료 진료비에 만족한다'가 낮았다. 치과보험유무지식은 치아미백, 교정치료, 구강건강지식은 '섭취하는 음식이 치아에 영향을 미친다.' 높았다. 치과 건강보험인식만족도는 민간치과보험을 가입한 경우 높았다. 치과건강보험인식만족도는 치과건강보험지식과 양의 상관 관계를 나타냈다. 총괄적으로 치과건강보험 인식 만족를 높이기 위해서는 치과보험지식과 구강건강지식에 대한 체계적인 교육이 이루어져야 할 것이다.

치과 건강보험 교육이 자격증 취득에 미치는 영향 (preference of dental insurance-related and dental health insurance professional qualifications)

  • 손은교;김영진;정화영
    • 한국산학기술학회논문지
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    • 제18권9호
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    • pp.386-394
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    • 2017
  • 본 연구의 목적은 취업을 앞둔 치위생(학)과 졸업생의 치과 건강보험에 관한 인식조사 및 치과 건강보험 수업의 운영에 있어서 효율적인 운영을 위하여 수업의 구성을 어떻게 하는 것이 좋은지에 대한 생각과 치과 건강보험 전문치과위생사 자격 도입에 대한 의견을 제시하기 위해 시행되었다. 수집된 자료는 IBM SPSS Statistics 24.0을 사용하였으며, 학생들이 희망하는 치과 건강보험 수업은 한 학기 수업 69명 (56.1%)이고, 수업 방식은 이론수업을 더 선호했으며 63명 (51.2%), 취업시 가장 필요한 자격증으로는 '치과 건강보험 청구사' 96명 (78%)이 선택했다. 또한 치과 건강보험 청구하는 적당 직종으로는 93명 (75.6%)이 치과위생사를 선택하였다. 요인 분석을 시행한 결과 2가지 요인을 추출할 수 있었고, 상관계수는 0.01 수준 (양쪽)에서 유의하게 나타났으며, 모두 양의 상관관계를 나타냈다. 그리고 치과 건강보험 주관적 이해도, 치과 건강보험 청구인식 의지가 교육 이수 의지에 미치는 영향을 살펴본 결과 32.8%의 설명력을 나타냈고, 교육 이수 의지가 자격증 취득의지에 미치는 영향을 살펴본 결과 22.3%의 설명력을 나타냈다. 결론적으로 본 연구는 치과 건강보험교육을 이수하려는 학생들의 의지가 취업에서 경쟁우위를 달성하기위한 자격증 취득 까지 이어지고 있음을 확인하였으며, 치과보험교육의 방법과 수업시간 분배 등의 변화와 국가에서 시행하는 치과 건강보험 전문 치과위생사 자격 도입 등 제도적 개선 필요성을 시사하고 있다.

노인의 자아존중감과 변수들의 상대적 영향력 (The Self-esteem of the Elderly and Relative Influence of Variables)

  • 진연주
    • 가족자원경영과 정책
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    • 제14권4호
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    • pp.263-277
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    • 2010
  • The purpose of this study was to investigate levels of self-esteem and related variables among the elderly. The data is from the Korea Welfare Panel Study conducted in 2007. The data was gathered from 2077 elderly, over 65 years old, and was analyzed by Step multiple regression analysis. The major results were as follows. First, the overall level of self-esteem was in the middle range, with an average of 28.18 points. Second, self-esteem levels showed significant differences in terms of gender, age, education level, health, spouse, health insurance, job, monthly household expenses, national pension, assets, home ownership, satisfaction with spouse, satisfaction with leisure, satisfaction with social network, economic services, medical services, and other services. Finally, Model 1 showed meaningful influences from gender, age, education level, health, spouse, and health insurance. Model 2 showed meaningful influences from education level, health, spouse, health insurance, job, and national pension. Models 3 and 4 showed meaningful influences from education level, health, job, satisfaction of spouse, satisfaction with leisure, and satisfaction with social network. In other words, the factors that had the most significant impact on self-esteem were satisfaction.

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의료보험 관리체계에 대한 연구 - 관리비용을 중심으로 - (A Study on the Health Insurance Management System; With Emphasis on the Management Operating Cost)

  • 남광성
    • 보건교육건강증진학회지
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    • 제6권2호
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    • pp.23-39
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    • 1989
  • There have been a lot of considerable. discussion and debate surrounding the management model in the health insurance management system and opinions regarding the management operating cost. It is a well known fact that there have always been dissenting opinions and debates surrounding the issue. The management operating cost varies according to the scale of the management organization and component members characteristics of the insurance carrier. Therefore, it is necessary to examine and compare the management operating cost to the simulated management models developed to cover those eligible for the health insurance scheme in this country. Since the management operating cost can vary according to the different models of management, four alternative management models have been established based on the critical evaluation of existing theories concerned, as well as on the basis of the survey results and simulation attempts. The first alternative model is the Unique Insurance Carrier Model(Ⅰ) ; desigened to cover all of the people with no classification of insurance qualifications and finances from the source of contribution of the insured, nationwide. The second is the Management Model of Large-scale District Insurance Carrier(Ⅱ) ; this means the Korean society would be divided into 21 large districts; each having its own insurance carrier that would cover the people in that particular district with no classification of insurance qualifications arid finances as in Model I. The third is the Management Model of Insurance Carrier Divided by Area and Classified with Occupation if Largescale (Ⅲ) ; to serve the self-employed in the 21 districts divided as in Model Ⅱ. It would serve the employees and their dependents by separate insurance carriers in large-scale similar to the area of the district-scale for the self-employed, so that the insurance qualifications and finances would be classified with each of the insurance carriers: The last is the Management Model of the Multi - insurance Carrier (Ⅳ) based on the Si. Gun. Gu area which will cover their own self- employed people in the area with more than 150 additional insurance carriers covering the employees and their dependents. The manpower necessary to provide services to all of the people according to the four models is calculated through simulation trials. It indicates that the Management Model of Large-scale District Insurance Carrier requires the most manpower among the four alternative models. The unit management operating costs per the insured individuals and covered persons are leveled with several intervals based on the insurance recipients. in their characteristics. The interval levels derived from the regression analysis reveal that the larger the scale of the insurance carriers is in the number of those insured and covered. the more the unit management operating cost decreases. significantly. Moreover. the result of the quadratic functional formula also shows the U-shape significantly. The management operating costs derived from the simulated calculation. on the basis of the average salary and related cost per staff- member of the Health Insurance Societies for Occupational Labours and Korean Medical Insurance Corporation for the Official Servants and Private School Teachers in 1987 fiscal year. show that the Model of Multi-insurance Carrier warrants the highest management operating cost. Meanwhile the least expensive management operating cost is the Management Model of Unique Insurance Carrier. Insurance Carrier Divided by Area and Classified with Occupation in Large-scale. and Large-scale District Insurance Carrier. in order. Therefore. it is feasible to select the Unique Insurance Carrier Model among the four alternatives from the viewpoint of the management operating cost and in the sense of the flexibility in promoting the productivity of manpower in the human services field. However. the choice of the management model for health insurance systems and its application should be examined further utilizing the operation research analysis for such areas as the administrative efficiency and factors related to computer cost etc.

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미국 근로자 가계의 의료보험지출과 영향요인 (Determinants of Out-of Pocket Health Insurance Expenditure by the Employed in the US.)

  • 김혜연;홍성희
    • 대한가정학회지
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    • 제39권3호
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    • pp.93-105
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    • 2001
  • The purpose of this study was to examine the factors associated with health insurance expenditures of the employed in the US. The data were from the 1994 Consumer Expenditure Surrey and the sample selected was admits aged 18 to 64 who were either a single head of household or part of a married couple. Results of Tobit regression indicated that age, education, and occupation of household head, region of residence, number of earners, homeownership(as a proxy for wealth), total expenditure(as a proxy for income), health care expenditures(as a proxy for health status) are significantly related to out-of-pocket health insurance expenditures by the employed.

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전국민의료보험 실시이후의 3차 의료기관 환자이용의 변화 (Changing Pattern of Patients in the Tertiary Care Hospitals after National Medical Insurance Implementation)

  • 김명호;김송현;장재찬;이규진
    • 보건교육건강증진학회지
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    • 제7권1호
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    • pp.27-32
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    • 1990
  • Since the medical insurance covered the total population in Korea in July, 1989, the number of patient's visitation to the tertiary care hospital had changed because of referral regulation. In the referred patients through the secondary care hospitals such as out-patients of departments of internal medicine, general surgery, obstetrics and gynecology, pediatrics had decreased as well in-patients in these departments. However, departments of urology, dermatology, dentistry, ophthalmology and ear-nose-throat had more or less similar number of patients after medical insurance implemented for the total population. Contrarily, the number of patients visited emergency clinics and department of family medicine had increased very many. Thus, expansion of emergency clinic department, new special clinic set-ups, establishment of family medicine department in each hospital etc are strongly recommend.

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