• 제목/요약/키워드: housing policy

검색결과 939건 처리시간 0.027초

주택시장 변동리스크를 최소화하기 위한 주택사업모델 개발 (Development of the Housing Business Model to Minimize the Fluctuation Risk of the Housing Market)

  • 이영훈;이상효;김재준
    • 한국산학기술학회논문지
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    • 제17권10호
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    • pp.635-646
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    • 2016
  • 본 논문에서는 한국의 주택분양시장과 전세시장 간의 특징적인 상관관계를 고려하여 선분양제도 하에서 분양물량과 전세물량을 동시에 공급하여 안정적으로 주택사업을 수행할 수 있는 주택사업모델을 제안하고자 한다. 본 논문에서 제안한 주택사업모델 상에서 분양물량 및 전세물량의 비율 변화에 따른 위험분산효과를 검토하기 위하여 마코위츠 포트폴리오 이론을 활용하였다. 분양물량과 전세물량을 결정하기 위하여 분양물량을 결정하는 대리변수로 주택매매가격지수를, 전세물량을 결정하는 대리변수로 주택전세가격지수를 활용하였다. 또한 주요 지역을 대상으로 제안한 주택사업모델의 지역별 위험분산효과를 확인하였다. 분석 결과를 종합하면, 먼저 본 연구에서 제안한 주택사업모델은 시장 변동에 따라 특징적인 동태적 관계를 가지고 있는 매매시장과 전세시장의 특성을 반영한 방안임에 따라 위험분산효과는 존재하는 것을 확인되었다. 이는 결국 본 논문에서 제안하는 주택사업모델이 기본적인 가능성을 확인시켜줄 수 있을 것으로 판단된다. 또한 지역별 주택시장 특성에 따른 가격변동 리스크에 효과적으로 대응할 수 있는 것으로 나타났다. 본 논문에서 제안한 주택사업모델을 통해 시행사, 건설회사, 소비자 및 정부 등 각종 시장 참여주체들은 각각 다양한 효과를 기대할 수 있다. 하지만 실제적으로 본 모델을 시장에 적용하기 위해서는 정부의 재정적 지원이 필요할 것으로 판단된다.

다가구매입임대주택과 영구임대주택 거주자의 사회적 배제 실태조사 연구 (A Study on Social Exclusion of Residents Livng in 'Da-Ka-Gu' Rental Housing and Permanent Rental Apartments)

  • 김미희;노세희
    • 한국주거학회논문집
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    • 제22권5호
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    • pp.91-100
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    • 2011
  • The purpose of this study was to investigate the social exclusion of 'Da-Ka-Gu' rental housing and permanent rental apartments and to provide basic source of their socio-demographic characteristics and actual conditions of social exclusion. Self-administered questionnaires and interviews were carried out with 212 dwellers in 'Da-Ka-Gu' rental housing and permanent rental apartments in the city of Gwangju from July to October of 2010. The main findings are: 1. The social exclusion of physical deficiency dimension composed of income and employment has been found to be the most serious level, compared to all the other dimensions. 2. The social exclusion from health has been found to be the highest level in the dimension of the approach to social rights. The next highest level has been found to be the social exclusions from residential areas and education and service areas. 3. The level of social exclusions from the areas of family relations and social relations, which are in the dimension of social participation, has been found to be next highest to the level of physical deficiency dimension. 4. The level of exclusion from cultural and normative integration has not been found to be of significant difference between the two types of residence in this study. This study of the actual conditions of social exclusion among residents living in 'Da-Ka-Gu' rental housing and permanent rental apartments suggests the necessity and some practical implications for policy measures of social integration for the residents of lowincome housing.

주거환경이 한부모 여성의 건강에 미치는 영향 (The effect of housing environment on the health of single-mothers)

  • 김지혜
    • 디지털융복합연구
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    • 제15권11호
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    • pp.37-48
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    • 2017
  • 본 연구는 주거 환경이 한부모 여성의 건강에 미치는 영향을 파악하여 이들의 주거와 건강을 개선할 수 있는 방안을 모색하고자 한다. 이를 위하여 여성가족부에서 실시한 '2015년 한부모실태조사'를 활용하였으며, 주거환경의 물리적 특성과 사회경제적 특성이 주관적 건강과 우울감에 미치는 영향을 로지스틱 분석하였다. 분석 결과, 주거의 물리적 특성 중 채광, 난방, 소음 등과 같은 주거 성능이 충족되지 되지 않는 상황에서 한부모 여성들은 건강하지 못하다고 느낄 확률이 높았다. 주거의 사회경제적 특성에서는 자가 보다는 공공 임대에 거주하는 경우와 주거로 인한 과한 부채가 있는 경우가 없는 경우보다 건강하지 못하다고 인식할 확률이 높았다. 우울에는 주거의 사회경제적 특성만 유의미하게 영향을 미쳤다. 자가보다는 공공임대주택인 경우와 과도한 주거 부채가 있는 경우가 우울감을 느낄 확률이 높았다. 본 연구 결과를 바탕으로, 한부모 여성의 건강 증진을 위하여 주거개선서비스의 필요성과 주거실태조사, 주거 부채를 고려한 서비스 제공, 공공임대주택의 주거 환경 개선의 필요성 등을 제언하였다.

농촌지역 주거약자를 위한 주택 리모델링 지원사업 개선방향 설정에 관한 연구 (A Study on the Improvement related with the House Remodeling Support Program for Underprivileged Group in Rural Area)

  • 김혜란;임창수;김상범;김은자;홍광우
    • 농촌계획
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    • 제19권2호
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    • pp.75-91
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    • 2013
  • In rural areas, in spite of the development projects of town and houses has been performed after the New Community Movement, due to rapid industrialization and urbanization, which lasted until the 2000s from the 1980s, out-migration to the cities, changes in the industrial structure, rapid aging was carried. As a result, the gap of housing environment between urban and rural areas became more serious. The meantime, the housing problem is recognized only to the problems of the big cities, mostly urban public housing policy oriented. However, when you check the indicator of the housing environment, such as the percentage of aging housing, rural environment has become a relatively poor compared to the city. In addition, due to a decrease in income and aging of the population living in rural areas of existing infrastructure to improve the living environment is weakened. And inside of the rural areas, changes in the housing environment and polarization phenomenon is becoming increasingly serious. Therefore, in this study, there is a purpose to be presented the improvement direction for efficient implementation of house remodeling support program for underprivileged group in rural areas and requires immediate attention improvement of housing environment. Previously, House remodeling support project in rural areas was carried out at the initiative of local governments and government mainly. For this reason, it is difficult due to limited institutional, to reflect the necessary parts directly to the real life of the residents. And, the demand for improvement of housing environment need modifications to solve the inconvenience of life of residents directly in many cases. It is considered that community-based house remodeling support project is to be carried out through the participation of local residents.

아파트 거주자의 주거 특성에 주거개선 행위와의 관계 연구 -45평 이상 아파트를 대상으로- (Housing Variables of Apartment Residents and Their Improvement Activities)

  • 윤복자
    • 대한가정학회지
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    • 제26권3호
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    • pp.135-152
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    • 1988
  • The purpose of this study was to survey the improvement activities for the apartment house ; and to examine the relationship between apartment residents and their housing improvement activities in order to present some informations for the further studies and plans of apartment design and housing policy. Library and questionnaire survey methods were used in this research. the sample was taken from 102 housewives living in the apartments over 45 pyong (1602 sq. ft.), in Seoul, Data were analyzed with the SPSS using frequency, percentage, chi-square test, F-test, Duncan's multiple range test, η2, and C2. The results were as follows: 1. It was found that residents had experienced with 3.6 kinds of housing improvement activities. Living rooms, dining rooms, and kitchens in family living areas ; balconies and utility rooms in utility areas were improved for the physical convenience and quality of living. 2. This survey indicated that apartment residents evaluated thier housing condition as high, except storage spaces and outdoor noises. 3. About 80% of respondents were expected to live continuously in the current apartments because they were satisfied with the size of thier residences, However, they wanted to improve the inside of the entire apartment, especially bathrooms. 4. Variables which had a significant relationship in housing improvement activities in the past were the length of residence, the expected length of residence, and the characteristic of residence. 5. The expected length of residence, and the characteristic of residence were found to be effective variable for evaluating the current residence. 6. Finally, the expected length of residence, and the characteristic of residence were significant variables of the housing plan in the future. Housing improvement activities were prevalent recently and expected to be continued in the future. It can be said, therefore, that apartment residents have a long -term plan to live in one place rather than moving out ever two-three years.

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아파트 거주자의 주거환경 스트레스에 대한 대처방식 유형 - 광주시를 중심으로 - (Coping Styles about Residential Environmental Stress among Apartment Housing Dwellers - Focus on the Gwangju City -)

  • 노세희;김미희
    • 한국주거학회논문집
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    • 제20권6호
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    • pp.1-10
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    • 2009
  • Rapid social change affects residential environments and this in turn creates new stimuli to which people have to adapt. These stimuli have been seen to increase stress levels. Therefore, dwellers in these environments try to reduce stress through various methods. The purpose of this paper is to: 1) identify the general trends of coping styles about residential environmental stress, 2) analyze the differences in socio-demographic characteristics and how the physical characteristics of buildings affect stress, find out how personal backgrounds affect stress levels and the ability to get rid of environmental-related stress. The subjects in this study consisted of people living in multi-family housing in Gwangju. The city is divided into 5 districts and used quota sampling. 324 housewives were surveyed from the households by self-administered questionnaires. The survey was conducted in December, 2006, after the questionnaire was revised based on the results of preliminary survey. After all the questionnaires were collected, the data was coded and analyzed using the SPSS 12.0 program. This study confirmed that the manner in which those in multi-family housing coped with stress. Especially, we need a policy which seriously considers residents who are of low social-economic standing. As well as being exposed to residential environmental stress, they also have no means to deal with it. The age of a building had a strong impact on coping styles about residential environmental stress. We have to make special studies about the adaptive reuse of buildings for the reduction of residential environmental stress and to greatly improve coping styles. In conclusion, it emphasized the importance of education, information, and economic aid. Reasonable housing management would surely lead to a rise in residential satisfaction and the promotion of residential welfare.

통행구조로 본 서울대도시권 교통정책의 과제 (Trip and Transportation Structure of Seoul Metropolitan Area)

  • 이원영
    • 지역연구
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    • 제10권2호
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    • pp.105-121
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    • 1994
  • This study intends to analyze the trip and transportation structure of Seoul Metropolitan Area(SMA) where has been experiencing the rapid growth and the extra-concentration in the recent 2∼3 decades. By analyzing the trip and transportation structure which reveals the frame of travel flow phenomena on the real space, this paper evaluates the transporation policy realized in SMA for the last 10∼15 years. The policy implications of this paper are as follows; 1. The activities and the daily travel movement of SMA have been larger and more complex rapidly, but the transportation policy bas been poor. 2. The distribution of commuter's origins and destinatinos have been getting wider, and the distance between the home and the workplace longer. In short, the land use policy, the industrial policy, and housing policy have failed, and the coordination of those policies has been very poor. 3. The multi-center spatial structure was the official policy. Indeed, SMA has been reorgnized in such a way. But the implementation strategy was very poor. 4. Now, the for-business travels closely related with the multi-center structure, are increasing more and more rapidly. It is required that the strategic policy of mulit-center structure and the transportation policy should be coordinated. And as soon as possible, the more powerful mass transit system should be developed and constructed.

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시스템 다이내믹스 방법론을 활용한 국내전세 구조분석 (System Dynamics Modeling of Korean Lease Contract Chonsei)

  • 박문서;문명기;이현수;황성주;이정훈
    • 한국건설관리학회논문집
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    • 제13권6호
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    • pp.153-164
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    • 2012
  • 2008년 세계 금융위기를 계기로 국내 주택시장의 가격정체와 전세가격의 상승이 오랫동안 지속되고 있다. 전세가격의 지속적인 가격 상승은 대부분 사회초년생 및 무주택자가 선호하는 거주지인 전세주택에 있어 가격 상승으로 인하여 이들의 직접적인 거주 위협이 된다는 점에서 사회적 문제로 대두되고 있다. 정부는 다양한 정책을 통하여 이러한 전세가격의 안정과 무주택자의 거주지 안정을 위해 노력하고 있지만, 주택시장과 전세시장내의 구조적 이해관계에 대한 인식 부족으로 정책의 효과를 제대로 보지 못하고 있다. 이에 본 연구는 주택시장을 포함한 전세시장의 작동원리를 시스템 다이내믹스를 통하여 분석하고, 이를 바탕으로 정부의 전 월세 정책을 분석하였다. 분석결과 정부의 전월세 대책은 전세시장이 주택시장과 연결되어있다는 시각이 부족하고, 전세보증금의 지원이나, 임대인 세제지원 등의 단기적 미봉책 위주로서, 주택시장의 수요 공급 안정화를 전제로 하는 전세시장 공급 확대에 큰 영향을 미치지 못한다.

VAR 모형을 이용한 주가, 금리, 물가, 주택가격의 관계에 대한 실증연구 (An Empirical Analysis on the Relationship between Stock Price, Interest Rate, Price Index and Housing Price using VAR Model)

  • 김재경
    • 유통과학연구
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    • 제11권10호
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    • pp.63-72
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    • 2013
  • Purpose - This study analyzes the relationship and dynamic interactions between stock price index, interest rate, price index, and housing price indices using Korean monthly data from 2000 to 2013, based on a VAR model. This study also examines Granger causal relationships among these variables in order to determine whether the time series of one is useful in forecasting another, or to infer certain types of causal dependency between stochastic variables. Research design, data, and methodology - We used Korean monthly data for all variables from 2000: M1 to 2013: M3. First, we checked the correlations among different variables. Second, we conducted the Augmented Dickey-Fuller (ADF) test and the co-integration test using the VAR model. Third, we employed Granger Causality tests to quantify the causal effect from time series observations. Fourth, we used the impulse response function and variance decomposition based on the VAR model to examine the dynamic relationships among the variables. Results - First, stock price Granger affects interest rate and all housing price indices. Price index Granger, in turn, affects the stock price and six metropolitan housing price indices. However, none of the Granger variables affect the price index. Therefore, it is the stock markets (and not the housing market) that affects the housing prices. Second, the impulse response tests show that maximum influence on stock price is its own, and though it is influenced a little by interest rate, price index affects it negatively. One standard deviation (S.D.) shock to stock price increases the housing price by 0.08 units after two months, whereas an impulse shock to the interest rate negatively impacts the housing price. Third, the variance decomposition results report that the shock to the stock price accounts for 96% of the variation in the stock price, and the shock to the price index accounts for 2.8% after two periods. In contrast, the shock to the interest rate accounts for 80% of the variation in the interest rate after ten periods; the shock to the stock price accounts for 19% of the variation; however, shock to the price index does not affect the interest rate. The housing price index in 10 periods is explained up to 96.7% by itself, 2.62% by stock price, 0.68% by price index, and 0.04% by interest rate. Therefore, the housing market is explained most by its own variation, whereas the interest rate has little impact on housing price. Conclusions - The results of the study elucidate the relationship and dynamic interactions among stock price index, interest rate, price index, and housing price indices using VAR model. This study could help form the basis for more appropriate economic policies in the future. As the housing market is very important in Korean economy, any changes in house price affect the other markets, thereby resulting in a shock to the entire economy. Therefore, the analysis on the dynamic relationships between the housing market and economic variables will help with the decision making regarding the housing market policy.

청년층의 인구이동과 주택정책의 관련성에 관한 연구: 수도권을 중심으로 (The Relationship between the Migration of the Young Generation and Housing Policy: Focused on the Seoul Metropolitan Area)

  • 박부명;김성아
    • 토지주택연구
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    • 제11권1호
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    • pp.21-38
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    • 2020
  • This study examined the population movement of the young generation in accordance with the characteristics of housing market focusing on the housing problem of youth issues. Targeting 64 local governments in the seoul metropolitan area, the temporal range was decided as 2015. Setting up the rising population in 19-34 as a dependent variable, supposing that each age group shows different characteristics, it was divided into age groups in 19~34, 19~29, and 25~34. The population movement of the young generation in accordance with the characteristics of housing market was considered through the multiple regression analysis. In the results, the population movement of the young generation was influenced by the change in detached multi-family housing and the rate of housing supply. The increase of detached multi-family housing promoted the population inflow of the young generation while the population movement of the young generation was disturbed by the rising rate of housing supply. Also, when the local characteristics are not controlled, the young generation hesitates to enter the region where relatively high rent should be paid while the new housing supply focusing on apartment is hard to be selected by the young generation for residence because of the size and price. The population movement of the young generation looked quite different in each age group. The population inflow of the young generation in 19~29 was influenced when there were many officetels and non-apartments on top of detached multi-family housing. On the contrary, the population movement of the young generation in 25~34 was significantly influenced by the increase of the whole size of completed apartment area. Even though it was not the research subject of this study, among control variables, the financial independence and daily average number of get-on/off had effects on the movement of the young generation. It means that the housing type preferred by college students and social novices is different from the housing type preferred by the group with experiences in marriage and childbirth within the same young generation. Thus, it would be necessary to divide the purposes of policies for each subject when executing the youth housing policies.