• 제목/요약/키워드: housing policy

검색결과 929건 처리시간 0.034초

미국 주택 가격 상승률의 비대칭성과 최적통화정책 (Asymmetric Effects of US Housing Price Inflation on Optimal Monetary Policy)

  • 김장열;김민영;임기영
    • 국제지역연구
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    • 제13권2호
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    • pp.66-88
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    • 2009
  • 우리는 경제 내에 불확실성이 있을 경우의 최적 통화정책 준칙을 살펴본다. 특히 총수요에 대한 주택가격의 효과 뿐 만 아니라 주택가격 상승률에 관한 두 가지 가능한 영역을 허용한다. 두 가지 상태에 대한 불확실성이 Markov 상태 변환으로 모형화 된다. 미국 자료에 대한 예비 추정 결과는 두 개의 다른 상태 즉 정상 상태와 주택가격 버블 상태 영역의 존재를 확인한다. 다음으로, 본 연구에서는 주택시장에 두 개의 상태가 존재할 경우 중앙은행의 최적통화준칙을 살펴본다. '통상적' 상태 하에서는 인플레이션 압력에 반대로 대응해야 하는 반면, 버블 상태에서는 인플레이션 압력을 수용해야 한다는 면에서 중앙은행의 최적통화정책은 비대칭적이다. 또한, 미래 상태에 대한 불확실성이 있을 경우 더욱 보수적으로 통화정책을 운용해야 한다는 결과를 도출한다.

주택 평면을 통한 원룸 주거 공간 분석 - 사례를 중심으로 - (Analysis of Living Space of One Room Housing Through Plan of House)

  • 김한수
    • 한국주거학회논문집
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    • 제25권3호
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    • pp.145-153
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    • 2014
  • This study analyzes the physical environments of studio-housing and suggests alternative solutions for the problems of studio-housing. Based on solving the problems of it through previous research review, the research methods are decided on-site survey and the housing floor plan analysis. The results of this study are follows. First, parking lots make passengers uncomfortable. Narrow spaces between buildings cause problems in terms of light, ventilation, and privacy. Moreover, the short of green space makes living conditions less amenable. Second, the narrow corridors of studio-housing buildings bring about bad effects on walking and privacy. The living conditions becomes worse due to the illegal remodeling. Third, even though a multi-family housing provision for low or middle-income families is a good housing policy, new design policies or interventions are needed to make residents' behavior comfortable.

노인가구 유형별 주거만족도 영향요인 비교연구 (A Study on Factors Influencing Residential Satisfaction by Elderly Household Types)

  • 천현숙;오민준
    • 한국주거학회논문집
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    • 제24권5호
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    • pp.27-37
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    • 2013
  • Because of rapid aging, housing stability of elderly household is becoming an important social problem. The population of the elderly people was 11.3% and that of the elderly household was 23.2%, about 407 million, in 2010. Yet, social policies for elderly people are focusing on the household who takes care of the elderly people, not on the elderly headed households. These policies fail to reflect the reality. Housing satisfaction of the elderly household is different based on the tenure type and the satisfaction can be further affected by the types of elderly household within the same tenure group. Thus, strengthening the policies for the elderly headed households as well as differentiating the policies based on the types of household is required in order to meet the needs of the elderly households. For the elderly household living in a rent house in a city, a housing voucher is needed and for the low income elders who own their houses, housing renovation is required. Public housing affects only the residential satisfaction of single elderly households, not for all elderly households probably because public housing does not meet the demand of the elderly households appropriately. Since the elderly households wanting to move is noticeably small, a policy that provides proper facilities within the elders' neighborhood is most necessary. Also, in order to lessen the burden of housing expenses of the elders with low income, a public housing policy, in which 2-3 people living together in one public housing, needs to be examined.

공공임대주택거주가 우울에 미치는 영향 (The effect of public housing on depression)

  • 임세희
    • 사회복지연구
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    • 제44권3호
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    • pp.5-30
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    • 2013
  • 본 연구는 한국복지패널 7차년도를 이용하여 공공임대주택거주가 우울에 미치는 영향을 분석하였다. 공공임대주택거주가 개인의 선택에 의해 이루어지는 과정에서 발생가능한 선택 편의를 줄이기 위해 PSM(propensity score matching)을 활용하였으며, 최종적으로는 우울에 영향을 미치는 다른 변수들을 통제하기 위해 PSM의 매칭결과와 회귀분석을 결합하였다. 분석결과 단순비교(independent t-test)에서는 통계적으로 유의미하였던 공공임대주택거주자와 일반주택거주자간의 우울의 차이가 PSM매칭과 회귀분석을 결합하였을 때는 유의미성이 사라졌다. 이는 공공임대주택거주자의 높은 우울정도는 공공임대주택거주의 독립적인 효과라기보다는 공공임대주택거주자가 가지고 있는 본래적인 인구학적인 속성 혹은 소득에 기인하였을 가능성을 보여준다. 본 연구는 공공임대주택거주가 개인에게 부정적인 영향을 미치지 않음을 확인하였다는 점에서 공공임대주택 공급에 대한 정책적 근거를 제공하고 있다. 동시에 긍정적인 영향도 확인할 수 없었다는 점에서, 저소득층에 한정하지 않은, 국민 대다수를 위한 임대주택정책을 제안하였다.

주택유통산업에서의 주택가격과 기대주택가격간의 관계분석 (Relationship Between Housing Prices and Expected Housing Prices in the Real Estate Industry)

  • 최차순
    • 유통과학연구
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    • 제13권11호
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    • pp.39-46
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    • 2015
  • Purpose - In Korea, there has been a recent trend that shows housing prices have risen rapidly following the International Monetary Fund crisis. The rapid rise in housing prices is spreading recognition of this as a factor in housing price volatility. In addition, this raises the expectations of housing prices in the future. These expectations are based on the assumption that a relationship exists between the current housing prices and expected housing prices in the real estate industry. By performing an empirical analysis on the validity of the claim that an increase in current housing prices can be correlated with expected housing prices, this study examines whether a long-term equilibrium relationship exists between expected housing prices and existing housing prices. If such a relationship exists, the recovery of equilibrium from disequilibrium is analyzed to derive related implications. Research design, data, and methodology - The relationship between current housing prices and expected housing prices was analyzed empirically using the Vector Error Correction Model. This model was applied to the co-integration test, the long-term equilibrium equation among variables, and the causality test. The housing prices used in the analysis were based on the National Housing Price Trend Survey released by Kookmin Bank. Additionally, the Index of Industrial Product and the Consumer Price Index were also used and were obtained from the Bank of Korea ECOS. The monthly data analyzed were from January 1987 to May 2015. Results - First, a long-term equilibrium relationship was established as one co-integration between current housing price distribution and expected housing prices. Second, the sign of the long-term equilibrium relationship variable was consistent with the theoretical sign, with the elasticity of housing price distribution to expected housing price, the industrial production, and the consumer price volatility revealed as 1.600, 0.104,and 0.092, respectively. This implies that the long-term effect of expected housing price volatility on housing price distribution is more significant than that of the industrial production and consumer price volatility. Third, the sign of the coefficient of the error correction term coincided with the theoretical sign. The absolute value of the coefficient of the correction term in the industrial production equation was 0.006, significantly larger than the coefficients for the expected housing price and the consumer price equation. In case of divergence from the long-term equilibrium relationship, the state of equilibrium will be restored through changes in the interest rate. Fourth, housing-price volatility was found to be causal to expected housing price, and was shown to be bi-directionally causal to industrial production. Conclusions - Based on the finding of this study, it is required to relieve the association between current housing price distribution and expected housing price by using property taxes and the loan-to-value policy to stabilize the housing market. Further, the relationship between housing price distribution and expected housing price can be examined and tested using a sophisticated methodology and policy variables.

주택통계 지표간의 상관분석을 이용한 아파트 주거 확산에 관한 고찰 (A Study on the Spread of Apartments Using the Correlation Analysis among Housing Statistics Indices)

  • 최정민
    • 한국주거학회논문집
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    • 제17권5호
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    • pp.77-86
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    • 2006
  • This study is to find some clues about background or causes of the mass supply of apartments in Korea in terms of correlation analysis using 30 indices extracted from the representative housing statistics data. Some findings include that the supply ratio of apartments is deeply related to 'average floor area ratio' and 'the construction amount of Dagagu housing and Dasedae housing' from the perspective of housing flow. Instead, from the perspective of housing stock, the supply amount of apartments is strongly related to 'housing redevelopment construction' and 'housing construction by public sector'. These indices are involved deeply in the spread of apartments, however, because the indices that used in the analysis are mutually highly related and the indices related to housing policy or system are absent, a critical index for the spread of apartments was not found.

주택매매가격 영향요인의 비선형적 효과 분석 (An Analysis of Non-linear Effects of Impact Factors on Housing Price)

  • 장영재
    • Journal of the Korean Data Analysis Society
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    • 제20권6호
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    • pp.2953-2966
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    • 2018
  • 주택가격은 거시경제상황을 나타내는 다양한 변수들과 밀접한 관계를 지니고 있다. 다수의 선행연구에서는 경제상황 변화 하에서의 주택가격 행태나 여러 변수들과의 관계성에 초점을 맞추고 있다. 본 논문에서는 선행연구를 참고하되 데이터에 근거한 새로운 시각의 실증분석을 실시하고자 하였다. 주택가격에 미치는 잠재적 영향요인들 중 정책금리에 초점을 맞추고 금리충격에 대한 여타 주요 변수들의 비선형적 반응 행태를 분석하였다. 데이터마이닝 기법 중 하나인 랜덤 포레스트 알고리즘을 이용하여 선행연구에서 제시되었던 거시경제변수들의 변수 중요도 점수를 산출하였다. 이 과정을 통해 변수를 선택한 뒤, 비선형성을 포착할 수 있는 모형을 사용하여 충격반응을 산출하였다. 동 모형에 따르면 주택가격의 경우에 있어서 금리 인상 시에만 충격반응이 유의미하게 나타났다. 특히 기존 전통적 VAR(vector autoregression) 방법론에서 포착하지 못한 비선형적 특징에 기인하여 금리 인상 충격의 크기가 커질 경우 그 효과가 정률적으로만 증가하는 것이 아니라 그 이상 증폭될 수 있다는 분석 결과를 얻었다. 이러한 파급효과의 비선형성, 비대칭성은 정책 수단으로서의 금리를 보다 신중한 시각에서 접근해야 함을 의미한다고 하겠다.

주택 사업 분석 시스템 구축 : 서울지역 아파트 가격 데이터를 중심으로 (Implementing an Analysis System for Housing Business Based on Seoul Apartment Price Data)

  • 김태훈;이희석;김재윤;전진오;이은식
    • 정보기술과데이타베이스저널
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    • 제6권2호
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    • pp.115-130
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    • 1999
  • The price structure of housing market varies depending upon market price policy rather than low or high price policy because of IMF. The object of this study is to develop an analysis system for analyzing housing market and its demand. The analysis system consists of four major categories: macro index analysis, market decision analysis, housing market analysis, and consumer analysis. We model each category by using a variety of techniques such as generalized linear model, categorical analysis, bubble analysis, drill-down analysis, price sensitivity meter analysis, optimum price index analysis, profit index measurement analysis, correspondence analysis, conjoint analysis, and multidimensional scaling analysis. Seoul apartment data is analyzed to demonstrate the practical usefulness of the system.

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임대아파트 난방방식별 에너지소비와 만족도 조사에 관한 연구 (A Study on the Energy Consumption and the Degree of Satisfaction by Heating System in Rental Apartment)

  • 박민용;장승재
    • 한국주거학회논문집
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    • 제14권3호
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    • pp.85-92
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    • 2003
  • Considering the present development situation of rental apartment since 1982, the supply of homeless housing for low-income dwellers has contributed a amount of quantities, but has been deficient qualities in housing policy. To propose the energy policy for low-income dwellers, this study investigated the energy consumption and the degree of heating satisfaction by heating system through questionaries in permanent rental apartment and 50 year period rental apartment complexes. The results of this study were as follows; The annual energy consumption of heating and hot water supply is 267.2 Mca1/$\textrm{m}^2$ㆍyr in central heating system, is 163.9 Mca1/$\textrm{m}^2$ㆍyr in unit heating system. But from the view of annual energy cost and the degree of heating satisfaction, central heating system were better than unit heating system in rental apartment.

일본 전통 도시형주택의 재생 및 보전방안에 관한 연구 : 교마치야를 중심으로 (Study on Regeneration and Utilization Method of Japanese Traditional Urban Housing : The Case Study of Kyo-Machiya)

  • 김도연;오혜경
    • 가정과삶의질연구
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    • 제27권3호
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    • pp.1-13
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    • 2009
  • The importance of the historical sites in cities has risen, and therefore this study was performed to find the methods to feasibly manage such sites. In line with the purpose, this study analytically reviews Japan's Kyo-machiya Restoration Policy, which has been systematically carried out under civil-official cooperation, and related policies. For reference, Kyo-machiya is the Kyoto-style wooden house. The results are derived as in the following. First of all, Kyo-machiya Restoration Policy was focused not only on traditional wooden houses but on residents and other buildings as well, and carried out under the cooperation among residents, the administrative office and enterprises. Kyoto citizens established their own ordinances that are suitable to each area so that historical sites may be managed in accordance with city planning. Also, the think tank actively participated in the establishment of municipal ordinances. Lastly, the policy was behind local residents and civic organizations so that they would continuously pay respect to historic sites in cities.