• KDI Journal of Economic Policy
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• 제43권2호
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• pp.1-22
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• 2021

The effects of social distancing measures on income distributions and aggregate variables are examined with an off-the-shelf heterogeneous-agent incomplete-market model. The model shows that social distancing measures, which limit households' labor supply, can decrease the labor supply of low-income households who hold insufficient assets and need income the most given their borrowing constraints. Social distancing measures can therefore exacerbate income inequality by lowering the incomes of the poor. An equilibrium interest rate can fall when the social distancing shock is expected to be persistent because households save more to prepare for rising consumption volatility given the possibility of binding to the labor supply constraint over time. When the shock is expected to be transitory, in contrast, the interest rate can rise upon the arrival of the shock because constrained households choose to borrow more to smooth consumption given the expectation that the shock will fade away. The model also shows that social distancing shocks, which diminish households' consumption demand, can decrease households' incomes evenly for every income quantile, having a limited impact on income inequality.

• 디지털산업정보학회논문지
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• 제15권1호
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• pp.123-132
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• 2019

As the one-person households with economic power have increased, the consumption culture changed as well. The primary purpose of this study is to investigate the on-line shopping motivation of one-person households in terms of consumer value. Economic value, emotional value, convenience value, social value were identified as affecting factors of satisfaction and intention to re-use of on-line shopping purchasing based on prior studies of on-line shopping behavior. This study tested the hypothesized model targeting 244 one-person households who have purchased products in on-line shopping mall. According to the results of analysis by using R, economic value, emotional value are significantly related to the consumer satisfaction but convenience value, social value are not. Consumer satisfaction of online purchasing was also shown to be related to the intention to re-use. However no difference between men and female was shown in shopping motivations. The research result can provide useful guidelines and strategies for one-person households with online shopping malls.

• 소비문화연구
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• 제15권2호
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• pp.213-247
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• 2012

본 연구는 저소득층 가계의 소득구조, 자산구조 및 지출구조의 경제구조를 분석하고, 이를 토대로 저소득층 가계의 경제적 복지를 위한 정책을 제언하고자 하였다. 이를 위해 2009년도 한국복지패널조사(KOWEPS) 자료를 토대로 실증분석을 실시하였다. 실증분석 결과, 소득구조의 경우, 저소득층 가계는 근로소득, 사업·부업소득 및 재산소득 규모가 적었고, 이전소득 규모는 컸다. 한편 저소득층 가계는 사적이전소득 규모가 적었고, 공적이전소득 규모는 컸다. 저소득층 가계는 이전소득 비중이 가장 많았고, 공적이전소득 비중이 사적이전소득 비중보다 많았으며, 공적이전소득 중 정부보조금 비중이 가장 많았다. 극빈곤층 가계는 근로소득, 금융소득 및 사적이전소득 규모가 가장 작은 반면에, 공적이전소득 규모가 가장 컸고, 빈곤층 가계는 이전소득 규모가 가장 작았다. 극빈곤층, 빈곤층 및 차상위층 가계 모두 이전소득 비중이 가장 높았다. 자산구조의 경우, 모든 자산종류에서 저소득층 가계는 그 규모가 작았지만 특히, 금융자산 및 기타자산 규모가 작았다. 자산종류별 구성비는 저소득층 가계는 총부채 비중이 가장 높았고, 주택자산 비중은 높은 반면에 부동산자산, 기타자산 및 금융자산 비중은 낮았다. 모든 자산종류에서 극빈곤층 가계가 차상위층 가계에 비해 그 규모가 작았다. 세 가계집단 모두 주택자산 비중이 가장 높았지만, 그 중 극빈곤층 가계의 비중이 가장 높았다. 지출구조의 경우, 모든 지출비목에서 저소득층 가계는 그 규모가 작았다. 저소득층 가계는 식료품 비중이 가장 컸고, 그 다음으로 기타소비 비중이었다. 대부분의 지출비목에서 차상위층 가계보다 극빈곤층 가계의 지출 규모가 작았으나, 월세 규모는 극빈곤층 가계가 빈곤층 가계나 차상위층 가계보다 컸다. 세 가계집단 모두 식료품 비중이 가장 컸고, 그 다음이 기타소비였다. 한편 식료품, 월세 및 광열수도 비중은 극빈곤층 가계가 차상위층 가계보다 높았다.

• Nutrition Research and Practice
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• 제2권1호
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• pp.26-34
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• 2008

This cross-sectional study assessed household food insecurity among low-income rural communities and examined its association with demographic and socioeconomic factors as well as coping strategies to minimize food insecurity. Demographic, socioeconomic, expenditure and coping strategy data were collected from 200 women of poor households in a rural community in Malaysia. Households were categorized as either food secure (n=84) or food insecure (n=116) using the Radimer/Cornell Hunger and Food Insecurity instrument. T-test, Chi-square and logistic regression were utilized for comparison of factors between food secure and food insecure households and determination of factors associated with household food insecurity, respectively. More of the food insecure households were living below the poverty line, had a larger household size, more children and school-going children and mothers as housewives. As food insecure households had more school-going children, reducing expenditures on the children's education is an important strategy to reduce household expenditures. Borrowing money to buy foods, receiving foods from family members, relatives and neighbors and reducing the number of meals seemed to cushion the food insecure households from experiencing food insufficiency. Most of the food insecure households adopted the strategy on cooking whatever is available at home for their meals. The logistic regression model indicates that food insecure households were likely to have more children (OR=1.71; p<0.05) and non-working mothers (OR=6.15; p<0.05), did not own any land (OR=3.18; p<0.05) and adopted the strategy of food preparation based on whatever is available at their homes (OR=4.33; p<0.05). However, mothers who reported to borrow money to purchase food (OR=O.84; p<0.05) and households with higher incomes of fathers (OR=O.99; p<0.05) were more likely to be food secure. Understanding the factors that contribute to household food insecurity is imperative so that effective strategies could be developed and implemented.

• 한국콘텐츠학회논문지
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• 제14권6호
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• pp.129-139
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• 2014

이 연구의 목적은 다양한 차원의 박탈지표를 이용하여 아동빈곤의 특성을 규명하는 것이다. 이 연구의 목적을 위해 2012년 7차 한국복지패널조사자료를 이용하였으며, 잠재집단 분석기법을 활용하여 아동빈곤 집단을 유형화하였다. 분석결과, 아동이 있는 가구를 주거비 과부담, 다차원 박탈, 비빈곤 등 세 개의 집단으로 유형화하였다. 주거비 과부담 집단은 다른 영역에서 박탈은 높지 않지만, 주거비 부담이 높은 집단이다. 다차원 박탈 집단은 열악한 주거환경, 식생활 영역 및 고용 등의 다양한 차원에서 박탈을 경험할 확률이 높은 집단이다. 마지막으로 비빈곤 집단은 박탈을 경험할 가능성이 매우 낮은 집단이다. 잠재집단의 특성을 파악하기 위해 다항로짓분석을 수행하였다. 분석결과, 다차원 박탈집단은 다른 두 집단과 차이가 있는 것으로 나타났다. 비빈곤 집단과 주거비 과부담 집단 간에는 큰 차이를 보이지 않는 것으로 나타났다. 분석결과는 아동이 거주하는 가구의 복지, 교육, 문화적 자원의 박탈 등 다차원적인 문제에 대한 통합적인 접근이 필요함을 시사한다.

• 가족자원경영과 정책
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• 제12권2호
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• pp.57-72
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• 2008

The propose of this study is to examine the economic stresses and coping strategies for elderly households depending on the variables of background, and to analyze the relations between these factors. Elderly households which satisfied the following criteria were recruited for participation: (a) reside in Seoul, or in the metropolitan area (b) live apart from their adult children after retirement and (c) ages over sixty. From September 20th, 2006 to November 30th, 2006, 296 were used for this research. First, the mean score of the economic stress level of elderly households was 2.87 out of 5, and the stress levels of income expenditure and asset debt were intermediate. The mean score of the economic coping strategy was 3.17 out of 5. In order to overcome economic stress, elderly households utilized reducing their expenditure, financial management, and re-employment. The level of elderly households' life satisfaction was 3.29 of 5 and the depression was 3.17 of 5. Second, there was a difference in accordance with the objective economic variables and the degree of the economic stress after the review of the variables of the elderly households and the coping strategy due to economic stress. The result shows that the households which had a low economic status and high economic stress from the objective viewpoint participated in more economic activities. Their reactions were to decrease the overall expenditure through reducing the expenditure rather than to manage the asset effectively through re-employment or to inaugurating a business. Third, I analyzed situational factors, economic stress, and economic coping strategy in order to compare relative contributors to psychological well-being through using regression. At the third phase in the process of analysis, the socio-psychological factors appeared to be significant factors contributing to psychological well-being. Regarding the stress caused by income expenditure increased, when elderly households were more concerned about reducing expenditure and re-employment, their feelings of depression increased.

• 복식문화연구
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• 제23권6호
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• pp.1082-1096
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• 2015

The purpose of this study was to examine laundry behavior according to the number of households and the type of washing machine that each household used. The data was obtained from questionnaires filled out by 417 households, which included college students living in Seoul and Gyeonggi province. The results of this study are as follows: first, according to the results of survey about the number of household members and type of washing machine that household had, one or two-person households accounted for 24.0%. Regarding the type of washing machine that each household used, there were more drum washers. In households comprised of three or more persons, a higher percentage had a machine with a pulsator. Second, with regard to the method of classifying the wash in doing the laundry, all families classified the wash according to color and textile material. Third, with regard to the amount of detergent in doing the laundry, 63.5% of households used the recommended amount of detergent while 28.3% of households used more detergent than the recommended amount. Fourth, with regard to the set temperature of water in doing the laundry, 36.2% of households used cold water; this was the highest percentage. Fifth, with regard to input sequence in doing the laundry, most households put the wash in the machine in advance, and then filled the washer with water; 56.1% of households added a rinsing process for all washing processes.

• 보건행정학회지
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• 제24권1호
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• pp.24-34
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• 2014

Background: Bankrupted households have recently been increased due to excessive medical expenditure in Korea. They have not been protected from economic risk when household's member has severe diseases that need a lot of money for treatment. Purpose of this study examines policy effect by comparing unmet needs' change of policy object households and non-object groups. Methods: We used Korea Health panel 2nd 4th data collected by Korea Institute for Health and Social Affairs and National Health Insurance Service. Analysis subjects were 381 households (pre-policy) and 393 households (post-policy) that had cancer and cardiovascular and cerebrovascular diseases. Since it was major concern that estimates benefit strengthening policy started by certain time, we setup comparing households which had diabetes, hypertension disease. Comparison subjects were 393,247 households, respectively and we evaluated policy effect using difference in difference (DID) model. Results: Although unmet needs of policy object households were higher than non-object groups, policy execution variable affected negative direction. But interaction-term which shows pure effect of policy was not statistically significant. We utilized multi-DID model to examine factors affecting unmet needs causes. Copayment assistance policy did not significantly affect households that responded to 'economic reason,' and 'no have time to visit' for unmet needs causes. Conclusion: The second copayment assistance policy did not significantly give positive effect to beneficiary households than non-beneficiary groups. When we consider that primary purpose of public insurance guarantee high medical expenditure occurred by unexpected events, it needs to deliberate on switch of benefit strengthening policy that can assist vulnerable people. Also, we suggest that government forward a policy covering non-reimbursable medical expenses as well as switch of benefit strengthening direction because benefit policy do not affect non-covered medical cost which accounts for quarter of total health expenditure.

• 한국식생활문화학회지
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• 제13권5호
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• pp.461-474
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• 1998

The purpose of this study is to investigate the patterns of Korean traditional food use in the households of middle aged women living in Kyunggido and Incheon area Four hundred eighty seven housewives whose children were in middle school answered the questionnaire about Korean traditional food use patterns in ordinary days, national festive days and in private celebration or memorial days. Most households have used Korean traditional table setting called Bansang as daily meals(96.7%) and have used home-made Kimchi(97.3%). However, the use of home-made Jang such as soy sauce, soybean paste and red pepper soybean paste was not very high(64.3%). Most households have celebrated New Years day(99.6%) with Ddukguk and Manduguk, Chusuk(95.1%) with Songpyun, and fruits, Full-Moon day(95.1%) with Ogokbap, Namul and Brum. Dongji was celebrated with Patjug by 73.3% of households. However, Samjitnal and Danho were celebrated with Whajeon and Ssukjulpyun by only 18.9% and 43.8% of the households respectively. The households using Korean traditional food to celebrate the birthday, the 1st birthday of child, the wedding or to memorize the passing day of ancestors were 96.0%, 80.7%, 81.3% and 86.7% respectively. Compared to households of urban and nuclear family, households of rural and extended family tended to use significantly more Korean traditional foods in many occasions and showed significantly higher rate of using home-made Kimchi and Jang.

• 가정과삶의질연구
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• 제32권5호
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• pp.125-143
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• 2014

The purpose of this study was to gain a better understanding of households with a negative cash flow. The Household Budget Survey conducted in 2000, 2005, and 2010 by the Bureau of Statistics in South Korea were used for this study. The households used in this study were divided into four groups according to their income levels; they were categorized the lowest, low, middle, and high income groups. This study made several findings regarding households with a negative/positive cash flow. Firstly, the demographic and economic characteristics were different between those who have a negative cash flow and those with a positive cash flow. A female household head, a household head age 65 and older, a household head with a lower educational attainment, an unemployed household head, and the presence of a child/children in schools were related with the household deficit. Secondly, the households with a positive cash flow had a higher income level compared to the households with a negative cash flow, while the households with a negative cash flow had a much higher consumption level compared to the households with a positive cash flow. Thirdly, the household deficit to total income ratio of the lowest income group was higher when compared to any other income group. Lastly, the multivariate statistics showed that households including a child/children in schools are more likely to be a household with a negative cash flow. Especially, the expenditures on education and transportation were related with the likelihood of a household deficit.