• 가족자원경영과 정책
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• 제18권4호
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• pp.27-52
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• 2014

This study aims to investigate the financial soundness of Korean households and its effects on the retirement preparation of these households. The sample consisted of 1,031 households selected from the 4th Korean Retirement and Income Study (KReIS) by the National Pension Research Institute in 2012. The empirical results are as follows. According to the logistic regression model, the statistically significant factors affecting the retirement preparation of Korean households are gender, occupation type, residence, satisfaction with economic condition, and type of financial soundness-sound households or insolvency-risky households. In other words, more female-headed households and households with higher levels of occupation are less likely to prepare for retirement. The households that are more likely to prepare for retirement are those that are lived in metropolitan areas as opposed to the countryside; further, households that are more economically sound are also more likely to prepare for retirement. In particular, sound households and insolvency-risky households are less likely to prepare for retirement compared to liquidity-risky households.

• 가족자원경영과 정책
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• 제1권1호
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• pp.17-26
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• 1997

The purpose of this study was to investigate the effects of two variable groups(socio-demographic factors and psychological factors) on money management strategies and financial satisfaction. The major findings of this study are as follows : Household income, level of education of wives, and locus of control had significant effect on the level of financial satisfaction. After the effect of socio - demographic variables and psychological variables was controlled, Especially evaluating strategy was found to be the most powerful variable in explaining financial satisfaction.

• 가정과삶의질연구
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• 제23권2호
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• pp.23-36
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• 2005

The purpose of this study was to suggest the marital communication methods for improving the quality of marriage and life for the elderly couples. For this study we considered variables affected on the marital communication of elderly couples. I investigated 394 elderly men and women living with only their spouse and analyzed data with SPSS PC WIN. The major findings were as follows: 1) The findings showed that there were high level of communication between the elderly males and females who lived with the spouses without adult children. 2) Variables that influenced the elderly couples' communication were as follows: for the elderly males, intimacy between husband and wife, self-esteem, and gender role attitude; for the elderly females, intimacy between husband and wife, health condition, tendency toward relationships, and intention to keep the elderly couple household.

• 가족자원경영과 정책
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• 제7권1호
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• pp.135-152
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• 2003

This study examined which factors influence educational expenditure by family life cycle. Data for this study were from the 2001 Household Income and Expenditure Survey and consisted of a sample of 2,681 households. The results showed that the households having high school students had the highest educational expenditure and the households having middle school students had the highest ratio of educational expenditure to consumption expenditure. The education of household head, family type, the number of children, the age of the youngest child, and family income had significant effect on educational expenditure in all the stages of family life cycle. The results of this study will be useful for financial management of households and give suggestions for the government policy on education.

• 가족자원경영과 정책
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• 제3권2호
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• pp.77-89
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• 1999

This study examines managerial aspects of the institutional household(IH) whose importances become crucial in modern society. To analyze idiosyncratic managerial characteristics of the IH, the study delves into three aspects of IH in comparison with other organizations such as family, public organizations, for-profit organizations. The comparison is done in the reference of $\circled1$ conceptual elements, $\circled2$ general managerial settings, and $\circled3$ practical managerial processes including planning, organizational, personnel and human resources development, and finacial management. The analysis shows us that the IH possesses both common and unique characteristics and needs to develop its generic managerial theories.

• 가족자원경영과 정책
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• 제13권3호
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• pp.207-226
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• 2009

The purposes of this study are to evaluate the research trends of articles published in the Journal of the Korean Family Resource Management Association from 1997 to 2008, and to identify the contributions as well as the inherent limitations of these articles in the field of family resource management. For these purposes, this study analyzed 3 types of research trends: research topic, research method including data analysis, and research subject. The findings of this study are as follows. First of all, the study shows that most number of researches are conducted on management subjects, followed by management practice and management theory. Secondly, regarding the frequency of the research method, the empirical researches are the most prevalent method employed by the researches, over literature or practice researches. Thirdly, it is noted there are more quantitative researches than qualitative ones. Finally, there are a lot more researches carried out on the traditional household than those of vulnerable households.

• 가정과삶의질연구
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• 제14권2호
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• pp.61-76
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• 1996

In this study it was assumed that planning was composed of three activities -resource assessment standard setting information seeking and implementing was composed of money investment and time investment, Two variable groups which were assumed to be related with planning and implementing were household characteristics and housewife's value characteristics. Money investment to children's education was significantly affected by income, net wealth of household instrumental value of eduation and information seeking about private education. The variables assumed to affect time investment to children's education were instrumental value of education information seeking about private education and expected education level.

• 가족자원경영과 정책
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• 제18권3호
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• pp.135-157
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• 2014

The purpose of this study was to investigate the influences of household income, education needs, private education expenses and expenditures of preparation for old age for mothers of school-aged children and to discover the causal relationships among these variables. The subjects in this study were gathered from among 393 mothers living in Daegu with school-aged children from 8 to 19 years old and with wage-earner husbands. The research tool was a questionnaires which addressed the general characteristics of the subjects, household income, the scale of education needs, the scale of private education expenditures, the scale of perceived burden of private education, and the scale of expenditures of preparation for old age. In order to analyze the study data, factor analysis, and regression analysis using SPSS were used, and structural path analysis using AMOS was used. The main results of this study were as follow: First, the greater the household income, the greater the education needs. Second, household income and education needs had no significant influences on private education expenditures. Third, education needs and private education expenditures turned out to have significant effects on the perceived burden of private education expenditures. Fourth, expenditures of preparation for old age among mothers of school-aged children was influenced by the education needs, private education expenditures and perceived burden of private education expenditures. The household income of mothers of school-aged children had no significant influence on private education expenditures. Finally, education needs, private education expenditures and perceived burden of private education expenditures for mothers of school-aged children had a direct effect on the expenditures of preparations for old age. On the other hand, in mediating education needs, household income of these mothers had an indirect effect on expenditures of preparations for old age. The perceived burden of private education expenditures turned out to have the biggest total effect on the preparations for old age of mothers with school-aged children.

• 가족자원경영과 정책
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• 제4권2호
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• pp.75-90
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• 2000

The purpose of this study was to investigate the influences of informazation on the structure of family life. This study adapted the theory of family life structure to analyze these influences. this theory viewed the components of family structure as ‘family culture’, ‘means for living’, ‘household management’, ‘family relations’, ‘time’, and ‘living space’. Related research works conducted in the several disciplines and the statistics were used, The informazation had great impacts on the structures of family life. Some impacts wre desirable but undesirable impacts were also found. Some recommendations were made improve the quality of family life in the society of informazation.

• 가정과삶의질연구
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• 제19권5호
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• pp.279-291
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• 2001

This study was peformed to identify a credit limit of the household. For this purpose, the differences in household economy by debt burden and the effects of debt burden on household economy was analyzed with the data of the Family Income and Expenditure Survey in 1999. The results showed that the household with debt burden, are likely to cut savings not consumption expenditures. The critical level of debt burden which distorts the household economy is found to be 25%. If the debt burden of the household exceeds 25%, they are no longer to save and ought to borrow to repay current debt.