• 국제지역연구
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• 제22권3호
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• pp.201-219
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• 2018

본고는 산출물 시장에 있어서 독점적으로 행동하는 기업을 고려하여 담보(유담보 융자, 무담보융자)에 의한 차입계약이 차주인 기업의 비용최소화를 통해 비용함수의 형태를 결정하는 모델을 구축하였다. 또한 기업이 금융시장에서의 차입계약이 산출물시장에서 시장균형과 경제후생에 미치는 영향에 대한 분석을 통하여 자기자본이 열악한 기업이 금융기관으로부터 유담보융자에 의해 차입을 실시하면 담보의 범위 내에서 신용을 받을 수 밖에 없는 차입제약에 직면하게 된다는 사실을 증명하였다. 따라서 기업이 생산요소인 자본재를 담보로 설정할 때 생산 요소의 투입비율에 왜곡현상이 발생하며 기업이 금리가 높은 무담보 융자에 의해 대출행위가 이루어지면 한계비용은 상승하기 때문에 기업은 자기이윤을 최대화하는 차입계약을 선택하게 된다. 그러나 기업이 차입계약을 선택할 경우 소비자와 경제전체에 바람직한 현상은 아니며 전체적으로 경제후생을 악화시킨다는 것이 본고의 이론분석을 통한 결과로 볼 수 있다.

• 한국사회복지학
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• 제61권2호
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• pp.303-324
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• 2009

본 연구는 서울과 춘천에 거주하는 65세 이상 노인 1,409명을 대상으로 노인과 자녀가 주고받은 사회적 지지가 노인의 건강상태가 우울에 미치는 영향을 매개하는 효과가 있는지를 살펴보았다. 연구 결과, 노인의 건강상태가 나쁘고, 사회적 지지가 낮을수록 우울정도가 높았으며, 노인의 건강상태가 우울에 미치는 영향에 대해 사회적 지지가 부분적인 매개효과를 지니며, 이러한 효과는 성별로 다르게 나타났다. 남성노인의 경우, 자녀에게 제공받은 도구적 지지와 자녀에게 제공한 정서적 지지와 도구적 지지가 건강상태가 우울에 미치는 영향을 매개하는 것으로 나타났으며, 여성노인의 경우에는 자녀로부터 받은 모든 사회적 지지(정서적, 도구적, 재정적 지지)와 자녀에게 제공한 도구적 및 재정적 지지가 매개효과를 지니는 것으로 나타났다. 이러한 연구결과를 바탕으로 사회복지실천 현장에서의 적용과 향후 연구를 위한 제안을 제시하였다.

• 교육녹색환경연구
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• 제10권2호
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• pp.46-60
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• 2011

Nowadays, the change of the social structure such as the elderly society and the broken traditional family conception is progressing rapidly. The social change produced a lot of problems, and the welfare from among these is the urgent problem. The welfare for the aged is very important problem in an aging society. The changes of industrial and economic structures also caused the increase of double-income families. The numbers of schoolchildren decreased rapidly because of the low birth and elderly society. So, many idle spaces of existing school facilities have emerged, and these left spaces is being blamed for the fiscal waste. If these idle spaces were used for the welfare-facilities, it will be of assistant to solve the problem about welfare and use the school facilities effectively. And then, the big profit from these enterprises can be used for the better welfare for education.

• 가족자원경영과 정책
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• 제16권3호
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• pp.1-19
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• 2012

The purpose of this study is to identify the factors that influence financial transfers between married women aged 20-40 and their parents and parents-in-law. In particular, we examine whether there is any reciprocity between parental support for the cost of marriage formation and financial resource transfers from married children to their parents and parents-in-law. Data from the 2009 wave of the Survey of Marriage and Childbirth were analyzed. Among married women who have been married for over 16 years, we find that the probability of them giving financial resources to their parents increases in line with the parental support they received to help their marriage formation cost. Therefore, we confirm that there is reciprocity between parental support for the cost of marriage formation cost and children's financial support provision for parents.

• 대한가정학회지
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• 제43권1호
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• pp.85-103
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• 2005

This study attemped to analyze the financial stati of single households. The financial stati of single households were analyzed using the income and expense stati, balance sheet status and selected financial ratios as components. The data of 757 single household's from the 1998 Korean Household Panel Study were utilized. The major findings are summarized as follows; 1. Male single households had higher income and expense stati than those of females but lower holdings of other asset with the exception of liquid assets. Single elderly households had the highest holdings of both real assets and debt. 2. Usually single households were retained more short-term than long-term liquid assets. The debt burden ability in using net assets was the lowest of all assets. To accumulate capital those in single household were more likely to have savings than investment assets.

• East Asian Economic Review
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• 제27권2호
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• pp.115-143
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• 2023

In this paper, we address how the monetary authority should react to financial market status and exchange rate movements in a small open economy New Keynesian model with financial frictions due to asymmetric information between savers and borrowers. We show that the small economy with financial frictions is more susceptible to the exogenous shocks under the fixed exchange rate regime than under the flexible exchange regime. The small economy experiences a more prolonged and deeper economic recession under the fixed exchange rate regime than under the flexible exchange rate regime. The monetary policy taking into account external finance premium is better than the interest rate rule without considering the financial market status.

• 보건행정학회지
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• 제7권1호
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• pp.73-99
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• 1997

This study was carried out by using questionnaires with 126 insurance societies from Sept. 30, 1995 to Oct. 18, 1995. The primary data collected bythe survey have been significantly supplemented by secondary data obtained from sources such as health insurance statistical year books and internal data in the Ministry of Health and Wolfare. Major findings were summarized as follows: Two financial coordinating programs have significantly improved financial status of regional health insurance societies: the catastrophic program for high cost medical care that was initiated in 1991 and the program for hospitalization cost of the aged in 1995. Another finding is that there existed ambiguity and inconsistency of equity index that had been used by stabilization programs and its side effects could not be ignored. Regression analyses were made to identify factors that affect financial transfers. Inde pendent variables in the regression include utilization frequency, dependancy ration, insurance contribution per insured and medical expense per insured. All these variables were statistically significant in the equations of applying distribution rate (distribution/contribution) and transfer rate (transfer/contribution) as dependent variables. Policy suggestions for the catastrophic program for high cost medical care are modifying the definition of catastrophic case and setting the maximum amount of subsidies for each society based on distribution rates. To solve the problems of the financial coordinating program for the aged, we could consider reimbursing more than 50% of the copayment incurred by the aged 65 or more and determining the maximum amount of outpatient copayment at 10,000 Won per day or per visit for the elderly. More fundamental improvement could be made by amending the Welfare Benefit Act to establish and expand medical and welfare facilities for the elderly.

• 한국사회복지학
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• 제67권4호
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• pp.51-77
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• 2015

본 연구는 사회복지관에 초점을 두고 사회복지관의 조직 수준에서의 인적자원 및 재정자원 관리 체계와 프로그램 수준에서의 서비스 품질 간 관계에 대해 실증적 검증을 실행하였다. 2012년 사회복지시설 평가 자료를 활용하여 분석한 결과, 인적자원 관리 중 전문자격증 소지자 비율, 직원성과평가, 급여, 직원복지, 슈퍼비전, 직원 고충처리제도가 서비스 품질과 정적인 방향에서 통계적인 유의성을 갖는 것으로 나타났다. 재정자원 관리 중에서는 경상보조금 대비 정부자원금 비율, 회계 관리, 후원금품의 사용 및 관리가 서비스 품질과 정적인 방향에서 통계적인 유의성을 갖는 것으로 나타났다. 상대적인 영향력의 크기를 보면, 직원복지, 직원성과평가, 슈퍼비전, 직원 고충처리제도, 회계관리 등의 순이었다. 즉 사회복지관 인적자원 관리 관련 변수들이 서비스의 품질에 상대적으로 더 많은 관련성을 지니는 것으로 나타났다. 본 연구는 상대적으로 신뢰성이 높은 정부 평가 자료를 활용하여 서비스 품질에 대해 인적자원 및 재정자원 관리의 시각에서 통합적 연구모형을 구성하며 새롭고 흥미로운 연구결과를 제시해 보면서 관련 후속연구의 기반을 마련한다는 점에서 연구의 의미를 갖는다.

• 수산해양교육연구
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• 제26권6호
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• pp.1245-1260
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• 2014

This paper is to analyze the size of Busan Metropolitan City Office of Education Special Account and Educational finance Changes based on the welfare types from 2009 to 2013. It also identifies the impact on welfare finance education programs that target low-income students. The size of Education welfare finance was increased to 355.3 billions (2013) from 90.9 billions (2009), with the last 5 years average annual growth rate as high as 41.9%. But there has been relative decrease in the size of selective welfare budget for low income students such as tuition assistance & IT support to low-income and vulnerable groups, rural schools support to improve facilities, education welfare priority program. The finding suggests that the size of selective welfare budget should not be decreased due to universal education welfare policy. If it is to expand the universal education welfare, then there should be redesigning of local educational finance and further revenue for local education finance to keep the budget for the education welfare target groups.

• 의료ㆍ복지 건축 : 한국의료복지건축학회 논문집
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• 제28권3호
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• pp.39-46
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• 2022

Purpose: Religious facilities often intend to contribute to surrounding neighborhood and local community. While motivated by religious aims, churches can play a role in social welfare for elders in local community. It is obvious that the role will be different from official social welfare services from government and this study aims to examine the possibility of churches in the role of elderly social welfare in terms of space and program. Methods: Researchers interviewed management of four existing welfare programs by churces in order to understand operation of social welfare program for elders by churches. The second step was case study of four churches in Suwon City area. The potential for social welfare space use for elders was examined. Results: Researchers found the role of churches in providing welfare relevant programs and services but its function is not well established yet. Financial support is needed and another support is need from welfare experts. Implications: While churches has not well established the role in elderly welfare in local communities, churches can further develop welfare services utilizing space, manpower, and activity programs.