• 한국식생활문화학회지
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• 제14권2호
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• pp.131-137
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• 1999

The purpose of this study is to investigate the drinking patterns and behaviors of Yangsan College students. Data were collected by a self-administered survey from the subjects, of which male students were 336 and female 165. The results of this study were as follows: 1. With regard to attitude toward drinking, 93.1% of the male subjects and 84.3% female subjects reported to have favor for drinking while only 9.3% of the subjects against drinking. 2. Those who reported to have at least a drink everyday were 13.3% of the subjects. For drinking frequency subjects who reported once in two or three day were most popular(21.9%). The frequency of drinking alcohol was associated positively with amount of discretionary money the students have. 3. For amount of drinking, 42.5% of subjects responded that they were able to drink soju at least one bottle per occasion. Data showed a high positive correlation between drinking frequency and financial costs they spent to drink. 4. The reasons subjects gave to drink included social gatherings after school or student activities (40.1%), change of mood(16.5%), and personal cerebration(16.5%). 5. The most popular place for the subject to go for a drink was neighborhood pubs(43.5%), followed by bar or pubs at downtown(28.3%) and nearby campus(12.2%).

• 한국산학기술학회논문지
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• 제14권4호
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• pp.1612-1619
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• 2013

본 연구는 금융종사자들의 직무스트레스 요인에 대한 지각이 정신건강 및 직무만족도에 미치는 영향을 알아보는 조사연구이다. 연구대상은 2012년 9월20일부터 10월15일까지 강원도 내 T시와 J시에서 금융에 종사하는 근로자 총 132명이다. 연구도구는 한국인 직무스트레스 측정도구(KOSS) 43문항과 정신건강 18문항, 직무만족도 12문항으로 설문조사하였다. 데이터분석은 SPSS Win17.0을 사용하였고 대상자의 빈도분석, ANOVA, t-test, 피어슨 상관관계 계수를 이용하였다. 또한 변수들간에 미치는 영향력을 알아보기 위해 회귀분석하였다. 직무스트레스 요인과 정신건강에는 정(+)의 상관관계를 나타났고 통계적으로 유의한 차이를 보였다. 또한 직무만족과는 부(-)의 상관관계를 나타났으며 통계적으로 유의한 차이를 보였다. 따라서 금융종사자들의 직무스트레스를 해소하고 그들의 직무만족에 긍정적인 의미를 부여하기 위해서는 금융환경 및 더 나은 서비스를 제공하기 위한 간호중재가 필요하다.

• 한국전자거래학회지
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• 제27권2호
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• pp.137-152
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• 2022

마이데이터 서비스에 대한 소비자 수용의도 향상, 즉 고객 정보의 자발적 제공은 기업 가치 창출과 함께 마이데이터 산업의 안정적 성장을 위해 매우 필요한 요소이며 데이터 가치 상승으로 인한 유출과 침해 증가는 이러한 마이데이터 서비스 이용에 부정적 영향을 미쳐 금융소비자의 개인정보 제공을 통한 양질의 맞춤형 서비스 수요를 감소시킬 수 있다. 본 연구는 금융소비자가 인지할 수 있는 보안위험과 이를 보완 할 수 있는 보안요인을 도출하고 이러한 보안요인이 마이데이터 서비스 수용의도에 어떠한 영향을 미치는지를 파악하여 금융소비자의 수용의도를 높이고 안전한 활용을 확대할 수 있는 전략을 도출하기 위한 유용한 시사점을 제공하고자 한다. 연구결과를 통해 마이데이터 서비스 필수 요건인 정보주체로부터 제공받은 정보의 안정성과 투명성 보장을 위해 적용하는 보안요인은 금융서비스라는 측면에서 편의성 또한 고려해야 함을 확인하였다.

• 융합경영연구
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• 제5권4호
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• pp.29-38
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• 2017

Organizational commitment (OC) is one of the most important attitudes and/or organizational variables. It is one of the important factors for increasing organizational performance and consequently it has a significant impact on productivity enhancement. Study of behavior in the workplace due to the great importance of manpower compared to other resources within the organization is of great importance too. OC is a psychological state which represents kind of desire, a need and a requirement for continuing employment in an organization. It is considered as one of the most influential factors in getting success and competitive advantage in today's organizations. Investigating effect of financial and non-financial variables on financial performance for a long-term has engaged the minds of researchers. Intensification of competition in markets has increased importance of recognizing competitive advantage patterns and their effect on financial performance (FP).This research conducted to provide a better understanding for people as well as for aggregation of a research subject OC and FP is compared in Indian banking sector by taking sample of 2 public and two private banks the correlation between the OC and FP and the results included a positive and significant correlation. Desired FP to increase wealth is an essential and obvious issue. According to the issued subjects, today, commitments and their impact on FP of companies have become increasingly important. In Indian banks the correlation between the OC & FP were found significant.

• 정보보호학회논문지
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• 제22권4호
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• pp.851-868
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• 2012

2008년 금융위기 이후 지속된 부동산 경기침체의 여파로 금융회사의 부동산 프로젝트 파이낸싱 대출의 부실화가 확대되면서 금융시장이 여전히 불안한 모습이다. 특히 서민금융기관의 불법행위가 드러난 후 경제주체들의 시장불안 심리가 증가하고 금융시장의 혼란이 가중되는 등 국가경제 전반에 걸쳐 잠재적 위험이 증가하고 있다. 이와 같이 경기침체가 장기화됨에 따라 수익구조 및 자금조달 능력이 취약한 서민금융기관은 부실자산을 은폐하기 위해 다양한 수단으로 불법행위를 저지른다. 특히 대주주 및 동일차주에 대한 대출은 대부분 제3자 명의의 차명계좌를 이용하기 때문에 사전 적발이 쉽지 않다. 따라서 타인명의 불법대출을 효과적으로 탐지하기 위해서는 대출 차주들 간의 연관성 분석을 통해 서로 관련성이 높은 차주들을 하나의 대출로 군집화하여 분석할 필요가 있다. 본 논문에서는 최근 사회학 위주로 연구되고 있는 소셜 네트워크 분석을 금융사기에 대한 수사 영역으로 확장하여 대출차주들 간의 연관성 분석을 통해 금융회사들의 불법대출을 사전 탐지하는 분석기법을 소개한다. 이 분석기법은 금융당국 및 수사기관 등의 현장검사 또는 조사에서 매우 유용하게 활용될 수 있을 것이다.

• 한국생활과학회지
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• 제18권3호
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• pp.689-703
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• 2009

The purpose of this study is to investigate the relationships among 'leisure constraints', 'leisure sufficiency' and 'life satisfaction' perceived by late middle-aged adults. The subjects of this research were 275 adults from 50 to 64. The results are as follows: 1) Among 5 categories of 'leisure constraints', the subjects perceive' financial constraints' as the most important, and in order of importance, 'social constraints', 'physical constraints', and 'familial constraints' followed. 2) Among five 'leisure activities', a factor perceived most sufficiently by middle-aged adults is 'simple relaxation' and followed by 'social activities', 'activities with family'. 'learning activities', and 'play-recreation activities'. 3) The factors influencing life satisfaction perceived by late-middle aged adults are 'religion', 'financial constraints', 'education', 'familial constraints', 'physical constraints', 'learning activities', and 'play-recreation activities'. These 7 factors explain 38.9% of total variation. Also, the 'leisure constraints' has a greater impact on their 'life satisfaction' than on their 'leisure sufficiency'.

• International Journal of Human Ecology
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• 제16권2호
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• pp.21-31
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• 2015

This study explored determinants of family support that young renter households received to afford their housing costs. Microdata set of the 2014 Korea Housing Survey was used as secondary data for the study. Total 1,752,899 households headed by persons between 20 and 34 years of age and whose rental type was either Jeon-se or monthly rental with deposit in private rental units were selected as study subjects. For the data analysis, a series of discriminant analysis was conducted using IBM SPSS 21.0. Major findings were as follows. (1) Among the subjects, 28.2% were found to receive financial support from parents or other relatives. (2) To see the discriminant analysis results, a linear combination of seven household and housing characteristics (householder's gender, whether or not the householder worked in the previous week, whether or not the householders have a spouse, tenure type, structure type, location and deposit amount) could explain 44.6% of variance in young renter households' receipt of family support with a prediction accuracy of 77.2%. (3) To summarize the final discriminant model, Jeon-se renter households in location other than Incheon or Gyeonggi Province living in a unit in structure other than multifamily structure headed by younger householders that did not worked previous week or without spouse; with a greater deposit had the maximum tendency to receive family support to pay rental costs.

• 한국가족관계학회지
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• 제21권4호
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• pp.51-74
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• 2017

Objectives: This study observes how providing family support - financial, emotional, and instrumental - is related to depression in babyboom women. Method: I analysed data from the Korean Longitudinal Survey of Women and Families 5th wave, collected by the Korean Women's Development Institute. The analysis was conducted using regression, t-test, Chi-square test, frequency analysis, and Pearson's correlation analysis. Results: Financial support for grown-up children, either married or unmarried, increases depression in babyboom women. In the dimension of instrumental support, caring for grandchildren reduces babyboom women's depression. It implies that contact with grandchildren is perceived as an emotional support rather than a physical burden. The results of this study also show that babyboom women are comforted by living with their own parents, but not by living with parents-in-law. The most impressive observation, however, is in the dimension of emotional support, which showed that the conversation with elderly parents reduces baby-boom women's depression, but that the conversation with married children increases it. The opposite directions in the effects seem to be related to the subjects of the conversations. The subjects of the conversation with children are mostly about problems and agenda of the children, while those with elderly parents are mainly about parents' health and care for each other. Conclusions: The results of the analyses suggest that babyboom women should become less involved with their grown-up children's lives. It also calls for the societal efforts to be put into building up the support system, especially for eco-boom generation, to reduce babyboomer's burden of supporting the children.

• 실천공학교육논문지
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• 제14권2호
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• pp.245-258
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• 2022

본 논문에서는 산업공학의 전통적인 전공 교과목을 강의할 때 현 시점 산업계 및 학계에서 가장 활용도가 높은 프로그래밍 언어인 파이썬 언어를 분석 도구로 활용하는 것을 제안한다. 사례 연구로서 공학 프로젝트의 경제성을 분석할 수 있는 역량을 길러주는 전공 교과목인 경제성공학을 채택하였으며, 파이썬에서 다양한 재무함수를 구현한 라이브러리인 numpy-financial를 포함하여 간단한 연산 및 수치 해석을 위한 numpy와 scipy, 시각화를 위한 matplotlib 라이브러리를 주로 활용하였다. 익명의 수강생들을 대상으로 강의의 만족도를 조사한 결과 본 논문에서 제안하는 교육 방식이 교육 만족도와 강의 전달력 측면에서 우수한 성과를 보였고, 경제성공학 뿐 아니라 다른 전통적인 산업공학 과목에 대해서도 전공 학생들의 추가적인 수요가 있음을 확인할 수 있었다.

• 보건행정학회지
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• 제20권4호
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• pp.58-73
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• 2010

Background : Cancer is a disease that not only places a significant burden on patients clinically but also requires significant expense for diagnosis and treatment. Although the cancer coverage of health insurance has recently been expended, the need for financial assistance among cancer patients and their families is still expected to be significant. In this study, cancer patients' need for financial assistance in Korea was examined and its influence factors were analyzed. Methods : Target study subjects were those who are over 18 years of age and were diagnosed with cancer more than four months prior at the National Cancer Center and 9 Regional Cancer Centers in Korea during the period from July to August of 2008. Quarter sampling was conducted according to the ratio of the type of each cancer. A face to face interview survey was conducted. A total of 2,661 cancer patients finished the survey. Medical charts were reviewed in order to obtain the cancer type and SEER stage of cancer patients. An ordered logistic regression model was used to examine the level of need for financial assistance according to the demographical, clinical, and socio-economic variables of cancer patients. Result : The percentage of cancer patients who needed financial assistance was 69.0%, and 36.9% needed significant financial assistance. The need for financial assistance was perceived to be greater in males, younger age group, low income group, low education group, medical aid recipients, those who were diagnosed recently, those with a low level of quality of life measured through EQ5D, and those with decreased income after cancer diagnosis. Conclusion : In spite of the current policy to increase health insurance coverage, the majority of cancer patients and their families in Korea still need financial assistance due to cancer. In particular, there were more vulnerable groups, such as the low income, or low education group. In the future, policies that focus on the disadvantaged, which strengthen social security, should be considered for achievement of a substantially better quality of life for cancer patients and their families.