• Title/Summary/Keyword: financial resource management

검색결과 384건 처리시간 0.023초

중년기 기혼남녀의 가족생활 스트레스, 가족가치관이 결혼안정성에 미치는 영향 (The Effects of Family Life Stress and Family Values on Marital Stability among Middle-Aged Couples)

  • 박주희
    • 가족자원경영과 정책
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    • 제22권4호
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    • pp.17-32
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    • 2018
  • The purpose of this study was to explore the effects of family life stress and family values on marital stability among middle-aged couples. The subjects included a total of 302 men and women aged 45-64 who had been married for more than 20 years and were living in Seoul. The collected data were statistically analyzed with the SPSS 21.0 Package. First, Cronbach's alpha was calculated to measure the reliability of the scale that assessed the variables of the research model. Then, mean and standard deviation were calculated to determine the degrees of family life stress, family values, and marital stability among the subjects. Finally, a hierarchical multiple regression analysis was performed to identify factors that affected the subjects' marital stability. The results revealed that the level of family life stress in middle-aged married men and women was slightly higher than the mean value. Of all the sub-scales of family life stress, the subjects were found to experience the most stress from factors related to financial pressure, followed by family relationships, a sense of loss within a family, and work-family compatibility. Therefore, financial problems were one of the critical stressors for middle-aged married couples. Also, for this demographic, the levels of family values and marital stability were higher than the medians. The factors affecting marital stability in middle-aged couples were identified to be family relationship stress, financial stress, subjective economic status, family values, stress related to work-familycompatibility,religion,andage.Thedegreeofmaritalstabilitywashigherinmiddle-agedcouplesa stheirstresslevelsfromfamilyrelationshipsandfinancialproblemswerelower.Moreover,thehigherthes ubjectiveeconomicstatusandthemoretraditionalthefamilyvalues,thehigherthedegreeofmaritalstabili ty.Finally,marriedcoupleswhowerereligioushadalowerlevelofstressfromwork-family compatibility, and the younger the couples, the higher the degree of marital stability.

베트남 일반은행의 경쟁력 제고에 관한 연구 (Competitiveness Enhancement for Local Commercial Banks in Vietnam)

  • ;김정호
    • 국제지역연구
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    • 제21권2호
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    • pp.171-196
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    • 2017
  • 본 연구에서는 베트남 일반은행들의 경쟁력제고를 의사결정의 목적으로 삼고 AHP 계층분석기법을 적용하여 이 문제의 해결을 돕기 위한 모형을 제시하고 있다. 은행 분야 전문가들을 대상으로 항목간 쌍방비교방식으로 이루어진 설문지를 배포하고 회수된 의사결정요소들의 상대적 가중치를 분석한 결과 다음의 세 가지의 주요 결과를 도출하였다. 첫째, 은행의 안전성이 베트남 일반은행들의 경쟁력확보에 있어 가장 중요한 평가기준이며 운용의 효율성, 무형가치의 보유정도 및 영업규모가 그 뒤를 뒤따른다. 둘째, 베트남 일반은행들의 경쟁력제고를 위한 대안으로 건전한 재무상태의 확보가 가장 우선시되어야 한다. 효과적인 경영관리시스템, 전략적 인적자원계획 및 고품질의 제품과 서비스 또한 높은 상대적 가중치를 보인다. 셋째, 건전한 재정확보를 위해서 악성부채 해결이 절대 필요한 것으로 나타났다. 또한, 효과적인 경영관리시스템을 구축하고 고품질의 제품과 서비스를 제공하기 위해서는 신기술의 도입이 매우 중요하다. 아울러 전략적 인적자원계획의 달성을 위해서는 임직원의 자질향상이 절대적으로 필요하다.

창업자 역량이 창업기업의 경영성과에 미치는 영향: 창업자 전공 특성의 조절효과 (The Impact of Founder Competency on Startup's Business Performance: The Moderating Effect of Founder Academic Major Characteristics)

  • 김봉근;김영준
    • 문화기술의 융합
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    • 제10권4호
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    • pp.145-157
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    • 2024
  • 본 연구는 기술보증기금이 2016년 기술평가 시 수집․평가한 창업 후 5년 미만의 창업기업 2,196개 기업을 대상으로 자원기반관점을 바탕으로 창업자 역량이 주요한 기업의 내부 자원이라는 전제하에 경영성과, 창업자 전공 특성과의 관계를 실증 분석하였다. 분석 결과 첫째, 창업자 역량 기술적, 관리적, 재무적 역량은 창업기업의 경영성과에 모두 정(+)의 영향을 미치고 있었다. 또한, 창업자의 이공계 전공 특성은 창업자 역량과 경영성과 사이에서 조절 효과가 있는 것으로 나타났다. 이러한 연구 결과를 토대로 창업자의 기술적, 관리적, 재무적 역량이 경영성과를 향상시키는 요인이라는 이론적 논의에 기여하고, 이공계 전공 창업자에게 관리 및 재무역량 함양 차원의 교차 교육 등 창업 교육이 전환, 강화되어야 할 것이라는 점을 제시하여 실효성 있는 창업 교육의 실무적, 정책적 시사점을 제공하였다.

농촌마을 주민의 경제생활실태 연구 (Economic Life of Rural Residents)

  • 고정숙
    • 농촌지도와개발
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    • 제13권2호
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    • pp.329-340
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    • 2006
  • This study was carried out to analyze on the economic life and financial state of rural inhabitants in case study 4 villages by questionnaire interview. To analyze the economic life of rural inhabitants, the data were collected from 191households and the SPSSWIN / ver12.0 was used for analyzing them. The major findings of this study are as follows; 1) Most of them earned living expenditure themselves, over 15% inhabitants lived with their children supports. 2) Over 70% of them couldn't save at all, over 40% of them had debts except inhabitants in plain area. 3) The financial condition of rural inhabitants is very unstable, for the small and irregular agricultural income. Moreover, the ratio of national pensioner and payer are very low. 4) The present economic life compared with 10year ago and future prospect are pessimistic. And the elder household have much financial problems, they live in poor and inferior surroundings. According to the results of research, the policy on support and assistance for economic life of rural inhabitants must be enlarged and enforced, and the financial program and education for them must be carried out nationwide and systematically.

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3차병원의 생산 효율성 측정 및 결정요인 분석 (A Study on Measuring Hospital Efficiency and Analyzing Its Determinants in Tertiary Hospitals: Data Envelopment Analysis)

  • 양동현;서원식;박광훈
    • 한국병원경영학회지
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    • 제2권1호
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    • pp.183-202
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    • 1997
  • Health care organizations have been faced with financial difficulties under turbulent health care environment. This situation led hospitals to concentrate their efforts to improve their managerial efficiency in various ways. This study aims to evaluate technical efficiency of 31 tertiary hospitals in Korea and find determinants which are closely related with hospital efficiency. Data envelopment analysis(DEA) and Tobit Model were adopted for study. For the analysis, human resource factors such as number of physicians, nurses, and administrative staffs are used as input variables and the number of inpatients and outpatients) are used as output variables. Among 31 hospitals, in CCR model, 8 hositals showed efficiency score 1 which means they have been operated in very efficient ways and BCC model showed 13 of 31 hospitals as efficient organizations. Next, we analyzed determinants which are closely related with hospital efficiency. By using Tobit model, the study showed hospital size, Quality of care, value added per capita, and revenue per patient were closely related with hospital efficiency, However, it appeared that financial status of hospitals(i.e : making profit or not) was not related with hospital efficiency.

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소비자 연령별 투자행동 차이 분석: IMF 경제위기 전${\cdot}$후 비교 (An Analysis of Differences in Investment Behavior Over Consumer's ages: Comparison before and after the economic crisis)

  • 정순희;여윤경
    • 가족자원경영과 정책
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    • 제8권1호
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    • pp.29-45
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    • 2004
  • This study compared household's investment behaviors over consumer's ages before and after the economic crisis using 1995 and 2000 National Survey of Family Income and Expenditure in korea. Household's investment behaviors were compared in terms of household's financial statements, amounts and proportions invested in various assets, and rate of return on investments. The proportion invested in securities of all households. In terms of the proportion invested, consumers under 40s increased the proportion invested in insurance while consumers over 50s increased the proportion invested in savings and trusts in 1995 than in 2000. Consumers of all ages increased the proportion invested in securities in 2000 than in 1995. Young households had higher rate of return in 1995 while old households had higher rate of return in 2000.

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정보인프라 수준이 금융기관의 경쟁력에 미치는 영향 (Effect of information infrastructure level on financial institution's competitive power)

  • 조규산;김영걸
    • 한국경영과학회:학술대회논문집
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    • 대한산업공학회/한국경영과학회 1996년도 춘계공동학술대회논문집; 공군사관학교, 청주; 26-27 Apr. 1996
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    • pp.433-436
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    • 1996
  • 최근들어 금융산업에 있어서 중요한 패러다임의 전환은 정치 경제질서의 변화에 수반되는 개방화 '자율화 추세이며, 국내 금융기관들은 이러한 전환기를 극복하고자 다양한 경영전략을 구사하고 있다. 그 중에서 가장 두드러져 보이는 것이 경영변화 모색을 위한 정보기술의 활용 촉진이며, 이는 어느 산업보다도 정보강도가 높은 금융기관 있어 경쟁우위를 확보하는데 결정적인 힘을 가진다 할 것이다. 본 논문에서는 이와 같은 배경과 정보시스템 평가이론을 바탕으로 금융기관의 정보인프라 (Information Infrastructure) 수준을 측정하고 이 수준이 금융기관의 경쟁력에 어느 정도 영향을 미치는지에 대하여 고찰하고자 하였다. 연구대상 기관은 국내 예금은행중 선발시중은행, 후발시중은행, 지방은행 등 3그룹에서 각각 3개은행씩을 선정하였으며, 정보인프라 수준을 독립변수로 그리고 업무 생산성을 나타내는 직원1인당 부가가치및 정보화지수를 각각 종속변수로 활용하였다. 연구결과 분명한 것은 금윤산업에 있어서 정보인프라의 효율적인 구축이 경쟁우위를 확보하는데 있어 매우 중요한 전략으로 제시될 수 있다는 것이며, 특히 생산성 향상을 지속하기 위해서는 유형의 자원 (Visible Resource)과 아울러 조직, 인력, 전략 등 무형의 자원 (Invisible Resource)에 대한 정책지원이 폭넓게 이루어져야 한다는 것이다.

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자녀의 대학교육을 위한 부모들의 저축결정 요인에 관한 연구 (The Determinants of Saving for Children s College Education in the U. S.)

  • 차경욱
    • 가족자원경영과 정책
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    • 제6권2호
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    • pp.133-142
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    • 2002
  • The purpose of this study was to compare characteristics between the parents who saved money for their children's college education and those who did not, in an effort to identify the factors influencing the decision to save. From 1998 Survey of Consumer Finances (SCF), a sample of 1,085 family households was employed. Logistic regression analysis was used to examine the probability of saving for college education. The results showed that higher incomes and financial assets significantly increased the probability of saving for children's college education. The married couples who had higher education and larger household sizes were more likely to save. The age of the youngest child was a significant positive factor in the probability of saving for college education

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중국의 대기오염 배출 저감을 위한 한·중·일 에너지, 환경협력 방안 (Environmental Cooperation Among East Asian Countries to Reduce Chinese Air Pollution)

  • 김정인
    • 자원ㆍ환경경제연구
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    • 제10권4호
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    • pp.591-617
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    • 2001
  • For the past years, there had been some environmental cooperation among East Asian countries to reduce air pollution emissions from China. However, the progress of cooperation has been under developed because of lacking financial support, poor design of planning, and weak economic incentives for the industries. In this paper, some practical approaches have been suggested. First, electric trade to make Asian Grid among countries will be good alternatives for the fossil fuel, such as coal, for China. Secondly, natural gas pipeline from West China to Siberian pipeline would change the whole energy mix in this area around 2010, Therefore, it is very promising area for the energy industries to involve in gas project and get rid of many institutional barriers from China. Lastly, environmental industry is growing fast in East Asian. In China, waste treatment and management, air pollution control, and water quality management are some promising areas for the future. Hence it is desirable for Korea, Japan and China to make a eco-fund or company to boost up environmental technology as well as environmental market size.

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고등학생 자녀를 둔 가정의 과외학습비 지출에 따른 재정문제 (The Household Financial Problem by Extracurricular Lesson Expenses of High School Student)

  • 윤성인;임정빈
    • 가족자원경영과 정책
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    • 제3권1호
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    • pp.105-121
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    • 1999
  • The major purpose of this study is to examine the effect of the extracurricular lesson expenses on the Burden of Household Expenditure. The data are collected from 537 housewives with a child aged 18(2nd grade in high school) in Seoul. The statistics used for the data analysis are frequency, percentage, crosstables, one way ANOVA, and multiple regression. The statistic softwear used for this study is SPSS. The Result on a base of empirical analyses follow: 1. Respondentg’s expenditure on extracurricular lesson fees is about 430,000 won per month, which is about 28% of the living cost. 2. There are four types of the methods preparing extracurricular lesson fees: ‘Frugal Type’, ‘Excess Type’, ‘Composit Type’, ‘Self-supportable Type’. 3. Region, the living cost, sex of children, net worth, and the mother’s education show statistically significant effect on the extracutticular lesson expenses. 4. The regression analyses incicate that Burden of Household Expenditure increased by 1.9 point according to 1% increase in expenditure on extracurridular lesson fees. The higher budget share of expenditure on extracurricular fees, the higher level of Burden of Household Expenditure.

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