• Title/Summary/Keyword: financial planning

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A study on the Housing Choice of the Elderly according to the Financial Retirement Planning of Pre-seniors (예비 고령자의 경제적 은퇴계획에 따른 고령자 주택선택에 관한 연구)

  • Kim, Chang-Gon;Lee, Joo-Hyung
    • Journal of Cadastre & Land InformatiX
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    • v.45 no.2
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    • pp.175-189
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    • 2015
  • This study analyzed the determinant factors of elderly housing by housing type according to the Financial Retirement plan of preliminary elders and it aimed to draw a future development scheme of elderly housing. This study used parameters of existing research as control variables and it has a meaningful point that the variables of Financial Retirement plan of elders were verified through the research model which this study used. In addition, there was a difference between the detailed models. As a comprehensive analysis result, the Choice Model of elderly housing type has a difference between determinants, the single-family housing and the multi-family housing, based on the Welfare Facility for the Aged from Financial Retirement plan of elders.

Retirement Planning of Two earner households : Expected Age of Retirement of husbands and wives and Related Variables (맞벌이 부부가계의 은퇴계획 : 남편과 부인의 은퇴예상연령 및 관련변인을 중심으로)

  • Kim Hye-Yeon
    • Journal of Family Resource Management and Policy Review
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    • v.9 no.1
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    • pp.113-130
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    • 2005
  • The purpose of this study was to show the expected age of retirement of the couple, husband and wife, individually, the difference between the expected age of retirement of the husband and that of the wife, and to analyze contributing variables. The sample in this study numbered 517, of which 229 were husbands and 288 were wives. The independent variables were divided into three factors including personal, financial, and work related variables. The results of this study were as follows. Among two earner households, both husbands and wives expected the husband's age of retirement to be higher than of the wife. The difference between the husband's expected age of retirement and the wife's expected age of retirement was five years, on average. For the husband, personal, financial, and work related variables had effects on his expected age of retirement. However, for the wife it was only the perception of future work life and expected age of retirement of the partner which had very significant effects statistically. The variables affecting the difference between the expected age of retirement of the husband and that of the wife included the personal variables as well as interaction of the couple related variables. The results showed that first of all, the planning of retirement among two earner households needs to be focused on the couple rather than on the individual.

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Analysis of Factors Influencing Business Performance by Types of Agricultural Corporations (농업회사법인과 영농조합법인 경영성과에 영향을 미치는 요인 분석)

  • Jeong, Jae Won;Lee, In Kyu;Kim, Seongsup
    • Journal of Korean Society of Rural Planning
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    • v.24 no.3
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    • pp.55-62
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    • 2018
  • This study analyze factors influencing business performance by types of agricultural corporation for improving performance. The number of agricultural corporations have been increasing but their profitability has been decreasing. In this situation, it is important to analyze factors influencing business performance for improving their profitability. We estimate a model including financial indexes and corporation's characters using ordinary least square. We use agricultural corporations survey data for 10years(2005~2014) of Statistics Korea. This study analyze bookkeeping recorded agricultural corporations for the same period. As a result, we find factors to influence Return on Assets(ROA). Additionally, we calculate optimized current ratio and debt ratio for ROA maximization. Operation period and the number of full-time workers also have a positive effect on ROA. Agricultural production, processing and distribution variables by business types have a positive effect on ROA, but some of their interaction terms have a negative effect on ROA. We expect that this result will help for improving corporation's business performance.

Priority Analysis of Activation Policies for Agro-healing services (치유농업 서비스 활성화를 위한 정책 우선순위 분석)

  • Bae, Seung-Jong;Kim, Soo-Jin;Kim, Dae-Sik
    • Journal of Korean Society of Rural Planning
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    • v.25 no.3
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    • pp.89-102
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    • 2019
  • This study was conducted to investigate priority recognition of experts and related facility operators in establishing policies for revitalizing agro-healing services. After reviewing related studies, 5 policy division and 19 detailed sector were drawn, including improving accessibility, improving promotion and information provision method, improved public relations and information provision, diversification of facility and program, financial support, and expansion of expert and specialized institutions. A questionnaire survey was conducted on agro-healing experts, agro-healing facility operators, social welfare experts, and social welfare facility operators. The AHP analysis indicated that agro-healing experts and facility operators had the highest priority in the division of expansion of expert and specialized institutions, while social welfare experts and facility operators had the highest priority in financial support. The IPA analysis was conducted to identify the priority of each policy sector. Respondents recognized above normal importance to policy divisions, but were relatively aware of the importance of improving accessibility, with overall satisfaction level appearing to be moderate. The results of this study are expected to provide useful information for establishing agro-healing policies and for establishing effective strategies.

A Study on the Route Selection Method for Demand Response Transport (DRT) Replacement for Bus Services in Vulnerable Areas - Focused on Region Vulnerable to Public Transportation of GyeongSangNam-Do in Korea - (벽지노선 대체형 수요응답형교통(DRT) 노선 선정 방안에 관한 연구 - 경상남도 대중교통 열악지역을 대상으로 -)

  • Park, Ki-Jun;Song, Ki-Wook;Jung, Hun-Young
    • Journal of Korea Planning Association
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    • v.54 no.4
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    • pp.71-78
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    • 2019
  • Due to the rapid pace of low fertility and aging of Korea, population decline is rapidly progressing in the outskirts of the province and county. Demand for public transport is decreasing due to suburban population declines, while local government funding for maintenance of the bus system is expected to increase gradually. The government and municipalities are promoting the introduction of Demand Responsive Transport (DRT) in order to reduce the burden of financial support for buses while enhancing mobility of the residents in vulnerable areas. However, most DRTs in Korea have been operated mainly in the areas that are not provided with public transportation services. Although DRT is able to reduce the financial burden of local governments, it is not easy to be introduced because of the objection of the existing bus users. In this study, 11 out of 61 towns with poor public transportation services in Gyeongsangnam-Do were selected for the introduction of DRT to replace bus services by using village characteristics. The results of this study are expected to be used as a basis for decision making to use DRT instead of bus service for the burden of bus financing for local governments.

A Study on the Architectural Planning of Rural Health Sub-Centers (농촌지역 보건지소의 건축계획에 관한 연구)

  • Yu, Young-Min
    • Journal of The Korea Institute of Healthcare Architecture
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    • v.1 no.1
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    • pp.79-86
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    • 1995
  • Health sub-centers, which have been established at myon areas by government policy, have provided a basic health care services for unfavorable rural conditions. Health sub-centers would be expected to serve for dweller's fundamental needs of primary health care services. But to accomplish it's function and role, the quality of physical facility should be enhanced as well as staff and financial resources. In this research, through the field survey of rural health sub-centers, the problems of facility planning and design were revealed. And then the basic data for architectural planning and design of health sub-centers were provided.

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Evaluation of the Established Reduction Scheme in Implementation Plan of Total Maximum Daily Loads (수질오염총량관리 시행계획에서 수립된 삭감계획의 평가)

  • Park, Jae Hong
    • Journal of Korean Society on Water Environment
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    • v.24 no.3
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    • pp.297-305
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    • 2008
  • It is necessary to select proper reduction methods and to calculate reasonably reduction amount for making good practice of the reduction scheme. Moreover, it is suggested that the reduction amount have to be distributed properly during the planning period. In other words, it has not to be concentrated on the specific year (especially final year of the planning period). The reason why, if the reduction amount concentrate on the final year of the planning period, allotment loading amount could not be achieved in some cases (e.g., insufficiency of budget, extension of construction duration). Even though much of the budget have been supported from national treasury (about 50%), it is thought the role of the local government must be strengthened gradually.

Integrated Inventory-Distribution Planning in a (1 : N) Supply Chain System with Heterogeneous Vehicles Incorporated

  • Kim, Eun-Seok;Lee, Ik-Sun
    • Management Science and Financial Engineering
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    • v.17 no.2
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    • pp.1-21
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    • 2011
  • This paper considers an integrated inventory-distribution system with a fleet of heterogeneous vehicles employed where a single warehouse distributes a single type of products to many spatially distributed retailers to satisfy their dynamic demands. The problem is to determine order planning at the warehouse, and also vehicle schedules and delivery quantities for the retailers with the objective of minimizing the sum of ordering cost at the warehouse, inventory holding cost at both the warehouse and retailers, and transportation cost. For the problem, we give a Mixed Integer Programming formulation and develop a Lagrangean heuristic procedure for computing lower and upper bounds on the optimal solution value. The Lagrangean dual problem of finding the best Lagrangrean lower bound is solved by subgradient optimization. Computational experiments on randomly generated test problems showed that the suggested algorithm gives relatively good solutions in a reasonable amount of computation time.

The Analysis of household Income and Expenditure For Family Economic Planning -for the Housewives in Busan- (장기 생활설계를 위한 가계 분석)

  • 김영숙
    • Journal of Families and Better Life
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    • v.1 no.2
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    • pp.59-73
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    • 1983
  • The purpose of this study is to establish the family economy planning in the side of economic welfare and to discuss its problems. Hypothesis testing and survey analysis whether nuclear family have been formed in the urban communities or not are investigated. Also, survey of family economic period are classified in the following manner. First, as the beginning of family, they are interested in savings, children's education and investment of an estate. Third, as the contracting period of family, they rely upon other's financial supports. Therefore, it is desirable for each family to establish family life cycle planning. As the results of hypothesis testing, 1) Nuclear family have been formed in urban communities. 2) The age of housewives is not concerned with whether their husband's parents live in the same house or not. 3)The age of housewives is not concerned with whether their parents lived with them or not. 4) The relationship between the age of housewives and monthly income is not significant. 5) The relationship between the age of housewives and monthly expenditure is significant. 6)The relationship between the age of housewives and monthly savings is not significant.

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The Effects of Technological Capabilities and Entrepreneurship on Technological Innovation of Technology-based Start-ups in Korea

  • Ahn, Seungku;Kim, Juil;Lee, Kwang-Hoon
    • Asian Journal of Innovation and Policy
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    • v.10 no.1
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    • pp.90-107
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    • 2021
  • This paper analyses how technological capabilities and entrepreneurship of technology-based start-ups affect their performance. In this paper, a multiple regression analysis was conducted on 248 technology-based start-ups. The effects of indicators of technological capacity like R&D intensity, R&D organization, technology competitiveness, patents, and certification were analyzed. Factors affecting sales were R&D intensity and technological competitiveness. Technology competitiveness and patents were the significant factors influencing product competitiveness. The factor that positively influenced organizational performance, customer performance, and achievement of start-up goals was technological competitiveness. The results of such an analysis should be designed to discover and foster long-term innovation potential, rather than relying on short-term financial performance.