• Title/Summary/Keyword: financial loss

검색결과 366건 처리시간 0.029초

직업 경력단절 기혼 여성에 대한 질적 연구: 30대 여성의 경력단절 이후의 삶을 중심으로 (A Qualitative Study on the Career-interrupted Lives of Career-Interrupted Women in their thirties)

  • 김수리;이수림;유정이
    • 가족자원경영과 정책
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    • 제19권2호
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    • pp.75-99
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    • 2015
  • The purpose of this study was to examine the career-interrupted lives of highly educated career-interrupted women. The participants were 11 women in their thirties who had graduated from university graduated and had a child. We collected the qualitative data using a focused group interview. The results of this study can be summarized as follows. First, in personal histories of the career-interrupted women, there were marriages and births, difficulties with child care, priority placed on the family, pressure to retire, and an absence of a layoff system related to births and child care. Second, with regard to their interrupted lives, while there was comfort and an absence of work-stress, there was child care stress, financial stress, anxiety due to career uncertainty, a loss of the social self, depression, emptiness, low self-esteem, dependence on husbands, regret, conflict in career choices, and envy of childcare support. Third, their reasons for seeking reemployment included the financial benefits, increased independence, self-realization in their job, hope for a stable job, self-management, and hope for a social network.

주식수익률의 VaR와 ES 추정: GARCH 모형과 GPD를 이용한 방법을 중심으로 (Estimation of VaR and Expected Shortfall for Stock Returns)

  • 김지현;박화영
    • 응용통계연구
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    • 제23권4호
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    • pp.651-668
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    • 2010
  • 금융 포트폴리오의 두 위험측도인 VaR와 ES에 대한 여러 추정방법을 1일 후와 10일 후의 경우로 나누어 각각 비교하였다. 2008년 미국발 세계 금융위기 기간을 포함한 KOSPI 자료와 해외 5개국의 종합주가지수 자료를 이용하여 실증적으로 비교하였다. 손실 분포의 두터운 꼬리와 조건부 이분산성을 동시에 고려하는 방법을 중심으로 여러 방법을 추가적으로 고려하였고, 국내 자료에 어떤 방법이 적절하며 종합적인 성능은 어떤가를 살펴보았다.

광역단지 유기농업 경영체 분석과 발전방향 -유기농클러스터를 중심으로- (Analysis of Organic Agricultural Farming Organizations in Large-Scale Environment-friendly Agricultural Districts -With Reference to Organic Farming Cluster-)

  • 정학균;김창길;장정경
    • 한국유기농업학회지
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    • 제18권3호
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    • pp.331-345
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    • 2010
  • The objective of this paper is to analyze management performance of organic farming management organizations in the large-scale environment-friendly agricultural districts, focusing on cases of organic farming organizations in Chungnam Asan city and Gyeongnam Sancheong-gun which are leading regions in Korean organic agriculture. The management performance in Asan Organic Farming Organization showed that ratio of operating gain to revenue in 2008~2009 increased by 1.2% point compared to in 2006~2007. The management performance in Sancheong Organic Farming Organization showed revenue gain by KRW 2 million in 2009 whereas it suffered a loss by KRW 24 million in 2008. The management performances implied that the amount of financial performance was not yet large and would be a symbol for soundly developing organic farming organization. This paper suggested that network system, recycling agriculture, and the enlargement of processing industry would be very useful to maximize synergy effect in organic farming organizations in a large-scale environment-friendly agricultural districts.

Living Experiences of Indian Adult Cancer Survivors - a Brief Report

  • Mohanti, Bidhu Kalyan;Kaur, Jaspreet
    • Asian Pacific Journal of Cancer Prevention
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    • 제16권2호
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    • pp.507-512
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    • 2015
  • Background: This pilot study looked into the physical, social, psychological and economic issues of Indian adult cancer survivors. Materials and Methods: Assumed cancer free patients, after cancer directed therapy (CDT), were assessed on the basis of a questionnaire developed by the investigators. The mental status of the survivors was elicited by modified MINI international neuro-psychiatric interview. This cross sectional assessment was conducted as a direct interaction with each patient for 30 to 45 minutes at a cancer hospital in 2012. Results: Thirty one adult cancer survivors participated in this study. Median age was 53 years with a median follow up duration of 21.8 months (Range 2.3-194.1 months). The majority (68%) did not receive financial support for treatment. Median interval after CDT to start of activity of daily living was 1.5 months (range: 0-24 months). Fatigue and loss of appetite were reported by 52% and 29% respectively. The cancer diagnosis and its treatment adversely impacted the financial condition in 42% of patients. Nineteen percent each showed social anxiety and post-traumatic stress disorder and another 13% patients reported depression. Conclusions: This prospective assessment highlights survivorship issues and the need to address those issues particularly in the context of developing countries where resources and manpower are limited.

개방경제하(開放經濟下)의 "거시적 증권정책(巨視的 證券政策)"

  • 김유만;이일균
    • 재무관리연구
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    • 제10권2호
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    • pp.1-51
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    • 1993
  • 본 논문의 목적은 첫째, 자본자유화로 인해 통화공급 구조가 이미 균형에서 이탈하여 심각한 수준의 불균형 상해에 있다는 점을 실증적으로 입증하고자 한다. 둘째, 자본유입에 따른 정책조정 비용을 감안한 통화정책 모형을 통해 주장에 대한 이론적 근거를 제시하고, 정책 조절에 수반되는 손실비용(損失費用)과 Mundell의 $\ulcorner$할당 문제(割當 問題)$\lrcorner$를 다시 조명해 보고자 한다. 세째, 자본유입에 따르는 문제점들을 해결할 수 있는 정책방안들을 Modigliani ar Miller의 명제(命題)에 입각한 새로운 각도에서 합리적 인 증시정책을 모색해 보고자 한다. 분석의 이론적 틀로서는 자본유입에 따라 수반되는 불확실성하의 정책조절 비용을 감안한 손실비용 최소화(loss cost minimization)를 통해, 통화 당국자는 총통화량을 정책적으로 내정된 목표값에 수렴시킨다고 가정하였다. 다른 한편, 자본유입에 따르는 문제점들을 통화시장에만 제한시키는 부분적(部分的) 균형분석(均衡分析) 대신, 이를 증권시장으로 직접 연계시켜 두 시장으로 확장된 틀을 활용하였다. 본 논문의 연구방법은 다음 두가지 측면의 접근식을 따랐다. 첫째, 자본자유화정책의 특성을 살펴보기 위해, 자본자유화 시점을 기준으로 삼아 과거 자본통제 시대의 $\ulcorner$사후적(事後的)인 중화정책(中和政策)$\lrcorner$에 의존하는 $\ulcorner$소극적(消極的)인 증권정책(證券政策)$\lrcorner$과 자본자유화시대의 $\ulcorner$사전적(事前的)인 상살정책(相殺政策)$\lrcorner$에 의한 $\ulcorner$거시적(巨視的)인 증권정책(證券政策)$\lrcorner$을 통해 고찰하는 비교분석론에 입각한 접근식을 택했다. 둘째, 외국자본의 유입동기(流入動機)를 문제해결의 시발점으로 삼아 이를 새로운 개방정책과 직결시켜 문제해결의 실마리를 풀어 보려는 선험적(先驗的) 접근식(接近式)을 택했다.

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Corporate Social Responsibility, Profitability and Firm Value: Evidence from Indonesia

  • MACHMUDDAH, Zaky;SARI, Dian Wulan;UTOMO, St. Dwiarso
    • The Journal of Asian Finance, Economics and Business
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    • 제7권9호
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    • pp.631-638
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    • 2020
  • The intention of this research is to identify the effect of corporate social responsibility (CSR) disclosure on firm value with profitability as a moderating variable. Data collection is carried out with data documentation that is based on financial reports and sustainability reports. All companies listed on the Indonesia Stock Exchange (IDX) during the 2013-2017 period are considered as the population of this study. Samples were selected using the purposive sampling method. The following are criteria that would be used in this study: 1) publish a sustainability report using the GRI G4 standard as a reference in preparing reports for 2013-2016, 2) publish a complete financial report for the 2014-2017 observation period, 3) not experience a loss during the 2014-2017 period. The total sample of the study was 109 companies. The study uses path analysis assisted with WarpPLS software version 6.0. The results show that the disclosure of corporate social responsibility has a positive and significant effect on firm value, and profitability moderates the effect of corporate social responsibility disclosure on firm value. The implication of the research is that implementing corporate social responsibility is very important to increase firm's value and firm's sustainability in the future.

A Study on Influence of Economic Preparation for Later Life after Retirement

  • KIM, Jong-Jin
    • The Journal of Asian Finance, Economics and Business
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    • 제7권5호
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    • pp.279-290
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    • 2020
  • This study examines how economic preparation for later life directly influences life after retirement. As people's life cycle is gradually getting longer, preparation for the later time with less economic activity after retirement is becoming more important. Thus, this study analyzes the factors influencing life after retirement. Data comes from the Korean Retirement and Income Study (KReIS) surveyed carried out by the National Pension Research Institute in 2015. The analysis includes Cronbach's alpha, Pearson Product Moment Correlation Coefficient and Sobel Test. This study confirms that voluntary retirement has a positive influence on life satisfaction. Results are in line with previous research about the relationship between voluntary retirement and retired life. When a person retires voluntarily, financial preparation can be made in advance for retirement. In case of involuntary retirement, people may experience a sense of loss in personal standing and financial difficulties due to the unexpected situation. Especially, early retirement from the main workplace leads to unstable later life. The study's policy recommendation, in particular, calls on government and businesses to agree on social responsibility for helping employees to retire in the predictable retirement time and, thus, enabling the retiree to decide all aspects of the path after retirement.

모바일 간편결제 시스템 개선 방향 연구: 이용 실태 관점 (A Study on the Improvement Directions of Mobile Simple Payment System: Usage Status Point of View)

  • 최희식;조양현
    • 디지털산업정보학회논문지
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    • 제15권4호
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    • pp.51-62
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    • 2019
  • Recently, as the number of Smart Phone users increase, the simple payment system has been able to make payments using only card information such as a registered password without extra authorized certificate authentication or input of card information. In this paper, it will examine and analyze simple payment system provided by IT companies and financial institutions and the simple payment system that operates global online payment system by case view of operational direction. Then with this examination, it will study ways to improve the problems with terms of convenience and stability in terms of users. In this paper, it will analyze the inconvenient problem in using the QR code system that recently introduced and will propose solutions. Also, it will propose suggestions to solve inconvenience that caused by system that supports NFC simple payment terminal in Korea is not universalize by analyze case study on the overseas simple payment system. It will also propose opinions on the matters that customer having responsible for event of a small financial accident related to loss or theft when using the simple payment system. Then it will suggest expected requirements to prepare new security technical countermeasures and solve the conditions of meeting expectation satisfaction of users.

스마트폰 사용으로 인한 사용자 프라이버시 피해 현황 분석 (Tracking Analysis of User Privacy Damage using Smartphone)

  • 정윤수
    • 중소기업융합학회논문지
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    • 제4권4호
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    • pp.13-18
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    • 2014
  • 스마트폰 개발의 발전으로 인하여 사용자의 스마트폰 사용율이 PC 사용율보다 점점 높아지고 있는 실정이다. 스마트폰 사용이 대중화되면서 스마트폰 사용자의 개인신상정보, 금융 정보와 같은 중요한 프라이버시 정보들을 보호하는 연구는 현재 미미한 상태이다. 본 논문에서는 현재까지 연구되었던 스마트폰의 다양한 취약점에 대해서 분석하고 스마트폰 보안 공격 방법에 대한 대응방법 및 스마트포 소비자 분쟁 해결 기준들을 제시한다. 특히, 스마트폰에서 발생하기 쉬운 보안 위협(네트워크, 악성코드, 훔쳐보기 공격 등)을 통해 사용자의 개인정보 유출이나 금전적 손실과 같은 직접적인 피해를 최소화하기 위한 방법들을 분석한다.

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A risk-based framework for design of concrete structures against earthquake

  • Hassani, Mohammadhassan;Behnam, Behrouz;Maknoon, Reza
    • Computers and Concrete
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    • 제25권2호
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    • pp.167-179
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    • 2020
  • Optimal design of structures against earthquake loads is often limited to reduce initial construction costs, while the cost induced to structures during their useful life may be several times greater than the initial costs. Therefore, it is necessary to consider the indirect costs due to earthquakes in the design process. In this research, an integrated methodology for calculating life cycle cost (LCC) of moment-resisting concrete frames is presented. Increasing seismic safety of structures and reducing human casualties can play an important role in determining the optimal design. Costs incurred for structures are added to the costs of construction, including the costs of reconstruction, financial losses due to the time spent on reconstruction, interruption in building functionality, the value of people's life or disability, and content loss are a major part of the future costs. In this research, fifty years of useful life of structures from the beginning of the construction is considered as the life cycle. These costs should be considered as factors of calculating indirect costs of a structure. The results of this work represent the life cycle cost of a 4 story, 7 story, and 10 story moment-resisting concrete frame by details. This methodology is developed based on the economic conditions of Iran in 2016 and for the case of Tehran city.