• Journal of the Korean Home Economics Association
• /
• v.30 no.1
• /
• pp.237-255
• /
• 1992

The purpose of this study was to investigate relations of resources and demands, family financial management and financial statement of urban households by applying a system approach. The results of this study were as follows; Saving rate had significant differences according to resources variables such as age, family life cycle, occupation of househead and housewife, ratio of employed to family member, and to demands variabels such as subjective prospect of business cycle, and value orientation, whereas total saving amount had significant differences according to resources vaiables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income and to demand variable, perception of relative income. Also average monthly saving amount had significant differences according to resources vaiables such as educational level, per capita income, occupation of housewife, housing ownership, ratio of employed to family member, ratio of dependent to employed, and to demands variable, perception of relative income. The stocks had significant differences according to resources variables such as age, family life cycle, educational level, per capita income, occupation of househead, type of income, and housing ownership. Finally, real estate had significant differences according to resources variables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income, housing ownership, and to demands variable, perception of relative income. Financial Statement among urban households according to family financial management had significant differences. And among all variables affecting financial statement among urban households, per capita income had the highest effect and perception of relative income was the second.

• Journal of the Korean Home Economics Association
• /
• v.38 no.7
• /
• pp.53-65
• /
• 2000

This study is for examining the differences of perceived stresses and family strengths between the parents according to socio-demographic backgrounds(age, educational level, income and the degree of disorder) of the parents having mentally retarded children. The results were as follows. First, in the overall perceived stress level, there was no difference between fathers and mothers, but when compared in stress areas, fathers experience more distresses in general interpersonal areas than mothers. Fathers also shows differences according to the degrees of their income and their perception about disorder compared with mothers showing differences according to the degree of income. Second, there were no differences in family strengths perceived by both fathers and mothers, but were significant differences according to the level of education and income. Another words, higher the education and income level, higher is their family strengths level. Third, there were positive correlations between the perceived stresses and family strengths, and significant differences in family strengths according to the stress level(higher/lower part of the group). In other words, when the perceived stress level is high, the level of perceived family strengths is low.

• Journal of the Korean Home Economics Association
• /
• v.39 no.5
• /
• pp.49-63
• /
• 2001

This study was on low-income female earners, and focused on family life events, social support, and support from children which low-income female easers had experienced. It also examined how family life events, social support, and support from the children affected the level of life satisfaction of the low-income age in the Seoul metropolitan area. The analysis of the data showed the following results: 1. The low-income female roamers experienced finance and business strains more than other family life events. The significant family life events that affected their life satisfaction were intra-family strains, finance and business stains, and illness and family care stains. 2. The level of social support was average. The low-income female earners reported that their relatives had provided the largest amount of support among their social network; however, only support from their friends affected their life satisfaction. Emotional support was the common support type which low-income female easers had received. 3. The perceived level of support from children was high, and it was the most significant variable that affected the life satisfaction of the low-income female eamers.

• Journal of the Korean Home Economics Association
• /
• v.44 no.6 s.220
• /
• pp.47-58
• /
• 2006

This research focused on the family stress and family strengths in double-income couples. The subjects of this study were 171 double-income couples, in the Kyeongnam Area, Korea. The major findings from the study are as follows. 1) The degree of family stress of the husband and wife in double-income couples was 2.90 and 2.97, respectively, on a scale of 0-5.0. The significant variables were economic level, self-esteem and marital satisfaction in double-income couples' husband, and having a housework-helper, job satisfaction, self-esteem and marital satisfaction in double-income couples' wife. 2) The degree of family strengths of the husband and wife in double-income couples was 3.84 and 3.82, respectively, on a scale of 0-5.0. The significant variables were job satisfaction, self-esteem and marital satisfaction in double-income couples' husband, and the educational level, job type, self-esteem and marital satisfaction in double-income couples' wife. 3) There was a close inverse correlation between the lamely stress and family strengths in the husband and wife of double-income couples.

• Journal of the Korean Home Economics Association
• /
• v.38 no.9
• /
• pp.93-106
• /
• 2000

The Purpose of this study was to examine the adolescents'stress and social supports and the relationships of there two factors. Specifically, this study investigated the adolescents'stress and social supports depending on their sex, family status, socio-economic status. The subjects of this study were 467 middle school students in Pusan. Questionnaires were used consisting of adolescents'perceived stress and social supports for data analysis, Cronbach's $\alpha$-coefficient, frequency distribution, percentage, Oneway-ANOVA, t-test and Pearson's γ-coefficient were used. Major findings were as follows: Adolescents'stress were significantly different depending on their sex, father's educational level, family income and family intimacy The source of the adolescents'social support sources were different depending on their sex, family status, father's educational level, mother's educational level, family income and family intimacy. Adolescents'social support types were different depending on family status, lather educational level, mother educational level, father\`s job, family income and family intimacy. There were negative correlation between stress and social supports.

• Journal of Families and Better Life
• /
• v.2 no.1
• /
• pp.35-55
• /
• 1984

This study aims to present basic data for a reasonable home management through investigating the change of home economy conditions incidental to the family life cycle, also through analyzing the effect of socio-anthropological variables on the family-life cycle. The data investigation using the questionnaires method was conducted on housewives in Seoul as the central census tract. Housewives as the subject of investigation were chosen by the method of the purpose-sampling in consideration of the regional differences and the socio-economical strata. Nine hundred and forty questionnaires were distributed to housewives but seven hundred questionnaires were collected. Only five hundred and ten questionnaires of them were analyzed in this study. The frequency and the percentage of collected data, first of all, were founded in order to grasp the general characteristics of the subject of investigation. To classify the stage of family life cycle, the correlations of the classifying factors among each group were examined x2 Test and One-Way ANOVA were applied to explore the differences among each stage of the change of household-economy. And the effect of socio-anthropological variables on the change of household- economy was analyzed by Two-way ANOVA. the conclusions derived from the results of this study are as follows; 1) The marriage-period and the educational conditions of the first child were selected as the classifying factors through analyzing correlation among the age, the marriage-period and the educational conditions of their children. As a result of this analysis, the family life cycle were classified into seven stages: Stage 1; Establishment Stage 2; Preschool family Stage 3; Elementary school family stage 6; Adult period family Stage7; Marriage period family . 2) The change of household economy incidental to the progress of family life cycle has a significant differences in all of variables (except the other member of family's income) Stage 1; Though the husband's income and the income from property are on a low level, the total income is on a high level due to the housewife's income. Stage 2; The total income is on a low level owing to the decrease of house wife's income, though the husband's income keep growing. Stage 3; Owing to the increase of husband's income, the cost of living as well as the total income keeps growing but the savings are on the decrease. Stage 4; Compared with Stage 3, the total income tends to be on a low level but the living expenses are on the increase. Stage 5; The husband's income is on the highest level in the stages of family life cycle. The total income and the living expenses are on a high level. Stage 6; The income of husband and housewife are on the remarkable decrease but the children's income is on the increase. Stage 7; Owing to the increase of the children's income and the income from property, the total income is on the highest level in the stages of family life cycle. 3) Considering the effect of socio-anthropological variables on the conditions of household-economy, family system has an significant effect on children's income. the husband's occupation exerts a significant effect upon the housewife's and children's income. The husband's schooling exercises an effect upon the children's income. S.E.S has a important effect on the income of husband, housewife and children. From the above results, it is found that the change of household-economy conditions is incidental to the progress of family life cycle. Therefore, a suitable measure to cope with the desire of family and the conditions of household-economy should be prepared, in order to carry on a reasonable home management.

• Korean Journal of Human Ecology
• /
• v.14 no.4
• /
• pp.613-629
• /
• 2005

This research analyzes household financial structures and ratios to understand factors of household utility. Its main themes are as following: First, what kinds financial structures are found at each level of income? Second, how are they different by the level of income? Third, what factors contribute to appropriate financial ratios? The themes are supported by the texts on financial ratios from both inside and outside of Korea and proved by the Korean Labor and Income Panel Survey, the fifth annual edition. The households are exempted that do not support the household principle record in the principle and household economy record. Accordingly, this survey is from a financial structure analysis of 3,762 households. The analysis utilizes SPSS Window (Version 10.0) program. The following are the results: First, the income level 4 and above, in which the increasing number indicates a higher level of income, are highly ranked on the income-expense level and the asset-debt rate. Also, level 4 has a strong financial structure, whereas level 1 does not. Apparently, the management of the household is complicated by debt redemption and a lower level of assets. Second, Ratio 1, Ratio 2, Ratio 4, and Ratio 5 are different by the level of income. Third, the level of income contributes to the appropriate financial ratio. The financial safety and prospective financial structure at each income level is an important variable. Households with a high income, in particular, have to balance their finances and capital, reducing liabilities and increasing the total assets. In other words, the family must hold assets to enhance efficiency according to the character and income level of the household. This research is a useful resource for such a decision-making as to improve household financial structure stability. Also, it can be adopted to evaluate financial products for specific households and be used for economic and social welfare planning to predict how households influence the nationwide economy.

• Journal of Families and Better Life
• /
• v.9 no.2
• /
• pp.103-117
• /
• 1991

The purpose of this study was to investigate causal relations of resources and demands, family financial management and subjective financial wee-being among urban households by applying a system's approach. The data were collected through the questionnaire whose respondent were 455 housewives in Seoul. The data were analyzed by various statistical methods such as Frequency. Percentile, ANOVA , F-test, T-test, Pearson's correlation analysis, Multiple Regression Analysis. Path Analysis. The results of this research were as follows. 1) The level of subjective financial wee-being among urban households exceeded the middle level. It had significant differences according to resource variables such as age of housewife. education level of housewife, housewife's occupation, househead's occupation. per capita income, debt/net asset ratio, and according to demand variables such as aspiration, expectancy, perception of financial progress, relative deprivation. 2) The level of subjective financial well-being among urban households according to level of family financial management capability has significant differences. Therefore, the higher family financial management capability, the higher level of subjective financial well-being. 3) Among all variables affecting the subjective financial well-being among urban households. aspiration had the highest relative influence on the subjective financial well-being and per capita income, occupation of househead and family financial management variables were in this order. 4) Among all variables affecting the subjective financial well-being among urban households aspiration, occupation of househead, per capita income and finacial management variables had direct effect on subjective financial well-being . Besides housewife's education level, aspiration and per capita income had indirect effect on it through family financial management.

• The Korean Journal of Community Living Science
• /
• v.21 no.1
• /
• pp.53-69
• /
• 2010

The purpose of this study was to find how financial structures differ from the family life cycle. The data was drawn from the 2002 Korean Labor and Income Panel Study conducted by the Korea Labor Institute, and 1,957 households. The level of total income and subcategories of income were found to be significantly different from the family life cycle and showed tendencies to increase up to the period of child birth and then sharply dropped down during the retirement period. Household consumption expenditures in total and subcategories showed a U shape by family life cycle and were also found to be significantly different from the family life cycle. The consumption expenditure of dining out showed the highest level at the beginning of family establishment, whereas medical cost showed the highest level for later years. The level of total assets increased gradually from the family life cycle and a little decreased for the later years, and the level of real estate assets showed the highest ratio(90% over) out of total asset components of family life cycle.

• Journal of the Korean Home Economics Association
• /
• v.29 no.2
• /
• pp.169-184
• /
• 1991

The purpose of this study is to analyze urban housewives' home management behavioral patterns focusing on the morphostatic and morphogenic in continuum, to estimate the level of their family life satisfaction and to determine the variables affecting family life satisfaction. The major findings of this study can be summarized as follows: 1. The tendency is that the wives have controlled in value orientation, and home management behavioral patterns are neutral, and they are somewhat satisfied in terms of family life satisfaction. 2. As for the causal variables, marriage duration, the number of children education, employment status of wives, and value orientation influence on home management behavioural patterns. 3. The variables which affect family life satisfaction significantly are number of children, wives' education level, family income, employment status of wives and value orientation. 4. In analyzing relation between wives' home management behavioual patterns and their family life satisfaction, those who prefer morphostatic patterns have higer level of life satisfaction. 5. From the path analysis, it was found that monthly family income, employment status of wives, wives' educationn level, and value orientation had positive effects on family life satisfaction, and home management behavioral patterns had negative effects on family life satisfaction.