• 한국콘텐츠학회논문지
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• 제17권11호
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• pp.600-608
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• 2017

최근 인터넷의 급격한 확장에 따른 정보의 양이 기하급수적으로 증가하고 있다. 그러나 실제 사용자에게 필요한 정보는 극히 일부분으로 사용자가 원하는 정보를 찾는데 까지는 부가적인 시간과 노력이 요구된다. 따라서 검색어로 검색된 문서에 대한 유사도 평가를 통한 계층적 유사 정보와 검색 우선순위에 대한 정보를 제공할 필요성이 있다. 이를 위해서 검색어를 구성하고 있는 키워드의 동시 발생 빈도를 고려한 검색 문서에 대한 유사도를 기반으로 문서 클러스터를 구성하고 SVM을 적용한 빅 데이터 기반 계층적 유형 분류 모델을 제안한다. 계층적 분류방법과 SVM 분류기의 결합은 문서의 계층이 기하급수적으로 늘어나는 웹 문서의 경우에 높은 성능을 얻을 수 있다. 제안된 모델은 정확하고 신속한 검색을 제공하는 정보검색시스템의 응용 모델로 활용될 수 있다.

• 한국중재학회지:중재연구
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• 제22권1호
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• pp.65-88
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• 2012

Even though there are some discrepancies in detail with the legal characteristic of the issuing bank's notice to the beneficiary of opening of the letter of credit, article 25 of "the Korean Private International Act(hereunder, 'KPIA')" can be applied to the legal relation between the issuing bank and the beneficiary or the negotiating bank. According to article 26 of the KPIA, if there is no agreement between the issuing bank and its opponent party as to the governing law issues, a state's law which has the closest relationship with the subject case may be applied. In the latter case, given the facts that the issuing bank plays important roles in every phasis of the sale of goods by the letter of credit, a law of place where the issuing bank's business premises is situated(the $lex$ $situs$) can be the applicable law. Meanwhile, "the Korean Supreme Court(hereunder 'KSC')" held that the beneficiary or the negotiating bank can claim any damages arising due to the refusal or deferred payment of the issuing bank, and the law which governs the above mentioned situation is the same law that is applicable to the legal relation between the issuing bank and the beneficiary or the negotiating bank. The main reason of the KSC's ruling is that the nature of the legitimate interest rate which is stated in article 3 of "the Act on Special Cases concerning Expedition etc. of Legal Proceeding(hereunder 'ASCELP')" is substantial matters, not procedural. Taking into account, however, that the main object of ASCELP lies in expedition of legal proceeding, prompt realization of people's rights and duties, and prevention of delayed legal proceeding, it is recommendable that ASCELP, instead of the law applicable to the legal relation between the issuing bank and the beneficiary or the negotiating bank, should be applied to the cases in which the malicious debtor's only and main purpose is delaying the legal proceedings. On the other hand, even if the issuing bank's duty of examination of the documents which were tendered by the beneficiary or the negotiating bank is restricted to the formality and strict conformity of the documents and not the substantiality of the documents, the issuing bank still has to examine the documents with due diligence that is required to the banks whose main business is sales of documents, not the real goods. In this regard, under the circumstances where the document lacked the regularity and/or the formality on its face because of the forgery of the document and where it was expected that an ordinary banker might have easily found any faults with the document, the issuing bank must compensate any parties for damages when it pays money without due diligence as a banker who engaged in the sales of documents.

• 대순사상논총
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• 제48집
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• pp.41-155
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• 2024

수운이 해월에게 도통을 전수(傳授)한 때로 알려진 1863년 7~8월에 관한 기록 중 가장 앞선 것으로 평가되는 문헌은 『수운문집(水雲文集)』, 『대선생주문집(大先生主文集)』, 『최선생문집도원기서(崔先生文集道源記書)』(이하 『도원기서』)이다. 이 세 문헌의 수운 관련 기록은 구조, 내용, 기술 방식으로 본다면 같은 문헌에서 기원했음이 분명하다. 세 문헌이 지닌 차이는 어느 문헌이 도통전수의 실상을 정확히 반영하고 있는지에 대한 논쟁을 초래했으며 신앙과 조직 체계 등 초기 동학의 성격에 대한 재검토의 필요성을 환기하고 있다. 따라서 세 문헌을 고증하여 각 문헌의 선후 관계와 성립연대, 정확성, 기술 방향, 문헌에 반영된 초기 동학 신앙체계의 특징을 밝혀낼 수 있다면 1860~1880년의 동학 전개 과정을 보다 명확히 기술할 수 있으며 여러 도통전수 담론이 지닌 의미를 보다 깊이 분석할 수 있다. 세 문헌을 비교하고 관련 문헌과 대조하여 고증한 결과, 해월의 도통전수 사건이 기록되지 않은 『수운문집(水雲文集)』 계통의 문헌이 이를 명확히 기록한 『대선생주문집(大先生主文集)』과 『도원기서』의 저본일 가능성이 크다는 사실을 확인했다. 이는 『대선생주문집(大先生主文集)』과 『도원기서』가 편찬되는 시기까지 해월의 도통전수는 동학 교단 내외에서 명확하게 인정받지 못했다는 것을 뜻한다. 해월의 연원이 동학의 최대 조직이 된 1870년대 후반에 이르러서야 해월을 중심으로 동학의 교리가 재해석되고 조직이 재건되었다는 사실을 통해서도 이는 방증 된다. 따라서 해월의 도통전수를 역사적 사실이라기보다는 하나의 담론으로 보는 관점에서 수운 이후의 동학은 조망될 필요가 있다. 이는 '수운의 동학'과는 단층을 이루는 '해월의 동학', 그리고 해월과 한국의 근대 신종교 운동의 관계를 새로운 관점에서 볼 수 있도록 해줄 것이다.

• 의료법학
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• 제20권2호
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• pp.83-107
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• 2019

본 논문은 정신장애 범죄인의 형사책임능력을 어떻게 판별하는지 형법 제10조를 중심으로 논하고, 각 형사사법절차에서 정신감정이 어떠한 절차와 기준으로 이루어지고 있으며, 이루어져야 하는지를 살펴본다. 형법 제10조에서 규정하고 있는 정신장애인의 형사책임능력 판별은 기존의 법해석처럼 의료인에 의한 생물학적 방법과 법률가에 의한 심리학적·규범적 방법으로 명확하게 이원화될 수 없는 성격을 지니고 있다. 정신장애의 특수성을 고려하며 심신장애 판단의 실제 과정을 살펴보면, 정신장애 범죄인의 책임능력 판단에 있어서 법률가와 정신의학자 간의 협업은 필수불가결함을 알 수 있다. 다른 한편, 심신장애 판단의 신뢰성을 높이기 위해서는 각 형사절차에서 수행되는 정신감정의 절차와 기준을 명확히 해야 한다. 우선, 수사에서는 행위자의 행위 시점에서의 책임능력 판별이 중요하다는 점을 고려하여 기소 전 감정제도를 활용할 수 있는 방안을 모색해야 하고, 공판에서는 사안의 민감성과 중대성에 따라 필요적 정신감정이 시행되어야 한다. 다음으로, 치료감호의 적절한 집행을 위하여 책임능력 판별을 위한 정신감정과 치료감호 결정을 위한 정신감정은 분리되어 수행되어야 한다. 이때, 치료감호 청구 및 집행의 각 단계에서 정신감정을 의무화하는 방안도 고려할 수 있다. 마지막으로, 정신감정의 객관성과 신뢰성을 확보하기 위하여 감정의 절차와 감정서의 형식이 표준화될 필요가 있다.

• 무역상무연구
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• 제58권
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• pp.149-177
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• 2013

This article introduces and briefly examines the Uniform Rules for Forfaiting (URF)(ICC Publication No. 800), which were prepared by a joint project of the Banking Commission of the International Chamber of Commerce (ICC) and the International Forfaiting Association (IFA), and became effective on January 1, 2013. Forfaiting is a kind of trade financing technic performed by way of a sale and purchase of payment claim between its seller and its buyer, the forfaiter, on a without recourse basis. URF is designed to facilitate global trade finance and embraces all the international payment instruments which are currently used and will be newly developed in the future. URF is expected to be a set of standardized terms and conditions for both the primary and secondary forfaiting markets. In this context, this article first looks into the concept of the forfaiting and certain features and structure of forfaiting transactions. Then this article moves to discussing URF itself. For this it examines (i) the nature and scope of URF and some important definitions provided in URF, (ii) some provisions of URF that apply to the delivery of documents to the forfaiter, the examination, and the acceptance or refusal, of such documents by the forfaiter, and (iii) the payment of purchase price by the forfaiter to its seller, including the matter of "payment under reserve" and repurchase by the seller from the forfaiter. Finally, this article examines liabilities of the parties concerned, before conclusion.

• 무역상무연구
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• 제22권
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• pp.107-135
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• 2004

The International Standard Banking Practice for the Examination of Documents under Documentary Letters of Credit (ISBP) is the product by the ICC Banking Commission, October 2002. The ISBP is a practical complement to UCP 500, ICC's universally used rules on documentary credits. It explains, in explicit detail, how the rules are to be applied on a day-to-day basis. It fills a needed gap between the general principles announced in the rules and the daily work of the documentary credit practitioner. By using the ISBP, document checkers can bring their practices in line with those followed by their colleagues worldwide. The result should be a significant reduction in the number of documents refused for discrepancies on first presentation. We are convinced that the benefits of the ISBP will not only be of high importance for users of UCP 500, but also that the practices in the ISBP will survive a UCP revision, or will even be included in the next version of the rule (so call "UCP 600"). Though the above-mentioned benefits of the ISBP, there are several troublesome topics that will probably have to wait for a new UCP revision. It will be a challenge for the drafters of a future UCP to find solutions that will further clarify these points.

• 무역상무연구
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• 제64권
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• pp.131-154
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• 2014

The International Standard Banking Practice for the Examination of Documents under UCP 600 (ISBP 745) is the product by the Drafting Group of the ICC Banking Commission during a number of years. ISBP 745 is a practical complement to UCP 600, ICC's universally used rules on documentary credits. ISBP 745 does not amend UCP 600. Two rules should be read in their entirety and not in isolation. ISBP 745 explains, in explicit detail, how the UCP 600 rules are to be applied on a day-to-day basis. It fills a needed gap between the general principles announced in UCP 600 and the daily work of the documentary credit practitioners. It has developed into an invaluable aid to banks, corporates, logistics and insurance companies alike, on a global basis. By using ISBP 745, document checkers can bring their practices in line with those followed by their colleagues worldwide. The result should be a significant reduction in the number of shipping documents refused for discrepancies on first presentation. This study aims to summarize the reasons for revision of the ISBP rules and the key-points of ISBP 745, and to provide the documentary credit practitioners with some considerations under its practical application.

• 무역상무연구
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• 제77권
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• pp.113-144
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• 2018

This study explores how to prevent the fraudulent export financing and its subsequent export insurance fraud in relation to O/A negotiation. Under the traditional letter of credit(L/C) transactions, the banks, as a negotiation bank, can extend trade financing to the exporters through negotiation of draft and/or shipping documents. Under the O/A transaction scheme, however, bank cannot ascertain existence of trade performance and it is much riskier to extend an advance financing to the exporters before the buyer sends confirmation of debt. In O/A negotiation. some exporters tried to fraud banks by falsifying the shipping documents and the size and gravity of this fraudulent export financing were huge. Therefore, this study examines the banking process in O/A-based trade financing, documents examination process, the negotiation of instruments, treatment of trade financing in export credit guarantee, most importantly, explores what could be the criteria for appropriate treatment of account receivable to insure the safe transfer of account receivable. To maximize the benefit for optimum trade financing, the Bank of Korea established several Trade Finance Rules (refers to "BOK Rules") requiring that commercial banks should maintain optimal credit limits(so called, 'the principle of optimal loan') to extend the trade finance. The K-sure post-shipment credit guarantee programs and short-term export insurance program(EFF)can also facilitate 'the principle of optimal loan' principle.

• 무역상무연구
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• 제18권
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• pp.105-134
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• 2002

In the Spring of 2000, the Banking Commission of the ICC decided to appoint a working group to draft a supplement to the UCP 500 to clarify the position regarding electronic presentation under a documentary credit. Provisions was drafted to supplement its existing rules for documentary credit, that is, UCP 500. These new provisions known as Supplement to UCP 500 for Electronic Presentation was approved by the ICC Banking Commission at the beginning of November 2001 and came in force as of 1 April 2002 The eUCP covers matters such as definitions of key terms such as electronic record, electronic signature, format, paper document, received. An eUCP Credit must specify the formats in which electronic records are to be presented and if not, electronic records may be presented in any format. Electronic records may be presented separately and need not be presented at the same time. The purpose of this paper is to understand the main substance of eUCP and to facilitate the introduction of electronic letter of credit by studying the problems and revision of eUCP and new electronic UCP. The main substances of eUCP are electronic address as place for presentation of electronic records, flexibility of the formats of electronic records to be presented, endowment of the notice of completeness of presentation to the beneficiary, one electronic record satisfying one or more originals or copies of an electronic record, the electronic records to be examined including the electronic record at the hyperlink to an external system or the referenced system, no remark as to the time period for the examination of documents. The Roles of eUCP are the Promotion of the Electronic Trade, the Supply of Basis on the Uniform Rules for Electronic Letter of Credit, the introduction of Electronic Trade Model. The characteristics of eUCP are a supplement to the UCP, no address of any issues relating to the issuance or advice of Credit electronically, independence of specific technologies and developing electronic commerce system, that is, Bolero Service. The Problems of eUCP are flexibility of format of electronic record, heavy burden on the side of banks, and the problems regrading the number of presentation, the notice of completeness of presentation, no provision in regard to the time to examine the electronic records, and representation of the electronic records. In the revision of eUCP to resolve the problems, the things to be taken into consideration are as follows; the designation of the format allowing the banks to examine electronically, prohibition of the paper documents, the development of the system receiving the electronic records, the addition of the reception notice on the side of the banks, the setting of the time to examine the electronic records, the construction of the backup system or the dual processing system.

• 의료법학
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• 제14권2호
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• pp.49-80
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• 2013

The Issuance of false medical certificates on Criminal Law or the Medical Service Act are frequently applied to the insurance fraud cases related with the medical certificate, prescriptions. The meaning of medical certificate is not defined on the crime of Issuance of false medical certificates, but considering the rule of Paragraph 1 of Article 17 of the Medical Service Act, which punishes drawing up the medical certificate by anyone except the doctor who has directly examined, and the principle of legality, the medical certificate applied with the crime of Issuance of false medical certificates should (1) include the judgment after current medical ex-amination, (2) be written for the purpose of verifying the health status and (3) have a style that can be recognizable as medical document usually written by doctors. In addition, since there have been many argues on the range of application of the Paragraph 1 of Article 17 of the Medical Service Act, which generally regulates various kinds of documents such as medical certificates, prescriptions and others, which have different purpose and characters, the range of application of the clause above is needed to be interpreted strictly.