• The Journal of Asian Finance, Economics and Business
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• 제10권2호
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• pp.145-151
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• 2023

Financial literacy (FL) is significant, as educated investors have a culture of savings and investment. The current study was conducted to identify the level of Orientation toward finance (ORTOFIN) and its impact on specific financial behavior variables like Financial Literacy (FL) and Intention towards investment (ITI). Data was randomly collected from 210 gainfully employed respondents using three standardized questionnaires. Demographics of the respondents were also collected. The data was analyzed using correlation and regression. The variables include ORTOFIN, Financial Literacy, and Intention towards Investment, while the control variables include gender, age, qualification, years of experience, and type of industry working. The results of the study show that all three variables (ORTOFIN, FL, and ITI) had significant relationships among themselves. In addition, it as has been found that ORTOFIN and FL positively influence investment intention. The finding that ORTOFIN and literacy are related to investment intention is new, as no past studies have examined this aspect, which is unique. The study also discusses the implications and limitations of the study, such as the impact of family involvement. It thus indicates a positive effect of the variables studied on investment intentions. The study is expected to stimulate further empirical examination of the variables.

• The Journal of Asian Finance, Economics and Business
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• 제10권2호
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• pp.281-300
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• 2023

Recently, the call for better accountability and social responsibility from corporations has been regularly voiced, both in the academic literature and in public discussions. This poses a challenge to the existing literature in understanding consumption behaviors to direct them toward sustainable development. This study investigates the purchase intention of Gen Z consumers in Vietnam with green packaging products. Data were collected from 914 respondents by online questionnaire and then analyzed using OLS. The results suggest the significant influence of customers' income and packaging in driving customers' intention to use environmentally-friendly products. Specifically, consumers in a higher income class participate more actively in green purchases. However, problems associated with inadequate packaging are also illustrated, resulting in the poor perception of green messages and poor practice of ecological actions. Besides, subjective norms and green trust are found to be adversely related to green consumer intention. In addition, gender disparity in green behavior is reported, where female consumers show a higher tendency to ecological consumption than their male counterparts. Other demographic factors are also included in the model as control variables, which are age, education, price, environmental literacy, environmental concern, and psychological awareness, but they do not have a significant impact on green purchase intention.

• The Journal of Asian Finance, Economics and Business
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• 제9권1호
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• pp.333-343
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• 2022

Humans are facing many environmental challenges. Climate change, water pollution, global warming, and hazardous waste disposal are all issues that many countries throughout the world are dealing with. People's psychology and consumer behavior are significantly affected by these challenges, particularly generation Z, which is immediately affected by environmental changes. Young people have a strong sense of curiosity and have access to readily updated knowledge. Today's youth, in particular, live a civilized and responsible lifestyle. As a result, people recognize the significance of their own consumption behavior in affecting environmental change and are increasingly replacing them with green, ecologically friendly products as a fantastic method to mitigate their harmful consequences. In this research, there are four factors related to the young generation and environmental awareness that affect green consumption intention: perceived environmental responsibility, green knowledge, green attitude, and green product value. The goal of this study is to look into how detrimental environmental changes affect Generation Z's green consumption habits. This study used primary data from over 1000 people in the age group, which was processed using the AMOS 20 software. All the characteristics described above had an impact on Generation Z's green consumption intentions, according to the findings.

• 유통과학연구
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• 제13권4호
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• pp.89-98
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• 2015

Purpose - In today's globalized and modern business environment, corporate social responsibility (CSR) activities are considered to be essential for the sustainable development of enterprises. In addition, the corporate philanthropy that is related to CSR practices, as well as their being capable of reducing the anti-corporate sentiment of people have facilitated a qualitative forward leap into the quantitative growth phase. This study aims to undertake a comparative evaluation of corporate philanthropy through the Importance-Performance Analysis (IPA) method focusing on service and manufacturing industries, and to eventually determine a differentiated approach that is needed for corporate philanthropy. Research design, data, and methodology - The survey responses were collected through online research on specialized companies from consumers nationwide who were aged from 20 to 60 and who are aware of corporate philanthropy. A total of 408 sheets of questionnaire survey were used. Frequency analysis was undertaken in this study. The interviewees had demographic characteristics of gender: 206 males (50.5%) and 202 females (49.5%). They also had demographic characteristics of age: 82 people were over 20 (20.1%), 96 over 30 (23.5%), 105 over 40 (25.7%), and 125 over 50 (30.7%) years of age. The distribution of interviewees' residences is as follows: 154 persons (37.7%) in the Special City, 102 persons (25.0%) in the Metropolitan City, and 152 persons (37.3%) in the Provincial Region. The interviewees have been working for the following companies: 34 persons (8.3%) in LG Display, 80 (19.6%) in KT&G, 49 (12.0%) in Amore Pacific, 42 (10.3%) in KIA Motors, 47 (11.5%) in SBS, 52 (12.8%) in Shinhan Bank, 86 (21.1%) in Asiana Airlines, and 18 (4.4%) in Hyundai Department Store. We applied the paired t-test for the IPA analysis. PASW Statistics 18 was used for statistical analysis. Results - The results of IPA analysis indicated that the importance and performance degrees in both manufacturing and service industries were significantly different. Major empirical results showed that, in consumer, social, economic, philanthropic, and environmental dimensions, in the sub-factors of philanthropy activities in both manufacturing and service industries, the importance degree was found to be higher than performance degree. Further, the average difference between importance degree and performance degree by the sub-factors of philanthropy activities. On the other hand, the average difference of environmental dimension was found to be highest in both service and manufacturing industries. Thus, while consumers consider the philanthropy activities of the environmental dimension as most important, actual companies treat performance of philanthropy activities of the environmental dimension insufficiently or negligibly to some degree. Conclusions - The differentiated approach method that is required for corporate philanthropy may be proposed to uplift corporate accomplishments by analyzing the IPA of the attributes of the sub-factors of corporate philanthropy. This is, to an extent, insufficient in the existing studies related to the use of the IPA technique, and it shows the items that are to be conducted intensively.

• 무역상무연구
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• 제26권
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• pp.285-313
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• 2005

본 연구는 2005년 아시아 게임시장에서 가장 큰 3대 시장 중의 하나로 성장 할 것으로 예상되는 일본 온라인게임시장을 대상으로 일본 게이머들을 하드코어게이머(Hardcore Gamer)와 캐주얼게이머(Casual Gamer)로 분류하고 두 게이머 집단간 인구통계학적 차이(성별, 연령대), 게임 이용 장소, 시간, 비용의 차이 그리고 게임관련 요인에 관한 차이(특성요인, 디자인요인, 인식요인)를 통계적 방법을 이용하여 실증적으로 분석한 연구이다. 각 연구 내용별 실증적 분석을 위해 사용된 통계적 기법은 인구통계학적 차이, 게임 이용 장소, 시간, 비용의 차이는 $M{\times}n$ 분할표의 ${\chi}2$ 검정을 이용하였고, 게임관련 요인에 관한 차이는 독립표본 t-검정을 이용하였다. 본 연구의 결과가 일본 온라인게임시장에 진출하려는 국내 게임업체들에게 일본 게이머들의 성향에 부합하는 커스터마이징된 게임을 개발할 수 있도록 많은 시사점을 제공해 줄 수 있을 것이라 본다.

• 한국유통학회지:유통연구
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• 제13권2호
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• pp.29-57
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• 2008

본 연구는 유통경로 상에서 서비스기업의 공급업체에 대한 신뢰 및 충성도 구축과정에서 공급업체의 유대관계전략과 서비스기업의 점포 운영기간 사이에 상호작용효과를 실증적으로 분석하였다. 실증을 위해 한국동물병원협회 소속의 214개 동물병원을 표본으로 하여 설문을 수집한 후, 구조방정식 모델을 활용하여 가설을 검증하였다. 실증분석의 결과는 다음과 같다. 첫째, 유통경로 구성원인 공급업체의 서비스기업에 대한 유대관계 전략에 따라 서비스기업이 구축하고자하는 신뢰의 유형에 대해 서로 다른 영향을 주는 것을 확인하였다. 즉, 공급업체의 사회적 유대전략은 서비스기업의 두 가지 유형의 감정적 신뢰 및 인지적 신뢰구축에 모두 영향을 주지만, 구조적 유대전략은 서비스기업의 감정적 신뢰에 영향을 주지만 인지적 신뢰에는 영향을 주지 않았다. 둘째, 공급업체의 사회적 유대전략은 서비스기업의 공급업체에 대한 충성도 구축에 직접적인 영향을 미치지만, 구조적 유대는 충성도 구축에 직접적으로 영향을 미치지 않고 감정적인 신뢰를 통하여 영향을 미쳤다. 셋째, 서비스기업의 감정적 신뢰는 그들의 공급업체에 대한 충성도 구축에 직접적인 영향을 주지만, 서비스기업의 인지적 신뢰는 공급업체에 대한 충성도 구축에 직접적인 영향을 주지 않고 감정적 신뢰를 통하여 형성되었다. 넷째, 서비스기업의 점포 운영기간이 길수록 공급업체는 사회적 유대를 활용하여 서비스기업의 신뢰 및 충성도를 직접적으로 구축하나, 점포 운영기간이 짧을수록 사회적 유대 및 구조적 유대를 부분적으로 활용하여 신뢰를 먼저 구축하고 그런 다음 충성도를 간접적으로 구축하였다. 따라서 유통경로 구성원들 사이에 서비스기업이 그들의 사업파트너인 공급업체에 대한 신뢰의 유형 및 충성도를 구축하기 위해서 서로 다른 유대관계 전략을 활용하며, 공급업체는 서비스 기업의 점포 운영기간에 따라 공급업체에 대한 서비스기업의 신뢰 및 충성도를 구축하는 과정에서 해당점포의 운영기간에 대한 상호작용효과를 고려할 필요가 있다. 마지막으로 연구의 시사점, 한계점 그리고 향후 연구방향에 대해 논의하였다.

• 대한교통학회지
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• 제36권3호
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• pp.184-194
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• 2018

본 연구는 전국적으로 확산된 시내버스 준공영제를 통해 시내버스 노선에 대한 공공의 개입이 가속화 되면서 수익성은 부족하지만 복지적 측면에서의 소위 정책노선 도입의 요구가 증대되는 현 상황을 파악하고, 정책노선의 개념 정립 및 분류방법을 제안하였다. 본 연구에서는 정책노선은 운송비용에 비해 운송수입이 현저히 낮은 수익성이 없는 노선, 노선 배분이 공정하게 배분되지 않아 형평성이 타 노선에 비해 부족한 노선, 고령화 인구 분포가 높은 지역을 운행하는 공공성을 갖춘 노선으로 정의하고, 이를 분류하는 정량적 지표를 마련하였다. 이렇게 정립된 개념을 통해 부산광역시에서 운행되고 있는 일반버스 130개 노선을 대상으로 정책노선을 분류하여 8개 노선을 도출하였다. 또한, 정책노선이 운영됨에 있어 대체 노선이 없는 지역을 운행하는 노선에 대해 공공버스 도입을 제안하였다. 공공버스의 경우 수익성이 현저히 저하되지만, 지역 주민들의 활동성 증대와 공공 커뮤니티 확보라는 측면에서 긍정적인 영향을 미쳐 정책적으로 도입 가능성을 확인할 수 있었다.

• Journal of Preventive Medicine and Public Health
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• 제41권3호
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• pp.165-172
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• 2008

Objectives : Despite various government initiatives, including the expansion of national health insurance coverage, health inequality has been a key health policy issue in South Korea during the past decade. This study describes and compares the extent of the total health inequality and the income-related health inequality over time among Korean adults. Methods : This study employs the 1998, 2001 and 2005 Korean National Health and Nutrition Examination Surveys (KNHANESs). The self-assessed health (SAH) ordinal responses, measured on a five-point scale, resealed to cardinal values to measure the health inequalities with using interval regression. The boundaries of each threshold for the interval regression analysis were obtained from the empirical distribution of the EuroQol-5 Dimension (EQ-5D) valuation weights estimated from the 2005 KNHANES. The final model predicting the individuals' health status included age, gender, educational attainment, occupation, income, and the regional prosperity index. The concentration index was used to measure and analyze the health inequality. Results : The KNHANES data showed an unequal distribution of the total health inequality in favor of the higher income groups, and this is getting worse over time (0.0327 in 1998, 0.0393 in 2001 and 0.0924 in 2005). The income-related health inequality in 2005 was 0.0278, indicating that 30.1% of the total health inequality can be attributed to income. Conclusions : The findings indicate there are health inequalities across the sociodemographic and income groups despite the recent government's efforts. Further research is warranted to investigate what potential policy actions are necessary to decrease the health inequality in Korea.

• 산경연구논집
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• 제9권11호
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• pp.25-38
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• 2018

Purpose - This study aimed to identify the sub-dimensions of fashion social media quality (information quality, social quality, service quality, system quality) and investigate how they affect purchase intention through fashion information use behavior (information acceptance, information diffusion). Research design, data, and methodology - Data collection was carried out twice for systematic verification of the research model. In the first data collection, the reliability and validity of research variables were verified through 238 respondents and questionnaires were revised and supplemented based on their responses. In March 2018, the final survey was conducted from 755 respondents the age of 20 to 49. Using SPSS 23.0, descriptive statistics, exploratory factor analysis, correlation analysis were performed. In order to test hypotheses, structural equational modeling technique was employed using AMOS 23.0. Results - First of all, fashion Social media quality consists of four factors including information quality, social quality, service quality and system quality. Second, fashion Social media information quality, social quality, and system quality were shown to have a positive(+) effect on information acceptance behavior, and social quality, service quality and system quality were shown to have a positive(+) effect on information diffusion behavior. It was also determined that the acceptance and diffusion behaviors of fashion information through fashion Social media had positive(+) influence on purchase intention. Conclusions - This study holds academic significance in its identification of the components of fashion Social media quality and for conducting an empirical analysis on the causal relationship between fashion information acceptance and diffusion behaviors, and purchase intention. The results of this study indicate that fashion involvement is the key factors in determining the quality of Social media, the acceptance of information through Social media, and, by extension, the purchase of fashion products. Practitioners in the fashion industry may use the findings of this study in order to build more effective Social media strategy.

• 유통과학연구
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• 제12권8호
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• pp.113-121
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• 2014

Purpose - Recently, the number of corporations that practice environmental and social responsibility, besides engaging in traditional profit-seeking activities, has been growing steadily, as interest in Corporate Social Responsibility (CSR) is increasing. Recent research on CSR practices has identified the relationship between CSR activities and corporate value as one of the main issues in this respect. Considering that donations constitute a large proportion of a company's charitable activities, we considered the extent of donation expenses as a charitable activity in order to mitigate sample selection bias. Specifically, we analyzed the impact of donation expenses on firm value, while investigating if this impact varied in response to the level of corporate governance of firms. Research design, data, and methodology - We used non-financial firms listed on the Korean Stock Exchange, having their fiscal year end in December, and the sample period was 2006-2013. For the dependent variable, Tobin's q was used as the corporate value, and for the independent variable, donations were measured as the donation-expense-to-sales ratio. Corporate governance scores, as rated by the Korea Corporate Governance Service, were used to measure corporate governance levels because they consider the overall aspects of governance, including ownership structure, the board of directors, and the audit mechanism of individual companies. To examine the impact of donations on a company in relation to the level of corporate governance, we estimated regression models using the interaction terms of the governance dummy and donation variables. Then, we further estimated the regression models of two sub-samples that were classified according to the level of corporate governance. Similar to previous studies, the study uses variables that affect firm value, such as R&D expenditure, advertising expenses, EBITDA, debt-to-equity ratio, sales growth, company age, and company size as control variables. Results - The empirical results show that firm value significantly increased in response to an increase in donation expenses. Upon including the interaction terms of governance level dummy variables and donations, the coefficients of the interaction terms show significant positive values, while those of donation variables show significant negative values. In the strong governance sub-sample, the relationship between the donation expenses and corporate value was statistically positive (+) and significant. However, in the weak governance sub-sample, the relationship between the donation expenses and corporate value was statistically insignificant and negative (-). Conclusions - The empirical results suggest that donation expenses are significantly linked to an enhanced corporate value if firms have a good corporate governance structure. However, if the corporate governance structure is weak, the same relationship is not necessarily observed. The results of this study show that if a firm has high corporate governance, CSR practices enhance the company's reputation such that it has a positive (+) relationship with corporate value. If a firm has weak corporate governance, on the other hand, CSR practices are recognized as an agency cost and do not increase corporate value.