• The Journal of Society for e-Business Studies
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• v.26 no.3
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• pp.97-117
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• 2021

Predicting term deposit subscriptions is one of representative financial marketing in banks, and banks can build a prediction model using various customer information. In order to improve the classification accuracy for term deposit subscriptions, many studies have been conducted based on machine learning techniques. However, even if these models can achieve satisfactory performance, utilizing them is not an easy task in the industry when their decision-making process is not adequately explained. To address this issue, this paper proposes an explainable scheme for term deposit subscription forecasting. For this, we first construct several classification models using decision tree-based ensemble learning methods, which yield excellent performance in tabular data, such as random forest, gradient boosting machine (GBM), extreme gradient boosting (XGB), and light gradient boosting machine (LightGBM). We then analyze their classification performance in depth through 10-fold cross-validation. After that, we provide the rationale for interpreting the influence of customer information and the decision-making process by applying Shapley additive explanation (SHAP), an explainable artificial intelligence technique, to the best classification model. To verify the practicality and validity of our scheme, experiments were conducted with the bank marketing dataset provided by Kaggle; we applied the SHAP to the GBM and LightGBM models, respectively, according to different dataset configurations and then performed their analysis and visualization for explainable term deposit subscriptions.

• (The) Research of the performance art and culture
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• no.36
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• pp.725-750
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• 2018

Uigue(儀軌) is the report of court events, and its contents are very detailed and crucial as it is even called as the flower of written culture. Thus, many research theses about Uigue have been accumulated in academic circles so far, and easy books about Uigue targeting ordinary people have also been published. However, Uigue has not been used actively in educational circles yet. From now on, we should develop and induce ways to use Uigue actively in educational spots in order to let students who will lead our future have pride in our culture and know about the superiority of our court music culture. Especially when court music culture is taught in the sector of Korean traditional music education, it is beneficial to use Uigue. Since most of the court music repertory is slow and magnificent, if court music itself is exposed beforehand, it might give them an impression that it is "unexciting and boring". Therefore, this study gropes for teaching methods to 'show' court music culture first through various visual aids contained in Uigue. In other words, it examines how the instrument images, band images, dance images, or concert stages contained in Uigue can be used as teaching materials. Except for the materials selected in this article, there are plenty of teaching materials for court music culture in Uigue. Furthermore, it would be even better if not just Uigue but Oryeseo (五禮書), Akseo(樂書), Dobyeong(圖屛), and Gwanchan Akbo(樂譜) can be added to widen its range for more multilateral court music culture education. And if at the educational spots, showing classic court music culture is accompanied with listening to court music through various materials of court music and dance, we can expect even better educational effects from it.

• Food Engineering Progress
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• v.14 no.4
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• pp.322-327
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• 2010

Wheat is widely used in food industry because of its low price, convenience, protein-rich resource, easy processibility, and so on. However, people who have wheat-gluten allergy need gluten-free products. Especially, gluten-free products are desirable to early childhood even though they may or may not be sensitive to wheat-gluten. As the alternative of wheat flour, recently, rice flour is gaining popularity. Hence, we developed the puffed rice snack for the baby. In order to prepare for rice extrudate, 1 kg rice flour, 450 g water, and 6 g salt were mixed together and then steamed for 1 hr. The rice extrudate was shredded into pieces (0.5 cm${\times}$0.5 cm) and dried up to 4.5% moisture content. The dried rice shreds were puffed at $257^{\circ}C$ in a puffing machine. The puffed rice snack was oval-shaped having thickness of 0.5 cm, white in color with brown flakes. Appearance and texture of the puffed rice snacks were evaluated by the measurement of the texture, isothermal water absorption, expansion, and the color. Puffed rice was more porous, because rice increased up to about two times larger than its original volume. Texture of the rice puffing snack was suitable for early childhood. Rice puffing snack showed potentials including soft, low-allergenic, and easily digestible properties. It is concluded that rice puffing snack has potential in the food markets for early childhood.

• Journal of the Korean Geosynthetics Society
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• v.17 no.4
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• pp.29-40
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• 2018

Oil sands, which are largely distributed in Canada and Venezuela, are a mixture of crude oil and sandy soils. In order to extract crude oil from oil sands, construction of massive oil sand plants is required. Generally, the typically-used foundation types of the oil sand plant are driven piles and cast-in-place piles. Most of the oil sand plants are located in cold and remote regions. Installation of driven piles in frozen or organic surface soils is difficult due to high resistance and installation equipment accessability, while the cast-in-place pile has concrete curing problem due to cold temperature. Helical pile can be installed quickly and easily using rotation with a little help of vertical load. As the installation of helical pile is available using a small and light-weight installation equipment, accessibility of installation equipment is improved. The helical pile has an advantage of easy removal by rotation in reverse direction compared with that of installation. Furthermore, reuse of removed helical piles is possible when the piles are structurally safe. In this study, the behavior of helical piles varying helix pitch was analyzed based on the numerical analysis results. Numerical model was calibrated based on the results of model helical pile tests in laboratory. The ultimate helical pile loads, the displacement of each helix attached to the shaft of the helical pile, and the load sharing ratio of each helix were analyzed.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.20 no.2
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• pp.153-159
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• 2019

Job creation is the most important issue in the labor market these days, and the quality of jobs is also very important in order to resolve the mismatches that are taking place in the labor market. Kim Young-min (2014) developed the "2012 Quality of Employment Index" with twenty indicators in seven categories, including employment opportunities, to objectively assess the local labor market. This method presents the concept of the aggregate indicator, 'Quality of Work Index', and has the advantage of being easy to produce. However, it is difficult to statistically verify the adequacy of the constitutive indicators and, based on this, make them a single aggregate index through statistical techniques. Therefore, we developed an alternative '2012 Descent Work Index' and a confidence interval using Principal Component Analysis(PCA) and Unobserved Component Model(UCM) presented by Gi-Choon Kang & Myung-jig Kim (2014) and also calculated an alternative '2017 Descent Work Index' using the first half of 2017 local area labour force survey and compared its changes by region. The results of the empirical analysis show that the rank correlation coefficient between two methods of aggregating indicators, simple weight used in Young-min Kim's research, PCA method and UCM used in this study, were found to be statistically significant under 5% significance level. This implies that all methods are found to be useful. However, the PCA and UCM which determine scientific and objective weights based on data are preferred to Young-min Kim's approach. Since it provides us not only the level of aggregate indicator but also its confidence intervals, it is possible to compare ranking with the consideration of statistical significance. Therefore, it is expected that the method of constructing an aggregating indicator using UCM will be widely used in many areas in the future.

• Applied Chemistry for Engineering
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• v.29 no.6
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• pp.759-764
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• 2018

3D porous carbon electrodes (cNPIM), prepared by solution casting of a polymer of intrinsic microporosity (PIM-1) followed by nonsolvent-induced phase separation (NIPS) and carbonization are presented. In order to effectively control the pore size of 3D porous carbon structures, cNPIM was prepared by varying the THF ratio of mixed solvents. The SEM analysis revealed that cNPIMs have a unique 3D macroporous structure having a gradient pore structure, which is expected to grant a smooth and easy ion transfer capability as an electrode material. In addition, the cNPIMs presented a very large specific surface area ($2,101.1m^2/g$) with a narrow micropore size distribution (0.75 nm). Consequently, the cNPIM exhibits a high specific capacitance (304.8 F/g) and superior rate capability of 77% in an aqueous electrolyte. We believe that our approach can provide a variety of new 3D porous carbon materials for the application to an electrochemical energy storage.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.14 no.4
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• pp.75-89
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• 2019

In the case of SMEs, entrepreneurship that organizes only core functions with the minimum number of people is increasing, and a responsibility management system focusing on core functions is emphasized, so that the interest in innovation behavior and survival strategy of enterprises is getting bigger. However, in the case of SMEs, it is not easy to pursue continuous innovation due to lack of capital and lack of professional manpower. The purpose of this study is to investigate the effect of SME on innovation behavior by selecting exploratory study and literature study for SMEs. The data for this study were 545 out of the total 600 copies distributed to employees in SMEs. The data were analyzed using SPSS 21.0 and amos18.0. First, product diversification, strategy formulation, and R & D have a significant effect on innovation behavior, and market diversification has no effect on innovation behavior. Second, working variables such as product diversification, market diversification, strategy formulation, and R & D do not control the influence of innovative behavior on innovation behavior. Third, the rank variable, which is the controlling variable, controls the magnitude of the effect of product diversification, market diversification, strategy formulation, and R & D on innovation behavior. As a result, corporate managers should lead the organization in order to promote product diversification, market diversification strategy, R & D and innovation activities. After discussing the conclusions and implications of this study, this study presented the direction of the research for the follow-up study.

• Journal of the Korean Geosynthetics Society
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• v.18 no.2
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• pp.23-36
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• 2019

In this paper, field measurement of the Block Type Mechanically Stabilized Earth (MSE) wall curved section was performed, and the reinforced area of the curved part is studied through the result. MSE method has been applied to various fields because of easy construction and excellent economic efficiency, so that it can be easily access in our life. However due to lack of compaction and stress concentration phenomenon, cracks and collapse occur in the curve of MSE wall, which is important for safety. The cause of collapse is lack of research on curved section, lack of design criteria, lack of construction due to economical efficiency and shortening of construction period, insufficient compaction space. In this study, therefore, it was examined the existing design and construction standards, analyzed the cause through accident examples of the curved section of the Block Type MSE wall. As a result, the horizontal displacement of the curved section was 90% higher than that of the straight section and 60% higher than that of the concave section. In the case of the convex section in the curved section reinforcement region, the maximum displacement is shown in the H/2 section in the horizontal direction from the center of the MSE wall, and the range of influence from H is shown. In the case of the concave section, the maximum displacement is shown in the center, The minimum displacement was confirmed in H/4 section in the horizontal direction from the center of the MSE wall. As a basic study on the reinforcement area rehabilitation through the actual construction of block type MSE wall, the behaviors of the straight part and the curved part were compared and analyzed. And analyzed the reinforced area in order to reduce the damage of the stress concentration phenomenon and secure the safety.

• Journal of Climate Change Research
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• v.4 no.3
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• pp.291-303
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• 2013

After establishing national greenhouse gas emission reduction goals, the South Korean government has been pursuing sector- and industry-specific greenhouse gas emission reduction measures; in support of which, metropolitan city / state governing entities, such as Gyeonggi Province, etc., have been in lock steps by establishing and executing climate change measures that are appropriate for the regional characteristics. However, in the case of local governments, difficulties abound due to the fact that the per-unit greenhouse gas emission amounts and the future emission estimates for establishing reduction targets are not clear. In order to establish correct climate change measure policies, the policy directions and the assessment of verified greenhouse gas emission amounts would need to serve as the basis, and along with the national level climate change effect and vulnerability assessment, there's a need to develop methodologies that take into consideration the local characteristics and conditions. To this end, this study calculated the greenhouse gas emission amounts of the City of Siheung, a basic local government in Gyeonggi Province, by using the GEBT (Greenhouse gas Emission Business-as-usual Tool) developed by the National Institute of Environmental Research to facilitate easy calculations of BAU (business-as-usual) emission quantities by local governing entities.

• Journal of Service Research and Studies
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• v.8 no.3
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• pp.81-95
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• 2018

This study proposes a service model that can effectively provide users with knowledge and wisdom contents from the experience of overcoming the crisis to sustain human growth. In order to serve as a wisdom content, the necessity of the service nature is suggested and the present knowledge contents services are analyzed from the viewpoint of service nature. As a result, it is analyzed that current knowledge contents service is unidirectional, inconsistent and can not provide various related information together. In this study, we propose a wisdom contents service model that is consistent with the current service era. We propose a new wisdom contents service model that reflects the essence of service as a way to become more useful wisdom contents service. The proposed wisdom contents service model is able to provide a story and various related information out of the existing fragmentary knowledge services. This makes it easy for users to acquire and use wisdom. This study is a basic study for the development of wisdom contents service, and further research is needed on detailed discussion of wisdom contents service, analysis of service system, and suggestion of customized service through user demand survey.