• 제목/요약/키워드: e-Payment

검색결과 328건 처리시간 0.027초

Active Distribution System Planning for Low-carbon Objective using Cuckoo Search Algorithm

  • Zeng, Bo;Zhang, Jianhua;Zhang, Yuying;Yang, Xu;Dong, Jun;Liu, Wenxia
    • Journal of Electrical Engineering and Technology
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    • 제9권2호
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    • pp.433-440
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    • 2014
  • In this study, a method for the low-carbon active distribution system (ADS) planning is proposed. It takes into account the impacts of both network capacity and demand correlation to the renewable energy accommodation, and incorporates demand response (DR) as an available resource in the ADS planning. The problem is formulated as a mixed integer nonlinear programming model, whereby the optimal allocation of renewable energy sources and the design of DR contract (i.e. payment incentives and default penalties) are determined simultaneously, in order to achieve the minimization of total cost and $CO_2$ emissions subjected to the system constraints. The uncertainties that involved are also considered by using the scenario synthesis method with the improved Taguchi's orthogonal array testing for reducing information redundancy. A novel cuckoo search (CS) is applied for the planning optimization. The case study results confirm the effectiveness and superiority of the proposed method.

일부 다빈도 상병에서 입원진료비의 변이 정도와 요인에 대한 연구 (Inpatient Cost Variation among Hospitals in Some Tracer Diseases)

  • 김윤;김용익;신영수
    • 보건행정학회지
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    • 제3권1호
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    • pp.25-52
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    • 1993
  • Variation in the utilization of medical services is a very important issue in cost containment and quality assurance of health care. Practice variation directly affects health care expenditure especially in fee-for-service system, which is the payment system of health insurance in Korea. In addition to cost issue it is generally accepted that variations in medical practice and the cost of inpatient care suggest the possibility of inappropriate quality of care. This study is to closely examine the patterne and degrees of variation in cost structure of inpatient care among types of hospital and individual hospitals in some tracer diseases, and also to inquire into the service items which contribute much to the variation of total medical care cost. Foru common diseases, i.e. Cesarean Section, appendectomy, cataract extraction and pediatric pneumonia, were selected as tracer diseases. In most tracer diseases there were statistically significant differences in total medical care cost among hospitals in same type of hospital as well as among types of hospital(p<0.01). When total medical care cost were subdivided into the types of service, cost of medication and diagnostic examination varied the most prominenly. When the cost of medication were subdivided again, cost of parenteral antibiotics showed the most prominent variation. Of total medical care cost, medication was most contributory to the variation of total medical care cost(58.1~82.3%), and cost of antibiotics was most contributory to the variation of medication cost(63.9~92.2%). The results of study implicated that reducing the variation of medication may plays a significant role in containing the cost of inpatient care. In order to sort out the factors affecting practice variations including drug prescription pattes further researches are required.

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업종별 특성을 고려한 기업정보화 성숙모형 (A study on an evaluation model for industrial information systems by industry sectors)

  • 진경수;임춘성;박찬권
    • 한국전자거래학회:학술대회논문집
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    • 한국전자거래학회 2002년도 e-Biz World Conference
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    • pp.86-106
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    • 2002
  • 정보화는 기업의 외부환경요인과 내부환경요인들이 복합적으로 영향을 미치는 과정이며, 이런 과정을 거쳐 나타나는 현상이다. 모든 조직원들의 정보화 능력이 우수하거나 혹은 기반시설이 잘 구축되어 있다는 등의 단지 표면적인 몇몇 요인들로 정보화 수준이 높다거나, 정보화가 잘 추진되었다고 평가하기는 어렵고 극히 위험한 일이 될 수 있다. 따라서 기업의 외부환경과 내부환경을 통합적으로 고려한 업종별 기업정보화수준평가 체계와 이를 통한 객관적인 평가가 기업과 더 나아가서는 국가적 차원에서 요구되고 있다. 본 연구에서는 기업의 다양한 업종별 특성을 반영할 수 있도록 기업의 제품과 제품 생산 프로세스를 중심으로 업종을 분류한 EIII Korea 2001의 업종분류를 사용하여 업종을 분류한 후 우리나라 전체기업을 제조, 건설, 유통, 서비스, 금융 5가지업종으로 나누어 연구하였다. 분류된 업종을 일관된 관점에서 바라보기 위해 기획, 재무 등의 지원업무를 제외한 본원적 업무들을 중심으로 구매, 운영, 물류, 마케팅 및 판매, 서비스 등의 새로운 프레임웍 속에서 바라보았다. 각 업종의 본원적 업무로부터 업무중심의 특성을 도출하기 위해서 기업의 경영전략과 정보화 전략을 계획할 때 중심에 있는 업종별 Key Capability를 도출하고 이와 관련된 업종별 핵심생산업무를 도출하였으며, 기업의 업무를 직접 설명해 줄 수 있는 세부업무영역으로까지 세분화하여 연구하였다. 마지막으로, 도출된 업무들을 중심으로 정보화 해석관점에서 기업정보화수준평가 항목을 도출한 후에 제조업의 특성을 고려한 기업정보화수준평가 설문서를 작성하여 사례연구를 하였으며, 업종별 특성을 고려한 정보화수준 평가결과 다양한 지표들을 통해서 기업의 구매, 생산, 물류 등의 제조업의 핵심영역에 대해 포괄적이면서도 상세하게 설명해주고 있음을 알 수 있었다.dy. specitications and test methods for interferon alfa concentrated solution can be established according to the monograph of EP suggesting the revision of Minimum requirements for biological productss of e-procurement, e-placement, e-payment are also investigated.. monocytogenes, E. coli 및 S. enteritidis에 대한 키토산의 최소저해농도는 각각 0.1461 mg/mL, 0.2419 mg/mL, 0.0980 mg/mL 및 0.0490 mg/mL로 측정되었다. 또한 2%(v/v) 초산 자체의 최소저해농도를 측정한 결과, B. cereus, L. mosocytogenes, E. eoli에 대해서는 control과 비교시 유의적인 항균효과는 나타나지 않았다. 반면에 S. enteritidis의 경우는 배양시간 4시간까지는 항균활성을 나타내었지만, 8시간 이후부터는 S. enteritidis의 성장이 control 보다 높아져 배양시간 20시간에서는 control 보다 약 2배 이상 균주의 성장을 촉진시켰다.차에 따른 개별화 학습을 가능하게 할 뿐만 아니라 능동적인 참여를 유도하여 학습효율을 높일 수 있을 것으로 기대된다.향은 패션마케팅의 정의와 적용범위를 축소시킬 수 있는 위험을 내재한 것으로 보여진다. 그런가 하면, 많이 다루어진 주제라 할지라도 개념이나 용어가 통일되지 않고 사용되며 검증되어 통용되는 측정도구의 부재로 인하여 연구결과의 축적이 미비한 상태이다. 따라서, 이에 대한 재고와 새로운 방향 모색이 필요하다고 사료된다.로 사료되며, 임신관련 cytokine에 대한

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사용자의 개인적 특성과 사용 경험이 이동통신 활성화에 미치는 영향 (Effect of Mobile Users' Characteristics and Experiences Have on the Utilization of Mobile Communication)

  • 이재홍;안중호;성기문;정우영
    • 한국전자거래학회지
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    • 제15권2호
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    • pp.37-53
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    • 2010
  • 국내 이동통신 시장이 폭발적으로 성장함에 따라 이동통신 서비스 분야는 많은 연구자들과 경영자들의 관심대상으로 주목받고 있다. 본 연구는 국내 이동통신 산업의 새로운 동향들을 중심으로 이동통신 사용자의 특성과 경험이 이동통신 활성화에 미치는 영향을 분석하였다. 이동통신 이용 활성화에 영향을 미치는 요인들을 확인하기 위해 이동전화요금의 지불금액을 종속변수로 정하고, 이에 영향을 미치는 이동통신 사용자의 특성과 서비스 이용경험에 관련한 요인들을 추출하였다. 연구결과 이동통신 사용자의 서비스 이용경험은 이동전화 사용에 영향을 미치는 것으로 나타났다. 즉, 웹 사용시간, 이메일 사용시간이 많을수록 이동전화 이용요금의 지불금액이 높은 것으로 나타났다. 소득, 연령과 같은 사용자의 개인적 특성도 이동전화 사용에 영향을 미친다. 연령이 낮을수록, 또한 소득이 높을수록 이동전화를 더 많이 이용하여 이동전화 요금 지불금액이 높은 것으로 나타났다. 무료콘텐츠의 이용횟수는 이동전화 사용요금에는 직접적인 영향을 미치지 않지만, 유료콘텐츠의 이용횟수에는 영향을 주는 것으로 나타났다.

CISG 제78조(연체이자(延滯利子) 청구권(請求權))에 대한 고찰(考察) (A Study on Article 78 CISG: Interest on Sums in Arrears)

  • 김태경
    • 무역상무연구
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    • 제31권
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    • pp.3-25
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    • 2006
  • This study focus on interest for arrears and filling of the gaps left in Article 78 of CISG. In the case of CISG, Article 78 provides for interest any time a payment under a contract is untimely, but does not specify a particular rate of interest or a method to determine such a rate. This issue did not cause any uncertainty under ULIS, the CISG's antecedent, since Article 83 of ULIS provided for 1%p above the official discount rate in the creditor's country. Lacking any CISG general principle as well as any indication by the very same CISG, one can only conclude that the matter must be deferred to the domestic rule of private international law. Actually, resorting to private international law is not only admissible, but expressly required by Article 7(2). In the interpretation and filling of the gaps left in Article 78, there is a considerable difference of opinion especially amongst commentators on whether the gap is a lacuna praeter legem, i.e., one being governed by, but not expressly settled in the CISG, or whether it is an issue falling outside the scope of application of the CISG, i.e. a lacuna intra legem. The protagonists of the former view lay emphasis on the overall objective of the CISG, namely to create a uniform law, whereas the supporters of the latter view refer to the legislative history of Article 78 as the dominant principle in interpreting Article 78. Some authors believe that the issue of determining the rate of interest is not dealt with by CISG and it is, therefore, governed by the applicable domestic law, which is the subsidiary law applicable to the sales contract, since "no special connecting points seem to have developed for the entitlement to interest." In the light of the relevant case law, it seems correct to conclude that the interest rate is not determined by CISG and that courts normally determine it according to their own rules of private international law. While CISG Article 78 expressly does not deal with this issue, PICC Article 7.4.9 and PECL Article 9.508, on the other hand, set forth a precise method for computing interest. Although a method like the one set by PICC may be useful and may encourage uniformity, it still cannot be used under the CISG. The PICC or PECL formula may, however, be a very good starting point in a de jure condendum analysis when a new Article 78 will be drafted, if an interest rate method will ever be embodied in the text of an international convention.

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디지털시대의 개인정보보호 - 새로운 개인정보보호법을 중심으로 (Personal Information Protection in Digital Era -Reviewing Personal information protection Act-)

  • 유종락
    • 디지털융복합연구
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    • 제9권6호
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    • pp.81-90
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    • 2011
  • 오늘날 인터넷을 통한 전자상거래의 확대추세에 따라 인터넷을 기업의 마케팅수단으로 활용하는 기업이 급속도로 증가하고 있으며, 소비자도 인터넷을 물품구매의 일상화된 생활수단으로 이용하고 있다. 즉, 인터넷을 통한 전자상거래는 시 공간적으로 접근성에 제한이 없다는 장점이 있어 일반 소비자들뿐만 아니라 불특정 다수가 인터넷을 통하여 물품을 구매하거나 거래하는 전자상거래가 본격화되고 있으며 그 내용도 광고, 계약, 대금결제, 클레임처리 등 거래행위 전반으로 확대되고 있는 것이 현실이다. 정보화시대에 정보통신기술의 발전으로 인한 개인정보 침해문제는 모든 국가가 직면하고 있는 가장 큰 문제 중의 하나이다. 따라서 개인정보보호법은 정보인권을 보호하는 기본적인 법률 중의 하나로써 개인정보보호법은 정보화시대에 없어서는 안 될 법률인 것이다. 그런 의미에서 새로운 개인정보보호법은 개인정보 유출로 인한 국민의 피해를 최소화하고 정보사회에서 개인정보자기결정권을 보호하기 위한 다양한 내용들을 담고 있는 진일보한 법이라 할 것이다. 이러한 법제정을 통하여 끊임없이 발생하는 개인정보 유출사고가 줄어들어 국민의 개인정보 보호수준이 월등히 높아지고, 개인정보 관련 산업발전에도 크게 기여할 것으로 전망된다. 그러나 합리적인 개인정보 이용 및 보호 문화의 정착을 위한 사회구성원 모두의 적극적인 참여와 인식개선이 선행되어야 할 것이다. 개인정보보호법의 목적이 개인정보의 수집 유출 오용 남용으로부터 사생활의 비밀 등을 보호함으로써 국민의 권익을 증진하고 개인의 존엄과 가치를 보호할 수 있지만, 사생활의 비밀보호와 정보의 자유로운 흐름을 조화하는 역할도 수행하여야 하기 때문이다.

건설경기 침체기의 최저가 낙찰제 건설현장의 운영 실태분석과 개선 방안 도출 (Evaluation on the impact of Lowest Bid Contracts on Site Operations in times of Severe Economic Downturn)

  • 구본상;장현승
    • 한국건설관리학회논문집
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    • 제10권6호
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    • pp.146-153
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    • 2009
  • 2008년에는 국내 부동산 경기 침체로 인해 국내 건설 경기가 급속도로 악화되었으며, 국제 유가인상과 함께 철근, 레미콘 등 건설 주요 자재의 가격이 폭등하였다. 또한 새로 출범한 정부는 '예산 10% 절감' 방안을 내세우며 그 일환으로 최저가 낙찰제 공사를 기존 300억원에서 100억원으로 확대 시행할 것으로 발표하였다. 이처럼 정책적 경제적 악재가 겹치면 가장 큰 타격을 받는 것은 대부분 수익성 없이 저가로 수주한 최저가 낙찰제 현장이다. 평상시에도 적자로 운영되는 현장에서 이런 대외적 타격을 받을 경우, 기존에 안고 있던 문제점들이 극대화되기 때문이다. 이에 본 연구에서는 2008년 국내 최저가 낙찰제 현장의 운영 실태를 파악하고 발견된 문제점들에 대한 원인 분석 및 이에 따른 개선방안을 도출하였다. 조사 결과 발주자-원도급자-하도급자간의 자금 유동성의 문제가 가장 큰 것으로 드러났으며 그 원인에는 설계변경 및 에스컬레이션 제도의 미작동 및 리스크를 중소 및 영세기업에게 전가시키는 생산구조에 있는 것으로 파악되었다. 이에 따라 원도급자들은 경기 사이클에 대비할 수 있는 리스크관리 능력을 향상시키고, 발주자들은 경기 침체 시 현장에 유동성을 확보해 줄 수 있는 장치를 마련해 주는 것이 중요한 것으로 파악되었다.

수협의 어선원 재해보상보험 자료를 이용한 대형선망어업 선원의 위험요인 연구 (A study on the risk factors of the fishermen's in offshore large powered purse seine fishery using the accident compensation insurance proceeds payment data of NFFC)

  • 최준익;김형석;이춘우;오택윤;서영일;이유원;류경진
    • 수산해양기술연구
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    • 제55권1호
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    • pp.82-93
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    • 2019
  • The International Labor Organization (ILO) selected fishing as the most dangerous group of jobs in the world, and it is well known in Korea as a 4D industry. Offshore large purse seine accounts for the largest portion of the fishing industry in the coastal region with high death rate and the accident rate. The repeated disaster rate survey by the Korea Maritime Institute (KMI) shows offshore large purse seiner is the highest at 22.3 percent and coastal gill nets and offshore stow net are following at 12.4 percent and 11.9 percent in order. Therefore, risk factors occurring in offshore large purse seiners were analyzed based on data from the National Federation of Fisheries Cooperatives (NFFC) for three years from 2015 to 2017 and 4M (Man, Machine, Media, Management) 3E (Engineering, Education, Enforcement) techniques were used to provide a safe fishing environment. The number of accidents on offshore large purse seiners each year was more than 150, and the number of accidents on every fishing boats was as high as 17 percent in 2015. If the accident rate and the risk level were divided by insurance, the accident resulting from contact with machinery was the highest, and the risk of a contact with gear was low but frequently occurring. This was caused by collisions and contact with gear in situations where death and disappearance risk are not high, and accident types in situations where death and loss risk are considered to be contact with machinery, falls or other accidents. Through these analysis techniques, the frequency and risk of each type of accident on a offshore large purse seiners can be demonstrated, and it is expected to raise awareness of a safer fishing environment and contribute to the reduction of accidents.

저작권법에 준한 도서관봉사에 관한 연구 -미국과 한국의 저자재산권의 제한규정을 중시으로- (Limitations on Exclusive Rights of Authors for Library Reprography : A Comparative Examination of the Draft Revision of Korean Copyright Law with the New American Copyright Act of 1976)

  • 김향신
    • 한국도서관정보학회지
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    • 제11권
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    • pp.69-99
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    • 1984
  • A dramatic development in the new technology of copying materials has presented us with massive problems on reconciling the conflicts between copyright owners and potential users of copyrighted materials. The adaptation to this changing condition led some countries to revise their copyright laws such as in the U. S. in 1976 and in Korea in 1984 for merging with the international or universal copyright conventions in the future. Copyright defined as exclusive rights given to copyright owners aims to secure a fair return for an author's creative labor and to stimulate artistic creativity for the general public good. The exclusive rights on copyrightable matters, generally for reproduction, preparation of derivative works, public distribution, public performance, and public display, are limited by fair use for scholarship and criticism and by library reproduction for its preservation and interlibrary loan. These limitations on the exclusive rights are concerned with all aspects of library services and cause a great burden on librarian's daily duty to provide balance between the rights of creators and the needs of library patrons. The fair use as one of the limitations on it has been coupled with enormous growth of a new technology and extended from xerography to online database systems. The implementation of the fair use and library reprography in Korean law to the local practices is examined on the basis of the new American copyright act of 1976. Under the draft revision of Korean law, librarians will face many potential problems as summarized below. 1. Because the new provision of 'life time plus 50 years' will tie up substantial bodies of material longer than the old law, until that date librarians would need permissions from the owners and should pay attention to the author's death date. 2. Because the copyright can be sold, distributed, given to the heirs, donated, as a whole or a part, librarians should chase down the heirs and other second owners. In case of a derivative work, this is a real problem. 3. Since a work has its protection from the moment of its creation, the coverage of copyrightable matter would be extended to the published or the unpublished works and librarian's work load would be heavier. Without copyright registration, no one can be certain that a work is in the public domain. Therefore, librarians will need to check with an authority. 4. For implementation of limitations on exclusive rights, fair use and library reproduction for interlibrary loan, there can be no substantial aggregate use and there can be no systematic distribution of multicopies. Therefore, librarians should not substitute reproductions for subscriptions or purchases. 5. For the interlibrary loan by photocopying, librarians should understand the procedure of royalty payment. 6. Compulsory licenses should be understood by librarians. 7. Because the draft revision of Korean law is a reciprocal treaty, librarians should take care of other countries' copyright law to protect foreign authors from Korean law. In order to solve the above problems, some suggestions are presented below. 1. That copyright clearinghouse or central agency as a centralized royalty payment mechanism be established. 2. That the Korean Library Association establish a committee on copyright. 3. That the Korean Library Association propose guidelines for each occasion, e.g. for interlibrary loan, books and periodicals and music, etc. 4. That the Korean government establish a copyright office or an official organization for copyright control other than the copyright committee already organized by the government. 5. That the Korean Library Association establish educational programs on copyright for librarians through seminars or articles written in its magazines. 6. That individual libraries provide librarian's copyright kits. 7. That school libraries distribute subject bibliographies on copyright law to teachers. However, librarians should keep in mind that limitations on exclusive rights are not for an exemption from library reprography but as a convenient access to library resources.

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인지된 위험의 유형이 소비자 신뢰 및 온라인 구매의도에 미치는 영향 (The Impact of Perceived Risks Upon Consumer Trust and Purchase Intentions)

  • 홍일유;김우성;임병하
    • Asia pacific journal of information systems
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    • 제21권4호
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    • pp.1-25
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    • 2011
  • Internet-based commerce has undergone an explosive growth over the past decade as consumers today find it more economical as well as more convenient to shop online. Nevertheless, the shift in the common mode of shopping from offline to online commerce has caused consumers to have worries over such issues as private information leakage, online fraud, discrepancy in product quality and grade, unsuccessful delivery, and so forth, Numerous studies have been undertaken to examine the role of perceived risk as a chief barrier to online purchases and to understand the theoretical relationships among perceived risk, trust and purchase intentions, However, most studies focus on empirically investigating the effects of trust on perceived risk, with little attention devoted to the effects of perceived risk on trust, While the influence trust has on perceived risk is worth studying, the influence in the opposite direction is equally important, enabling insights into the potential of perceived risk as a prohibitor of trust, According to Pavlou (2003), the primary source of the perceived risk is either the technological uncertainty of the Internet environment or the behavioral uncertainty of the transaction partner. Due to such types of uncertainty, an increase in the worries over the perceived risk may negatively affect trust, For example, if a consumer who sends sensitive transaction data over Internet is concerned that his or her private information may leak out because of the lack of security, trust may decrease (Olivero and Lunt, 2004), By the same token, if the consumer feels that the online merchant has the potential to profit by behaving in an opportunistic manner taking advantage of the remote, impersonal nature of online commerce, then it is unlikely that the merchant will be trusted, That is, the more the probable danger is likely to occur, the less trust and the greater need to control the transaction (Olivero and Lunt, 2004), In summary, a review of the related studies indicates that while some researchers looked at the influence of overall perceived risk on trust level, not much attention has been given to the effects of different types of perceived risk, In this context the present research aims at addressing the need to study how trust is affected by different types of perceived risk, We classified perceived risk into six different types based on the literature, and empirically analyzed the impact of each type of perceived risk upon consumer trust in an online merchant and further its impact upon purchase intentions. To meet our research objectives, we developed a conceptual model depicting the nomological structure of the relationships among our research variables, and also formulated a total of seven hypotheses. The model and hypotheses were tested using an empirical analysis based on a questionnaire survey of 206 college students. The reliability was evaluated via Cronbach's alphas, the minimum of which was found to be 0.73, and therefore the questionnaire items are all deemed reliable. In addition, the results of confirmatory factor analysis (CFA) designed to check the validity of the measurement model indicate that the convergent, discriminate, and nomological validities of the model are all acceptable. The structural equation modeling analysis to test the hypotheses yielded the following results. Of the first six hypotheses (H1-1 through H1-6) designed to examine the relationships between each risk type and trust, three hypotheses including H1-1 (performance risk ${\rightarrow}$ trust), H1-2 (psychological risk ${\rightarrow}$ trust) and H1-5 (online payment risk ${\rightarrow}$ trust) were supported with path coefficients of -0.30, -0.27 and -0.16 respectively. Finally, H2 (trust ${\rightarrow}$ purchase intentions) was supported with relatively high path coefficients of 0.73. Results of the empirical study offer the following findings and implications. First. it was found that it was performance risk, psychological risk and online payment risk that have a statistically significant influence upon consumer trust in an online merchant. It implies that a consumer may find an online merchant untrustworthy if either the product quality or the product grade does not match his or her expectations. For that reason, online merchants including digital storefronts and e-marketplaces are suggested to pursue a strategy focusing on identifying the target customers and offering products that they feel best meet performance and psychological needs of those customers. Thus, they should do their best to make it widely known that their products are of as good quality and grade as those purchased from offline department stores. In addition, it may be inferred that today's online consumers remain concerned about the security of the online commerce environment due to the repeated occurrences of hacking or private information leakage. Online merchants should take steps to remove potential vulnerabilities and provide online notices to emphasize that their website is secure. Second, consumer's overall trust was found to have a statistically significant influence on purchase intentions. This finding, which is consistent with the results of numerous prior studies, suggests that increased sales will become a reality only with enhanced consumer trust.