Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education. The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.
Saridi, Maria Ioannis;Toska, Aikaterini George;Rekleiti, Maria Dimitrios;Tsironi, Maria;Geitona, Maria;Souliotis, Kyriakos
Asian Pacific Journal of Cancer Prevention
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v.16
no.4
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pp.1529-1534
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2015
Introduction: Overexposure to sun radiation and particularly its accumulation during childhood and adolescence is a significant risk factor for skin cancer development. The sun burn is particularly important. Aim: To estimate sun burn incidence in young pupils in a coastal area of Greece. Materials and Methods: Two surveys were conducted in a school population in the same district in Greece, over different periods of time, in young people 9 to 18 years old (n=2 977). Anonymous questionnaires were completed. Levels of significance were two-tailed and statistical significance was set at p=0.05. SPSS 17.0 software was used for statistical analysis. Results: From the individual characteristics of the participants it was shown that the majority of them had dark hair and fair skin, whereas a significant percentage reported the existence of moles on face and their body (83.4% vs 68.1%). The sun burn incidence was high in adolescents and the younger pupils (41.9% vs 55.6%). The younger aged children who were living in an urban area had significantly higher rates of sun burn than those living in semi-urban areas (33.8% vs 24.8%, p=0.020). As far as the knowledge of pupils about the risks of sun radiation it was shown that the elementary school pupils had better knowledge than those at high school. Finally, those with better knowledge had the fewer sun burns (Mean 2.83 SD 0.87, p<0.001). Conclusions: The contribution of knowledge to the decrease of sun burn incidence is important as long as this is continuous. Therefore, the education should concern not only children but also teachers and parents in the context of continuous and systematic programs of health education.
The purpose of this study was to analyze the regional ripple effects and residents' perceptions of the West Coast Highway on four regions of Chung-nam province. The data was collected through questionnaire interviews with 400 residents in four regions of the west coast area. After data cleaning, the statistical methods used were confirmative factor and cluster analysis with 309 sampled from four regions of Dangjin, Boryong, Seosan and Taean. The results of this study were as follows. First, it is classified, according to the residents' perceptions against the opening of the West Coast Highway, into four groups. Group A is the people who haven't lived there long and mainly consists of relatively young (30's-40's) males, while Group B is the people with lower incomes and middle-aged males (40's) who have lived there for 11 to 20 years. Group C is mainly the people who are middle-aged housewives in their 40's and who haven't lived there long and with a relatively higher income. Group D is the people who lived for less than five years and had lower incomes than other groups. The results show that their perceptions against the influence of regional development differ demographically from each other. In conclusion, it was determined that most of them were concerned that it, coupled with the construction of the West Coast Highway, would damage the surrounding countryside but believed it would contribute to the growth of the region's economy. Whereas groups A and B seem to acknowledge the necessity of regional development and environmental protection, groups B and D appear to be more content with the tourism development derived from the West Coast Highway and are paying more attention to such plans than other two groups.
The purpose of this study was to investigate the shopping values(utilitarian and hedonic values) sought and the risks(economic, functional, socio-psychological, and privacy) perceived by consumers who participate in Internet auctions by determining the factors that affect their shopping values and risk perceptions. Empirical data were collected by an Internet survey of netizens who were interested in and had experience in Internet auctions. Questionnaires were distributed to the subjects through an Internet survey site and at an Internet auction cafe. A total of 300 questionnaires were analyzed. The results showed that consumers showed a slightly greater pursuit of a utilitarian value than a hedonic outcome in their Internet auction practices; however the outcomes pursued by consumers in their teens and twenties tended to be more hedonic than utilitarian. Consumers with a higher level of innovation, self-confidence in purchase, and need for information searching showed a greater pursuit of utilitarian and hedonic outcomes. The group of consumers with a higher expectation for legal protection pursued a more utilitarian outcome, whereas the group of consumers with higher influence from the reference group pursued a more hedonic outcome. The consumers showed that they perceived functional risk as boing most serious, followed by privacy risk, economic risk, and socio-psychological risk. Subjects with higher degrees of innovation, self-confidence in purchase and self-control perceived economic risk as critical. Functional risk was perceived to be highest in the group of consumers with self-control and a need for information searching, whereas socio-psychological risk was perceived to be highest in the group of consumers showing more self-control. Privacy risk was perceived to be highest in the group of consumers with a higher degree of innovation and lowest in both groups of higher and lower affection. Both economic and privacy risks were perceived to be lower in the group of lower pursuit of a hedonic outcome.
The military's morale is a serious threat in terms of defense posture and protection of national security and the nation's right to survival, as it has led to losses in talented manpower, weakened fighting spirit, damaged troop confidence, and reduced work efficiency and morale. Under these circumstances, a stronger defense posture and maximum morale among the troops should be followed by a thorough diagnosis and results on the factors affecting the military's morale. Professional soldiers often travel to work because of the special nature of their jobs. Among the problems associated with these characteristics is child education. Frequent shifts of military sites are intended to be made based on the analysis of the overall state of the military service education system, such as moving frequently with family members or separating with the family due to issues related to children's education.
Objectives: In this study, we investigated an assessment for exposure levels of hazardous substances to kids cafes that unregulated by law. Methods: Heavy metals, volatile organic compounds, formaldehyde, pesticides and phthalate were measured at 20 kids cafes in Gyeonggi-do and Incheon. Samplings were conducted from April to July in 2018. Results: Heavy metals were detected over the standard mainly around the floor and walls in the 19 kids cafes. Pesticides were detected in 7 locations with chlorpyrifos, diazinon and cypermethrin, and showed the highest detection level of chlorpyrifos. The concentrations of DEHP in all kids cafes were exceeded with standard. The risk assessment results showed that HCHO as carcinogen had a safety level and DEHP as non-carcinogens had a safety level as assessed to be under than 0.1. Conclusions: Considering the exposure investigation results and the importance of child health protection, kids cafe should be included in the legal management list of children's activities zones.
A school zone means a certain section designated among facilities, such as schools, childcare facilities, academies, etc., to protect children from the risk of traffic accidents. Since the school zone was established in September 1995, school zone accidents have not decreased even though it has been strengthened through a total of nine revisions until January 2021. This paper aims to present a standard model for child protection zones based on disaster prevention design. Methods of research included literature research, empirical research, and cognition research. Awareness survey was conducted on children, parents and drivers. Environmental surveys included crosswalks, motorways, pedestrian roads, and traffic lights. The investigation found that visual recognition of school zones by vehicle drivers was difficult, and found that motorcycles using pedestrian roads were a very threat to children. Accordingly, improved school zone standard model design centered on disaster prevention design was presented.
Recently, various studies are being conducted to integrate Image Segmentation into smart factory industries and autonomous driving fields. In particular, Image Segmentation systems using deep learning algorithms have been researched and developed enough to learn from large volumes of data with higher accuracy. In order to use image segmentation in the autonomous driving sector, sufficient amount of learning is needed with large amounts of data and the streaming environment that processes drivers' data in real time is important for the accuracy of safe operation through highways and child protection zones. Therefore, we proposed a novel DFCN algorithm that enhanced existing FCN algorithms that could be applied to various road environments, demonstrated that the performance of the DFCN algorithm improved 1.3% in terms of "loss" value compared to the previous FCN algorithms. Moreover, the proposed DFCN algorithm was applied to the existing U-Net algorithm to maintain the information of frequencies in the image to produce better results, resulting in a better performance than the classical FCN algorithm in the autonomous environment.
Journal of the Korea Institute of Information and Communication Engineering
/
v.26
no.8
/
pp.1248-1254
/
2022
Efforts are being made to prevent traffic accidents in the school zone in advance. However, traffic accidents in school zones continue to occur. If the driver can know the situation information in the child protection area in advance, accidents can be reduced. In this paper, we design a camera that eliminates blind spots in school zones and a number recognition camera system that can collect pre-traffic information. It is designed by improving the LIDAR system that recognizes vehicle speed and pedestrians. It collects and processes pedestrian and vehicle image information recognized by cameras and LIDAR, and applies artificial intelligence time series analysis and artificial intelligence algorithms. The artificial intelligence traffic accident prevention system learned by deep learning proposed in this paper provides a forced push service that delivers school zone information to the driver to the mobile device in the vehicle before entering the school zone. In addition, school zone traffic information is provided as an alarm on the LED signboard.
The purpose of this study was to identify the problems and improvement plans of grouphome management, by analyzing the sizes and items of children grouphome budgets of national and local governments. Major results of this study were as follows. First, the most crucial issue regarding labor costs within child grouphome budget, was that there was a significant difference in conditions between workers in similar institutions and regions. Small-sized institutions operated under a system that inevitably required excessive workload for workers, leading to exhaustion. Second, the support of operation expenses was absolutely insufficient to meet the general and special needs of children, and the relative differences between facilities of the same type were also identified. Third, children grouphome had limitations in stable business planing and implementation due to the absence of business expense support. Through this analysis, this paper discussed appropriate budget supporting measures regarding children grouphome, in order to ensure equal protection of grouphome children.
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