• 제목/요약/키워드: central product

검색결과 465건 처리시간 0.028초

Factors Affecting Satisfaction of Customers' Savings Deposit in the Context of COVID-19: Evidence from Vietnamese Commercial Banks

  • TRAN, Quoc Thinh;TRAN, Mai Uoc;LE, Xuan Thuy
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제7권10호
    • /
    • pp.369-376
    • /
    • 2020
  • Credit capital from customers' savings deposit (CSD) of banks has an important meaning in the business activities of the banking industry. There are many factors that influence the CSD satisfaction with banks. Certain changes have been made when there are fluctuations due to COVID-19. The article is based on an analysis assessing the factors that influence the CSD satisfaction of Vietnamese commercial banks in the context of COVID-19. The authors use a sample of 1,639 CSD. The results show that there are three variables that positively affect CSD satisfaction, including legal provisions of the Central bank (Legal), policies and mechanisms of commercial banks (Policy), and products of commercial banks (Product). Accordingly, in order to contribute to strengthening this capital mobilization of savings deposit, the Central bank of Vietnam needs to play a pivotal role in the regulations of the banking system to ensure its stability; control well monetary policy, interest rates, and inflation to keep a stable position in the economy; and provide timely financial support packages to enhance the confidence of CSD. Moreover, Vietnamese commercial banks need flexible policies and mechanisms to stimulate CSD; strengthen support on deposit rates for CSD; and diversify products to easily adapt to each CSD's situation.

Thermal Behaviors of Nd2Fe14B/Fe3B Based Nanocomposite Magnets

  • Yang, Choong-Jin;Park, Eon-Byung;Choi, Seung-Duck
    • Journal of Magnetics
    • /
    • 제3권1호
    • /
    • pp.4-8
    • /
    • 1998
  • Two different compositions of melt spun magnetic alloys, $ Nd_4Fe_{80}B_{16} and Nd_4Fe_{76}Co}\_3Hf_{0.5}Ga_{0.5}B_{16},$ were characterized in terms of magnetic properties and thermal behaviors. It was found that the addition of Hf and Ga effectively slow down the crystallization rate of the nanocomposite $ Nd_2Fe_{14}B/Fe_3B$ magnet. Coercivity(iHc) changes only slightly with varying the post annealing conditions confirming that iHc is not a sensitive magnetic quantity as a function of grain size and exchange coupled interaction. The experimentally observed behaviors of Mr and Hc do not vary monotonously with in-creasing grain size which is not in agreement with the numerically calculated result near the critical grain size (dc). The plot of the grain size dependence for the remanence and coercivity in isotrop!c nanocomposite magnets has been revised in this study. The maxium energy product, $(B, H)_{max}$ =15.34 MGOe, and a reduced remanence, Mr/Ms=0.84 were obtained, respectively.

  • PDF

Biotransformation of Ginsenosides by Eoyukjang-derived Lactic Acid Bacteria in Mountain-cultivated Ginseng

  • Lee, Hyojin;Ahn, Seung Il;Yang, Byung Wook;Park, Jong Dae;Shin, Wang Soo;Ko, Sung Kwon;Hahm, Young Tae
    • 한국미생물·생명공학회지
    • /
    • 제47권2호
    • /
    • pp.201-210
    • /
    • 2019
  • Biotransformation of ginsenosides by microorganisms alters the absorption and bioavailability of ginseng as a medicinal herb. In this study, we isolated two kinds of fermenting microorganisms from Eoyukjang, which is a traditional Korean fermented food made from soybean. Next, we identified and detected their ability to convert major ginsenosides to compound K. The two microorganisms, referred to as R2-6 and R2-15, had 100% similarity with Lactobacillus plantarum subsp. plantarum ATCC $14917^T$ and Lactobacillus rhamnosus JCM $1136^T$, respectively. The optimal pH and growth temperature of the isolates were determined to be pH 6-7 and $30^{\circ}C$. After fermentation for 30 days, the major ginsenosides in the mountain-cultivated ginseng were transformed to the highly bioactive ginsenoside, compound K, in the final product.

비중심합성계획을 이용한 순차적 실험방법에 관한 연구 (A Study on Sequential Design of Experiments Using Non-Central Composite Designs)

  • 신병철;변재현;윤태홍
    • 품질경영학회지
    • /
    • 제49권1호
    • /
    • pp.31-45
    • /
    • 2021
  • Purpose: A noncentral composite design method is to be developed to explore farther region for the first factorial design. A general guideline for sequential experimentation is provided. Methods: (1) A non-overlapping noncentral composite design (NNCD) is developed, in which the second factorial design shares one design point that indicates the best response value in the first factorial design. (2) Four composite designs are compared in terms of the four design evaluation criteria, which are D-, A, G, and I-optimality. (3) A follow-up design strategy is suggested based on the interaction effect, direction of improvement, number of factors. Results: (1) NNCD and model building method are presented, which is useful for exploring farther region from first factorial design block. (2) The performances of the four composite designs are compared. (3) A follow-up design strategy is suggested. Conclusion: (1) NNCD will be useful to explore farther region for the first factorial design. (2) A follow-up design strategy can be beneficial to the experimental practitioners for product and process design and improvement.

The Impact of Capital Account Openness on Income Inequality: Empirical Evidence from Asia

  • ULLAH, Imran;TUNIO, Fayaz Hussain;ULLLAH, Zia;NABI, Agha Amad
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제9권2호
    • /
    • pp.49-59
    • /
    • 2022
  • The relationship between income inequality and capital account openness is empirically investigated in this study, where macroeconomic variables have opposing effects. Panel data used in the study from the KAOPEN Index and World Bank consists of 28 Asian countries and has been examined; it contains annual observations from 1970 to 2018. The data is examined using a random-effect model based on GMM estimates. Income inequality and capital account openness are positively and significantly related, according to our findings. Overall, the findings imply that increasing income gaps reduced capital investment in nations with large discrepancies. The growing economic discrepancy is being caused by the rich's increasing income share at the expense of the poor. In Asia, inward capital account openness exacerbates income inequality, while outward capital account openness exacerbates it. As a result, income inequality slows economic growth, leading to inflation, unemployment, and increased government spending in several Asian countries. Our control factors, GDP, and other secondary school enrolments, all had a statistically significant negative relationship with income inequality. Income disparity has a positive and statistically significant association with government spending, inflation, population, trade openness, and unemployment. Income disparity has a negative association with capital account openness, gross domestic product, and secondary school enrollment.

Performance testing of a FastScan whole body counter using an artificial neural network

  • Cho, Moonhyung;Weon, Yuho;Jung, Taekmin
    • Nuclear Engineering and Technology
    • /
    • 제54권8호
    • /
    • pp.3043-3050
    • /
    • 2022
  • In Korea, all nuclear power plants (NPPs) participate in annual performance tests including in vivo measurements using the FastScan, a stand type whole body counter (WBC), manufactured by Canberra. In 2018, all Korean NPPs satisfied the testing criterion, the root mean square error (RMSE) ≤ 0.25, for the whole body configuration, but three NPPs which participated in an additional lung configuration test in the fission and activation product category did not meet the criterion. Due to the low resolution of the FastScan NaI(Tl) detectors, the conventional peak analysis (PA) method of the FastScan did not show sufficient performance to meet the criterion in the presence of interfering radioisotopes (RIs), 134Cs and 137Cs. In this study, we developed an artificial neural network (ANN) to improve the performance of the FastScan in the lung configuration. All of the RMSE values derived by the ANN satisfied the criterion, even though the photopeaks of 134Cs and 137Cs interfered with those of the analytes or the analyte photopeaks were located in a low-energy region below 300 keV. Since the ANN performed better than the PA method, it would be expected to be a promising approach to improve the accuracy and precision of in vivo FastScan measurement for the lung configuration.

쿠멘 생산 공정의 경제성 최적화를 위한 샘플링 및 추정법의 비교 (Comparison of Sampling and Estimation Methods for Economic Optimization of Cumene Production Process)

  • 백종배;이기백
    • Korean Chemical Engineering Research
    • /
    • 제52권5호
    • /
    • pp.564-573
    • /
    • 2014
  • 이 연구는 벤젠과 프로필렌의 기상반응을 통해 쿠멘을 생산하는 쿠멘 생산 공정의 경제성 최적화에 대한 것이다. 최적화의 목적함수는 제품 판매 이득에서 자본비용, 유틸리티 비용, 원료 비용을 뺀 연간 조업이득이고, 설계변수는 6개이다. 설계변수의 변화에 따른 조업이득의 계산을 위해 Unisim Design과 Matlab을 연동하였다. 최적화는 3단계로 수행되었다. 설계변수를 샘플링한 후 조업이득 데이터를 얻고, 이 데이터로부터 설계변수와 조업이득의 관계를 추정 모델로 표현하고, 이 모델을 이용하여 최적화하였다. 추정모델로는 반응표면법에서 사용되는 2차 회귀 다항식과 비선형 모델인 support vector regression을 비교하였다. 설계변수의 샘플링 방법으로는 중심합성계획과 Hammersley 순차 추출법을 비교하였다. 각각 얻어진 모델을 이용한 최적화 결과, 추정방법으로는 SVR이, 샘플링 방법은 Hammersley 순차추출법이 더 정확하였다. 최적화된 조업이득은 연간 17.96 MM$로, 기준 조건에서의 연간 16.04 MM$에 비해 12% 증가하였다.

Microwave Assisted Extraction, Optimization using Central Composite Design, Quantitative Estimation of Arjunic Acid and Arjunolic Acid using HPTLC and Evaluation of Radical Scavenging Potential of Stem Bark of Terminalia arjuna

  • Khatkar, Sarita;Nanda, Arun;Ansari, S.H.
    • Natural Product Sciences
    • /
    • 제23권2호
    • /
    • pp.75-83
    • /
    • 2017
  • The optimization and microwave assisted extraction of stem bark of Terminalia arjuna, quantitative estimation of the marker compounds arjunic acid and arjunolic acid using HPTLC and the evaluation of free radical scavenging activity has been performed in this study. The central composite design was used for optimization and the values of parameters for optimized batch of microwave assisted extraction were 1000 W (Power), 3 minutes (Time) and 1/120 (Solid/solvent ratio). The solvent system to carry out the HPTLC was toluene: acetic acid: ethyl acetate (5: 5: 0.5) and quantitative estimation was done using standard equations obtained from the marker compounds. The in-vitro free radical scavenging activity was performed spectrophotometrically using ascorbic acid as standard. The value of estimated percentage yield of arjunic acid and arjunolic acid was 1.42% and 1.52% which upon experimentation was obtained as 1.38% and 1.51% respectively. The DPPH assay of the different batches of microwave assisted extraction and marker compounds taken suggested that the marker compounds arjunic acid and the arjunolic acid were responsible for the free radical scavenging activity as the batch having the maximum percentage yield of the marker compounds showed best free radical scavenging effect as compared to standard ascorbic acid. The $IC_{50}$ value of the optimized batch was found to be 24.72 while that of the standard ascorbic acid was 29.83. Hence, the yield of arjunic acid and arjunolic acid has direct correlation with the free radical scavenging activity of stem bark extract of Terminalia arjuna and have potential to serve as active lead compounds for free radical scavenging activity.

Genetic Variation in Glutamate Carboxypeptidase II and Interaction with Dietary Natural Vitamin C May Predict Risk for Adenomatous Polyp Occurrence

  • Choi, Jeong-Hwa;Yates, Zoe;Martin, Charlotte;Boyd, Lyndell;Ng, Xiaowei;Skinner, Virginia;Wai, Ron;Kim, Jeongseon;Woo, Hae Dong;Veysey, Martin;Lucock, Mark
    • Asian Pacific Journal of Cancer Prevention
    • /
    • 제16권10호
    • /
    • pp.4383-4386
    • /
    • 2015
  • Background: The C1561T variant of the glutamate carboxypeptidase II (GCPII) gene is critical for natural methylfolylpolyglutamte (methylfolate) absorption, and has been associated with perturbations in folate metabolism and disease susceptibility. However, little is known on C1561T-GCPII as a risk factor for colorectal cancer. Therefore, this study examined whether C1561T-GCPII influences folate metabolism and adenomatous polyp occurrence. Materials and Methods: 164 controls and 38 adenomatous polyp cases were analysed to determine blood folate and plasma homocysteine (Hcy) level, dietary intake of natural methylfolate, synthetic pteroylglutamic acid (PteGlu), vitamin C and C1561T-GCPII genotype. Results: In controls and cases, 7.3 and 18.4 percent of subjects respectively, were found to have the CT genotype, increasing the risk for adenomatous polyp occurrence 2.86 times (95% CI:1.37-8.0, p=0.035). Total dietary folate, methylfolate and PteGlu intake and the level of erythrocyte folate and plasma Hcy did not predict the occurrence of an adenomatous polyp. However, dietary natural vitamin C intake was associated with adenomatous polyp risk within C1561T-GCPII CT genotype subjects (p=0.037). Conclusions: The findings suggest that C1561T-GCPII variation may be associated with risk for adenomatous polyp, and vitamin C may modify risk by interacting with the variant gene, its expression product and/or folate substrates.

레토르트 Crab Analog의 살균 최적화 및 품질 특성 (Optimum Sterilization Conditions and Quality Characteristics of the Retort-Sterilized Crab Analog)

  • 윤재웅;오동훈;김병균;안병수;최종덕;오광수
    • 한국수산과학회지
    • /
    • 제44권1호
    • /
    • pp.31-36
    • /
    • 2011
  • This study developed a normal temperature-circulatable retort-sterilized crab analog (RSCA) with a long shelf-life by retort sterilization. We examined the optimum sterilization conditions and quality characteristics of the RSCA. A central composite design for response surface methodology (RSM) was adopted to optimize of the retort sterilization. The central composite design consisted of 11 samples: four factorial points, four star points, and three central points. The sterilization temperature and $F_0$-value for retort sterilization were the independent variables, and the shearing force, whiteness, and sensory score for texture were the dependent variable. The RSM analysis of the multiple response optimization for the RSCA using the Minitap statistical programing gave an $F_0$-value of 3.3 min. at $117.5^{\circ}C$. The RSM analysis also indicated that the sterilization temperature during retort sterilization was the most influential factor, while the $F_0$-value had little effect on the quality of the RSCA. The moisture, pH and volatile basic nitrogen contents of the RSCA product were 73.1%, 7.3 and 17.2 mg/100 g, respectively, and viable cells count was >18 CFU/g. And sensory quality characteristics of this RSCA was similar to those of a commercial crab analog.