• 유통과학연구
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• 제21권11호
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• pp.67-75
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• 2023

Purpose: The study is focused on understanding consumer behaviour related to credit card use in retail payment or identifying factors that influence risk perception. Research design, data and methodology: Based on data collecting from structured self-administered questionnaires of 247 Vietnamese bank account payers, this study uses the Cronbach alpha analysis, the factor analyses, the structural equation modeling to assess the research's measurement model and structural model with the presence of knowledge, propensity to trust, self-efficacy, risk perception, intended use and their complex, intertwined relationships. Results: The results reveal that customer's perceived risk, which is affected by their self-efficacy and propensity to trust, negatively impact on their intended use of credit cards in retail payment. However, there is no evidence of the significant influence of consumer knowledge on how they assess potential losses of credit card. Conclusions: These findings provide a better understanding of consumer risk perception, its antecedents and consequence in a direction of credit card adoption. Bank managers or marketers should focus on increasing the information about credit cards and issues related to credit card use in retail payment, promoting mechanisms to encourage customers to participate in the credit card experience.

• 대한기계학회논문집B
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• 제35권9호
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• pp.923-932
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• 2011

본 연구에서는 복합화력발전소 가스터빈 출구가스 안내덕트 내부의 가스유동장이 배열회수보일러 전열기구에 미치는 영향을 CFD기법을 이용하여 분석하였다. 안내덕트 내부 난류흐름의 경우, 유속의 편차가 크고 선회 효과 및 상승류 현상이 심한 특징을 가지고 있음으로 이와 같은 유동의 수치해석을 위해 2개 방정식 난류점성 모델 중 RNG k-${\epsilon}$ 모델을 사용하였으며 유동장의 영향을 가장 많이 받는 배열 회수보일러 최종과열기관의 열전달특성변화를 파악하기 위하여 NTU 방식을 이용한 수치해석결과와, 산업계에서 적용하는 설계기법에 의한 결과를 비교하였다.

• 한국기후변화학회지
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• 제6권3호
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• pp.243-248
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• 2015

This study was conducted to predict the changes of potential distribution for invasive alien plant, Conyza bonariensis in Korea. C. bonariensis was found in southern Korea (Jeju, south coast, southwest coast). The habitats of C. bonariensis were roadside, bare ground, farm area, and pasture, where the interference by human was severe. Due to the seed characteristics of Compositae, C. bonariensis take long scattering distance and it will easily spread by movement of wind, vehicles and people. C. canadensis in same Conyza genus has already spread on a national scale and it is difficult to manage. We used maximum entropy modeling (MaxEnt) for analyzing the environmental influences on C. bonariensis distribution and projecting on two different RCP scenarios, RCP 4.5 and RCP 8.5. The results of our study indicated annual mean temperature, elevation and temperature seasonality had higher contribution for C. bonariensis potential distribution. Area under curve (AUC) values of the model was 0.9. Under future climate scenario, the constructed model predicted that potential distribution of C. bonariensis will be increased by 338% on RCP 4.5 and 769% on RCP 8.5 in 2100s.

• 한국산업정보학회논문지
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• 제27권5호
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• pp.99-117
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• 2022

본 연구는 서비스기업 중 하나인 은행 구성원을 대상으로 은행의 고객경험관리역량이 조직구성원의 직무만족 및 고객지향성에 어떤 영향을 미치는지 확인하고자 한다. 이를 위해 고객경험관리역량, 직무만족, 고객지향성에 대한 이론을 설명하고 이들 간의 관계를 이론 및 실증적으로 검증하였다. 본 연구를 위하여 은행에서 근무하는 접점직원 321명을 대상으로 SPSS23.0, AMOS 23을 이용해 구조방정식 분석을 실시하였다. 본 연구의 분석결과를 살펴보면 은행의 고객경험관리역량의 요소 중 구성원교육, 임파워먼트, 구성원평가, 교차검정은 직무만족 및 고객지향성에 긍정적 영향이 있는 것으로 나타났다. 이에 반해 채널통합은 직무만족과 고객지향성 모두 영향을 미치지 못했으며, 성과관리는 직무만족을 매개로하여 고객지향성에 영향을 미쳤다. 이러한 결과는 조직단위에서 고객경험관리역량을 확인할 수 있는 시사점을 제시하지만, 서비스기업이 은행으로 한정되었다는 한계도 존재한다.

• 정보처리학회논문지:소프트웨어 및 데이터공학
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• 제3권7호
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• pp.255-262
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• 2014

기존 논문[1]에서는 Fillmore의 Case Grammar를 기반으로 객체 추출 및 모델링 방법을 제안하였다. 이 방법은 유스케이스 추출 및 결정 방법을 고려하지 않았다. 이러한 문제를 해결하기 위해, 본 논문에서는 요구공학에서 자연어 처리를 위해 Fillmore의 의미적 방법을 채택하였다. 즉, 고객 요구사항으로부터 유스케이스를 모델링하고 추출하기 위해 Fillmore의 Case Grammar를 개선한다. 개선된 메커니즘은 구조화된 절차를 정의하고 시각적 표기법을 수행한다. 또한 유스케이스의 복잡성과 관련된 Goal 지향 요구공학(GoRE)을 기반으로 추출된 유스케이스에서 유스케이스 크기를 식별하는 유스케이스 결정 매트릭스(Use Case Decision Matrix)를 제안한다. 이 매트릭스에서 유스케이스를 우선순위화 한다. 사례연구로 은행 ATM 시스템에 적용하였다.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제13권3호
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• pp.1702-1721
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• 2019

A workflow process (or business process) management system helps to define, execute, monitor and manage workflow models deployed on a workflow-supported enterprise, and the system is compartmentalized into a modeling subsystem and an enacting subsystem, in general. The modeling subsystem's functionality is to discover and analyze workflow models via a theoretical modeling methodology like ICN, to graphically define them via a graphical representation notation like BPMN, and to systematically deploy those graphically defined models onto the enacting subsystem by transforming into their textual models represented by a standardized workflow process definition language like XPDL. Before deploying those defined workflow models, it is very important to inspect its syntactical correctness as well as its structural properness to minimize the loss of effectiveness and the depreciation of efficiency in managing the corresponding workflow models. In this paper, we are particularly interested in verifying very large-scale and massively parallel workflow models, and so we need a sophisticated analyzer to automatically analyze those specialized and complex styles of workflow models. One of the sophisticated analyzers devised in this paper is able to analyze not only the structural complexity but also the data-sequence complexity, especially. The structural complexity is based upon combinational usages of those control-structure constructs such as subprocesses, exclusive-OR, parallel-AND and iterative-LOOP primitives with preserving matched pairing and proper nesting properties, whereas the data-sequence complexity is based upon combinational usages of those relevant data repositories such as data definition sequences and data use sequences. Through the devised and implemented analyzer in this paper, we are able eventually to achieve the systematic verifications of the syntactical correctness as well as the effective validation of the structural properness on those complicate and large-scale styles of workflow models. As an experimental study, we apply the implemented analyzer to an exemplary large-scale and massively parallel workflow process model, the Large Bank Transaction Workflow Process Model, and show the structural complexity analysis results via a series of operational screens captured from the implemented analyzer.

• 한국환경과학회지
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• 제27권10호
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• pp.831-844
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• 2018

Riverbank Filtration (RBF) is a kind of indirect artificial recharge method and is useful in obtaining higher-quality source water than surface water when procuring municipal water. This study evaluated optimal riverbank filtered water and the productivity of the radial collector wells on Ttansum Island in the area downstream of the Nakdong River, where Gimhae City is constructing a municipal water plant for the purpose of acquiring high-quality water. The RBF wells are planned to provide water to the citizens of Gimhae City through municipal water works. Groundwater flow modeling was performed with the following four scenarios: (a) 9 radial collector wells, (b) 10 radial collector wells, (c) 10 radial collector wells and two additional vertical wells, and (d) 12 radial collector wells. This study can be useful in determineing the optimum production rate of bank filtrated water not only in this study area but also in other places in Korea.

• Asian Journal of Atmospheric Environment
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• 제5권3호
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• pp.172-180
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• 2011

The transfer of microorganisms is important process for ecosystems. Microorganisms in dryland can transport itself to wetland through atmospheric diffusion, but only few papers reported about the atmospheric bioaerosol present over dryland. We carried out the direct sampling using a tethered balloon over Dunhuang City, China's northwestern dryland. Bioaerosols were collected using a tethered balloon with a bioaerosol collector at 820 m above the ground (1,960 m above the sea level) around noon on August 17, 2007. The bioaerosols were cultured after the collection at Dunhuang Meteorological observatory. Two strains of molds were isolated using the Nutrient agar medium. About 400-bp 18S rRNA partial sequences were amplified by PCR and determined afterwards. The results of a homology search by 18S rRNA sequences of isolates in DNA databases (GenBank, DDBJ, and EMBL) and an observation of the form revealed that two bioaerosols in the convective mixed layer over Dunhuang City were Cladosporium sp. and Aspergillus sp.

• 한국음향학회지
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• 제14권5호
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• pp.51-57
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• 1995

본 논문에서는 청각 모델을 기초로 잡음에 강한 음성 특징 추출을 연구하였다. 청각모델은 basilar membrane 모델, 섬모세포(hair cell) 모델과 스펙트럼 출력단으로 구성하였다. Basilar membrane 모델은 음파의 진동에 따른 전달 특성을 묘사한 것으로 대역 통과 필터의 열로 나타난다. 섬모 세포 모델은 basilar membrane의 진동에 의한 신경 물질로의 변환을 나타낸다. 이것은 입력의 상대적인 값에 크게 반응하는 adaptation 기능을 이용하게 되며, 잡음 제거에 중요한 역할을 하게 된다. 스펙트럼 출력 단은 각 채널의 평균 firing rate를 이용하여 mean rate spectrum을 형성한다. 그리고 mean rate spectrum을 이용하여 특징 벡터를 추출하였다. 실험 결과는 청각 구조에 기초한 특징 추출이 다른 특징 추출 방법에 비해 잡음에서 더 향상된 성능을 가짐을 보였다.

• The Journal of Asian Finance, Economics and Business
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• 제6권1호
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• pp.141-148
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• 2019

This research proposes a model of SERVQUAL scale calibration and uses the SERVPERF model to study the relationship between quality of ATM service and customer satisfaction. The research uses the combination of qualitative and quantitative methodology with the Cronbach's alpha reliability analysis, Exploratory Factor Analysis (EFA) method; Confirmation Factor Analysis (CFA) and Structural Equation Modeling (SEM) through SPSS and AMOS 20.0 data analysis software. The survey was conducted with 800 questionnaires with the convenient sampling method. The number of remaining sample for analysis was 779 responses of individual customers using ATM card services of Bank for Foreign Trade of Vietnam (Vietcombank) Vinh Long. The results show that the satisfaction of customers using ATM cards of Vietcombank Vinh Long is influenced by 4 factors with the order of importance as follows: (1) Price; (2) Network; (3) Reliability; (4) Empathy. Thereby, the author suggests some managerial implications to Vietcombank Vinh Long management to enhance the ATM service quality, then improve customer satisfaction. This research still has some limitations: (1) The study does not investigate other influencing factors, (2) The convenient sampling method has not been generalized well, (3) The research is only conducted for Vietcombank.