• Title/Summary/Keyword: bank characteristics

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Social Business in An Emerging Economy: An Empirical Study in Bangladesh

  • CHOWDHURY, Fatema Nusrat;MUSTAFA, Jasia;ISLAM, K.M. Anwarul;HASAN, K.B.M. Rajibul;ZAYED, Nurul Mohammad;RAISA, Tahsin Sharmila
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.3
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    • pp.931-941
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    • 2021
  • The study focuses on the relationship between SB, corporate social responsibility (CSR), and the emerging economy. Thereafter it highlights the types, principles, and funding cycle of SB with the evidence from Grameen Bank, which is a globally well-recognized microfinance venture in Bangladesh established by the Nobel Laureate Dr. Muhammad Yunus. This study employs qualitative analysis to illustrate an architectural overview of the SB model by collecting secondary data from various publications related to the topic and published data of Grameen Bank. Finally, this paper illustrates the SB model along with specified characteristics, systematic framework, and main approaches for sustainable context, which could be applied as a conceptual framework for SB in any context of the emerging economy. The findings of this study suggest that the SB model is the workflow having a hierarchy of five phases namely need identification, goal setting, solution-based business plan, business plan assessment, and business plan execution. Analyzing a range of social business interventions in a developing country, Bangladesh, through the lens of five key aspects demonstrates that social business is the most efficient way to sustainably maximize the social benefits and minimize specific social issues poverty of the people affected.

Morphological and Molecular Characterization of Philometroides seriolae from Japanese Amberjack Seriola quinqueradiata caught in East Sea, Republic of Korea

  • Choe, Seongjun;Eom, Keeseon S.
    • Parasites, Hosts and Diseases
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    • v.60 no.1
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    • pp.45-49
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    • 2022
  • The Japanese amberjack Seriolae quinqueradiata is one of the most consumed fish species among the Koreans. However, information regarding parasitic infection in Japanese amberjack is scarce. This study described the morphological and molecular characteristics of a species of philometrid nematode, Philometroides seriolae, which was recovered from Japanese amberjack. This fish was caught in the sea of Goseong-gun, Gangwon-do, Republic of Korea (Korea). Six P. seriolae (Nematoda: Philometridae) were recovered from 2 Japanese amberjacks. These parasites were subgravid female which were 325-420 mm long and 2.95-3.27 mm wide. Furthermore, they had typical papillae distributed on their body surface with 14 papillae at the apical view. Sequence analysis of the small subunits of ribosomal RNA (SSU rRNA) showed high sequence identity (99.8%, 1,607/1,611-bp) with that of P. seriolae (GenBank accession no. FJ155811). This nematode species has been newly added to the Korean nematode fauna.

Demographic and Clinical Characteristics of Adult Acute Myeloid Leukemia - Tertiary Care Experience

  • Sultan, Sadia;Zaheer, Hasan Abbas;Irfan, Syed Mohammed;Ashar, Sana
    • Asian Pacific Journal of Cancer Prevention
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    • v.17 no.1
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    • pp.357-360
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    • 2016
  • Background: Acute myeloid leukemia (AML) is an acquired clonal frequent malignant disorder of myeloid progenitor cells. Our aim was to study demographical and clinicopathological features of adult Pakistani AML patients at presentation. Materials and Methods: In this single centre study extending from January 2010 to December 2014, data were retrieved from the patient records with a predetermined performa and analyzed with SPSS version 22. Results: Overall 125 patients were diagnosed at our institution with de novo AML during the study period. There were 76 males and 49 females (ratio 1.5:1), with an age range between 15 and 85 years and a mean age of $38.8{\pm}20.1years$. The major complaints were fever (72.8%), generalized weakness (60%), bleeding (37.6%) and dyspnea (12%). Physical examination revealed pallor in 56.8%, splenomegaly and hepatomegaly in 16% and 12.8%, respectively, and lymphodenopathy in 10.4%. The mean hemoglobin was $8.19{\pm}2.12g/dl$ with a mean MCV of $86.0{\pm}9.83fl$, a mean total leukocyte count of $43.1{\pm}68.5{\times}10^9/l$, an ANC of $3.09{\pm}6.66{\times}10^9/l$ and a mean platelet count of $62.3{\pm}78.6{\times}10^9/l$. Conclusions: AML in Pakistani patients is seen in a relatively very young population with male preponderance, compared with the west. However, clinico-pathological features appear comparable to published data.

Numerical Study on Heat Transfer Characteristics of Turbulent Flow in Transition Duct (안내덕트 내부 난류유동구조에 따른 열전달 특성변화 수치해석)

  • Yoo, Geun-Jong;Choi, Hoon-Ki;Choi, Kee-Lim
    • Transactions of the Korean Society of Mechanical Engineers B
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    • v.35 no.9
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    • pp.923-932
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    • 2011
  • Because of the instability of a flow pattern in the inlet transition square duct (hereinafter referred to as "transition duct") of a heat recovery steam generator (hereinafter referred to as "HRSG") in a combined cycle power plant, the Reynolds number in the first row of a tube bank is differs sharply from that in the sectional area of the transition duct. This causes differences in the heat flux in each tube in the tube bank. The computational fluid dynamics (CFD) predictions provide three-dimensional results for velocity, temperature, and other flow parameters over the entire domain of the duct and HRSG. A renormalization group theory (RNG) based k-${\epsilon}$�� turbulent model is used for obtaining the results cited in this study. A porous media option is used for modeling the tube banks and the number of transfer units method is used for determining the heat transfer characteristics. This study describes a comparison between the numerical simulation results and actual design output.

A study on the relationship between job stress and subjective symptoms associated with musculoskeletal disorders of the financial working woman's (금융직 여성 근로자의 직무스트레스 실태와 근골격계질환 자작증상과의 관련성 연구)

  • Cho, Ki-Hong;Choi, Soon-Young;Park, Dong-Hyun
    • Journal of the Korea Safety Management & Science
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    • v.9 no.4
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    • pp.17-28
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    • 2007
  • This study tried to identify the job stress characteristics of female bank workers and the relationship between their stress and symptoms associated with musculoskeletal disorders(MSDs). The total number of 587 female bank tellers have been participated in this study. Specifically, questionnaire surveys regarding job stress and MSDs symptoms were conducted. On the basis of the results from the survey using Korean version of job stress questionnaire with 24 questions, stress scores associated with job requirement and job flexibility were relatively high. The job stress levels regarding job demand, organizational system, occupational climate at the work place were relatively high for the full time workers while the job stress levels regarding insufficient job control, job stability, interpersonal conflict, lack of reward were relatively high for the part time worker. The workers with longer total work years had relatively high job stress associated with interpersonal conflict, and organizational system while the workers with longer work years at the current job had relatively high job stress associated with occupational climate. Also, the workers with longer working hours a day had relatively high job stress associated with job demand, interpersonal conflict, organizational system, and occupational climate. According to the relationship identified in this study, symptoms at the neck, shoulder, hand, low back. leg were associated with the stress levels in terms of job flexibility, interpersonal conflict, job requirement, job stability. In conclusion, female bank workers are exposed to job stress due to their specific job characteristics and there has been certain relationships between their job stress and MSDs symptoms.

Noisy Time Varying Vibration Signal Analysis using Adaptive Predictor-Binary Tree Structured Filter Bank System (적응예측기-이진트리구조 필터뱅크 시스템을 이용한 잡음이 부가된 시변 진동신호 분석)

  • Bae, Hyeon-Deok
    • The Journal of Korea Institute of Information, Electronics, and Communication Technology
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    • v.10 no.1
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    • pp.77-84
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    • 2017
  • Generally, a time-varying vibration signal is generated in a rotating machine system, and when there is a failure in the rotating machine, the signal contains noise. In this paper, we propose a system consisting of an adaptive predictor and a binary tree filter bank for analyzing time - varying vibration signals with noise. And the vibration signal analyzed results in this system is used for fault diagnosis of the rotating machine. The adaptive predictor of the proposed system predicts the periodic signal components, and the filter bank system decomposes the difference signal between the input signal and the predicted periodic signal into subband. Since each subband signal includes a noise signal component due to a failure, it is possible to diagnose the failure of the using rotary machine. The validity of the proposed vibration signal analysis method is shown in the simulations, where the periodic components cancelled vibrating signals are decomposed to 32 subband, and the signal characteristics related faults are analyzed.

Isolation of Chondromyces crocatus in Pure Culture (Chondromyces crocatus의 순수 분리)

  • Lee, Cha-Yul;Hyun, Hye-Sook;Kim, Do-Hee;Cho, Kung-Yun
    • Microbiology and Biotechnology Letters
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    • v.37 no.4
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    • pp.316-321
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    • 2009
  • We have isolated Chondromyces crocatus KYC2823 in pure culture and five other strains in mixed culture with companion bacteria from Korean soil samples. The strain KYC2823, which was isolated from the soil sample collected in Cheongdo-gun, Gyeongsangbuk-do, showed typical characteristics of C. crocatus, including the shape of fruiting bodies and production of a peculiar odor. In addition, the 16S rDNA sequence was 99.8% identical to that of the strain Cm c5, the proposed neotype strain of C. crocatus. Cloning and sequence analysis of the polyketide biosynthetic genes from KYC2823 by performing PCR have revealed that this strain has biosynthetic gene clusters for ajudazols (inhibitors of electron transport systems) and chondramides (substances affecting the function of the actin cytoskeleton), and biosynthetic genes for other polyketide compounds that have not been cloned yet.

Development and Hydraulic Characteristics of Continuous Block System in River Bank Protection (I) - Development and Application Review through Hydraulic Model Test - (일체형 식생호안블록 시스템 개발 및 수리특성 연구(I) -일체형 호안블록 개발 및 수리모형실험을 통한 적용성 검토-)

  • Jang, SukHwan
    • Journal of Wetlands Research
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    • v.10 no.3
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    • pp.87-97
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    • 2008
  • This research focused on development and application feasibility for the coalesced continuous block system in river bank protection. Most of block systems in river bank are pre cast type and have some difficulties against high velocity flood condition or high pressure load, however, the continuous block system can be applied to flood damage recover as well as environmental vegetation block system in river bank. For the application review and analysis of hydraulic condition for this block system, hydraulic physical modeling was carried out. The physical model was built as a scale of 1:50 by Froude similitude measuring the water levels and the water velocities for vegetation application or not. In consequence, the water velocities were observed to decrease meanly 10.1%, and the water depths were to increase meanly 17.8% in case of the of design flood, $Q=200m^3/sec$. To verify the hydraulic physical modeling, the numerical modeling should be conducted for a close examination of vegetation application by one or two dimensional numerical analysis as a next study.

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The Dynamic Relationship between Household Loans of Depository Institutions and Housing Prices after the Financial Crisis (금융위기 이후 예금취급기관 가계대출과 주택가격의 동태적 관계)

  • Han, Gyu-Sik
    • Asia-Pacific Journal of Business
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    • v.11 no.4
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    • pp.189-203
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    • 2020
  • Purpose - This study aims in analyzing the dynamic relationship between household loans and housing prices according to the characteristics of depository institutions after the financial crisis, identifying the recent trends between them, and making policy suggestions for stabilizing house prices. Design/methodology/approach - The monthly data used in this study are household loans, household loan interest rates, and housing prices ranging from January 2012 to May 2020, and came from ECOS of the Bank of Korea and Liiv-on of Kookmin Bank. This study used vector auto-regression, generalized impulse response function, and forecast error variance decomposition with the data so as to yield analysis results. Findings - The analysis of this study no more shows that the household loan interest rates in both deposit banks and non-bank deposit institutions had statistically significant effects on housing prices. Also, unlike the previous studies, there was statistically significant bi-directional causality between housing prices and household loans in neither deposit banks nor non-bank deposit institutions. Rather, it was found that there is a unidirectional causality from housing prices to household loans in deposit banks, which is considered that housing prices have one-sided effects on household loans due to the overheated housing market after the financial crisis. Research implications or Originality - As a result, Korea's housing market is closely related to deposit banks, and housing prices are acting as more dominant information variables than interest rates or loans under the long-term low interest rate trend. Therefore, in order to stabilize housing prices, the housing supply must be continuously made so that everyone can enjoy housing services equally. In addition, the expansion and reinforcement of the social security net should be realized systematically so as to stop households from being troubled with the housing price decline.