• 제목/요약/키워드: U.S. consumer

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Analysis of Dollarization Hysteresis among North Korean Consumers

  • Jooyung Lee
    • East Asian Economic Review
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    • 제26권4호
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    • pp.279-304
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    • 2022
  • This paper quantitatively analyzes the current status of North Korean consumer payment instruments through a questionnaire survey of 292 North Korean defectors. In the 2010s, it was found that the payment experience ratio of domestic currency cash and grain decreased, while the payment experience ratio of foreign currency cash increased. The use of foreign currency reached a stage where it was spread not only as a store of value but also as a medium of exchange. However, the most frequently used payment instrument by North Korean consumers was still domestic currency cash. By region, in inland urban areas both domestic currency cash and U.S. dollars are used and in the North Korea-China border region both domestic currency cash and Chinese yuan are used, while in inland rural areas dollarization does not occur because both domestic currency cash and grain are used. Meanwhile, despite the stable price trend during 2013-2019, the dollarization hysteresis effect is appearing, and both the purchasing power risk theory and the network externality theory are considered to have explanatory power for the cause. The results of this paper suggest that as dollarization is intensifying, it is expected that more costs such as shortages of commodities will be incurred than in the past if North Korea's de-dollarization policy is reimplemented. Also, in the case of domestic currency cards, which the North Korean authorities introduced in 2015 as part of a means of financial reform, this paper suggests that it may continue to be difficult for domestic currency cards to normalize official finance under the dollarization hysteresis.

The Impact of Crisis on Consumers' Value Systems -Psychological Pathways to Sustainable Behavior-

  • Hongjoo Woo;Daeun Chloe Shin;Sojin Jung;Byoungho Ellie Jin
    • 한국의류학회지
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    • 제48권3호
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    • pp.433-450
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    • 2024
  • Through the recent pandemic, this study examined the theory of awe, which explains that external crises affect people's value systems and consequential behaviors. During the pandemic, some consumers expressed a growing interest in equity, while others pursued the consumption of materialistic items, such as luxurious fashion goods. According to the theory of awe, both of these phenomena could be coping responses to the crisis. Based on this, we attempted to understand the psychological processes behind the pandemic's effect on these two different consumers value systems thereby influencing sustainable consumption intentions: one through the new ecological paradigm (NEP) that emphasizes consumers' increased consciousness, and the other through materialism that emphasizes consumers' self-centered side. The results obtained from a survey of 382 U.S. consumers revealed that the degree of pandemic experience increased consumers' NEP and materialism, which also increased their economic and ethical CSR expectations. These CSR expectations then enhanced consumers' sustainable consumption intentions. As sustainable consumption and CSR are important agendas for the fashion industry, this study will provide useful insights for researchers and practitioners in the fashion field.

국내 공공도서관의 소비자건강정보 제공현황 조사분석 연구 (An Analyzing of the Current CHI Services in Korean Public Libraries)

  • 노영희
    • 한국문헌정보학회지
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    • 제45권2호
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    • pp.415-437
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    • 2011
  • 소비자건강정보(CHI)에 대한 관심 증가로 소비자건강정보원이 급격하게 증가하였고, 정보획득방법도 매우 다양해졌으며, CHI 획득경로 중의 하나가 공공도서관이다. 공공도서관에서의 CHI에 대한 참고서비스 요구는 점점 증가하고 있고, 미국에서는 공공도서관에서의 CHI 서비스 증진을 위해 다양한 프로젝트가 진행되었다. 반면에 국내 공공도서관에서의 CHI서비스는 매우 기본적인 수준이고 관련연구도 그다지 많지 않음을 발견할 수 있었다. 이에 본 연구에서는 선행연구분석 및 해외 공공도서관에서의 CHI서비스 사례분석을 통해 시사점을 도출하고 국내 공공도서관에서의 CHI 서비스 현황을 분석하였다. 연구결과 첫째, 국내 공공도서관에서 CHI 서비스 제공비율은 17.25%로 나타나 CHI서비스에 대한 요구나 서비스 제공에 대한 인식은 매우 낮은 것으로 분석되었다. 둘째, CHI 제공방법의 다양성을 조사했을 때, CHI 관련 웹사이트 제공, 이용자대상 교육, 그리고 홍보 및 마케팅 등 세 가지 서비스만을 제공하고 있는 것으로 나타났고, 이중 2가지 이상의 서비스를 제공하는 도서관은 13개의 도서관(1.74%)으로 조사되었다. 셋째, CHI 담당사서는 없는 것으로 조사되었고, 공공도서관 사서가 CHI 관련 교육을 받지 못하고 있는 것으로 조사되었다. 넷째, 아웃리치서비스나 ILL 서비스, 의료기관을 포함한 관련기관과의 협력네트워크 구축 등과 관련된 CHI 서비스는 전혀 발견할 수 없었다. 본 연구결과는 국내 공공도서관에서의 CHI서비스 제공방안에 대한 연구가 활성화되어야 함을 시사한다.

소비자 중심 의료 관점의 만족도 조사에 기초한 가정의 도입에 대한 탐색적 연구 (An Exploratory Study on the introduction of family physician based on Satisfaction Survey from a customer centered care principle)

  • 오동일
    • 한국산학기술학회논문지
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    • 제21권12호
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    • pp.456-468
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    • 2020
  • 본 연구에서는 소비자 중심 의료 관점에 기초해 미국·캐나다 재외국민들을 대상으로 진행된 의료 만족도 비교 조사를 바탕으로 가정의 도입과 관련된 탐색적 연구를 수행하였다. '16년 -'18년 사이에 설문조사지 배포 및 회수 방식으로 수집된 493개의 실증자료에 기초한 통계적 분석 결과 본 연구의 주요 결과는 다음과 같다. 첫째, 미국·캐나다 가정의에 대한 만족도가 한국의 1차 의료 의사에 비해 높다는 증거를 발견할 수 없었다. 둘째, 치료기술 및 수준, 진료예약 신속성 등에서 한국 1 차 의료 의사 만족도가 높았으며 가정의 제도에 비해 약점으로 언급되는 충분한 상담 및 설명 측면에서도 가정의 제도가 더 우수하다는 증거를 발견할 수 없었다. 셋째, 미국 재외국민은 캐나다 재외국민에 비해 가정의 제도에 대한 만족도가 더 낮게 나타났다. 넷째, 미국·캐나다 재외국민은 가정의를 거쳐 병원에 가도록 강제하는 제도에 대한 부정적인 평가가 높았고 질병 발생 시 가정의를 통하지 않고 병원을 직접 방문하는 것을 선호하였다. 결론적으로 미국·캐나다 가정의 만족도가 한국 1차 의사에 비해 높다는 충분한 증거가 없으므로 서구식 가정의 제도 도입 전 이 제도로 인한 효익과 비용에 대한 보다 심층적인 추가적인 분석이 수행될 필요가 있다.

우리나라 군용항공기 제작사의 책임제한 해결방안에 관한 고찰 (The Limitation of the Military Aviation Manufacturer's Liability)

  • 신성환
    • 항공우주정책ㆍ법학회지
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    • 제32권1호
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    • pp.139-175
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    • 2017
  • 국회는 2017년 3월 30일 제조물책임법 일부개정법률안을 국회본회의에서 통과시켰다. 본 개정안에는 무엇보다 피해자인 소비자의 입증책임을 완화시키며 제조물책임의 배상책임을 3배까지 증액하는 신설조항이 있어서, 제조물책임관련 소송이 증대될 것이며, 제조물책임보험 가입이 증가할 것이다. 군용항공기 제작사는 군용항공기의 제작목적이 기동성 위주이며, 군의 작전성을 위주로 운용되기 때문에 현실적으로 군용항공기 제조사들이 군용항공기 제조물책임보험을 들 수 없는 현실 상황하에 군용항공기제작사는 제조물책임법과 하자담보책임, 채무불이행책임의 손해배상 위험에 직면하여 있다. 제조물책임법의 시원지인 미국은 1970년대 제조물책임법이 시행되게 되자, 군용항공기제작사의 책임한도에 대하여 학계, 법조계, 보험업계에서 큰 논란이 있었으며, 군용항공기 제작사의 책임문제를 해결하기 위하여, Government Contractor Defense (GCD, 정부계약자항변) 라는 법리를 판례로 만들어 냈다. 한국과 미국정부가 맺고 실제 적용하고 있는 Foreign Military Sales(FMS) 계약서에는 군용항공기제작사에 대한 면책조항이 있다. 군용항공기 제작사가 높은 제조물책임보험을 들 수 없고, 방산원가에도 제조물책임보험료를 반영시키지 않는 현실에서 외국의 수출을 확대하고 있는 군용항공기제작사는 위기 그 자체에 직면하고 있음을 정확히 알고, 시급히 이러한 위기를 해결할 수 있는 입법개정, 정책수립을 하여야만 한다.

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Measuring the Impact of Competition on Pricing Behaviors in a Two-Sided Market

  • Kim, Minkyung;Song, Inseong
    • Asia Marketing Journal
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    • 제16권1호
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    • pp.35-69
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    • 2014
  • The impact of competition on pricing has been studied in the context of counterfactual merger analyses where expected optimal prices in a hypothetical monopoly are compared with observed prices in an oligopolistic market. Such analyses would typically assume static decision making by consumers and firms and thus have been applied mostly to data obtained from consumer packed goods such as cereal and soft drinks. However such static modeling approach is not suitable when decision makers are forward looking. When it comes to the markets for durable products with indirect network effects, consumer purchase decisions and firm pricing decisions are inherently dynamic as they take into account future states when making purchase and pricing decisions. Researchers need to take into account the dynamic aspects of decision making both in the consumer side and in the supplier side for such markets. Firms in a two-sided market typically subsidize one side of the market to exploit the indirect network effect. Such pricing behaviors would be more prevalent in competitive markets where firms would try to win over the battle for standard. While such qualitative expectation on the relationship between pricing behaviors and competitive structures could be easily formed, little empirical studies have measured the extent to which the distinct pricing structure in two-sided markets depends on the competitive structure of the market. This paper develops an empirical model to measure the impact of competition on optimal pricing of durable products under indirect network effects. In order to measure the impact of exogenously determined competition among firms on pricing, we compare the equilibrium prices in the observed oligopoly market to those in a hypothetical monopoly market. In computing the equilibrium prices, we account for the forward looking behaviors of consumers and supplier. We first estimate a demand function that accounts for consumers' forward-looking behaviors and indirect network effects. And then, for the supply side, the pricing equation is obtained as an outcome of the Markov Perfect Nash Equilibrium in pricing. In doing so, we utilize numerical dynamic programming techniques. We apply our model to a data set obtained from the U.S. video game console market. The video game console market is considered a prototypical case of two-sided markets in which the platform typically subsidizes one side of market to expand the installed base anticipating larger revenues in the other side of market resulting from the expanded installed base. The data consist of monthly observations of price, hardware unit sales and the number of compatible software titles for Sony PlayStation and Nintendo 64 from September 1996 to August 2002. Sony PlayStation was released to the market a year before Nintendo 64 was launched. We compute the expected equilibrium price path for Nintendo 64 and Playstation for both oligopoly and for monopoly. Our analysis reveals that the price level differs significantly between two competition structures. The merged monopoly is expected to set prices higher by 14.8% for Sony PlayStation and 21.8% for Nintendo 64 on average than the independent firms in an oligopoly would do. And such removal of competition would result in a reduction in consumer value by 43.1%. Higher prices are expected for the hypothetical monopoly because the merged firm does not need to engage in the battle for industry standard. This result is attributed to the distinct property of a two-sided market that competing firms tend to set low prices particularly at the initial period to attract consumers at the introductory stage and to reinforce their own networks and eventually finally to dominate the market.

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지적재산의 취득과 실시에 관한 경쟁정책 : 기술혁신 시장 이론

  • 권용수
    • 기술경영경제학회:학술대회논문집
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    • 기술경영경제학회 1996년도 제10회 동계학술발표회 논문집
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    • pp.196-238
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    • 1996
  • Because global innovation-based competition is increasing and the amount of R&D expenditures becomes severely large, it is more likely that mergers and collaborative ventures tend to affect adversely to R&D competition Against this trend, enforcing agency of advanced countries including U.S.A are reassessing certain aspects of competition policy toward mergers and acquisition to ensure that procompetitive, efficiency-enhancing transactions are permitted. The role of competition policy is developing and appropriating new technology and protects the risks involved in the licensing contract of technologies. The role of intellectual property rights is also contrived to promote technological innovation and to increase consumer welfare. That is to say, dynamic efficiency of intellectual property rights includes (l) increase in social welfare and (2) promotion of growth by improvement of quality through invention and commercialization of new product as well as enhanced productive efficiency thorough appropriating new process. Because intellectual property rights are licensed to make use of complementary inputs, the rule of reason approach seems proper when applying antitrust law. To analyze the "Antitrust Guidelines for the Licensing and Acquisition of Intellectual Property"by DOJ and FTC in U.S.A, the author surveyed pros and cons on innovation market approach. This approach will only be used in a narrow range of situations when the evidence is solid, concentration numbers are extremely high, and the agencies can predict with a high degree of certainty that the merger will likely lead either to a slowing in the pace of innovation or the loss of an alternative research track that is likely to lead to a product beneficial to consumers. The author introduces the studies on licensing contract of intellectual property rights and competition polices on behalf of potential inquirers. Also the author invites the interdisciplinary researchers to analyze further with a model on the aspects of the "Notice 1995-10 for Types and Criteria on Unfair Transaction Behavior in International Contracts" by Fair Trade Committee of Korea.

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전자상거래법 소고 - 우리나라 전자거래기본법과 미국 통일전자거래법 (Uniform Electronic Transaction Act)을 중심으로 - (A Study of Electronic Transaction Law : Basic Electronic Trasaction Law in Korea and Uniform Electronic Transaction Act)

  • 김은영
    • 산학경영연구
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    • 제13권
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    • pp.207-221
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    • 2000
  • 신기술에 의한 체제정비가 요구되는 시점에서 1999년 채택된 미국 통일전자거래법은 우리나라에 주는 시사점이 크다. 통일전자거래법은 개인간의 거래에서의 지침에 중점을 두는 반면 우리나라의 전자거래기본법과 전자서명법은 정부의 역할을 중시한 것이 특징이다. 통일전자거래법에는 우리나라와 동일하게 전자기록, 전자서명등에 대한 정의가 있고 자동화된 거래, 컴퓨터 프로그램, 전자대리인, 정보, 정보처리시스템, 보안절차등 우리나라에 없는 정의가 들어 있다. 제16조에서 규정하는 양도가능한 기록(Transferable Record)도 우리나라에 없는 특이한 개념이다. 여기서 명시하고 있는 전자어음은 법제정이 있기도 진에 우리나라에 도입하려고 하는 개념으로 금융산업의 지각변동을 예고하는 조항이기도 하다. 우리나라는 사이버몰, 인증기관을 강조하고 소비자의 보호지침을 도입한 것이 미국과 다른 특징이다. 미국의 경우는 각종 분쟁의 경우 법원의 해석을 강조하여 전통적인 사법부우위의 모습을 보여주고 있다. 향후 예상되는 각종 분쟁에 대한 미국의 판례연구는 한국에서도 신속하게 연구되어 적용되어야 할 분야라 하겠다.

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미국 식품의약품안전청 식품안전 현대화법에 대한 국내 식품산업의 대처 방안 (Preparedness of food industry in korea for united states food and drug administration food safety modernization act)

  • 김장호;은종방
    • 식품과학과 산업
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    • 제49권3호
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    • pp.55-61
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    • 2016
  • Even though the food safety system in the United States is one of the best in the world, many millions of people become sick and thousands die from foodborne illnesses caused by any of a number of microbial pathogens and other contaminants. Large recalls of United States Department of Agriculture (USDA) and the Food Drug and Administration (US FDA)-regulated food products due to findings of E. coli O157:H7, Listeria, Salmonella, and other problems occur each year. As the US FDA Food Safety Modernization Act (FSMA) passed in 2011, FSMA will require food processing, manufacturing, shipping, and other regulated entities to conduct an analysis of the most likely safety hazards and to design and implement risk-based controls to reduce or eliminate these hazards. FSMA also mandates increased scrutiny of food imports, which account for a growing share of U.S. food consumption; food import shipments will have to be accompanied by documentation showing that they can meet safety standards that are at least equivalent to those in the U.S. On September 17, 2015, the US FDA published final rules for Preventive Controls for Human and Animal Food and, continuing into 2016, the US FDA intends to finalize the remaining five rules it has proposed to implement FSMA. Among these rules, this article will review and discuss Preventive Controls for Human Food Rule and its components, and suggest how to comply with these FSMA rules as foreign human food and ingredients suppliers to the US.

이중차이 모형을 적용한 1990년대 중반 이후 한국과 미국소비자의 피복비 지출 변화 분석 및 비교 (Changes in the Clothing Expenditure using Difference in Difference Model: Comparison between Korean and U.S. Households)

  • 이미영
    • 한국생활과학회지
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    • 제21권2호
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    • pp.349-362
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    • 2012
  • This paper explores differences demonstrated by changes of consumers' clothing expenditure in Korea and the United States since the mid-1990s. Evidence for this study was extrapolated from annual data provided by the Household Expenditure Survey, which was carried out in Korea between 1996 and 2008, and the Consumer Expenditure Survey, which was carried out in the United States during the same time period. The results include: (1) The proportion of the clothing expenditure decreased during the subject period in both Korea and the United States; (2) The decrease in proportional clothing expenditure was greater in Korea than in the United States; (3) Although the relative prices of clothes decreased greatly during this period in both countries, it was determined that the decrease in clothing prices in the United States was greater when compared to those in Korea; and (4) By using the DID(Difference in difference) model, the author contends that a decrease in clothing purchases contributed to the decrease of prices for clothing in the United States, while in Korea, the decrease in prices for clothing was also impacted by other factors including changes in household expenditures for education and communication.