• 가족자원경영과 정책
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• 제13권3호
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• pp.137-155
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• 2009

The purpose of this study is to analyze the effects of the degree of preparation for old age and perception of successful aging on the life satisfaction of middle-aged women. The participants in this study were 300 women ranging in age from 35 years to 65years who reside in Seoul, Gyeonggi-do, and other cities. Two hundred eight self-reported questionnaires were used for final analysis by SPSS WIN14. The major results of this study were as follows: First, there were differences in the degree of preparation for old age of middle-aged women by age, academic career, income, area, and religion. Second, there were differences in self-efficacy in the perception of successful aging by academic career, an income, and area. Third, there were differences in the degree of life satisfaction of middle-aged women by academic career and income. Finally, the most effective variables on the degree of life satisfaction were the degree of preparation for old age, perception of successful aging, and income. Consequently, to improve the life satisfaction of middle-aged women, social groups, local self-governments, and the government have to educate women on economic management for preparation for old age and human relationship progress programs, as well as promote healthy leisure cultures.

• 한국융합학회논문지
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• 제10권12호
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• pp.337-343
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• 2019

오늘날 고령화와 경제여건의 변화 등에 따라 노후준비의 필요성이 더욱 증대되었다. 본 연구는 소득의 불안정성과 노후준비정도와 현재생활의 만족도간의 관련성을 분석하는데 목적이 있다. 먼저 선행연구 검토를 통해 주요 변수를 추출하고 이를 설문화하여 설문조사를 통해 수집된 자료를 구조방정식 모델로 통계분석하였다. 분석결과 현재의 소득위험이 노후준비정도를 매개로하여 현재생활의 만족도에 영향을 미치는 간접효과는 통계적으로 유의수준 0.05하에서 유의미한 음(-)의 영향을 미치나 현재의 소득위험이 현재생활의 만족도에 영향을 미치는 직접효과는 통계적으로 유의하지 않은 것으로 나타났다. 이에 연령변수와 부양가족 수를 각각 2분하여 추가분석을 실시하였다. 결과를 요약하면 현재생활의 만족도를 높이기 위한 선행요건으로 노후준비정도가 상당한 역할을 하고 노후준비를 위해서는 현재 소득의 변동성(위험)이 중요한 역할을 하는데, 이 요인(잠재변수)들 간의 관련성 정도는 연령, 부양가족 수의 많고 적음에 따라 세부적으로는 다소간의 차이가 있었다. 본 분석 결과는 현재 각 개인의 상황 속에서 만족스런 삶을 준비하기 위한 기초자료를 제공하는데 의미가 있을 것이다. 한편 본 연구는 횡단면적 분석만을 실시한 한계점을 갖고 있으며 향후에는 시계열적 변화를 분석하고자 한다.

• 가족자원경영과 정책
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• 제19권4호
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• pp.19-33
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• 2015

The purpose of this study is to explain. It also examines and compares factors influencing life satisfaction among the middle-aged at various income levels. The data source for this study was the third additional wave and the fourth wave of the Korean Retirement and Income The study sample consisted of 1,723 middle-aged (age 50-64) individuals. The data analysis methods included the chi-square test, ANOVA, and multiple regression analysis. The results were as follows. First, there was a positive relationship between old age preparation and life satisfaction. Second, it was found that old age preparations (physical, emotional, social, financial) and life satisfaction show meaningful relationships among the income levels. Third, old age preparation was found to have different meaningful impacts on life satisfaction among the income levels. The results of this study verify the degree of the relationship between old age preparation and life satisfaction and the different impact factors relating to old age preparation for life satisfaction among the income levels.

• 가족자원경영과 정책
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• 제18권1호
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• pp.29-46
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• 2014

The purpose of this study was to analyze the effects of the degree of preparation for old age and the sense of crisis on the marital satisfaction of married mid-life women. The participants in this study were 300 women ranging in age from 40 to 59 years residing in Gyeonggi-do. Two hundred and forty-nine self-reported questionnaires were used for final analysis by SPSS PASW 18.0. The major results of this study were as follows. First, the mean score on the sense of crisis scale was $2.56{\pm}0.65$, representing a medium level. The mean scores for degree of preparation for later life and marital satisfaction were $3.54{\pm}0.57$ and $3.67{\pm}0.88$, which were somewhat high. Second, socio-demographic characteristics have a significant influence on married, middle-aged women. There were primarily differences in the sense of crisis by age cohort(such as women in their 50s) and level of education. Moreover, there were differences in the degree of preparation for later life by marriage duration and differences in marital satisfaction by level of education, monthly average income, and employment status. Third, in multiple regression analysis, the variables significantly influencing the marital satisfaction of married, middle-aged women included health status and monthly average income as control variables. Mid-life crisis also had a significant effect. The degree of preparation for emotional later life had a significant effect as an independent variable. These findings suggest that the level of sense of crisis and the degree of preparation for emotional later life affected the women's marital satisfaction. Other factors did not have a significant affect. Based on the above results, intervention alternatives are needed to improve the marital satisfaction of married, middle-aged women.

• 한국콘텐츠학회논문지
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• 제12권12호
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• pp.248-260
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• 2012

부산, 울산, 경남지역에 근무하는 공무원 중 편의표본 추출한 30대 및 40대를 중심으로 731명을 대상으로 하여 노후 생활에 대한 인식 및 준비정도 등을 조사하였다. 노후의 1차적 부양책임은 본인 및 배우자라는 응답은 83.9%였다. 노후생활 지역은 대도시 근교의 전원생활이라는 응답이 25.9% 였다. 노후생활에 예상되는 경제력 문제점에 대한 인식은 매우 문제가 될 것이다라는 응답이 33.0% 였다. 여가활동 문제점에 대한 인식에서는 그저 그렇다라는 응답이 43.4% 였다. 공무원들이 노후생활 경제력에 대해 나름대로 준비하고 있다는 응답은 75.0%였다. 노후생활의 공적연금의 충족정도는 부족하다가 56.0%, 적정하다가 17.2%, 모르겠다가 26.8%였다. 공무원들의 노후생활의 공적연금의 충족정도는 부족하다(409명 56.0%)가 이였으며, 공적연금의 충족정도에 따른 노후생활에 대한 경제적 준비내용은 먼저 공적연금 외 경제적 대책 준비정도와 공적연금의 충족정도 군별로 비교한 결과 부동산 투자, 부족분 자녀도움, 자신의 보유자산 이용에서 유의한 차이가 있었다. 분석결과, 중년층이 노후의 준비를 하는 데 있어서는 개인 스스로 노후준비의 필요성을 인식하고 장 단기적인 관점에서 경제적 신체적 사회적 측면에서 노후 대책을 마련하고 실천해 나가는 것이 가장 중요하였다.

• 한국콘텐츠학회논문지
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• 제19권10호
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• pp.472-486
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• 2019

본 연구는 중장년층의 노후준비도와 삶의 만족도의 영향관계를 분석하고, 노후준비도와 삶의 만족도 간의 영향관계에서 자기효능감의 매개효과를 검증하고자 수행되었다. 이를 위해 서울 경기지역의 중장년층을 대상으로 설문조사를 하였으며, SPSS 25.0을 활용하여 빈도분석, 상관관계 분석, 위계적 회귀분석 등을 실시하였다. 분석결과, 자기효능감, 사회적 노후준비, 신체적 노후준비, 경제적 노후준비, 학력 순으로 삶의 만족도에 유의미한 영향을 미치는 것으로 나타났으며, 인구학적 특성보다는 심리적 요인이 중장년층의 삶의 만족도에 더 큰 영향요인임을 확인하였다. 또한, 자기효능감은 노후준비도와 삶의 만족도의 영향관계에서 매개효과가 있는 것으로 나타났다. 이를 바탕으로 중장년층의 삶의 만족도를 올리기 위한 대안과 본 연구의 한계점 및 후속연구에 대해 논의 하였다.

• 가정과삶의질연구
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• 제20권6호
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• pp.141-149
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• 2002

In order to promote well-being during old age, it is important to start preparing early on for the later life. Based on this thesis, this study examined attitudes of the middle-aged women residing in rural towns on their preparation for old age as well as related variables. For this purpose, survey data from 200 individuals were analyzed using a SAS program. The overall degree of preparation for old age was quantified as about 67 points out of a 100 possible points. The variables that affected the level of preparedness include attitude toward using a paid nursing home ($\beta$=.23), type of agricultural work they engage in ($\beta$=-.21), who do you think is a supporter during your old age($\beta$=.20)］, type of decision-making in the household ($\beta$=.17). The explanatory power of such variables as standards of living ($\beta$=.18), family type ($\beta$=-.18), recognition of the entrance of old age ($\beta$=.17), and preparation behavior for old age ($\beta$=.15) were partially proved in three sub-areas (economical, emotional, and leisure areas) of preparation. The groundwork of this study could be used as basic materials to develop an educational program to improve the attitudes toward preparation for old age.

• 한국콘텐츠학회논문지
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• 제13권12호
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• pp.738-747
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• 2013

본 연구의 목적은 베이비붐 세대의 노후준비도에 영향을 미치는 요인을 알아보고 이를 바탕으로 베이비붐 세대의 노후생활 준비 향상을 위한 기초 자료를 제공하고자 한다. 연구결과 인구사회학적 특성에서는 성별, 연령, 건강상태, 월평균소득이 그리고 노후태도, 노후불안이 노후준비도에 유의미한 영향력이 있는 것으로 나타났다. 즉 남자보다는 여자가, 연령이 높을수록, 건강상태가 좋을수록, 월평균소득이 높을수록 그리고 노후태도가 높을수록, 노후불안이 낮을수록 노후준비도가 높게 나타났다. 이러한 연구결과를 근거로 정책제언을 하면, 첫째, 인구사회학적 특성에 따라 세대별 욕구와 특성에 맞는 노후준비 서비스가 개발되어야 한다. 둘째, 노후태도를 높일 수 있는 의식변화와 단계별 노후생활 준비교육이 필요하다. 셋째, 노후불안을 낮출 수 있는 다양한 정신건강 프로그램이 개발 보급되어야 한다.

• 한국지역사회생활과학회지
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• 제16권4호
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• pp.159-174
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• 2005

This study examines adult perceptions of old age planning and the factors that explain the degree of their planning for the future. The data came from 478 adults between the age of 30 and 59 living in Gunpo city. Major findings can be summarized as follows. First, we find that participants are well aware of the need for old age planning, and that the majority of them think aey are responsible for their old age security. Nevertheless they are not preparing for later life very much. Second, they are doing their best planking for their later lives in the area of social activities. The degree of participants' preparation varies depending on their age and socioeconomic factors. Finally, participants who strongly recognize their parents' role are also more likely to plan for the future. These results suggest that the educational programs and systems for pre-instruction about various plans for old age be developed for even younger people.

• 한국지역사회생활과학회지
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• 제20권2호
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• pp.275-289
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• 2009

The purpose of this study is to examine the middle aged's perception of aging and the degree of physical/financial/social preparation for later life and to explore the effect of the middle aged's perception of aging, who live in Gwangju & Jeonnam of Korea, on physical/financial/social preparation for later life. This research also explores gender differences in perception of aging, preparation for later life and related factors. For the purpose, the survey data was gathered from 424 middle aged (40's & 50's) citizens who live in Gwangju and Jeonnam, using structured questionnaire. The statistical methods used for data analysis are descriptive statistics, cross tables, t-test, correlations and regression with Spss/win 17.0 program. The major findings of this study are as follows: Most of the respondents perceive that the age of being aged is 65 or 70 years old. Respondents feel anxiety about health (84%), finance (57%) and roleless role (22%) of later life. Female group feel health anxiety more than male group. Many people perceive that social preparation for later life is better than financial preparation and physical preparation for later life. The result shows that female group perceives their physical preparation level more positively than male group generally. But, there were no differences in financial and social preparation between gender groups. Finally, the result shows the meaningful relationships between male group's perception of aging and financial preparation for later life. Monthly income is the most important variable predicting preparation for later life.