• The Journal of Fisheries Business Administration
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• v.39 no.1
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• pp.43-61
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• 2008

Excessive public loan with low interest and other tax benefits have been provided for fishermen, but much of them turned out to be little performed. There were the moral hazards of Suhyup in the process of executing the public loans. As the government gave the reimbursement on the financial loss of Suhyup resulting from the public loans, Suhyup had no responsibility of the bad debt loss. Therefore, Suhyup gave little efforts to reduce the non-performing. The government perceived this problem and tried to reduce the under-performing loans. Thus, the government decided to take limited responsibilities. Suhyup made the progress to reduce the under-performing public loans. Suhyup dealt with these situation and made the credit evaluation model of the fisherman's public loan. This paper is for the credit evaluation model in the fisherman's public loan, which explains the model development methodology and the model characteristics in detail. This evaluation model is composed of two sub-component model. the one is the quantitative model and the other is the qualitative model. The quantitative sub-model is for the identification of fishermen financial status and is based on the financial transaction information. Its development methodology is the CSS modeling for the consumer market. The qualitative sub-model is for the evaluation the business prospect and is based on the business information such as fisherman's management skills, technology, equipment. Its development methodology is the AHP. It provides the detailed information in the model development methodology, which is the ideal example such as the public loan. In addition it gives the information to the interest parties such as policy makers, suhyup and fishermen.

• The Journal of Fisheries Business Administration
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• v.47 no.1
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• pp.87-100
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• 2016

Suhyup Bank became to be subject to regulation of capital ratio by Basel III which was introduced in order to enhance stability of the financial institution. Accordingly, Suhyup Bank will require recapitalization. It is important to estimate the risk-weighted assets in calculating of Suhyup Bank's recapitalization scale. Therefor, this study aimed to present a scientific model as estimated the risk-weighted assets. Risk-weighted assets are calculated by applying different risk weights for loans, may have a certain relationship with the loans. Results show that the risk-weighted assets is affected by the previous year's risk-weighted assets and influenced the increase in loans during the year. Since the required basic capital adequacy ratio was specified, the risk-weighted assets should be predicted reasonably. Accordingly, on this study it was tried to derive the accounting equation to predict the risk-weighted assets based on management data of a bank since introduction of Basel III. As the risk-weighted assets were weighted differently according to the type of loans, if the accounting equation is derived by using the type of loans, then it would be helpful for the risk management of banks in the long-term. According to this, the increase of loan would be predicted on the basis of past management performance of Suhyup Bank, and for this reason, the future risk-weighted assets of Suhyup Bank were predicted. The result of this study was showed that 98.3% of risk-weighted assets of the previous year, 62.4% of the secured loan changes and 95.1% of the credit loan changes affected risk-weighted assets.

• The Journal of Fisheries Business Administration
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• v.48 no.4
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• pp.67-81
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• 2017

The aims of this study is to analyze the purchasing behavior of customers purchasing seafood using internet shopping mall based on the sales data of Suhyup Shopping Mall in 2016. The research shows three facts. First, 46.1% of those customers marine products in Suhyup Shopping Mall are purchasing less than 2 times a year and 62.7% of them are purchasing less than 5 times a year. Seconds, The amount of purchases of marine products using Suhyup Shopping Mall is very small. The proportion of purchasers with less than ￦100,000 per year is 48.5%, and the proportion of customers with annual purchases of less than ￦300,000 is 68.2%. Last, Relatively strong items were found by region and age. Abortion was a relatively strong item in the 20s, and In the 30s, the aquatic product set was a relatively strong item. In the 60s are seashells / scallops / shellfish and other fish, 70s are dried yellow croaker, abalone, tile fish and other fish. In the 60s and 70s, the other fishes showed strong relative strengths in terms of quantity and amount. But There were no relatively strong items due to regional differences according to the metropolitan area and nonmetropolitan area.

• Journal of Digital Convergence
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• v.12 no.4
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• pp.193-200
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• 2014

The purpose of this research is to explore ways to raise the quality of the financial services of Suhyup Bank, to secure its customers' loyalty, and to help it achieve sustainable growth. The results of this research showed that the ways to improve the service quality of Suhyup Bank are as follows: establish a relationship between its customers' satisfaction with the usefulness, creativity, reliability, and safety of its services and its customer management based on its customers' decision-making factors; establish service improvement schemes that consider new customer needs and desires; and improve its service quality and raise its internal quality factors, which are the keys to its expansion to customized services.

• The Korean Journal of Applied Statistics
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• v.23 no.5
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• pp.799-812
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• 2010

The public banking market (the main eld of the second banking sector) faces increased competition du to the expansion of the rst banking sector. In this situation, Customer Satisfaction Management(CSM is emerging as a core business factor to create continuous growth without competitive exclusion because it is possible to churn management and draw an advocate customer. In this pa- per, with Suhyup mutuality bank as a sample for research, I have looked for necessary Customer Satisfaction(CS) factors and deduced a Customer Satisfaction Index(CSI), Customer Loyalty and Net Promoter Score(NPS) of detail factors in CS through a survey. Based on these result, the strategic factors required to improve CS were found and strategic directions for CS were proposed through a CS portfolio analysis.

• Journal of Venture Innovation
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• v.2 no.2
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• pp.117-126
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• 2019

This study conducted correlation analysis and multiple regression analysis using financial statements, loan structure, ROA and ROA volatility of domestic commercial banks, regional banks and special banks for the past five years (2012 ~ 2016). The result is as follows. First, as a result of correlation analysis, bank's ROA is positively related to household loans and SME loans, but it is negatively correlated with the ratio of loans to large companies, sector bias, and loan loss provision ratio. Second, ROA volatility was negatively related to household loans and SME loans, but it was positively correlated with large corporate loans, sector bias ratio, and loan loss provision ratio. Third, as a result of the regression analysis, the variables that have a statistically significant effect on the ROA volatility of banks were household loans, SME loans, and large enterprise loans. From these empirical results, special banks with high volatility in profits need to diversify loan types and sectors in order to achieve business performance outside of policy finance. and Especially, Suhyup Bank and Nonghyup Bank, which have a large commercial role, have a large size per unit by focusing on short-term profit and Rather than focusing on large companies or large loans that are easy to obtain financial information, it is necessary to focus management capabilities on household loans and SME loans by developing capabilities such as screening techniques.

• Proceedings of the Korea Information Processing Society Conference
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• 2017.04a
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• pp.611-613
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• 2017

스마트폰이 일상생활에 보급되면서 모바일로 제작된 콘텐츠들의 연구 개발이 확산되고 있다. 학습, 여가, 운동 등 여러 분야에서 스마트폰으로 개발된 어플리케이션은 사용자로 하여금 스트레스를 줄여주고 편리함을 제공하고 있다. 본 논문은 스마트폰 Camera와 Video View를 이용하여 사용자와 영상 속안의 배우들과 호흡할 수 있는 모바일 1인칭 연기 시뮬레이션 어플리케이션을 설계하고 이를 구현하였다. 스마트폰의 영상에서 배우의 1인칭 모습이 출력되고 사용자가 선택한 명장면을 함께 진행한다. 본 연구를 통해 배우와 사용자 사이의 친밀감을 극대화시키고 잊고 있었던 명장면을 재조명할 수 있는 효과를 만들어 일상생활에서 느끼는 스트레스를 조금이나마 줄여줄 수 있기를 기대한다.

• Proceedings of the Korea Information Processing Society Conference
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• 2017.04a
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• pp.160-163
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• 2017

개인적인 활동들 전반에 걸쳐 스마트폰이 PC를 대체하고 있는 것으로 조사되었다. 스마트폰 사용자의 증가와 함께 다양한 어플리케이션이 개발되고 있고, 알람 어플리케이션은 혼자서 생활하는 시간이 많은 현대인들에게는 꼭 필요한 어플리케이션 가운데 하나이다. 이에 본 논문에서는 현대인들의 생활 패턴을 고려하여 기본적인 알람기능에 빅데이터를 이용한 알람음악 랭킹 제공, 날씨와 교통정보 제공, 일정관리 기능 등을 추가한 '빅데이터를 이용한 스마트 알람 시스템'을 개발하였다. 본 논문에서 개발한 어플리케이션은 바쁜 현대인의 아침시간에 여러 개의 어플리케이션을 사용할 필요가 없도록 사용자 편리성을 높인 알람 어플리케이션으로 개발하였다.

• Journal of the Korean Society of Manufacturing Process Engineers
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• v.20 no.1
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• pp.88-94
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• 2021

Currently, the Busan cooperative fish market follows a traditional market style. This study first investigates the current conditions and environment of the market, and to modernize the market, it proposes a new automatic unloading system based on the benchmark of Namhae Suhyup. In this system, a Korean-type suction fish vacuum pump is employed to increase the loading time. An automatic grader with an adjusting device for inclined angles and a weighing machine with an automatic alignment device are proposed. In addition, a folding machine is employed to prepare boxes. The specifications for each subsystem are provided. By implementing this system, the freshness of fish can be maintained and the sellers can earn more. This system can also be applied to the cooling system of the fish reservoir of littoral sea fishing boats.

• Proceedings of the Korea Information Processing Society Conference
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• 2013.11a
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• pp.542-544
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• 2013

최근 스마트폰 보급률이 높아지면서 장애인들에 대한 스마트폰 보급도 올라가게 되었다. 하지만, 스마트폰을 이용하기 위한 수많은 어플리케이션이 출시되고 있는데 비해 장애인들에게 필요한 어플리케이션은 많지 않다. 또한 장애인들을 위한 어플리케이션은 그 조작법이 어렵거나 사용자가 필요로 하는 기능이 부족하다. 특히, GPS기능을 활용한 유용한 앱들이 많은 반면 장애인들을 위한 내비게이션 앱은 부족하다. 본 논문에서는 청각장애인들이 쉽게 접근할 수 있도록 청각장애인을 위한 길찾기 어플리케이션에 청각장애인들이 유용하게 활용할 수 잇도록 청각장애인용 앱을 설계하였다.