• 제목/요약/키워드: Subjective Risk

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Factors affecting adoption of Internet Banking: A case study from India

  • Malhotra, Pooja;Kassim, Normalini Md;Ramayah, T.
    • 아태비즈니스연구
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    • 제5권2호
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    • pp.13-24
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    • 2014
  • The objective of this research is to find out the factors affecting adoption of Internet banking in India. The data is based upon a survey of 150 bank customers using a convenience sampling technique with the aid of a structured self-administered questionnaire. The research model was analyzed using Partial Least Squares (PLS) analysis. The recommended procedures have been tested which is measurement model and structural model. Perceived Usefulness, Perceived Ease of Use, Perceived Risk, Image, Results Demonstrability, Perceived Behavioral Control and Subjective Norm were influence intention to use Internet banking. However, Perceived Ease of Use, Perceived Credibility and Computer Self Efficacy were not influence intention to use Internet banking. The findings of this study are expected to be of great use to the bank marketers. An understanding of the factors identified in this study allows bank managers to direct efforts and resources in the most effective and efficient way to increase bank business in the long run and encourage their bank customer's to adopt Internet banking. Moreover, this paper contributes to the empirical literature of diffusion of financial innovations, particularly Internet banking in a developing country, such as India.

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Relationship between Health-Related Quality of Life and Suicide Ideation in a Nationally Representative Sample of Elderly Koreans

  • Park, Dahye;Kim, Heejeong
    • 대한통합의학회지
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    • 제7권1호
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    • pp.57-64
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    • 2019
  • Purpose : This study was implemented to identify the risk conditions influencing suicidal ideation in a nationally representative sample of elderly South Koreans. Methods : Data from 1,152 men and 1,581 women aged 65 years or older were gathered from the 2013 and 2014 Korea National Health and Nutrition Examination Survey VI. All analyses were performed using SPSS. To determine significant correlations between risk condition and suicidal ideation, a t-test was used. Results : There were differences in suicidal ideation according to the following individual factors: age, educational background, marital status, economic activity, recognition of stress, experience of depression, and economic status. There were differences in suicidal ideation according to the following health-related factors: subjective health status, EQ-5D (EuroQoL-5 Dimensions), hours of sleep, and BMI. There were also differences in suicidal ideation according to the following disease-related factors: HTN, COPD, asthma, stroke, depression and osteoarthritis. Conclusion : The findings indicate that broad intervention programs should be distributed to prevent suicidal ideation. It is also recommended that programs be developed in a way that can help manage the variables identified in this study. Furthermore, follow-up studies should be conducted to verify the program.

정상체중 청소년의 주관적 체형인식 관련요인 다수준 분석: 2017년 청소년건강행태온라인조사 자료를 중심으로 (Multilevel Analysis of Factors associated with Subjective Weight Perception among Normal Body Weight Adolescents based on the 2017 Korean Youth's Risk Behavior Survey (KYRBS))

  • 정은하;이인숙
    • 지역사회간호학회지
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    • 제29권4호
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    • pp.476-487
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    • 2018
  • Purpose: The present study is focused on understanding weight perception related with individual- and school-level multifactorial origins, underestimated and overestimated respectively, in normal body weight adolescents. Methods: Using the 2017 Korea Youth Risk Behavior Web-based Survey data of 45,902 students from 799 secondary schools, a multilevel multinomial logistic regression analysis was performed where adolescents (level1) were nested within schools (level 2). Results: At the school level, the average school body mass index (BMI, $kg/m^2$) and physical education were associated with weight perception among both boys and girls. In boys, geographic areas were associated with weight underestimation. At the individual level, perceived economic status, weekly allowance, BMI ($kg/m^2$), smartphone usage time (hrs/day) and perceived stress were associated with weight perception among both boys and girls. Age, paternal education, academic achievement and alcohol use were associated with weight perception among girls, while part-time job and physical activity were associated with weight perception among boys. Conclusion: Our findings underscore the importance of individual- and school-level environments in developing correct weight perception and have implications for school health education to establish healthy lifestyle behaviors for all adolescents.

한국 청소년 여학생의 신체이미지 왜곡 실태와 영향요인 - 제14차 청소년건강행태조사 이용 - (Body Image Distortion and Related Factors among Female Adolescents in Korea - Based on the 14th Korean Youth Health Behavior Survey -)

  • 정낙영;계승희
    • 한국식생활문화학회지
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    • 제37권3호
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    • pp.256-264
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    • 2022
  • This study was undertaken to examine body image distortion among female adolescents and identify related factors. Raw data from the 14th Korean Youth Health Behavior Survey were used. The proportion of participants exhibiting body image distortion was 39.5%, with the ratio being higher among female students of normal weight as compared to underweight female students. Logistic regression revealed that the risk of having a distorted body image was higher among high school females than in middle school females having lower subjective academic performance and household economic status. In addition, the risk of having a distorted body image was higher for students who drank alcohol when compared to students who did not drink, for the group engaging vigorously in physical activity (exercise) more than three times per week as opposed to the group exercising less than three times per week, and for the group consuming less than one serving of fruit per day as compared to the group consuming more than one serving of fruit per day. Taken together, the results of this study indicate that continuous nutrition education needs to be provided so that adolescents can correctly perceive their body images and form desirable eating habits.

지역사회 중노년기 성인의 연령군별 낙상두려움 관련 요인 (Factors Related to Fear of Falling by Age Group in Community-dwelling Mid to Late-adults)

  • 이은주;이은숙
    • 동서간호학연구지
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    • 제28권2호
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    • pp.122-131
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    • 2022
  • Purpose: This study aimed to identify the factors related to fear of falling (FOF) in different age groups from community-dwelling mid to late-adults. Methods: To identify the factors related to FOF, data of 162,684 adults over 45 years of age from 2019 Community Health Survey was analyzed using logistic regression with complex samples. Results: Factors related to FOF found in all age groups were sex, previous experience of falls, physical activity levels over moderate intensity, subjective health status, number of chronic diseases, stress, depression, and cognitive decline. In the 45-64 age group, the FOF was significantly higher in the groups of low education level and low monthly household income. In the 65-74 and over 75 age groups, the FOF was significantly higher in the groups of not living with spouse and walking not practiced. Conclusion: We suggests that understanding of risk factors and early detection of fall risk patients in each age group are necessary to establish and apply tailored fall prevention programs for prevention and management of the FOF in community-dwelling mid to late-adults.

Fatigue and Associated Factors among Airline Pilots

  • Kim, Hye Jin;Choi, Yun Young
    • 항공우주의학회지
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    • 제31권2호
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    • pp.38-44
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    • 2021
  • Purpose: This study aimed to identify the prevalence of fatigue and its associated factors leading to the fatigue among Korean commercial airline pilots. Methods: An anonymous, web-based questionnaire collecting data on sleep related characteristics was completed by airline pilots. The final 1,029 samples of completed questionnaires were analyzed. The association of the risk factors with fatigue was determined using logistic regression analysis. Results: The prevalence of fatigue was 60% (Fatigue Severity Scale index≥3.2), disturbed sleep 28% (Pittsburgh Sleep Quality Index≥9), daytime sleepiness 17% (Epworth Sleepiness Scale≥10), and sleep apnea (Berlin Questionnaire≥2) 11%. The fully adjusted logistic regression showed that quality of life (odds ratio [OR]=0.16, confidence interval [CI]=0.11-0.24), daytime sleepiness (OR=1.26, CI=1.18-1.34), sleep quality (OR=1.44, CI=1.29-1.61), mental workload (OR=1.10, CI=1.05-1.14), vigorous physical activity (OR=0.82, CI=0.72-0.92), late starts (OR=1.25, CI=1.06-1.46) and average weekly flying hours (OR=1.02, CI=1.00-1.03) were associated with higher levels of fatigue. Conclusion: Lower quality of life, disturbed sleep, more subjective sleepiness, shorter sleep duration, higher mental workload, less vigorous physical activity, frequent late starts, and longer flying hour were shown to be risk factors for fatigue in airline pilots. These findings should be taken into account in the development of sleep and fatigue countermeasures for airline pilots.

Factors Affecting Green Entrepreneurship Intentions During the COVID-19 Pandemic: An Empirical Study in Vietnam

  • NGUYEN, Trong Luan;PHAM, Nguyen Anh Ngu;NGUYEN, Thi Kim Nhung;NGUYEN, Ngoc Khai Vy;NGO, Hoang Thang;PHAM, Tran Thien Ly
    • The Journal of Asian Finance, Economics and Business
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    • 제9권2호
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    • pp.383-393
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    • 2022
  • At present, environmental problems are gradually becoming quite serious because of the expansion of the business scale of companies, factories, and enterprises, and that is also the reason for the global pollution of the world. Green entrepreneurship is playing an increasingly crucial role in influencing people's intentions, behaviors, and attitudes toward environmental protection through sustainable development. The purpose of this research was to examine the factors affecting university students' green entrepreneurship levels in Vietnam. To do this, we performed a scientific research survey with 773 students from reputable universities in Vietnam, 337 of whom are male and 436 of whom are female. To assess the reliability and correlation between observed and total variables, this study employs scale testing methods such as Cronbach alpha, EFA, CFA, and SEM. After evaluating the influencing elements, the findings reveal that the Subjective norm factor and the Risk-aversion component are two distinct aspects that influence university students' green entrepreneurship intentions in Vietnam and of which, the greatest influence is Risk Aversion. Furthermore, the findings revealed that the level of interest in green entrepreneurship is mostly seen by students with university education between the ages of 18-25.

소규모 공공시설 조사시 세천의 위험도 평가 방안 (Risk Assessment Improvement Method of Small Stream When Small Sized Hazard Infrastructures Survey)

  • 노정수;전계원;신재성
    • 한국방재안전학회논문집
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    • 제16권1호
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    • pp.23-35
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    • 2023
  • 최근 기후변화로 인한 태풍, 국지성 집중호우 등 자연재해에 의한 피해가 급증하면서 행정안전부에서는 「소규모 공공시설 안전관리 등에 관한 법률(2016 개정)」을 제정하고 각 지자체별로 소규모 공공시설을 조사하여 국가재난안전관리시스템(NDMS)에 등록하고 매년 3월 31일까지 안전점검을 실시하고 있다. 이를 위해 최근 각 지자체별로 소규모 공공시설 안전점검 및 정비계획 수립 용역이 발주되어 세천, 소교량, 농로, 마을진입로, 취입보, 낙차공의 6가지 유형의 시설물을 조사하여 DB화 하고, 각 시설물별 위험도 평가를 수행하여 위험시설의 경우 정비계획을 수립하고 있다. 그러나 현재까지 배포된 소규모 공공시설의 위험도 평가 방법은 현장조사자의 육안조사를 통해 이루어지고 있으므로, 위험도 평가가 주관적이고 모호한 형태로 이루어지고 있는 실정이다. 이에 본 연구에서는 소규모 공공시설 중 재해위험도가 가장 높은 세천에 대하여 위험도 정량평가지표를 제시함으로써 합리적이고 정량적인 위험도 평가가 이루어질 수 있도록 하였으며, 이를 통해 소규모 위험시설을 선정하여 정비계획 및 시행계획 수립에 있어 투명한 근거자료를 확보할 수 있도록 하였다.

초등학교 주변 물리적 환경이 보행안전에 미치는 영향 - 창원시 초등학교를 대상으로 - (Effects of the Physical Environment around Elementary Schools on Children's Walking Safety - A Case Study of the Elementary Schools in Changwon -)

  • 박경훈;변지혜
    • 한국지리정보학회지
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    • 제15권2호
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    • pp.150-160
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    • 2012
  • 본 연구의 목적은 경상남도 창원시에 위치한 20개 초등학교 주변 물리적 환경과 보행안전 및 교통사고 위험도와의 상호관련성을 분석하는 것이다. 현장조사는 가로 수준의 객관적, 주관적 보행환경을 평가하기 위해서 실시하였고, GIS 기법은 근린생활권 수준의 토지이용 패턴을 분석하기 위해서 사용하였다. 보행안전 및 교통사고 위험도에 관련된 자료는 18개 초등학교의 5~6학년 6,381명을 대상으로 한 설문조사를 통하여 수집하였다. 상관분석에 따르면, 가로 수준의 보도 위 영구적 장애물, 차량 진 출입구, 조명시설, 교통안전표지, 그리고 근린생활권 수준의 단독주택 및 도로면적율 등은 보행안전 또는 교통사고 위험도와 높은 상관성을 가지는 것으로 분석되었다. 향후 본 연구는 안전한 통학로와 보행친화적인 건강한 커뮤니티를 조성하는데 활용 가능할 것으로 판단된다.

스마트 워치 소비자 저항에 영향을 미치는 요인: 수용 보류 집단의 성별, 연령별 집단 차이 비교 (Consumer Resistance to Smartwatches: Gender and Age Differences)

  • 김효정;나종연
    • 한국콘텐츠학회논문지
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    • 제17권12호
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    • pp.447-460
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    • 2017
  • 본 연구는 스마트 워치 수용을 보류하고 있는 소비자 집단을 중심으로 스마트 워치 소비자 저항에 영향을 미치는 요인들을 살펴보았다. 본 연구는 20-40대 소비자 407명의 설문 자료를 기반으로 분석을 실시하였으며, SPSS 19.0을 활용하여 빈도분석, 기술통계, 요인분석, 신뢰도 검증, 상관관계 분석, t-test, 그리고 다중회귀 분석을 실시하였다. 본 연구의 결과는 다음과 같다. 첫째, 상대적 이점은 모든 성별과 연령 집단에서 스마트 워치 소비자 저항을 감소시키는 요인으로 확인되었다. 둘째, 복잡성은 여성 소비자 집단, 20대, 그리고 40대 소비자 집단에서 스마트 워치 소비자 저항을 증가시키는 요인으로 확인되었다. 셋째, 디자인 심미성은 남녀 소비자 집단, 20대 소비자 집단에서 스마트 워치 소비자 저항을 감소시키는 요인으로 확인되었다. 넷째, 주관적 규범은 여성 소비자 집단, 20대, 그리고 30대 소비자 집단에서 스마트 워치 소비자 저항을 감소시키는 요인으로 확인되었다. 다섯째, 프라이버시 위험은 남성 소비자 집단과 40대 소비자 집단에서 스마트 워치 소비자 저항을 증가시키는 요인으로 확인되었다. 본 연구의 결과들은 스마트 워치 수용보류 집단의 소비자 저항을 이해하는데 기초 자료를 제공할 수 있을 것이다.