• The KIPS Transactions:PartC
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• v.13C no.3 s.106
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• pp.275-282
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• 2006

There are several independent applets to support various applications in a Java Card. Each applet in a Java Card processes and manages its own data without concern to other applets and their data. In this paper we proposed file system API to support efficient file management based on Java Card. Also we designed and implemented Java Card based file system API using basic API and referring to the file system standard defined in ISO 7816-4 Smart Card standard. By using proposed file system API, we can replace duplications of same code in each applet with short method call. So the used memory space and processing time is reduced and also the reduction of development time and cost will be expected.

• The Journal of The Korea Institute of Intelligent Transport Systems
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• v.20 no.2
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• pp.58-71
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• 2021

The number of elderly people worldwide is rapidly increasing and the mobility handicapped suffering from inconvenient public transportation service is also increasing. In Korea and abroad, various policies are being implemented to provide high-quality transportation services for the mobility handicapped, and budget support and investment related to mobility facilities are being expanded. The mobility handicapped spends more time for transit transfer than normal users and their satisfaction with transit service is also lower. There exist transfer inconvenience points of the mobility handicapped due to various factors such as long transfer distances, absence of transportation facilities like elevators, escalators, etc. The purpose of this study is to find transfer inconvenience points for convenient transit transfer of the mobility handicapped using Smart card Big data. This study process traffic card transaction data and construct transfer travel data by user groups using smart card big data and analysis of the transfer characteristics for each user group ; normal, children, elderly, etc. Finally, find transfer inconveniences points by comparing transfer patterns between normal users and the mobility handicapped. This study is significant in that it can find transfer inconvenience points for convenient transit transfer of the mobility handicapped using Smart card Big data. In addition, it can be applicated of Smart card Big data for developing public transportation polices in the future. It is expected that the result of this study be used to improve the accessibility of transit transportation for mobility handicapped.

• Journal of Information Technology Applications and Management
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• v.11 no.2
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• pp.179-190
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• 2004

This paper describes the design of hacking prevention systems using a smart card. It consists of two parts, i.e., PC authentication and Keyboard-buffer hacking prevention. PC authentication function is a procedure to handle the access control to the target PC. The card's serial number is used for PIN(Personal Identification Number) and is converted into hash-code by SHA-1 hash-function to verify the valid users. The Keyboard-buffer hacking prevention function converts the scan codes into the encoded forms using RSA algorithm on the Java Card, and puts them into the keyboard-buffer to protect from illegal hacking. The encoded information in the buffer is again decoded by the RSA algorithm and displayed on the screen. in this paper, we use RSA_PKCS#1 algorithm for encoding and decoding. The reason using RSA technique instead of DES or Triple-DES is for the expansion to multi-functions in the future on PKI. Moreover, in the ubiquitous computing environment, this smart card security system can be used to protect the private information from the illegal attack in any computing device anywhere. Therefore, our security system can protect PC user's information more efficiently and guarantee a legal PC access authority against any illegal attack in a very convenient way.

• Journal of Intelligence and Information Systems
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• v.25 no.2
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• pp.1-23
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• 2019

Big data refers to data that is difficult to store, manage, and analyze by existing software. As the lifestyle changes of consumers increase the size and types of needs that consumers desire, they are investing a lot of time and money to understand the needs of consumers. Companies in various industries utilize Big Data to improve their products and services to meet their needs, analyze unstructured data, and respond to real-time responses to products and services. The financial industry operates a decision support system that uses financial data to develop financial products and manage customer risks. The use of big data by financial institutions can effectively create added value of the value chain, and it is possible to develop a more advanced customer relationship management strategy. Financial institutions can utilize the purchase data and unstructured data generated by the credit card, and it becomes possible to confirm and satisfy the customer's desire. CRM has a granular process that can be measured in real time as it grows with information knowledge systems. With the development of information service and CRM, the platform has change and it has become possible to meet consumer needs in various environments. Recently, as the needs of consumers have diversified, more companies are providing systematic marketing services using data mining and advanced CRM (Customer Relationship Management) techniques. KB Kookmin Card, which started as a credit card business in 1980, introduced early stabilization of processes and computer systems, and actively participated in introducing new technologies and systems. In 2011, the bank and credit card companies separated, leading the 'Hye-dam Card' and 'One Card' markets, which were deviated from the existing concept. In 2017, the total use of domestic credit cards and check cards grew by 5.6% year-on-year to 886 trillion won. In 2018, we received a long-term rating of AA + as a result of our credit card evaluation. We confirmed that our credit rating was at the top of the list through effective marketing strategies and services. At present, Kookmin Card emphasizes strategies to meet the individual needs of customers and to maximize the lifetime value of consumers by utilizing payment data of customers. KB Kookmin Card combines internal and external big data and conducts marketing in real time or builds a system for monitoring. KB Kookmin Card has built a marketing system that detects realtime behavior using big data such as visiting the homepage and purchasing history by using the customer card information. It is designed to enable customers to capture action events in real time and execute marketing by utilizing the stores, locations, amounts, usage pattern, etc. of the card transactions. We have created more than 280 different scenarios based on the customer's life cycle and are conducting marketing plans to accommodate various customer groups in real time. We operate a smart offering system, which is a highly efficient marketing management system that detects customers' card usage, customer behavior, and location information in real time, and provides further refinement services by combining with various apps. This study aims to identify the traditional CRM to the current CRM strategy through the process of changing the CRM strategy. Finally, I will confirm the current CRM strategy through KB Kookmin card's big data utilization strategy and marketing activities and propose a marketing plan for KB Kookmin card's future CRM strategy. KB Kookmin Card should invest in securing ICT technology and human resources, which are becoming more sophisticated for the success and continuous growth of smart offering system. It is necessary to establish a strategy for securing profit from a long-term perspective and systematically proceed. Especially, in the current situation where privacy violation and personal information leakage issues are being addressed, efforts should be made to induce customers' recognition of marketing using customer information and to form corporate image emphasizing security.

• Journal of Korea Multimedia Society
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• v.11 no.3
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• pp.404-413
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• 2008

As toward a ubiquitous society, a lot of methods have been proposed to protect personal privacy. Smart Cards with CPU and Memory are widely being used to implement the methods. The use of Java Card is also gradually getting expanded into more various applications. Because there is no standards in Java Card File System, Generally, Java Card File System follows the standards of Smart Card File System. However, one of disadvantages of the Java Card File System using a standard of Smart Card File System is that inefficient memory use and increasing processing time are caused by redundancy of data and program codes. In this paper, a File Cache method and a Direct Access method are proposed to solve the problems. The proposed methods are providing efficient memory use and reduced processing time by reduce a program codes.

• Journal of the Korean Society for Railway
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• v.15 no.1
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• pp.80-87
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• 2012

This study analyzed the quality of a commuter rail service of Incheon line 1 with respect to two service measures such as occupancy (crowdedness) and punctuality based on transit smart card data collected in 2009. In order to analyze the metro services by individual fleet, we aggregated the personal level card data into the fleet operated in each planned schedule. The results show a low level of service for both crowdedness and punctuality during peak hours at the line segment from 'Gyeyang' to 'International business district'. Further, a close relationship between vehicle occupancy and punctuality is found, which illustrates high passenger demand causes successive metro delay.

• Journal of Korea Multimedia Society
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• v.5 no.2
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• pp.231-238
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• 2002

As electronic commerce is becoming more popular on the Internet, smart cards have been used for safe transfers and transactions on I-commerce popularly. Especially, Java Card considered as a COS for the next generation must take advantage of the good points of Java Language by using this language and making programs asked for by various demands. In this paper, we proposed efficient management system of mileage on the Internet using Java Card. The system has security for data and the simplicity of application development by Java Card cryptography. The system is an independent program saved un Java Card and can calculate and save mileage, although the characteristic of the mileage is different from others through the calculating Process of the Card. Also, the system is developed to encourage the efficiency of a system after comparing and contrasting between established systems and the newly designed one in simulation.

• Proceedings of the KIEE Conference
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• 2003.07b
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• pp.1270-1272
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• 2003

Smart card system is being used in many countries to improve access to their transportation systems. Especially for subway system that typically see high volumes of passengers at specific times of the days, it's critical to find a ray to collect fares without unnecessarily delaying passengers. The card consists of antenna, modulation and demodulation block, power supply module and memory. The antenna receives the power and data signal from reader. The FRAM is used as the inner memory. And it is a non-volatile memory and complements the problems, that is high consumption and low data processing speed, of using conventional EEPROM in the passive smart cart. In this paper, we analyze and design the RF passive smart card to apply to the fare collection for the subway gate system.

• Journal of Intelligence and Information Systems
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• v.20 no.2
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• pp.163-178
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• 2014

Following research proposes "Virtualization of Smart Cards (ViSCa)" which is a security system that aims to provide a multi-device platform for the deployment of services that require a strong security protocol, both for the access & authentication and execution of its applications and focuses on analyzing Virtualization of Smart Cards (ViSCa) platform-based mobile payment service by comparing with other similar cases. At the present day, the appearance of new ICT, the diffusion of new user devices (such as smartphones, tablet PC, and so on) and the growth of internet penetration rate are creating many world-shaking services yet in the most of these applications' private information has to be shared, which means that security breaches and illegal access to that information are real threats that have to be solved. Also mobile payment service is, one of the innovative services, has same issues which are real threats for users because mobile payment service sometimes requires user identification, an authentication procedure and confidential data sharing. Thus, an extra layer of security is needed in their communication and execution protocols. The Virtualization of Smart Cards (ViSCa), concept is a holistic approach and centralized management for a security system that pursues to provide a ubiquitous multi-device platform for the arrangement of mobile payment services that demand a powerful security protocol, both for the access & authentication and execution of its applications. In this sense, Virtualization of Smart Cards (ViSCa) offers full interoperability and full access from any user device without any loss of security. The concept prevents possible attacks by third parties, guaranteeing the confidentiality of personal data, bank accounts or private financial information. The Virtualization of Smart Cards (ViSCa) concept is split in two different phases: the execution of the user authentication protocol on the user device and the cloud architecture that executes the secure application. Thus, the secure service access is guaranteed at anytime, anywhere and through any device supporting previously required security mechanisms. The security level is improved by using virtualization technology in the cloud. This virtualization technology is used terminal virtualization to virtualize smart card hardware and thrive to manage virtualized smart cards as a whole, through mobile cloud technology in Virtualization of Smart Cards (ViSCa) platform-based mobile payment service. This entire process is referred to as Smart Card as a Service (SCaaS). Virtualization of Smart Cards (ViSCa) platform-based mobile payment service virtualizes smart card, which is used as payment mean, and loads it in to the mobile cloud. Authentication takes place through application and helps log on to mobile cloud and chooses one of virtualized smart card as a payment method. To decide the scope of the research, which is comparing Virtualization of Smart Cards (ViSCa) platform-based mobile payment service with other similar cases, we categorized the prior researches' mobile payment service groups into distinct feature and service type. Both groups store credit card's data in the mobile device and settle the payment process at the offline market. By the location where the electronic financial transaction information (data) is stored, the groups can be categorized into two main service types. First is "App Method" which loads the data in the server connected to the application. Second "Mobile Card Method" stores its data in the Integrated Circuit (IC) chip, which holds financial transaction data, which is inbuilt in the mobile device secure element (SE). Through prior researches on accept factors of mobile payment service and its market environment, we came up with six key factors of comparative analysis which are economic, generality, security, convenience(ease of use), applicability and efficiency. Within the chosen group, we compared and analyzed the selected cases and Virtualization of Smart Cards (ViSCa) platform-based mobile payment service.

• Proceedings of the KSR Conference
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• 2011.10a
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• pp.563-570
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• 2011

This study analyze the transfer patterns of passengers in Seoul based on transit smart card data that was observed in 2010. The smart card records maximum four times of transfer and reports that approximately 90% of trips were less than one transfer and the remains were more than 2 transfers. We focus on trips with more than 3 transfers to figure out the relationship between transit service and regional connectivities. The results show that the average travel time, distance, fare are 45 minutes, 18.3km, and 1,119(KW) respectively. We develope a map for investigating transfer patterns at a regional level(dong and gu). By doing this, three types of transfers are observed as: 1) trips of which origin and destination is either same or near, 2) trips with short distance, and 3) long distance trip with low transit connectivities.