• Title/Summary/Keyword: Secure Internet banking

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A Survey on Role of Block Chain in Smart Cities

  • Chokkanathan, K;Shanmugaraja, P;Ramasamy, Siva Shankar;Ouncharoen, Rujira;Chakpitak, Nopasit
    • International Journal of Computer Science & Network Security
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    • v.21 no.7
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    • pp.1-7
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    • 2021
  • An amazing growth in the field of Internet of Things (IoT) and Blockchain based smart cities from both industry and academia has been witnessed in the recent years. There are many smart applications such as intelligent transportation, smart banking, improving the life style of citizen, energy consumption and managing the waste in the city, handling home needs are supporting the Smart city concept. These applications are profoundly supported by the advanced technologies like Blockchain as well as IoT in the recent past. Smart cities can be supported by the Blockchain core concepts such as secure, transparent, decentralized and immutable nature. Still, Blockchain and IoT technologies implementation in smart cities are in their early stages and significant research efforts are desirable to integrate them. This review article explores the roles and responsibilities of Blockchain and IoT in building smart cities.

A Study on Authentication Method for Secure Payment in Fintech Environment (핀테크 환경의 안전한 결제를 위한 인증 기법에 관한 연구)

  • Park, Jung-Oh;Jin, Byung-Wook
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.15 no.4
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    • pp.25-31
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    • 2015
  • FinTech(Financial Technology) is defined as the technique to create efficient financial services using IT technologies. FinTech is an innovative technology through IT platform and big data, and is expected to improve the security and problems of the conventional banking system. Domestic financial institutions has introduced the technologies and investment in order to provide safe and effective services to users. However, In the financial environment, information disclosure and security incident has occurred so they has lost the trust from their customers. Moreover new variant of the security threats and attack techniques have occurred. Therefore, in this paper, we designed a authentication scheme for secure payment system in FinTech environment. The proposed study evaluated the stability of the existing security systems with respect to attack methods occurred in the financial environment.

A study on the System for the Mobile electronic account (모바일 기반의 디지털콘텐츠 사례 전자장부시스템에 관한 연구)

  • Song Eun-Jee
    • Journal of Digital Contents Society
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    • v.6 no.1
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    • pp.19-24
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    • 2005
  • Mobile service is able to offer the elastic service to anyone regardless of the place and the tin. With this characteristics, the ubiquitous service could be also provided even to the place which the access was limited with the existing line service, which could improve the mutual connection and could result in the service extension Mobile communication companies, which realized the limit of sale only by telephone conversation, have made an effort to develop wireless internet with concentration as its alternation. Especially concentrating their effort both to the development of distinctive and various contents and to tin development of system for mobile service such as the mobile banking, mobile game and etc., they have done their best to secure the number of the people using the wireless internet. This study is to propose the electronic account system based on the mobile as a case study of contents production for such a mobile service. This system has its advantage to perform the financial management immediately when the income and outcome happen without limitation of the time and space. The information could be stored, searched and modified by using of the mobile phone for this system was made up for the weak point of the financial management for wired internet.

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Two layered Secure Password Generation with Random Number Generator (난수 발생기를 이용한 이중화 구조의 안전한 비밀번호 생성 기법)

  • Seo, Hwa-Jeong;Kim, Ho-Won
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.18 no.4
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    • pp.867-875
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    • 2014
  • Rapid development of internet service is enabling internet banking services in anywhere and anytime. However, service access through internet can be exposed to adversary easily. To prevent, current service providers execute authentication process with user's identification and password. However, majority of users use short and simple password and do not periodically change their password. As a result of this, user's password could be exposed to attacker's brute force attack. In this paper, we presented enhanced password system which guarantee higher security even though users do not change their current password. The method uses additional secret information to replace real password periodically without replacement of real password.

Secure OTP Smart Card Authentication Protocol for Denial of Service (서비스거부공격에 안전한 OTP 스마트카드 인증 프로토콜)

  • Shin, Kwang-Cheul
    • Journal of the Korea Society of Computer and Information
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    • v.12 no.6
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    • pp.201-206
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    • 2007
  • Development of Information and Communication technology coming to activity of internet banking and electronic business, and smart card of medium is generalized prevailing for user authentication of electronic signature certificate management center with cyber cash, traffic card, exit and entrance card. In field that using public network, security of smart cart and privacy of card possessor's is very important. Point of smart card security is use safety for smart card by user authentication. Anonymous establishment for privacy protection and denial of service attack for availability is need to provision. In this paper, after analyze for Hwang-Li, Sun's, L-H-Y scheme, password identify element is a change of safety using one time password hash function. We proposed an efficient new smart card authentication protocol against anonymity and denial of service.

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Security Attack Analysis for Wireless Router and Free Wi-Fi Hacking Solutions (무선공유기 보안공격 분석 및 무료와이파이 해킹 해결방안)

  • Bae, Hee-Ra;Kim, Min-Young;Song, Su-Kyung;Lee, Seul-Gi;Chang, Young-Hyun
    • The Journal of the Convergence on Culture Technology
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    • v.2 no.4
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    • pp.65-70
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    • 2016
  • As network communication increases by using public WiFi to check e-mail and handling Internet banking, the danger of hacking public routers continues to rise. While the national policy is to further propagate public routers, users are not eager to keep their information secure and there is a growing risk of personal information leakage. Because wireless routers implement high accessibility but are vulnerable to hacking, it is thus important to analyze hacking to tackle the attacks. In this study, an analysis is made of the encryption method used in WiFi and cases of hacking WiFi by security attacks on wireless routers, and a method for tackling the attacks is suggested.

User Authentication Using Biometrics and OTP in Mobile Device (중소기업형 바이오정보와 OTP를 이용한 사용자 인증)

  • Lee, Sang Ho
    • Journal of Convergence Society for SMB
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    • v.4 no.3
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    • pp.27-31
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    • 2014
  • According to increasing of payment and settlements like smart banking, internet shopping and contactless transaction in smart device, the security issues are on the rise, such as the vulnerability of the mobile OS and certificates abuse problem, we need a secure user authentication. We apply the OTP using biometrics and PKI as user authentication way for dealing with this situation. Biometrics is less risk of loss and steal than other authentication that, in addition, the security can be enhanced more when using the biometric with OTP. In this paper, we propose a user authentication using biometrics and OTP in the mobile device.

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Security Core Technology Implementation for MTM Hardware-Based Smart Devices (MTM하드웨어 기반 스마트 단말 보안 핵심기술 구현)

  • Kim, Jeong Nyeo
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.26 no.6
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    • pp.1455-1459
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    • 2016
  • Recently, the frequency of dealing important information regarding financial services like paying through smart device or internet banking on smart device has been increasing. Also, with the development of smart device execution environment towards open software environment, it became easier for users to download and use random application software, and its security aspect appears to be weakening. This study will inspect features of hardware-based smart device security technology. Furthermore, this study will propose a realization method in MTM hardware-based secure smart device execution environment for application software runs that in smart device.

Analysis and Suggest Problem about Internet Banking System Of domestic and foreign (국내외 인터넷 뱅킹 분석 및 문제점 제시)

  • Min, Kyung-Chel;Jang, Dong-Hoon;Jang, Seongsoo;Lim, Hun-Jung;chung, Tae-Myeong
    • Proceedings of the Korea Information Processing Society Conference
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    • 2010.11a
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    • pp.1225-1228
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    • 2010
  • 최근 인터넷 뱅킹이 주요 국가들의 은행 거래 서비스에서 많은 비중을 차지하고 있다. 보안이 중요한 인터넷 뱅킹 분야에서 국내와 해외의 보안 방식을 비교하여 도출된 시사점을 적용한다면 더 안전한 시스템 설계에 바탕이 될 것이다. 따라서 본 논문에서는 국내와 해외의 인터넷 뱅킹 보안의 특징과 그 진행 과정을 살펴보았다. SSL/TLS(Secure Socket Layer/Transport Layer Security) 기술을 사용하는 외국 인터넷 뱅킹에 비해 공인인증서 체계를 채택한 국내 인터넷 뱅킹은 웹 브라우저에서 지원하지 않는 암호 알고리즘을 사용하기 위한 플러그인을 설치함으로써 사용자가 불편을 느끼며, 또한 이런 플러그인 때문에 인터넷 뱅킹을 이용할 수 있는 웹 브라우저의 종류가 제한된다. 마지막으로 이러한 플러그인을 은행 별로 서비스하기 위한 별도의 비용이 추가된다. 이런 문제점들을 해결하여 더 나은 인터넷 뱅킹 시스템을 구축하기 위해서는 면밀한 검증과 제도적 지원이 필요하다.

Design and Implementation of a Web Security System using a Chaos Cipher Algorithm (카오스 암호화 알고리즘을 이용한 웹 보안 시스템 설계 및 구현)

  • Lee, Bong-Hwan;Kim, Cheol-Min;Yun, Dong-Won;Chae, Yong-Ung;Kim, Hyeon-Gon
    • The KIPS Transactions:PartC
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    • v.8C no.5
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    • pp.585-596
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    • 2001
  • In this paper, a new stream cipher algorithm based on the chaos theory is proposed and is applied to a Web security system. The Web security system is composed of three parts: certificate authority (CA), Web client, and Web server. The Web client and server system include a secure proxy client (SPC) and a secure management server (SMS), respectively, for data encryption and decryption between them. The certificate is implemented based on X.509 and the RSA public key algorithm is utilized for key creation and distribution to certify both the client and server. Once a connection is established between the client and server, outgoing and incoming data are encrypted and decrypted, respectively, using one of the three cipher algorithms: chaos, SEED, and DES. The proposed chaos algorithm outperforms the other two conventional algorithms in processing time and complexity. Thus, the developed Web security system can be widely used in electronic commerce (EC) and Internet banking.

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