• Title/Summary/Keyword: SME input

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Performance Evaluation of SME Banking in Bangladesh using Stochastic Frontier Analysis

  • Hossain, M.K.;Hossain, M.A.;Baten, M.A.
    • Asia-Pacific Journal of Business
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    • v.7 no.1
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    • pp.31-42
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    • 2016
  • Small and Medium Enterprises (SMEs) are suitable to provide employment with lower investment in densely populated countries like Bangladesh. A stochastic frontier model is used to evaluate performance of SME Banking of the commercial banks in Bangladesh. Input (Total Deposit, Cost of Fund and Salary Expenditure) and output (Finance to SME) data are collected on 45 banks which are dealt with SME for 13 quarters from $1^{st}$quarter of 2010 to $2^{nd}$quarter of 2013. Average performance of the SME banking is 0.716 in Bangladesh. That is, banks have opportunity to increase 30% performance in SME banking from the same inputs. Bangladesh Development Bank has lowest performance (0.540) while Eastern bank has the highest performance (0.753). Highest (0.743) and lowest (0.662) performance is observed during the second quarter of 2013 and fourth quarter of 2010 respectively. Inefficient Bank might be benefited by following the rules of efficient banks.

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Entrepreneurial Performance: The Role of Literacy and Skills

  • SARIWULAN, Tuty;SUPARNO, Suparno;DISMAN, Disman;AHMAN, Eeng;SUWATNO, Suwatno
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.11
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    • pp.269-280
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    • 2020
  • This research aims to determine the direct and indirect effects of digital literacy, economic literacy, and entrepreneurial skills on the performance of small- and medium-sized enterprises (SMEs) in garment clusters in the Bulak tourism industry Depok. Carrying out quantitative research with survey methods, data collection is using a questionnaire technique with 90 respondents, via saturation sampling. This research data analysis uses SPSS software version 25.0. Path analysis is used to determine the direct and indirect effects between variables. The results showed digital literacy, economic literacy, and entrepreneurial skills significantly and positively affect the performance of small- and medium-sized enterprises. The main finding in this study is that digital literacy has the greatest influence on the performance of SME entrepreneurs, both directly and indirectly. The results of the study provide input on performance development strategies for SME entrepreneurs through digital literacy, including digital business relationships, online facilities, and networks. The findings are also complementary to the factors shaping the performance of SME entrepreneurs in the digital age. The research results show that digital literacy has the greatest direct and indirect influence on the performance of SME entrepreneurs; this shows the essential contribution of digital literacy in developing business and marketing networks.

An Empirical Study on the Effect of R&D Investment on Business Performance by Life Cycle -Focus on China's Small and Medium-sized Enterprises(SME)- (기업수명주기별 연구개발투자가 경영성과에 미치는 영향에 관한 실증연구 -중국 중소상장기업(SME)을 중심으로-)

  • Wang, Lin-Lin;Qing, Cheng-Lin
    • Journal of Digital Convergence
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    • v.17 no.6
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    • pp.43-49
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    • 2019
  • The study divided the life cycle of Chinese companies into three stages from 2011 to 2017, 3,750 small and medium-sized enterprises(SME) used disclosure data to analyze the intensity of R&D investment by company life cycle. The analysis showed that the impact of wealth(ROA) on the performance of R&D investment(RDS) and the next(t) business performance, and research and development investments had a different impact on the company's performance depending on the life cycle of the company. The results of this study are expected to help determine the amount of expenditure related to R&D investment and the time of input of resources in consideration of industrial characteristics and corporate characteristics when making strategic decisions related to R&D investment of companies.

Analysis of Physical Properties and Mechanical Energy Input of Cornmeal Extrudates Fortified with Dairy Products by Carbon Dioxide Injection (탄산가스 주입에 의한 유제품 강화 옥수수 압출성형물의 성질과 기계적 에너지 투입량의 분석)

  • Ryu, Gi-Hyung;Mulvaney, S.J.
    • Korean Journal of Food Science and Technology
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    • v.29 no.5
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    • pp.947-954
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    • 1997
  • Selected physical properties of cornmeal extrudates fortified with dairy products and extrusion process by $CO_2$ gas injection were analysed. Dairy products including whole milk powder, whey protein concentrate non-fat dry milk, and sodium caseinate were tested at the addition of 10% and 20%, based on cornmeal weight. $CO_2$ gas was injected to the barrel at the pressure of 0.7 and 1.4 MPa. Specific mechanical energy (SME) input was decreased by the addition of dairy products. Sodium caseinate had a little effect on decreasing the SME input, however whole milk powder tremendously reduced SME input when the concentration increased. An increase in milk product content resulted in increasing the piece density at the injection pressure of 0.7 MPa. At both 10% and 20% milk product content, the piece density was lowest at the injection pressure of 0.7 MPa. The sectional expansion index was highest at the injection pressure of 0.7 MPa. However, the specific length was constantly increased with the increase in $CO_2$ injection pressure. Water absorption index was decreased and water solubility index was increased by the addition of milk products. The injection pressure of $CO_2$ was optimum at 0.7 MPa. The addition of whole milk powder limited to puff the melt, but the other milk products tested resulted in puffing with $CO_2$ injection to 1.4 MPa.

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Cornmeal Puffing with $CO_{2}$ Gas: Effect of Sucrose and Glyceryl Monostearate(GMS) ($CO_{2}$ 개스 주입에 의한 옥수수가루의 팽화: Sucrose와 Glyceryl Monostearate(GMS)의 영향)

  • Ryu, G.H.;Mulvaney, S.J.
    • Korean Journal of Food Science and Technology
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    • v.27 no.2
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    • pp.251-256
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    • 1995
  • Sucrose is added to feed materials to alter the taste and texture of extruded products. Emulsifier can affect extrudate properties by forming complexes with amylose during extrusion-cooking. These ingredients may improve the cell structure and texture of cornmeal extrudates obtained by using $CO_{2}$ as a bubble forming agent. The objective of this study was to evaluate effects of sucrose (5% and 10%) and glyceryl monostearate (GMS) (0.75% and 1%) on properties of cornmeal extrudates produced with $CO_{2}$ at injection pressures from 1.04 to 2.07 MPa. Dough temperature increased and die pressure decreased when $CO_{2}$ was injected into barrel. The addition of sucrose to cornmeal resulted in decreasing dough temperature, specific mechanical energy (SME) input, and die pressure. SME input was not significantly influenced by GMS addition but die pressure was decreased when GMS was added. Extrudate density was decreased over observed $CO_{2}$ injection compared to GMS. WSI was significantly decreased with the addition of GMS. Paste viscosity was also decreased with addition of sucrose or GMS, but significant differences of paste viscosity among $CO_{2}$ injection pressures were not found. Stucture forming and texture of cornmeal extrudates by $CO_{2}$ injection was improved by adding GMS.

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Performance of Collaboration Activities upon SME's Idiosyncrasy (중소기업 특성에 따른 외부 협업 활동이 혁신성과에 미치는 영향)

  • Lee, Hye Sun;Oh, Junseok;Lee, Jaeki;Lee, Bong Gyou
    • Journal of Internet Computing and Services
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    • v.14 no.6
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    • pp.95-105
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    • 2013
  • Recently, SME's Collaboration activities have become one of a vital factor for sustaining competitive edge. This is because of the rapidly changing and competitive market environment, and also to leverage performance by overcoming obstacles of having limited internal resources. Discussing about the effects and relationships of the firm's collaboration activities and its outputs are not new. However, as ICT and various technologies have been diffused into the traditional industries, boundaries and practice capabilities within the industries are becoming ambiguous. Thus contents of the products/services and their development methods are also go and come over the industries. Although many researchers suggested the relations of SME's collaboration activities and innovation performances, most of the previous literatures are focusing on broad perspectives of firm's environmental factors rather than considering various SME's idiosyncrasy factors such as their major product and customer types at once. Therefore, the purpose of this paper is to analyze how SME(Small Medium Enterprise)'s external collaboration activities by their idiosyncrasy act as an input to types of innovation performance. In order to analyze collaboration effects in detail, we defined factors that can represent the SME's business environment - Perceived importance of using external resources, Perceived importance of external partnership, Collaboration and Collaboration levels of Major Product types, Customer types and lastly the Firm Sizes. We have also specifically divided the performance of innovation types as product innovation and process innovation based on existing research. In this study, the empirical analysis is based on Probit Regression Model to observe the correlations with the impact of each SME's business environment and their activities. For the empirical data, 497 samples were collected which, this sample data was extracted from the 'Korean Open Innovation Survey' performed by ETRI(Korean Electronics Telecommunications Research Institute) in 2010. As a result, empirical test results indicated that the impact of collaboration varies depend on the innovation types (Product and Process Innovation). The Impact of the collaboration level for the product innovation tend to be more effective when SMEs are developing for a final product, targeting on for individual customers (B2C). But on the other hand, the analysis result of the Process innovation tend to be higher than the product innovation, when SMEs are developing raw materials for their partners or to other firms targeting on for manufacturing industries(B2B). Also perceived importance of using external resources has effected to both product and process innovation performance. But Perceived importance of external partnership was statistically insignificant. Interesting finding was that the service product has negative effects on for the process innovation performance. And Relationship between size of the firms and their external collaboration activities with their performance of the innovations indicated that the bigger firms(over 100 of employees) tend to have better for both product and process innovations. Finally, implications of the results can be suggested as performance of innovation can be varied depends on firm's unique business idiosyncrasy as well as levels of external collaboration activities. The Implication of this research can be considered for firms in selecting an appropriate strategy as well as for policy makers.

Effect of Die Geometry on Expansion of Corn Flour Extrudate (사출구 구조에 따른 옥수수가루 압출성형물의 팽화특성)

  • Gu, Bon-Jae;Ryu, Gi-Hyung
    • Food Engineering Progress
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    • v.15 no.2
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    • pp.148-154
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    • 2011
  • The objective of this study was to determine the effect of die geometry on expansion index of extruded corn flour. Water solubility index, water absorption index and specific mechanical energy (SME) input were analyzed to observe the relationship with die geometry. The feed moisture content was 20 and 25%. Die dimensions were tapered angle (57, 95o) and length/diameter (L/D) ratio of die land (0.67, 1.67 and 2.67). The SME input was the highest at 20% moisture content and 2.23E-10 m3 die constant. The sectional and volumetric expansion indices at 20% moisture were increased with increase in die constant. However, die constant did not influence sectional expansion index of corn flour extrudate at 25% moisture content. The extruded corn flour at 25% moisture content had higher longitudinal expansion index than those of extruded corn flour at 20% moisture content. Sectional expansion and longitudinal expansion index were negatively correlated. The water absorption index and water solubility index were not affected with the die constant.

Analysis of Factors Influencing Input and Performance of Technical Support for ICT SMEs (ICT 중소기업 기술지원 투입과 성과간의 영향요인 분석)

  • Lee, Hyung-ju;Lee, Yong-hun;Park, So-ra;Lee, Il-jin;Kim, Seo-kyun;Park, Keun-young
    • The Journal of the Korea Contents Association
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    • v.18 no.2
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    • pp.459-467
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    • 2018
  • This study aim to analyze the factors affecting technical support input and performance of companies benefiting from ICT SME technology support operated by ETRI. In order to analyze the data, we surveyed 181 companies who received technical support between 2015 and 2017, and analyzed the relationship between input factors and performance factors through path analysis. As a result of the study, it was found that the service quality was directly influenced on the improvement of technology level, and the cost reduction effect was influenced by the amount of support, the year of support, and the service quality. Also, input factors affecting contribution sales are the amount of support, and the support year and quality of support services are not effective. Finally, as a result of examining the effect of technological and economic performance on job creation, it is found that the effect of job creation increases as the contribution sales increase.

Effect of Process Variables on System Parameters in Extrusion Cooking of Corn Grit by Twin Screw Extruder (옥분 압출가공시 이축압출성형기의 운전조건에 따른 System Parameters의 변화)

  • Kim, Ji-Yong;Kim, Chong-Tai;Kim, Chul-Jin
    • Korean Journal of Food Science and Technology
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    • v.23 no.1
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    • pp.81-87
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    • 1991
  • To examine the effect of the individual operational variables on extrusion process, test trials of the fractional factorial design of the three process variables at three levels, including feed rate, screw speed and die openings, were carried out by using a laboratory scale twin-screw extruder with three different screw configuration for corn grit with the water addition fixed at 15% of the powder feed rate. As the increase of feed rate, while extrusion temperature(ET), specific mechanical energy input (SME), and residence time(RT) were showed the tendency to decrease, extrusion pressure(EP) was increased and as the increase of screw speed, ET, SME and EP were showed the tendency to increase, but RT was decreased. However, as increase the number of die hole, all system parameters were showed the tendency to decrease. The influence of the change in each process parameters was increased as the increase of the number of reverse element in screw configuration. In case of using the screw configuration with increasing number of reverse element at the condition of same process parameters, ET, SME and RT was increased, but EP was decreased. The functional relationships of the system parameters to the process parameters can be quantified by using multiple regression equations(mostly R-sq>0.90) and maped on suface response diagrams to expedite evaluation.

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A Study On Clusters and Ecosystem In Distribution Industry Using Big Data Analysis (빅데이타 분석을 통한 유통산업 클러스터의 형성과 생태계 연구)

  • Jung, Jaeheon
    • The Journal of the Korea Contents Association
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    • v.19 no.7
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    • pp.360-375
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    • 2019
  • This paper tries to study the ecosystem after constructing the network of the continuing transactions associated with distribution industry with the data of more than 50 thousands firms provided by the Korean enterprise data (KED) for 2015. After applying the clustering method, one of social network analysis tools, we find the firms in the network grouped into 732 clusters occupying about 80% of whole distribution industry sales in KED data. The firms in a cluster have most of their transactions with other firms in the cluster. But the clusters have smaller firm numbers in the cluster and sales portion of the biggest firms in the industry than the case of the manufacturing industry. The Input-output analysis for the biggest distribution firms show that the small and medium size enterprise(SME)s have very high sale dependency on a main firm in some clusters. This fact implies more efficient fair transaction policies within the clusters. And small number of big distribution firms have very high rear production linkage effects on SMEs or on the 10th or 31th group with high portion of SME employment. They should be considered important in the SME growth and employment policies.