• 가족자원경영과 정책
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• 제8권1호
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• pp.79-100
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• 2004

This study attempted to examine the employment instability on consumer's use of credit as a financing medium. The purpose of this study was 1) to examine the effect of employment related factors on consumers' use of credit; 2) to compare the results between the two different economic situations. A conceptual framework was developed based on the permanent income hypothesis, family stress theory, and the previous empirical studies. Using data on working households ih the 1992 and 1998 Survey of Consumer Finances (SCF), double-hurdle analyses were conducted. The results suggested that employment related factors that measured employment stability were significantly related to the likelihood of having an outstanding balance on their credit account but were not the influential factors in determining the amount of the outstanding balance. Among other factors, resources factor played the most significant role in determining both the likelihood of having an outstanding balance and the amount of the balance. Although the 1992 and 1998 data represent economic downturn and economic prosperous period, the effects of the factors including employment instability factors were similar between the two periods. This imply that employment instability has increased even in the economic prosperous period. From the findings, several implications for policy makers, credit industry, and financial educators were suggested.

• Journal of Nutrition and Health
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• 제17권1호
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• pp.68-77
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• 1984

The present study was designed to observe the effects of soyprotein and casein with or without cholesterol on serum and liver lipids in male rats. The 6 experimental groups were as fellows ; SF ; soyprotein, cholesterol-free diet. SC ; soyprotein, 0.5% cholesterol added diet. CF ; casein, cholesterol-free diet CC ; casein,0.5% cholesterol added diet. SCF ; protein mixture of soyprotein and casein(1 : 1), cholesterol-free diet SCC ; mixed protein, 0.5% cholesterol added diet. The hypocholesterolemic and hypotriglyceridemic effects of soyprotein were observed at 3 weeks, but these effects disappeared at 6 weeks. The hypocholesterolemic effect of soyprotein was more obvious when the 0.5% cholesterol was supplemented in the diets. The serum free cholesterol level was not affected by the dietary protein source or the dietary cholesterol, therefore, the difference in serum total cholesterol among groups seems due to the difference in cholesterol esters. There was a tendency of a higher percentage of HDL in soyprotein groups compared to casein groups at 1 week, however, this tendency disappeared with time. The liver cholesterol and triglyceride contents were not differ among cholesterol-free diet groups, however, with addition of cholesterol, those of soyprotein groups were significantly lower than casein groups. The higher serum arginine/lysine ratio of soyprotein groups may offer the part of explanation of its hypocholesterolemic effect.

• 한국전기전자재료학회:학술대회논문집
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• 한국전기전자재료학회 1993년도 춘계학술대회 논문집
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• pp.85-87
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• 1993

We have investigated three polyene systems, $X-(-HC=CH-)_n-Y$, where X/Y=H/H, $F/CH_3$, and $NH_2/NO_2$. We estimated asymptotic values (for $n=\infty$ of the electronic properties with $logA=a_o+a_1/(n+1)+a_2/(n+1)^2+a_3/(n+1)^3$, so that the cases n=0 can be included in that equation. Here, A can be $\mu$, $\beta$, $\alpha/(n+1)$ or $\gamma/(n+1)$. For these asymptotic values. the SCF results are more reliable due to the higher level of theory, while the PM3 results can give better trend with more data for polyene systems with longer chain length.

• Composites Research
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• 제29권6호
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• pp.388-394
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• 2016

Fiber reinforced plastic (FRP) composites have drawn increasing attentions worldwide for decades due to its outstanding properties. Stress concentration factor (SCF) as an essential parameter in materials science are critically considered in structure design and application, strength assessment and failure prediction. However, investigation of stress concentration in FRP composites has been rarely reported so far. In this study, three resource-conserving analyses (Isotropic analysis, Orthotropic analysis and Finite element analysis) were introduced to plot the $K_T^A-d/W$ curve for E-glass/epoxy composite plate with the geometrical defect of circular hole placed centrally. The plates were loaded to uniaxial direction for simplification. Finite element analysis (FEA) was carried out via ACP (ANSYS composite prepost module). Based on the least squares method, a simple expression of fitting equation could be given based on the simulated results of a set of discrete points. Finally, all three achievable solutions were presented graphically for explicit comparison. In addition, the investigation into customized efficient SCFs has also been carried out for further reference.

• 대한조선학회논문집
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• 제52권5호
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• pp.372-379
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• 2015

The blade root fillets which have strong influences on the performance of propellers in the both structural and hydrodynamic points of view, are mechanical parts for smooth connection surface with a blade and a hub. A few related researches (Sabol, 1983; Kennedy, 1997) have noted that 3T-T/3 double radius section design would be suitable for reducing Stress Concentration Factor(SCF) and increasing Cavitation Inception Speed(CIS). In this paper, it is confirmed that this compound cross-section design has come close to the optimum solution in the shape optimization standpoint so that it could protect the propeller blade under the frequent and various loading cases. On that basis, we suggest the definite and simple fillet design methodology that has the cross-section with nT-T/n compound radius and elliptic shape which could sustain the given derivatives information as well as the offsets at the boundary and all inner region of the fillet surface. In addition, the result of design is presented in form of IGES file format in order to connect with NC machine seamlessly.

• Biomolecules & Therapeutics
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• 제15권4호
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• pp.230-234
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• 2007

In anti-cancer therapies, radiotherapy and chemotherapy show a superior inhibition effect on cancer cell growth, but those are very toxic to normal tissues and organs. Particularly, drugs for neutropenia, one of chemotherapy agents, which suppress the function of bone marrow, are needed to be controlled in terms of their dosage and therapy period because of their side effect. Phellinus linteus polysaccharide (PL) has been reported to increase the number of splenocytes and bone marrow cells. PL has been shown to decrease the side effects of cyclophosphamide (CYC) treatment to the cancer patients. PL showed no effects in semisolid clonogenic assay, suggesting that PL doesn't contain substantial compounds to substitute for colony stimulating factors (CSFs). On the other hand, PL increased the expression of SCF, IL-3, GM-CSF, TPO genes. These results indicate that PL may promote the growth and proliferation of splenocytes and bone marrow cells through indirect or CSFs-dependent pathway, which may lead to a hematopoiesis.

• Journal of Mechanical Science and Technology
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• 제18권5호
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• pp.808-813
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• 2004

The stress analysis on orthotropic composite cylindrical shells with one circular or one elliptical cutout subjected to an axial force is carried out by using an analytical and experimental method. The composite cylindrical shell governing equation of the Donnell's type is applied to this study and all results are presented by the stress concentration factor. The stress concentration factor is defined as the ratio of the stress on the region around a cutout to the nominal stress of the shell. The stress concentration factor is classified into the circumferential stress concentration factors and the radial stress concentration factors due to the cylindrical coordinate of which the origin is the center of a cutout. The considered loading condition is only axial tension loading condition. In this study, thus, the maximum stress is induced on perpendicular region against axial direction, on the coordinate. Various cutout sizes are expressed using the radius ratio, (equation omitted), which is the radius of a cutout over one of the cylindrical shell. Experimental results are obtained using strain gages, which are attached around a cutout of the cylindrical shell. As the result from this study, the stress concentration around a cutout can be predicted by using the analytical method for an orthotropic composite cylindrical shell having a circular or an elliptical cutout.

• 경영과학
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• 제32권3호
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• pp.13-28
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• 2015

Using the most recent dataset of Korea and U.S. household finance, this study analyzed demand and adequacy of private pensions for pre-retirees. For this purpose, 2013 Korean Retirement and Income Study (KReIS) of national pension research institute in Korea and 2013 SCF (Survey of Consumer Finances) of FRB in U.S. were used. For comprehensive comparisons of the two countries, this study classified the private pension into sub-categories such as personal pension, corporate pension, and retirement benefits, and used three different criteria including ownership, accumulated present value of each pension, and income replacement ratio of each pension. After controlling for other factors, educational level of householder and household income were critical determinants of size and adequacy of private pension in both countries. Different from Korean households, householders' gender, marital status, and health status had an important effect on the private pension size and adequacy in the U.S. In addition, home ownership significantly increased only private pension adequacy in Korea, and also increased ownership rate, size, and adequacy of private pension in the U.S. Results of this study provide useful implications for future pension system and policy in Korea.

• 대한화학회지
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• 제27권6호
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• pp.399-404
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• 1983

아미드와 아미드-용매계의 C=O stretching band에 해당하는 Raman 스펙트럼으로 부터 카르보닐기와 질소에 치환된 알킬기가 수소결합에 미치는 영향을 조사하였다. Formamide 계에서는 상호작용의 세기가 아미드-아미드>아미드-물>아미드-알코올 순으로 감소했으며, acetamide와 propionamide 계에서는 아미드-물>아미드-아미드>아미드-알코올 순으로 감소하였다. 카르보닐기에 알킬기가 치환되면 카르보닐기의 proton acceptor의 세기가 증가되며, 질소에 알킬기가 치환되면 proton donorcity가 감소함을 보이는데 이는 이론적인 계산 결과와도 일치한다.

• 대한기계학회논문집
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• 제17권6호
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• pp.1441-1455
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• 1993

본 연구에서는 최신기법에 의해서 제조된 HIP제 질화규소와 지르코니아를 실험재료로 하여 무윤활하에서의 미끄럼마찰·마멸실험을 수행하여 마찰·마멸특성을 규명하고, SEM을 이용한 마멸면의 미시적 관찰을 통해서 세라믹의 마멸기구를 조사하 여 세라믹마멸기구의 마멸모델을 제시하고자 한다. 제시된 마멸모델에서 파괴역학을 도입하여 이론해석과 고찰을 수행하여 보다 실용적인 세라믹의 마멸율울 평가할 수 있 는 새로운 무차원 파라메터를 제안하고자 한다.