• Title/Summary/Keyword: Risk management factors

Search Result 2,601, Processing Time 0.033 seconds

Linkages of Financial Efficacy, Demographics, Risks Preference and Consumption Behavior in Malaysia

  • KUSAIRI, Suhal;SANUSI, Nur Azura;MUHAMAD, Suriyani;SHUKRI, Madihah;ZAMRI, Nadia
    • The Journal of Asian Finance, Economics and Business
    • /
    • v.7 no.9
    • /
    • pp.673-685
    • /
    • 2020
  • Financial literacy is one of the sustainable development goals of huge concern of governments. Governments explore solutions addressing policies to improve financial literacy. Nevertheless, financial management has such a broad scope and is not just limited to knowledge. As human nature, individuals are born with different confidence levels that include various financial abilities. This study aims to investigate the household-financial efficacy through the application of psychometric instruments, risk preference, and demographic characteristics toward consumption decision behavior. The research is based on a survey 479 households in the peninsular Malaysia, and utilizes the structural equation model, cluster proportional and systematic random sampling, and two measurements - composite reliability and average variance extracted. Results show that households' financial efficacy is one of the critical factors that explain the households' consumption decision behavior. Also, risk preference, gender and area location (rural or urban) of the household determined the consumption decision behavior of the household. The effectiveness of consumption decision is not only determined by financial literacy, but also financial efficacy. The implications of this paper may help to design policies in narrowing the broad gap between the rural and urban level of financial efficacy. The government needs to take appropriate actions to fix it.

LEACHING OF LEAD FROM DISCARDED NOTEBOOK COMPUTERS USING THE SCALE-UP TCLP AND OTHER STANDARD LEACHING TESTS

  • Jang, Yong-Chul;Townsend, Timothy G.
    • Environmental Engineering Research
    • /
    • v.11 no.1
    • /
    • pp.14-27
    • /
    • 2006
  • The proper management of discarded electronic devices (often called electronic-waste) is an emerging issue for solid waste professionals throughout the world because of the large growth of the waste stream, and the content of toxic metals in them, most notably heavy metals such as lead. Notebook computers are becoming one of the major components of discarded computer devices and will continue to increase in the waste stream in the future. While the computers hold great promise for recycling, a substantial amount of this waste is often disposed in municipal solid waste (MSW) landfills. The toxicity characteristic leaching procedure (TCLP) is commonly used to simulate worse case leaching conditions where a potentially hazardous waste is assumed to be disposed along with municipal solid waste in a landfill with actively decomposing materials overlying an aquifer. The objective of this study was to examine leaching potential of lead from discarded notebook computers using the scale-up TCLP, other standard leaching tests such as California waste extraction test (Cal WET), and the synthetic precipitation leaching procedure (SPLP) and actual landfill leachates as leaching solution. The scale-up TCLP is a modified TCLP (where the device was disassembled and leached in or near entirety) to meet the intent of the TCLP. The results showed that the scale-up TCLP resulted in relatively high lead found in the leachate with an average of 23.3 mg/L. The average level was less than those by the standard TCLP and WET (37.0 mg/L and 86.0 mg/L, respectively), but much greater than those by the SPLP and the extractions with the landfill leachates (0.55 mg/L and 1.47 mg/L, respectively). The pH of the leaching solution and the ability of the organic acids in the TCLP and WET to complex with the lead were identified as major factors that controlled the amount of lead leached from notebook computers. Based on the results obtained by a number of leaching tests in this study, notebook computers may present a potential leaching risk to the environment and human health upon land disposal. However, further investigation is still needed to assess the true risk posed by the land disposal of discarded notebook computers.

Analysis of Priority Investments for Preventing Roadside Slope Failures (도로비탈면 투자우선순위 결정에 관한 연구)

  • Kim, Seung-Hyun;Kim, Hong-Gyun;Oak, Young-Suk;Lee, Jong-Hyun;Koo, Ho-Bon
    • The Journal of Engineering Geology
    • /
    • v.23 no.3
    • /
    • pp.257-269
    • /
    • 2013
  • Prevention plans for landslide and slope disasters should be appropriate for a country's budget when considering a systematic investment plan. The systematic management of slopes adjacent to national highways should incorporate reasonable investment risk and the expected degree of damage should be calculated by considering the investment priorities. In terms of priority of investment, the major factors used to determine the degree of hazard are gradient, soil characteristics, RMR (Rock Mass Rating), stability interpretation, type of discontinuities, and history of collapse, among others. The likely consequences of slope failure can be determined by considering traffic volume, the number of lanes, and average vehicle risk. We performed such calculations regarding the priority of investment and performed a regression analysis for 392 slopes located in Yeongseo region, Gangwon province. The calculation results show that collapsed slopes have a higher priority for investment, as do slopes with a high proportion of dangerous sections and locations in valleys.

The Effects of Entrepreneurship on Social Enterprise Performance (기업가정신이 사회적 기업의 성과에 미치는 영향)

  • Lee, Jun-Hee;Kim, Sang-Wook
    • Journal of the Korea Academia-Industrial cooperation Society
    • /
    • v.17 no.4
    • /
    • pp.172-179
    • /
    • 2016
  • This study examined what entrepreneurial elements of social enterprises contribute to the virtuous cycle to lay a foundation of the coevolution with communities through growth and wealth distribution. To this end, the study was started by adding the pursuit of social goals to the components of entrepreneurship, namely an innovative mind, progressive spirit, and risk sensitivity, and the effects of each of these factors on their economic performance and the social performance were examined. Within this framework, the relationships between social enterprises' performance in economic and social dimensions as dependent variables, and the entrepreneurial elements as independent variables were examined by correlation tests and regression analysis for two hypotheses and their 8 subsequent hypotheses. The results showed that the entrepreneurs' progressive spirit had a statistically meaning effect on the economic performance, and an innovative mind and risk sensitivity are influential variables for social performance.

Convergence Study on the Related Risk Factors of Elderly's Suicidal Ideation Based on the 6th Korea National Health and Nutrition Examination Survey (제6기 1차년도 (2013) 국민건강영양조사로 추정한 노인의 자살생각 관련 요인에 관한 융합연구)

  • Kim, Bog-Ja
    • Journal of Digital Convergence
    • /
    • v.14 no.11
    • /
    • pp.27-35
    • /
    • 2016
  • The study was conducted to identify related risk factor of elderly's suicidal ideation. This study used a cross-sectional design with secondary analysis of the $6^{th}$ 2013 Korea National Health and Nutrition Examination Survey (KNHANES). Data for 1,201 elderlies who aged over 65 years old from the KNHANES were included. Suicidal ideation, general characteristics, physical health, psychological health, EuroQoL, and health behavior were measured. Chi-square test, t-test, and multiple logistic regression were used to analyze this data through the SPSS win 22.0 program. In the results, 7.7% of the elderly had suicidal ideation. The odds ratios of suicidal ideation were significantly higher among those with restriction of activity (OR=1.31, CI=1.40~3.82), those with depression (OR=4.44, CI=1.66~7.40), and those with high levels of stress (OR=9.24, CI=3.48~24.5). Therefore, the activity level, depression level, and stress level need to be regularly assessed in order to prevent suicidal ideation among the elderly.

Current Pharmacogenetic Approach for Oxaliplatin-induced Peripheral Neuropathy among Patients with Colorectal Cancer: A Systematic Review (대장암 환자의 옥살리플라틴(oxaliplatin) 유도 말초신경병증에 대한 약물유전학적 접근: 체계적 문헌고찰)

  • Ahn, Soojung;Choi, Soyoung;Jung, Hye Jeong;Chu, Sang Hui
    • Journal of Korean Biological Nursing Science
    • /
    • v.20 no.2
    • /
    • pp.55-66
    • /
    • 2018
  • Purpose: Peripheral neuropathy is common among colorectal cancer (CRC) patients who undergo oxaliplatin-based (OXL) chemotherapy. A pharmacogenetic approach can be used to identify patients at high-risk of developing severe neuropathy. This type of approach can also help clinicians determine the best treatment option and prevent severe neurotoxicity. The purpose of this study is to investigate the evidence of pharmacogenetic markers for OXL-induced peripheral neuropathy (OXIPN) in patients with CRC. Methods: A systematic literature search was conducted using the following databases up to December 2017: Pubmed, EMBASE, and CINAHL. We reviewed the genetic risk factors for OXIPN in observational studies and randomized controlled clinical trials (RCTs). All processes were performed independently by two reviewers. Results: Sixteen studies published in English between 2006 and 2017 were included in this review. A genome-wide association approach was used in one study and various candidate genes were tested, based on their functions (e.g., DNA damage or repair, ion channels, anti-oxidants, and nerve growth etc.). The genes associated with incidence or severity of OXIPN were ABCG2, GSTP1, XRCC1, TAC1, and ERCC1. Conclusion: This study highlighted the need and the importance of conducting pharmacogenetic studies to generate evidence of personalized OXIPN symptoms management. Additional studies are warranted to accelerate the tailored interventions used for OXIPN in patients with CRC (NRF-2014R1A1A3054386).

An Assessment of Ecological Risk by Landslide Susceptibility in Bukhansan National Park (산사태취약성 분석을 통한 북한산국립공원의 생태적 위험도 평가)

  • Kim, Kyung-Tae;Jung, Sung-Gwan;You, Ju-Han;Jang, Gab-Sue
    • Korean Journal of Environment and Ecology
    • /
    • v.22 no.2
    • /
    • pp.119-127
    • /
    • 2008
  • This research managed to establish the space information on incidence factors of landslide targeting Bukhansan National Park and aimed at suggesting a basic data for disaster prevention of a landslide for the period to come in Bukhansan National Park through drawing up the map indicating vulnerability to a landslide and ecological risks by the use of overlay analysis and adding-up estimation matrix analysis methods. This research selected slope angle, slope aspect, slope length, drainage, vegetation index(NDVI) and land use as an assessment factor of a landslide and constructed the spatial database at a level of '$30m\times30m$' resolution. The analysis result was that there existed high vulnerability to a landslide almost all over Uidong and Dobong valleys. As for ecological risks, Dobong valley, Yongueocheon valley, Jeongneung valley and Pyeongchang valley were analyzed to be higher, so it is judged that the impact on a landslide risk should be also considered in time of establishing a management plan for these districts for the time to come.

Identification and importance analysis of hazards affecting the stability of TBM tunnelling works (TBM 터널 굴착 안정성에 영향을 미치는 위험요소 도출 및 중요도 결정)

  • Seong, Joo-Hyun;Youn, Jun-Ung
    • Journal of Korean Tunnelling and Underground Space Association
    • /
    • v.19 no.6
    • /
    • pp.973-984
    • /
    • 2017
  • There is a growing need to apply TBM tunnelling method for the construction of underground facilities such as subways and utility tunnels in urban areas. Due to the variability and uncertainty of the ground, tunnelling in urban areas has various safety hazards which could cause damage to people and properties and it is very costly to recover from accidents. Therefore, it is very important to identify hazards from the planning and design phase and to establish risk mitigation measures. In this study, a total of 31 hazards affecting the stability of TBM tunnelling works in urban areas were listed from both the technical literature and correspondence with experts in tunnelling area. The importance and priorities of the hazards were analyzed by conducting Delphi technique, which is a decision-making method by consensus among experts. Finally, 12 hazards that satisfy the content validity criteria were settled and could be used as major control factors for accident prevention during TBM tunnelling works.

Association of Osteoarthritis with prevalence of Metabolic syndrome: based on 2009-2010 Korean National Health & Nutrition Survey (골관절염과 대사증후군과의 상관관계: 2009-2010년 국민건강영양조사 이용)

  • Oh, Ji-Eun;Lim, Se-Hyun
    • Journal of Digital Convergence
    • /
    • v.14 no.7
    • /
    • pp.269-277
    • /
    • 2016
  • This study was attempted to investigate the possible association of osteoarthritis with the metabolic syndrome (MetS) and its components in Korean adults based on the Korean National Health and Nutrition Examination Survey (KNHANES). The prevalence of MetS was significantly increased in OA group in women. To investigate the association between the components for MetS and osteoarthritis, we analyzed the mean values of 5 components of MetS, waist circumference (WC), triglyceride (TG), HDL-cholesterol, systolic blood pressure, and fasting plasma glucose in normal and OA group. In women, WC, TG, HDL, and systolic blood pressure were associated with the development of OA. Moreover, accumulation of components of MetS was significantly related to the prevalence of OA in Korean men and women. These data suggest that MetS might be a novel risk factor for OA and MetS should be taken into account in the prevention and treatment of OA for Korean adults as well.

Evaluation of the Application of worker-DNELs under REACH Guidance as Provisional Occupational Exposure Limits in the Workplace (작업자 무영향도출수준(worker-DNEL)의 사업장 적용을 위한 평가 연구)

  • Yoon, Young Hee;Lee, Seok Won;Jung, Hyun Hee;Kim, Kwan Sick
    • Journal of Korean Society of Occupational and Environmental Hygiene
    • /
    • v.23 no.1
    • /
    • pp.27-34
    • /
    • 2013
  • Objectives: The purpose of this study is to calculate the worker-DNEL (Derived No Effect Level) values using the REACH guidance and compare the calculated DNELs with existing Korea occupational exposure limits (KOELs) for evaluation of the applicability of the worker-DNELs as provisional occupational exposure limits for chemicals that are not established KOELs in the workplace. Methods: The worker-DNELs for 46 chemicals among 113 hazardous substance requiring management were calculated using the REACH guidance, and a paired t-test was performed to see if there is any statistical difference between two lists (worker-DNELs vs KOELs). The ratios of KOELs over worker-DNELs were also calculated to compare the overall levels of two lists using the geometric means method. Results: The calculated worker-DNELs for 46 chemicals ranged from 0.001 to $329mg/m^3$ (GM= 6.9, GSD = 10.8), and appeared to be a significant difference between the worker-DNELs and the KOELs (p < 0.01). In addition, the ratios of KOELs over worker-DNELs ranged from 0.3 to 394 times (GM = 10.2, GSD = 3.9), indicating that the worker-DNELs were, on average, 27 times lower than the KOELs. Conclusions: Therefore, the study results show that the calculated worker-DNELs can be applied and used as provisional occupational exposure limits in the workplace in order to reduce worker exposures to chemicals and health risks, and manage potential worker exposures based on the precautionary principle through comprehensive chemical risk assessment.