• Title/Summary/Keyword: Retirement Perception

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Control Effect of Financial Retirement Preparation on Retirement and Senior Life Perception, Retirement Preparation Actions, and Retirement Satisfaction Level (은퇴 및 노후생활 인식, 은퇴준비 행동, 은퇴만족도 사이에서 경제적 은퇴준비 상황의 조절효과)

  • Kim, Nam-Won;Jang, Sun-Chul
    • The Journal of the Korea Contents Association
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    • v.16 no.7
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    • pp.522-531
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    • 2016
  • Extension of life expectancy and retirement of baby-boomers from 2010 made big population senior citizens, and concerns about retirement was heightened. Researches to remove the concerns about retirement found out that awareness for senior age life and financial preparation actions for retirement influence retirement life both directly and indirectly. This research identified the influence of financial retirement preparation on related variables, and analyzed its control effect on retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. For that, from Nov 2015 to Feb 2016, this research surveyed 1,500 people from 20 to 69, by mailing or visiting with survey, noting purpose and process of research, eliminating 83 insufficient replies, and analyzing 1,417 surveys. This result shows the better retirement preparation, the more positive retirement and senior life perception, retirement preparation actions, and retirement satisfaction level. This research is significant as basic data for general and practical retirement preparation program development.

Research on the Differences of Perception on Retirement between Middle-aged Men and Women -Focusing on the Baby-Boom Generation- (우리나라 중년 남성과 여성의 노후에 대한 인식차이 연구- 베이비 붐 세대를 중심으로-)

  • Cho, Sung-Sook;Suh, Hoon
    • The Korean Journal of Community Living Science
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    • v.22 no.4
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    • pp.705-717
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    • 2011
  • This research was based on surveys about differences of perception on retirement among the babe-boomers. Middle-aged men and women in their 40s' and 50s' residing in metropolitan areas centering around Seoul were the main targets for the surveys. Results indicated meaningful differences between men and women in the level of percection and expectation about their retirement. More specifically, men noted physical health, economic sufficiency and work as significant factors for happy retirement. Women, on the other hand, answered economic sufficiency first, and then physical health and relationship with spouse as the important variables for retirement. In addition, men and women portrayed different expectations for difficulties of retirement. Based on the survey results, this research proposed possible national, social, corporate, and individual approaches for secure retirement of the middle-aged baby-boom generation.

The Study on Retirement Age Adjustment Reflecting Possible Workability of Elderly Population

  • Jonghoon Park;Hyewon Shin
    • Asian Journal of Innovation and Policy
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    • v.12 no.3
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    • pp.363-382
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    • 2023
  • This study aims to discern the determinants influencing the perception of workability among the elderly population and delineate an appropriate retirement age within the labor market context. Employing binary logistic regression, this research utilizes data from the Korea Welfare Panel Study (2008, 2012, 2016, and 2020) provided by the Korea Institute for Health and Social Welfare. The findings indicate that key factors shaping the elderly's perception of workability encompass familial responsibilities (household and marital status) and their levels of physical and mental well-being. Econometric analysis suggests an anticipated retirement age for the elderly population ranging between 67 and 69 years. In addressing labor market demands and informing policymakers, the study proposes deliberations on extending the retirement age for individuals aged 60 to 65. This range serves as a compromise between the identified retirement age of 67 to 69 and the current average retirement age for elderly labor market participants. Bridging the disparity between the perceived workability age and the prevailing labor market baseline is crucial for achieving social consensus. Therefore, any extension of the retirement age should carefully consider both the demand and supply perspectives within the labor market. The study's contribution lies in two main aspects: firstly, presenting a retirement age framework for the labor market that integrates the workability of the elderly population, and secondly, providing evidence-based research outcomes to guide informed labor policies.

Pre-retirement Planning Programs for Male Salary Workers - Focus on Perception and Solving of Life Problems (남성 봉급생활자의 은퇴 전 생활설계프로그램 - 생활문제 인식 및 대처방안을 중심으로)

  • Hang Sung-Hee;Kim Soon-Mi;Kim Hye-Yeon
    • Journal of Families and Better Life
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    • v.24 no.3 s.81
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    • pp.95-115
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    • 2006
  • The purpose of this study was to analyze the affecting factors on male salary workers' pre-retirement plans and pre-retirement planning programs. The focus was on male workers' pre-retirement plans and programs for economy, housing, family relationship, leisure and health care in their elderly life. The major findings were as follows: First, the salary workers estimated their level of economic and health problems among their elderly life as relatively high. Second, the major factors affecting the level of planning for post-retirement were salary workers' age, job satisfaction, and reserved savings for their elderly life. Third, the major affecting factors on participation in pre-retirement planning programs were age, educational attainment, and spouse's job status. From these findings, it can be concluded that salary workers' level of pre-retirement planning and the needs of pre-retirement planning programs differed from their personal characteristics and preferences. Also, salary workers' characteristics related to job and retirement had more important effects on their pre-retirement planning than economic status.

Types of Attitude toward Retirement Plan and Financial Planning for Post-retirement Life among Salary Men. (남성 직장인의 은퇴계획유형과 경제적 준비에 영향을 미치는 요인)

  • Kwak, In-Suk;Hong, Sung-Hee;Rhee, Kyung-Hee
    • Journal of Family Resource Management and Policy Review
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    • v.11 no.2
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    • pp.21-42
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    • 2007
  • The purpose of this study was to investigate the overall levels of the middle aged salary men's attitudes toward retirement plan and financial planning for post-retirement life, and to understand the influencing variables such as personal, socio-economical and job characteristics. The data were collected from the 445 middle aged male salary workers through the structured questionnaires and were analysed by SPSS program. The major findings of this study were as follows: First, the salary men had different level of perception of retirement issues and retirement planning for post-retirement life. Second, according to the attitudes for retirement planning types, the affecting variables were different. Third, the results of the analysis showed that personal characteristics, job characteristics, economical background and the perception of family care were affecting the level of financial planning for retirement. And the positive attitude was the most crucial variable which affected the financial planning for retirement.

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A study of convergence perception of successful aging, turnover intention and retirement plans of hospital nurses (중소병원 간호사의 성공적 노후인식, 이직의도 및 노후대책의 융복합적 연구)

  • Hur, Hyeon-Jeom;Kwon, Young-Chae
    • Journal of Digital Convergence
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    • v.13 no.8
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    • pp.337-344
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    • 2015
  • The purpose of this study is to provide nurses with basic data to prepare for systematic and stable retirement plans and successful aging by investigating successful aging, turnover intention and retirement plans of nurses in small and medium-sized hospitals and identifying correlations. The participants of 290 subjects were recuited from hospital nurse in G City. A structured questions was used to collect data, and data was analyzed using descriptive statistics. Methods: Statistical analysis was made with collected data by using SPSS WIN 18.0 program. The results of this study were summarized as follows Results: Successful aging and retirement plans shows a positive correlation(r=.13. p=.022), emotional retirement plans and perception of successful aging showed a positive correlation((r=.16, p=.007). Conclusion: Study results suggested that, required to provide nurses with stable working environment and help nurses to establish systematic and specific long/short-term plans and carry out the balanced retirement plans from economic, physical and emotional perspectives in order to increase nurses' perception of successful aging and retirement plans and reduce the turnover rate.

Retirement and old age preparation of dental technicians -Targeting the metropolitan area dental technicians- (치기공사의 은퇴 및 노후준비 -수도권 지역 치기공사를 대상으로-)

  • Cho, Su-Min;Lee, Hae-Chan;Jung, Jong-Kwon;Yu, Dong-Hyeon;Lee, Jong-Sun;Lee, Jung-Soo;Bae, Eun-Jeong;Kim, Ji-Hwan
    • Journal of Technologic Dentistry
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    • v.38 no.4
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    • pp.315-325
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    • 2016
  • Purpose: This study investigated perception and plan of dental technologists regarding the old age and retirement for them to enjoy stable old age. Methods: Dental technologists working in Seoul, Incheon, and Gyeonggido were asked to fill out a self-administered questionnaire, and a total of 200 copies were used for analysis. The collected data were statistically analyzed by using SPSS 22.0(Statistical Package for Social Sciences. Chicago, IL, USA) (a=0.05). In order to compare perception toward old age preparation among the subjects, a Chi-square test was performed, and, to investigate the level of preparedness for old age according to general characteristics, t-test was performed. Results: In the analysis of the old age preparedness by age, there was a significant difference in financial preparation, Asset identification, use of retiring allowance, information gathering, senior town home, and stability (p<0.05). To the questions regarding perception toward retirement, the majority of the subjects (60.5%) answered they had thought about retirement, and many (23.9%) of them attributed the reason to job stress (23.9%). Regarding old age preparedness according to workplace, there was a significant difference in use of retirement allowance and education for old age preparedness between general dental laboratories and general hospitals (p<0.05). Conclusion: It is believed that, for preparation of dental technologists for stable old age, in addition to their personal effort, it is important to provide social support and practical measures to ensure welfare and retirement.

Relationship among the Perception of Retirement and Senior Life, Retirement Preparation Action, and Retirement Satisfaction Level (은퇴 및 노후생활 인식과 은퇴준비행동 및 은퇴만족도의 관계)

  • Kim, Nam-Won;Jang, Sun-Chul;Lim, Eun-Sil
    • The Journal of the Korea Contents Association
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    • v.16 no.9
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    • pp.66-77
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    • 2016
  • This research defined causal relationships among the perception of retirement and senior life(PRSL), retirement preparation actions(RPA), and retirement satisfaction level(RSL) to know the expectation about retired life according to the differences of retirement related factors, PRSL, and RPA. For this, From November 2015 to February 2016, I researched from 20 to 69, 1,500 currently working adults in the country, mailing surveys with the letter introducing this research's purpose and procedure and having them send them back, or researcher's spreading and collecting the surveys, eliminating 83 cases of negligent answers, finally analyzing 1,417 surveys. The result shows age, monthly income, and residing at their own places made more positive PRSL, RPA, financial retirement preparation level(FRPL), and expectancy about satisfactory retirement life. When they had less children, PRSL and RSL were higher. When they had more children, RPA was more proactive, and FRPL was higher. When they had positive PRSL, RPA was more proactive, and expectancy about retired life was higher. This research is significant in defining differences of retirement related factors and causal relationships among PRSL, RPA, and RSL.

Attitudes toward Aging and Retirement Planning of Clinical Nurses (임상간호사의 성공적 노후인식, 퇴직에 대한 태도 및 노후대책)

  • Lee, Min-Sook;Lee, Ji-Hyun
    • Journal of Korean Public Health Nursing
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    • v.27 no.1
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    • pp.129-141
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    • 2013
  • Purpose: This study examine the relationships retirement plans, perception of successful aging and attitude toward retirement nurses. Methods: The subjects of this study 200 nurses at two hospitals in C City. The data collection period from Nov. 1 to Dec. 31, 2011. Results: The degree of retirement significant according to age, marital status, education level, dependent, duration of employment, shift, department, annual salary. he degree of economic retirement plan showed significant differences according to age, marital status, education level, dependent home, duration of employment, department, annual salary. he degree of physical retirement plan showed statistically significant differences according to age, marital status, dependent, department. The degree of emotional retirement plan showed significant differences according to age, department. Conclusion: mprove the retirement of clinical nurse, we need a systematic based on physical and mental health.

Retirement Planning of Two earner households : Expected Age of Retirement of husbands and wives and Related Variables (맞벌이 부부가계의 은퇴계획 : 남편과 부인의 은퇴예상연령 및 관련변인을 중심으로)

  • Kim Hye-Yeon
    • Journal of Family Resource Management and Policy Review
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    • v.9 no.1
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    • pp.113-130
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    • 2005
  • The purpose of this study was to show the expected age of retirement of the couple, husband and wife, individually, the difference between the expected age of retirement of the husband and that of the wife, and to analyze contributing variables. The sample in this study numbered 517, of which 229 were husbands and 288 were wives. The independent variables were divided into three factors including personal, financial, and work related variables. The results of this study were as follows. Among two earner households, both husbands and wives expected the husband's age of retirement to be higher than of the wife. The difference between the husband's expected age of retirement and the wife's expected age of retirement was five years, on average. For the husband, personal, financial, and work related variables had effects on his expected age of retirement. However, for the wife it was only the perception of future work life and expected age of retirement of the partner which had very significant effects statistically. The variables affecting the difference between the expected age of retirement of the husband and that of the wife included the personal variables as well as interaction of the couple related variables. The results showed that first of all, the planning of retirement among two earner households needs to be focused on the couple rather than on the individual.

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