• 제목/요약/키워드: Rent House

검색결과 53건 처리시간 0.024초

가계 재무건전성이 주택투자수요에 미치는 영향에 관한 연구 (A Study on the Financial Strength of Households on House Investment Demand)

  • 노상윤;윤보현;최영민
    • 유통과학연구
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    • 제12권4호
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    • pp.31-39
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    • 2014
  • Purpose - This study investigates the following two issues. First, we attempt to find the important determinants of housing investment and to identify their significance rank using survey panel data. Recently, the expansion of global uncertainty in the real estate market has directly and indirectly influenced the Korean housing market; households demonstrate a sensitive reaction to changes in that market. Therefore, this study aims to draw conclusions from understanding how the impact of financial strength of the household is related to house investment. Second, we attempt to verify the effectiveness of diverse indices of financial strength such as DTI, LTV, and PIR as measures to monitor the housing market. In the continuous housing market recession after the global crisis, the government places top priority on residence stability. However, the government still imposes forceful restraints on indices of financial strength. We believe this study verifies the utility of these regulations when used in the housing market. Research design, data, and methodology - The data source for this study is the "National Survey of Tax and Benefit" from 2007 (1st) to 2011 (5th) by the Korea Institute of Public Finance. Based on this survey data, we use panel data of 3,838 households that have been surveyed continuously for 5 years. We sort the base variables according to relevance of house investment criteria using the decision tree model (DTM), which is the standard decision-making model for data-mining techniques. The DTM method is known as a powerful methodology to identify contributory variables for predictive power. In addition, we analyze how important explanatory variables and the financial strength index of households affect housing investment with the binary logistic multi-regressive model. Based on the analyses, we conclude that the financial strength index has a significant role in house investment demand. Results - The results of this research are as follows: 1) The determinants of housing investment are age, consumption expenditures, income, total assets, rent deposit, housing price, habits satisfaction, housing scale, number of household members, and debt related to housing. 2) The impact power of these determinants has changed more or less annually due to economic situations and housing market conditions. The level of consumption expenditure and income are the main determinants before 2009; however, the determinants of housing investment changed to indices of the financial strength of households, i.e., DTI, LTV, and PIR, after 2009. 3) Most of all, since 2009, housing loans has been a more important variable than the level of consumption in making housing market decisions. Conclusions - The results of this research show that sound financing of households has a stronger effect on housing investment than reduced consumption expenditures. At the same time, the key indices that must be monitored by the government under economic emergency conditions differ from those requiring monitoring under normal market conditions; therefore, political indices to encourage and promote the housing market must be divided based on market conditions.

구강보건사업계획에 필요한 노인의 구강건강 인식에 관한 연구 - 전주시 - (A study on the oral health awareness of the elderly for dental health project planning)

  • 남용옥;박철응;박진현;주온주;김영임
    • 한국치위생학회지
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    • 제6권4호
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    • pp.325-337
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    • 2006
  • The purpose of this study was to examine the oral health state of the elderly in an effort to pave the way for dental health project planning for the elderly for the city of Jeonju and to help promote the oral health of the elderly population to which health care services weren't accessible a lot. The subjects in this study were 300 elderly people who were in their 60s and up and used 10 different welfare establishments for the elderly in Jeonju. A survey was conducted from May 3 through 13, 2005, by interviewing them in person, and the collected data were analyzed. The findings of the study were as follows: 1. In terms of the period of oral health examination, 44.1 percent of the 66-70 age group, 48.1 percent of the elementary school graduates and 39.4 percent of the house owners had their teeth examined whenever they had a toothache. So their cycle of oral health examination was statistically significantly different according to age(p<.05), education(p<0.001) and form of residence(p<0.001). 2. Regarding the necessity of prosthesis, prosthesis was needed by 52.1 percent of the age group from 71 to 80, 44.3 percent of the women, 48.9 percent of the men, 60.0 percent of the community college graduates and 55.9 percent who rent a house on a deposit or monthly basis. But there was no statistically significant gap among the groups. 3. As for the necessity of oral health education, the necessity of it was absolutely supported by 89.7 percent of the 66-70 age group, 76.0 percent of the women, 87.2 percent of the men, 95.3 percent of the middle school graduates and 87.7 percent of the house owners. Their age(p<.0.01), gender(p<0.05) education(p<0.05) and form of residence(p<0.01) made a statistically significant difference to that. 4. Concerning oral health education experience, 79.3 percent of the high school graduates and 79.8 percent of the house owners had never received oral health education, and that experience statistically significantly varied with education(p<0.001) and form of residence (p<0.001). 5. As to the biggest reason for oral health care, 50.0 percent found it necessary to take care of their teeth to ensure their own perpetual oral health, and 33.7 percent felt the need for that because they had a toothache. The above-mentioned findings indicated that the elderly people were definitely in want of oral health education. Dental hygienists in public dental clinics should serve as dental health educators to address their needs, and regular oral health care programs should be prepared to spread awareness about the importance of oral health among elderly locals.

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일부(一部) 아동(兒童)의 신체발육(身體發育) 및 유병상태(有病狀態)에 관(關)한 조사연구(調査硏究) -기독교(基督敎) 아동복리회(兒童福利會) 전주분실(全州分室)에 가입(加入)한 아동(兒童)을 중심(中心)으로- (A Study on Physical Growth and Morbidity of the Children under Christian Children's Fund Inc. Programme)

  • 백영흠
    • Journal of Preventive Medicine and Public Health
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    • 제7권1호
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    • pp.131-138
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    • 1974
  • The author has conducted survey on the status of physical growth and morbidity of the children for christian children's fund programme, as a means of collecting basic data for the anticipated establishment of a health planning. A total 345 children aged 9 to 16 underwent C.C.F. programme while as a control, a total of 480 children of same ages from the middle-class school children in Jeonju area was also studied. As results of survey conducted for a period of one month (form July 1 to 31, 1974) on a total 429 children in 347 households living in Jeonju area. I. Socio-economic background 1. By educational status of the children, 39.9 per cent of the total children was attending at primary school, 33.8 per cent in middle school and 15.6 per cent in high school. 2. The greatest proportion or 28.8 per cent of the household head were engaged in labor, 17.9 per cent in peddler and 13.2 per cent in retail. 3. As for the living standard of the households, low class constitued 90.1 per cent, middle and high classes only 9.9 per cent. 4. 39.5 per cent of the households had their own house, 39.1 per cent lived in rent deposit house or rooms and 14.6 per cent in monthly rented house and rooms. II. Physical growth and nutritional status 1. The growth of children for C.C.F. programme in terms of height was found to be slightly smaller than the school children. The ages frm 9 to 16 corespond to the 'secondary growth and replenishment period and this period was regarded to be the one most affected by environmental and nutritional factors of all the other periods of growth and developmet. 2. The body weight of the children for C.C.F. presented a quite different pattern from that of the school children. The above findings appeared thin-and-long stature from the famillies with higher living standard while those from the household with low standard of living had a short-and-plump one. 3. According to the values of Rohrer's index, the children of C.C.F carried a higher degree of 'replenishment' than the children in Jeonju area and adolesecence comes later for the girls under C.C.F. programme. III. Morbidity 1. The monthly prevalence rate was 110.0 per thousand persons for the children under C.C.F. programme. 2. The total number of case was classified by timing of the incidence as follws. 40.0 per cent was constituted by diseases carried over from tile previous month and 60.0 per cent by new incidences. 3. The diseases were broken down by W.H.O. disease classification into the greatest proportion or 39.1 per thousand person constituted by disease of the digestive system.

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사회경제적 박탈 경험이 노인의 자살생각에 미치는 영향: 6가지 박탈 유형을 중심으로 (The Effects of Elderly's Socio-economic Deprivation Experience on Suicidal Ideation)

  • 강동훈;김윤태
    • 한국노년학
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    • 제38권2호
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    • pp.271-290
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    • 2018
  • 이 연구는 사회경제적 박탈 경험이 노인의 자살 생각에 미치는 영향을 분석하는 것을 목적으로 한다. 분석 자료는 한국복지패널 9차년도 자료를 사용하였으며, SPSS를 활용하여 빈도분석, 평균차이분석, 상관분석, 로지스틱 회귀분석 등을 실시하였다. 주요 분석결과는 다음과 같다. 첫째, 공적연금을 받지 못했던 경험, 근로능력이 있으나 실업 상태였던 경험, 경제적 어려움으로 균형 있는 식사를 할 수 없었던 경험, 먹을 것이 떨어졌는데도 더 살 돈이 없었던 경험 등의 순으로 박탈 빈도가 높았다. 둘째, 배우자가 없는 경우, 학력과 소득수준이 낮을수록 자살 생각이 높은 것으로 나타났다. 셋째, 돈이 없어서 본인이나 가족이 병원에 갈수 없었던 경험, 2달 이상 집세가 밀렸거나 집세를 낼 수 없어 집을 옮긴 경험, 먹을 것을 살 돈이 없어 균형 있는 식사를 할 수 없었던 경험, 공과금을 기한 내 납부하지 못한 경험, 근로능력이 있으나 직업을 갖지 못한 경험, 경제적인 어려움 때문에 먹을 것이 떨어졌는데도 더 살 돈이 없었던 경험 등이 노인의 자살 생각에 통계적으로 유의미한 영향을 미치는 것으로 나타났다. 이러한 연구 결과를 토대로 이 논문은 의료급여 사례관리 확대, 노인 주거급여 및 정주 여건 개선, 노인 식생활실태 조사 강화, 노인 공과금 지원 방안 확대 등의 정책 방안을 제시하였다.

광주 점복(占卜)문화의 실상과 특징 (The Real States of Affairs and Features of Fortune-Telling in Gwang-Ju)

  • 표인주
    • 헤리티지:역사와 과학
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    • 제43권4호
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    • pp.4-23
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    • 2010
  • 요즈음은 세습무계가 약화되고 강신무 계열의 무속인들이 왕성하게 활동하게 되면서 강신무인 점쟁이도 굿을 주재하는 경우가 많아지고 있다. 고대사회에서는 점쟁이가 공공성과 정치성을 지녀 그 위상 또한 상당했을 것으로 보이고, 오늘날은 점쟁이를 하나의 직업인으로서 인식해 가는 추세이다. 점쟁이는 부업이 아니라 주업으로써 활동하는 경우가 많고, 전반적으로 그들의 학력은 낮은 것으로 판단되지만, 대졸도 11명이나 된다는 점에서 학력이 점차 높아지고 있는 것도 확인해 볼 수 있다. 점집의 성격은 점치는 사람의 성향에 따라 다른데, 점집의 상호명을 통해서 어느 정도 추정해 볼 수 있다. 점쟁이 가운데는 신내림을 받은 사람이 많은데, 대부분 개인 신당을 소유하며 신당에는 주로 조상신류, 장군신류, 불교신류, 자연신류(천신, 용신 등), 도교신류, 기타 등을 모시고 있다. 그리고 점집의 상호를 보면, '${\bigcirc}{\bigcirc}$보살' 혹은 '${\bigcirc}{\bigcirc}$사(寺)'나 '${\bigcirc}{\bigcirc}$암(庵)'이라는 명칭이 많은데, 불교와 종교적인 친연성도 있겠지만 무속에 대한 사회의 부정적 인식을 희석하기 위해 불교적인 색채를 덧입힌 것으로도 보인다. 점집이 집단화된 지역을 보면 계림동 오거리, 양동 닭전머리, 중흥동 향토문화거리를 들 수 있다. 먼저 계림동 오거리권은 계림동과 산수동에 인접한 곳으로 주변에 계림시장과 대인시장이 있으며 점집이 72개로 15%의 비중을 차지하고 있다. 그리고 양동 닭전머리권은 월산동과 양동에 가까운 지역으로 배후에는 양동시장을 끼고 있는데 점집이 96개로 19%의 비중을 차지하고 있다. 마지막으로 중흥동 향토문화거리권은 중흥동과 우산동에 인접하며 인근에 북구청과 전남대학교 그리고 말바우시장이 자리하는 곳으로 점집이 106개로 21%의 비중을 차지하고 있다. 점치는 방법은 학습을 통하여 점치는 점쟁이와 강신을 통해 점치는 점쟁이에 따라서 큰 차이가 있다. 전반적으로 점책에만 의존하여 점치는 경우는 22%이고, 어떤 식으로든 영력에 의존하여 점치는 경우가 72%의 비중을 차지하고 있음을 보면, 대다수 점쟁이는 영력을 이용하여 점치고 있음을 알 수 있다. 점의 종류는 일생의례와 관련된 것으로 궁합 결혼 이혼 등 애정운이 있는가 하면, 가족과 관계된 것으로 작명 취업 진로 입시 사업 병고 액막이 등 가족운이 있고, 조상과 관련된 묏자리 이장 이사 등이 있다. 점치는 과정은 준비 단계, 점사를 공수하는 단계, 점사의 결과를 실천하는 단계로 이루어지고, 이들은 서로 순차적이면서 단계별로 연계되어 있다. 첫 번째 준비 단계는 다시 의뢰자의 기본정보를 확인하는 과정과 신의 강림을 청하는 과정으로 구성되어 있다. 신의 강림을 청할 때 주로 사용하는 점구는 징과 방울이다. 두번째 공수단계는 강신의 점쟁이가 영적인 힘을 얻어 공수를 주는 과정이고, 학습의 점쟁이는 점책을 확인하여 점사를 의뢰자에게 일러주는 때이다. 공수단계에서 사용되는 중요한 점구로 쌀과 엽전을 들 수 있다. 세 번째 실천단계는 점사의 공수 내용을 실천하는 것으로, 다시 말하면 점사 후 처방하는 절차를 말한다. 점쟁이의 처방으로는 굿을 하도록 권하는 경우가 많고, 그 다음으로 부적을 써 주는 순이었다. 광주지역 점복문화의 특징을 보면, 먼저 점쟁이와 보살의 역할이 병행되는 사례가 늘어나고 있으며, 점집이 굿당의 역할까지 함께 수행하는 경우가 많아지고 있다. 그리고 점집은 집단화되고 있는데, 주거환경개선사업의 영향으로 점집들이 밀집된 곳으로 이동해가는 모습도 확인할 수 있다. 뿐만 아니라 학습 계통의 점쟁이가 갈수록 증가하고 있고, 젊은 층의 점집 이용이 증가하고 있으며, 가족적인 것보다는 개인의 문제를 해결하기 위해 점집을 찾는 경우가 많아지고 있다.

생활주기(life cycle)에 따른 소비성향 및 주거관련 특성에 관한 연구 (A Study on the Propensity to Consume and Housing Characteristics According to Life Cycle)

  • 서인주;정지영;한연순
    • 가족자원경영과 정책
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    • 제16권1호
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    • pp.85-101
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    • 2012
  • This study aims to identify the propensity to consume and housing characteristics according to life cycle as the main independent variable. It also tries to understand the consumption power and housing style of each cycle and analyze whether there are differences between each life cycle, ultimately aiming to match the propensity to consume and housing style with each cycle. For empirical analysis, on and off-line surveys of 488 people were collected and analyzed by cross analysis, factor analysis and analysis of variance. The prime research findings are as follows: First of all, factor analysis on propensity to consume showed four main sub-factors as rational consumption, conspicuous consumption, trend consumption, and status consumption. Secondly, current and preferred housing styles ranked from modern, natural, casual, classic and romantic, which proved that people are currently housed in preferred housing styles. Thirdly, in case of housing-related characteristics of life cycles, the size of the house increased as the levels progressed, and then decreased at level 6 when the children grew into adulthood. The majority of the population was paying a monthly rent, a few were leasing, and a very few owned their housing. 58% were living in apartments, but in levels 1-2, more were living in row houses and high-rise residential buildings, while in level 6 it was detached houses. Fourthly, the propensity to consume according to life cycle tended to shift from conspicuous and trend-based consumption to rational consumption as the cycles progressed. Fifthly, the preferred housing styles were modern and natural styles, regardless of life cycle. These study results can be applied to product development and marketing activities based on their accurate analysis of customers' needs, which can thus bring further customer satisfaction.

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베이비부머의 라이프스타일에 따른 실버타운에 대한 인식과 선호 결정요인 (Determinant Factors and Recognition about Silver Town according to Baby Boomer's Life Style)

  • 서인애;홍형옥;이현정
    • 한국주거학회:학술대회논문집
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    • 한국주거학회 2011년도 춘계학술발표대회 논문집
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    • pp.220-225
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    • 2011
  • The purpose of this study was to identify the lifestyle of babyboomer, the difference of recognition about silver town and preferable determinants according to lifestyle. By the Social Survey Research with questionnaire, data from 108 people of 46 years old ~ 65 years old who inhabited in Seoul City area were collected during October, 2010. Data were analyzed by the SPSS program Win 18.0, and frequency, percentage, t-test, ANOVA, factor analysis, regression were employed. The major findings were as follows. First, by the factors analysis on lifestyle, factors were named "interest about external", "inner-oriented", "pursuit of health", "prepare for later life", "social aspects". Second, by the frequency analysis on recognition about silver town, 97.2% of total respondents replied "at least heard about silver town", and 64.8% of total respondents recognized the necessity of silver town. While, intention to live in silver town was low (by 38.0% of total respondents). Third, by the regression analysis on preference tendency about silver town according to life style, factor of 'inner-oriented' in the decision about residential area and total household number, factor of 'pursuit of health' in the decision about monthly rent, factor of 'social aspects' in the decision about cost solution method were influential factors. In conclusion, to supply the house which had the diversity of baby bommer's life style, government and corporation's efforts to increase intention to live in silver town and to change the recognition about silver town are needed.

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주거복지지표 개발에 관한 연구 II - 수요자 측면의 주거복지체감지표와 지수를 중심으로 - (Development of the Sentiment Indicators of Housing Welfare)

  • 지은영;은난순;홍형옥
    • 한국주거학회논문집
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    • 제19권5호
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    • pp.85-92
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    • 2008
  • The aim of this research is to develop the sentiment indicators of housing welfare for evaluating housing welfare policies conducted by the Korean government. The methods of this research are used by analysis of related documents, FGI (Focus Group Interview), and survey. The survey was made by experts and consumers. To analyze the survey, this research also uses confirmatory factor analysis by SPSS (Statistical Package for the Social Science) program, AHP (Analytical Hierarchy Process) by Expert Choice program, frequency, average, percentages, Factor analysis etc. As a result of this research, selected housing welfare indicators are settled as follows: In the housing welfare aspect, 11 indicators in the department of 'Housing Satisfaction' and 11 indicators in the department of 'Community Satisfaction' (22 in total) are suggested. The indicators are 1) Water Supply and Distribution Equipment 2) Heating equipment 3) the size of the exclusive residential area 4) the number of rooms 5) Ventilation and Lighting 6) Sound Insulation (Indoor Noise) 7) Air Pollution/Odor 8) House Deposit 9) Rent Paid 10) Maintenance (Dwelling) Cost 11) The length of Occupation 12) Proximity to Welfare Facilities 13) Educational Environment 14) Convenience of Facilities (shops, hospitals etc.) 15) Convenience of Transportation and Commuting 16) Distance from Workplace 17) Landscape and Green Space (Tree, Flowers, Grass etc.) 18) Vandalism (Destruction Behavior, graffiti etc.) 19) Privacy 20) Noise in Public Places (Drinking, Loudly Talking etc.) 21) Safety from Crime 22) Safety from a Disaster. As of 2007, the housing welfare sentiment index is measured by the survey of 1,000 inhabitants in the public housing, which shows 3.51.

노인가구 유형별 주거만족도 영향요인 비교연구 (A Study on Factors Influencing Residential Satisfaction by Elderly Household Types)

  • 천현숙;오민준
    • 한국주거학회논문집
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    • 제24권5호
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    • pp.27-37
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    • 2013
  • Because of rapid aging, housing stability of elderly household is becoming an important social problem. The population of the elderly people was 11.3% and that of the elderly household was 23.2%, about 407 million, in 2010. Yet, social policies for elderly people are focusing on the household who takes care of the elderly people, not on the elderly headed households. These policies fail to reflect the reality. Housing satisfaction of the elderly household is different based on the tenure type and the satisfaction can be further affected by the types of elderly household within the same tenure group. Thus, strengthening the policies for the elderly headed households as well as differentiating the policies based on the types of household is required in order to meet the needs of the elderly households. For the elderly household living in a rent house in a city, a housing voucher is needed and for the low income elders who own their houses, housing renovation is required. Public housing affects only the residential satisfaction of single elderly households, not for all elderly households probably because public housing does not meet the demand of the elderly households appropriately. Since the elderly households wanting to move is noticeably small, a policy that provides proper facilities within the elders' neighborhood is most necessary. Also, in order to lessen the burden of housing expenses of the elders with low income, a public housing policy, in which 2-3 people living together in one public housing, needs to be examined.

도시지역 마을만들기의 사례와 시사점 : 대구 삼덕동을 사례로 (Community Making in Urban Areas and the Implications : A Case of Samduck-Dong, Daegu City)

  • 윤옥경
    • 한국지역지리학회지
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    • 제14권5호
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    • pp.466-479
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    • 2008
  • 본 연구에서는 도시지역에서 이루어지는 마을만들기의 특징과 시사점을 도출하고자, 대구 삼덕동의 마을만들기 사례에 대해 조사하였다. 대구 삼덕동의 지리적 특징을 파악하고, 삼덕동의 마을만들기 사업의 배경과 전개 과정을 고찰할 뿐 아니라, 이 사업에 대한 삼덕등 주민들의 관심과 반응을 통해 도시 지역 마을만들기 사업의 의의와 시사점을 찾아보았다. 삼덕동은 도심에 인접하여 접근성이 좋고 주변 환경 등으로 인해 통근을 위한 주거지로서의 매력이 있는 지역이다. 그러나 점차 상업기능이 강화되고 기존 주택이 원룸으로 전환되면서 마을만들기를 통한 공동체 형성에 어려움이 예상된다. '담장 허물기'에서 시작된 삼덕동 마을만들기는 지속적으로 다양한 사업들이 발굴되고 있으며 마을만들기와 관련된 장소들은 상덕동만의 특색으로 자리매김되고 있다. 그러나 사업의 대상과 범위 등에 대한 삼덕동 주민들의 인식의 공유와 참석의 과제를 남겨두고 있다 하겠다.

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