• Title/Summary/Keyword: Preparation for Retirement

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The Influence of Aging Anxiety and Successful Aging on Retirement Preparation in Middle Aged Women (중년여성의 노화불안, 성공적노화가 노후준비에 미치는 영향)

  • Choi, Young Mi;Choi, Seong Hui;Ahn, Okhee
    • Journal of muscle and joint health
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    • v.26 no.3
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    • pp.175-183
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    • 2019
  • Purpose: This is a descriptive research examining the relationships between aging anxiety, perceived level of successful aging, and preparation for aging as well as factors influencing preparation for aging. Methods: Subjects of this study were 221 women aged between 40 and 59 years residing in area J. Data were collected from October 27, 2017 to November 9, 2017, using a structured questionnaire. The collected data were analyzed using the statistical program SPSS/WIN 24.0. Results: Regression analysis revaled that factors having a significant effect on the preparation for aging of the subjects were age, perceived health status, exercise, leisure activity, aging anxiety, and perception of successful aging. The total explanatory power was 42.3%. Conclusion: Based on the results of this study, it was found that aging anxiety and successful aging influenced the preparation for aging of middle-aged women. Therefore, it is necessary to develop a nursing intervention that properly manage aging anxiety and improves successful aging, in order to encourage middle-aged women to actively prepare for their later lives.

The Effects of Emotional & Social Preparation for Aging on Successful Aging of the Elderly with Disability & Mediating Effects of Social Support (정서사회적 노후준비가 장애노인의 성공적 노화에 미치는 영향과 사회적 지지의 매개효과)

  • Song, Kee-Young
    • The Journal of the Korea Contents Association
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    • v.18 no.7
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    • pp.194-206
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    • 2018
  • The purpose of this research is to take a look at the factors that influence the successful aging of the elderly with disability as the aging population grows. For this purpose, psychological and social concepts were defined for successful aging of the elderly with disability. It was also verified that the effects of emotional & social preparation for aging on successful aging of the elderly with disability and mediating effects of social support. The subjects of this study are 506 elderly people with disability who are over the age of 50. They were originally extracted from the 4th main survey and 3rd, 4th additional survey of Korean Retirement and Income Study. For data analysis purposes, SPSS 23.0 and SPSS PROCESS macro v2.16 were used. The results of this study are as followed. Firstly, emotional & social preparation for aging turned out to have a significant direct influence on successful aging the elderly with disability. Secondly, emotional & social preparation for aging has a indirect effect on successful aging through social support. On the basis of the results, this study provided the social welfare policy and practical suggestions to enhance the preparation for aging and social support.

The Effects of Emotional & Social Preparation for Aging on Successful Aging & Mediating Effects of Social Support (정사사회적 노후준비가 성공적 노화에 미치는 영향과 사회적 지지의 매개효과)

  • SONG, Keeyoung
    • The Journal of the Convergence on Culture Technology
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    • v.4 no.4
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    • pp.47-56
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    • 2018
  • The purpose of this research is to take a look at the factors that influence the successful aging as the aging population grows. For this purpose, psychological and social concepts were defined for successful aging of the elderly with disability. It was also verified that the effects of emotional & social preparation for aging on successful aging and mediating effects of social support. The subjects of this study are 3,910 who are over the age of 65. They were originally extracted from the 4th main survey and 3rd, 4th additional survey of Korean Retirement and Income Study. For data analysis purposes, SPSS 25.0 and SPSS PROCESS macro v2.16 were used. The results of this study are as followed. Firstly, emotional & social preparation for aging turned out to have a significant direct influence on successful aging. Secondly, emotional & social preparation for aging has a indirect effect on successful aging through social support. On the basis of the results, this study provided the social welfare policy and practical suggestions to enhance the preparation for aging and social support.

Using Photovoice A Study on the Perception of Death Readiness in Babyboomer Retirees (포토보이스를 활용한 베이비부머 은퇴자의 죽음준비 인식의 연구)

  • Chung, Ju-Young;Lee, Mi-Ran
    • Journal of Convergence for Information Technology
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    • v.12 no.3
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    • pp.171-177
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    • 2022
  • The retirement of the Korean baby boomer generation has become a major factor in an aging society as a large proportion of the population has moved from the middle-aged to the elderly. In addition, after being busy working at a structured workplace for over 30 years, after retirement, they could not adapt to the unstructured environment, causing depression and leading to social problems such as the risk of suicide. research was needed. This study uses photovoice to in-depth research on the research question of how retirees' perception of death preparation, who wants to live a life prepared until death, is used. This is the purpose of this study. The study participants were 7 baby boomer retirees, the data were collected for 2 months, and the perception derived as a result of analyzing the photos, explanations, and in-depth interviews taken by the subject analysis method was used to prepare It was a necessity for education. In the discussion of this study, it is urgent to develop a death preparation education program that can help the baby boomer retirees, and I would like to suggest that the cooperation of local organizations in charge of the program is necessary. This study is meaningful in that it presents basic data in preparing social welfare policy measures for the elderly after retirement through the awareness of death preparations of baby boomer retirees.

The Intergenerational Effects of Tax Policy in an Overlapping Generations Model with Housing Assets

  • LEE, YOUNG WOOK
    • KDI Journal of Economic Policy
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    • v.40 no.2
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    • pp.53-73
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    • 2018
  • Using an overlapping generations model, this paper examines tax policy effects across generations. The model incorporates housing assets separately from capital assets and includes taxes on labor income, capital income, consumption and housing assets. Tax reforms for each tax rate have different effects on tax burdens across generations and the overall efficiency of the economy, leading to different welfare costs for generations. Specifically, raising housing property taxes results in the smallest welfare loss by future generations, as in the model it does not hurt economic efficiency and the tax burden increases mainly for the elderly, who have accumulated housing assets in preparation for retirement.

A Study on Effects of Preparation for Aging on Satisfaction of Life : Focusing on Comparison of Gender (중고령자의 노후준비가 삶의 만족도에 미치는 영향에 대한 연구 : 성별 비교를 중심으로)

  • Lee, Kyoung-Joon;Song, Hee-Kyong
    • The Journal of the Korea Contents Association
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    • v.16 no.4
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    • pp.757-769
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    • 2016
  • The purpose of this study on effect of preparation for aging on satisfaction of life by difference according to comparison of gender on the analysis. The 3th years additional research and 4th years of Korean Panel of retirement and longitudinal study was used. The sample size of this study was 2,970 for middle aged using based on over 50 years than 64 years. The explanation of the research results are as follows: First, the difference in preparation according to comparison of gender that a statistically significant difference in both men and women. Secondly, the difference in life satisfaction according to gender for both men and women showed that a statistically significant difference. Thirdly, the preparation was confirmed that the results for both men and women is significantly difference comparison of gender differences with respect to the effects preparation for aging on satisfaction of life. As a result, the based on gender through a comparison of the effects preparation for aging on satisfaction of life in accordance with middle-aged ready to raise the preparation and satisfaction of life.

Retirement Planning of Salary Workers : The Preferences and Needs to Silver Town as Their Care Type (봉급생활자의 은퇴설계 : 노인 부양으로서 유료노인시설 선호 및 요구도)

  • 김순미;홍성희;김혜연;김성희
    • Journal of the Korean Home Economics Association
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    • v.42 no.5
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    • pp.175-192
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    • 2004
  • The purpose of this study was to examine the preferences and needs of middle-aged salary workers' to make silver town their future care type. The sample of this study consisted of 837 middle-aged salary workers living in Seoul, Daejeon, Jeonju, Daegu, Gyonggi-do, and Jeju-do. Statistic values that were used for the analysis were frequencies, means, and logistic analysis. The major findings were as follows : First, 91.5% of the middle-aged salary workers needed silver town as their future care type and 63.2% of all workers wanted to live in the silver town. Second, the most frequent reason for choosing silver town as their care type was the convenience of their daily life. For the most part, salary workers answered that they would be moving to a silver town when they have some problems with mobility. Also, they wanted to pay for a deposit of 54,620,000 won and a monthly payment of 870,000 won. Third, the significant factors affecting the salary workers' preference to silver town were the respondent's sex and job, possession of a first child or not, real estate asset and monthly household income, subjective recognition for their economic status, having savings for their future, and the preparation for elderly life.

Financial Status of Elderly Households -to make a Financial Plan for Retirement Preparation- (재무계획 수립을 위한 노인가계의 재정상태 분석)

  • 김순미
    • Journal of the Korean Home Economics Association
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    • v.36 no.10
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    • pp.179-196
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    • 1998
  • The purpose of this study was to analyze the financial status of Korean elderly households to make a financial plan for retirement preparation. The sample obtained from 1997 KHPS, consisted of 326 households of 55-64 aged and 210 households of 65 and over aged. Statistics employed for the analysis were frequencies, percentile, univariate analysis and logistic analysis. And Lorenz curve and Gini coefficient were used to compare the financial status. The results could be summarized as follows. First, total income, total expenditure, total debt and net worth of 55-64 aged group were higher than those of 65 and over group, while total asset of 55-64 aged group was similar to 65 and over group's Second, total expediture to total imcome ratio(R1) and total asset to total debt ratio(R4) of 55-64 aged group were higher than 65 and over group's, but net worth to minimum cost of living ratio(R2) and financial asset to monthly expenditure ratio(R3) of 65 and over group were higher than 55-64 aged group's . Third, R4's Gini coefficient was the highest and R1's Gini coefficient was the lowest among all Gini coefficients. Also, R1's and R4's Gini coefficients of 55-64 aged group were greater than 65 and over group's. ourth, variables affecting R1's stability of 55-64 aged group were household head's age, educatonal attainment and family type, while those of 65 and over group were household head's age, past economic experience and the number of children. There was no significant variable affecting R2's stability of 55-64 aged group, but there was only household head's pst economic experience affecting those of 65 and over group. The variable contributing to R3's stability of 55-64 aged group was residence while the variables of 65 and over group were household head's educational attainment, past economic experience and the number of children. The variables contributing to R4's stability of 55-64 aged group were the number of children and residence, and the number of children was one variable of contributing to R4's stability of 65 and over aged group.

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The Social Activities of the Middle-aged Women (중년기 여성의 사회활동에 관한 일 고찰)

  • 이기숙
    • Journal of Families and Better Life
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    • v.14 no.1
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    • pp.163-176
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    • 1996
  • This study explores the overall social activities of the middle-aged women. The middle-aged married women of this study are the 40-59 years old and having youngest child above 10 years. Their social activities are categorized into work activities leisure avtivities social network with kin friends and neighbors and religious activities. The results are summarized as follows: (1) The work activities of he middle-aged married women are characterized by stable employment preparation of reentry to the job worries of unemployment and preparation of retirement(2) The leisure activities of the middle-aged married women are devided into two styles; family oriented activities and self developing activities. (3) In social networks especially the social relation with neighbor are increased and the relation with kinship tends to be bilineages. (4) Their religious activities are more supported by families than other activities. From he result this study suggests that : (1) The middle-aged m rried women might accept their midlife as a developmental stage. (2) The volunteer activities might be extended throughout the social activities (3) New social education programs for helping women's growth might be developed.

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Evaluation of the Current Direct Payment Schemes and Direction : based on farmers' survey data (현행 직접지불제의 평가와 개선방향 : 수혜자 조사의거)

  • Gim, Uhn-Soon;Jang, Hyo-Sun;Um, Dae-Ho
    • Korean Journal of Agricultural Science
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    • v.35 no.2
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    • pp.247-262
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    • 2008
  • The purpose of this study is to evaluate farmer's general contents on the current direct payment schemes and to derive some improvement measures, based on the survey data for the three types of direct payment schemes currently executed in Korea; Rice Farmer's Income Support, Early Retirement Aged Farmer's Support and Less Favored Area Direct Payment. In recent years we have introduced diverse direct payment schemes that are expected to have immediate effects in a short term period without enough preparation of the policy, which raises some contradiction between the agricultural policy and the original purpose of the direct payments. The result shows some important revisions should be made related the direct payment schemes, such as farmer's income stability through the improvement of unit payment and the payment length jointed with criteria of the payment, in addition to keeping up multifunctionality of agriculture and enhancing the effect of structural adjustment in agriculture.

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