• 제목/요약/키워드: Payment Policy

검색결과 395건 처리시간 0.022초

농촌경관 보전을 위한 보조금 지원제도 연구 -영국의 환경관리제(Environmental Stewardship)를 중심으로- (An Case Study of the Direct Payment Program for Rural Landscape Conservation - Environmental Stewardship in England -)

  • 채혜성;안동만
    • 농촌계획
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    • 제14권2호
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    • pp.65-75
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    • 2008
  • Recently the program of direct payment for rural landscape conservation attracts great interests as it may help disadvantaged rural people. Recognized the effect of the program to improve the rural landscape and economy, it has been suggested that the program of direct payment for rural landscape conservation should be expanded. This paper presents the measures and status of Environmental Stewardship, the direct payment program for landscape conservation in England, as following; 1) rural development policies in UK organized under EU, 2) measures and agreements for rural landscape management, 3) the statues of ES enforcement. We sampled a pilot farm, surveyed inside and outside landscape of the farm, and interviewed local government officers and farmers in order to find policy implication.

The Value of Reverse Mortgage Loans: Case Study of the Chinese Market

  • Wang, Ping;Kim, Ji-Pyo
    • The Journal of Asian Finance, Economics and Business
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    • 제1권4호
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    • pp.5-13
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    • 2014
  • This study contributes to addressing the problem of an aging population by providing important information that determines feasible monthly payments for the clients of Chinese reverse mortgage products and by promoting the implementation of reverse mortgages in China. The variables used in this study include mean values obtained from time series data, of the rate of increase of housing prices, and the probability value, interest rate, and mortality rate obtained through the geometric Brownian motion (GBM). For mortality rates, China Life Insurance female mortality rates (2000-2003) were used. This study aims to apply the main variables that affect reverse mortgage products in a monthly payment model based on Chinese financial market conditions, and determine loan values. In this study, Shanghai's reverse mortgage monthly payments, by age levels, were calculated through the loan-to-value (LTV) and payment (PMT) methods to evaluate the value of the reverse mortgages. Based on the optimal combination of the three factors of payment amount, loan interest rates, and the level of acceptance of prices, efforts must be made to extract the best value for the elderly. Only in this way can the interests of both lenders and borrowers be protected, by increasing the market share and economies of scale of the reverse mortgage industry and effectively improving the living standards of the elderly.

진료비용 지역보정지수의 산출 및 국내 적용의 타당성 (The Calculation of Geographic Practice Cost Index and the Feasibility of Using It in Korean Payment System)

  • 김한상;정설희
    • 보건행정학회지
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    • 제29권2호
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    • pp.130-137
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    • 2019
  • The fee-for-service system is used as the main payment system for health care providers in Korea. It has been argued that it can't reflect differences in the medical practice costs across regions because the fee schedule is calculated based on the average cost. So, some researchers and providers have disputed that there is need for adopting geographic practice cost index (GPCI) used in the United States for the Medicare program for the elderly to the fee-for-service payment system. This study performed to identify whether the difference in the practice costs among regions exists or not and to examine the feasibility of applying GPCI to Korea payment system. For this purpose, we calculated modified-GPCI and examined considerations to introduce GPCI in Korea. First we identified available data to calculate GPCI. Second, we made applicable GPCI equations to Korea payment system and computed it based on four types of regions (metropolitan, urban, suburban, and rural). We also categorize the regions based on the availability of the medical resources and the capability of utilizing them. As a result, we found that there wasn't any significant difference in the GPCI by regional types in general, but the indices of rural areas (0.91-0.98) was relatively low compared to the indices of other regions (0.96-1.07). Considering the need to use GPCI floor, the pros and cons of using GPCI, and the concern of the regional imbalance of resources, the introduction of GPCI needs to be carefully considered.

System Dynamics를 활용한 기본소득의 지역 영향성에 대한 연구: 보편적 현금급여와 현물에너지급여의 비교를 중심으로 (A Study on the Local Effects of Basic Income Using System Dynamics: Focused on the Comparison of the Universal Cash Payment and Energy Payment-in-kind)

  • 최인수
    • 한국시스템다이내믹스연구
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    • 제15권2호
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    • pp.51-74
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    • 2014
  • Over the past few years Korea has achieved rapid economic growth, while the deepening polarization of income has negatively affected Korea economy and society. It can be the reason of this negative effect on economy that the increased income by the economic growth has not been distributed socially, but overly focused on one part of social class. One of the important and powerful solution of social polarization could be the strengthening of the income distribution. In these circumstances, the social interest and discussion on the universal welfare system and on the basic income as the means of income redistribution have been increasing. In this study, a system dynamic analysis was conducted to find how an universal cash payment as basic income providing cash benefits impacts on the promotion of consumption in private sector, of local jobs and of local economic organizations. Recently, the poor energy consumption ability of energy poverty became one of the social problems. Also it was analysed how an energy payment-in-kind as basic income influences on the energy consumption of the region, the energy production capacity, the promotion of local energy. The universal cash payment and energy payment-in-kind as the basic income policy showed similar and positive effects on the local economy system and on the local energy system respectively.

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DRG(Diagnosis-Related Group)를 이용한 포괄진료비 지불제도의 선택 참여에 따른 재원일수 변화 (Variation in hospital length of stay according to the DRG-based prospective payment system in the voluntarily participating providers)

  • 최숙자;권순만;강길원;문상준;이진석
    • 보건행정학회지
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    • 제20권2호
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    • pp.17-39
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    • 2010
  • This study explored the impact on the DRG(Diagnosis-Related Groups)-based prospective payment system(PPS) operated by voluntarily participation providers. We analyzed whether the provides in the DRG-based PPS and in traditional fee-for-service(FFS) systems showed different the degree of variation in length of stay(LOS), and the providers' behaviors depending on the differences according to the varied participation periods. The study sample included all data 2,061 institutions participated in DRG-PPS in 2007 and all cases 473 FFS institutions which reported fee-for-service claims were reviewed same diagnosized diseases at least 10cases claims during three months We compared the differences of the LOS among health care institutions according to their type, region, and size. For DRGs showing significant differences in LOS, multiple regression analyses were performed to find out factors associated with LOS and interaction effect participation and hospital types or participation periods. The result provide the evidence that the DRG payment system operated by volunteering health care institutions had impact on resources use, which can reduce the institutions' the length of stay. While some DRGs had no correlation between participation periods and LOS, other DRGs, DRG participation period reversely linear relationship with LOS. That is to say, the longer participation year, the less reducing the LOS. These results support the future expansion of the DRG-based PPS plan to all health care services in Korea.

복수 수요가로 구성된 공급망의 협력적 주문량 결정 방안 (Cooperative ordering policy in a multiple-retailer supply chain system)

  • 김태복
    • 한국경영과학회:학술대회논문집
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    • 한국경영과학회 2007년도 추계학술대회 및 정기총회
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    • pp.104-107
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    • 2007
  • In this paper, we propose the coordination scheme in a single-manufacturer-multiple-retailer supply chain system. Traditionally, the bargaining power of the single manufacturer is superior to those of retailers. The business environment supported by the e-business scheme may give rise to new business behavior. The multitude of retailer requests the manufacturer to relax the his unilateral lot-sizing policy while they are willing to compensate more than the manufacturer's expected loss caused by abandon his superior bargaining power. The side payment aggregated by the multiple retailers is transferred to the manufacturer according to the degree of the manufacturer's relaxation from the current unilateral lot-sizing policy.

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주요 수산국과 한국간의 수산보조금 비교 분석 (Comparative Analysis on Fisheries Subsidies between Major Countries and Korea)

  • 이광남
    • 수산경영론집
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    • 제34권2호
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    • pp.27-52
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    • 2003
  • The object of this paper is to review the fisheries subsidies of the major FFG(Fish Friends Group) which argue the elimination and the phasing-out, to compare with Korea's subsidies category and provide the basic information for planning of fisheries subsidies policy and the negotiation strategy in the future. The result from the comparative analysis of the subsidies between the major FFG showed that WWF(World Wildlife Fund) fisheries subsidies categories, with the exception of Marketing and Price Support Program which is similar to Korea in terms of the supporting type and methods, differ from those of Korea. Also, The unique type of WWF Fisheries Subsidies, which is beyond Korea's subsidies, are Direct Payment for Fishermen and Fishery Wokers, Capital & Infrastructure Support, Fishery Management and Protection, etc. In case of capital support and fisheries fuel, the payment method or other institutional backgrounds is somewhat different from each nation. On the base of this analysis, this paper is suggesting the direction of the Korea's Fisheries subsidies policy as follows ; First, developing new policy methods and supporting ways such as Direct Payment for Fisherman is needed. Second, Converting fisheries subsidies category expected to be classified to Red Amber into another type of non-negative subsidies should be carried out, demonstrating that these kinds of subsidies give no negative effect to the environment and the trade, Third, Reviewing the categorize system of Korea's subsidies and revising it according to international trends is necessary as well. In respect to WTO/DDA, the watchful analysis of Korea's fisheries program must be preceding in ahead of making the negotiation strategy. And Korea firstly need to stress the fact that, while the major FFG can directly pay for fisheries section, other nations have no choice but supporting in preferential tax or loan manner. Using this kind of strategy, it is may enlarge the negotiating power in the WTO/DDA to reflect fully Korea's position.

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전자상거래 결제시스템의 현황과 과제 -전자화폐를 중심으로- (Problem and Policy of e-Commerce Payment System)

  • 박근수
    • 정보학연구
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    • 제3권3호
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    • pp.77-88
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    • 2000
  • 인터넷인구의 급속한 증가와 함께 전자상거래 역시 놀라운 증가 추세를 보이고 있다 그러나 전자상거래의 지급결제시스템은 여전히 신용카드와 온라인 입금 방식 위주로 이루어지고 있다. 그러나 이들 결제수단은 전자상거래 지급시스템으로는 불충분하다. 따라서 새로운 결제수단인 전자화폐를 전자상거래 지급수단으로 사용하기 위한 상용화 실험이 전세계에서 다양하게 시도되고 있으며 우리 나라의 경우에도 IC카드형은 금융기관을 중심으로 네트워크형은 전자상거래 관련 업체를 중심으로 상용화 실험이 활발히 진행 중에 있다 그러나 이들이 전자상거래 결제수단으로 자리잡기에는 몇 가지 과제가 있다. 특히 범용성확보를 위한 표준화 작업과 지불의 안정성과 가치의 안정성 확보를 위하여 난립하고 있는 전자화폐 발행 업체의 정비 및 엄격한 규제와 함께 예금보호 적용여부도 신중히 검토할 필요가 있다. 또한 전자상거래 업체들의 전자화폐 기피 현상을 해소할 수 있는 정책적 배려가 요청된다.

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전자결제시스템으로서 캐나다의 ACSS와 미국의 FedACH의 비교연구 (A Comparative Assessment Between ACSS of Canada and FedACH of America as a Electronic Payment System)

  • 이병렬
    • 통상정보연구
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    • 제18권1호
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    • pp.55-78
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    • 2016
  • 본 논문은 캐나다의 ACSS(자동정산결제시스템)과 미국의 FedACH(연방준비은행의 자동교환정산소)를 비교하여 연구하였다. 양국의 전자자금이체시스템을 특별히 비교연구 한 이유는 ACSS와 FedACH가 양국을 대표하는 소액 소비자간 결제 시스템이라는 사실과 동일한 북미경제권이라는 공통점을 가지고 있었기 때문이다. 연구의 결과 양국의 시스템은 지급시스템의 운영방법, 운영기관의 구성 및 중앙은행의 지위, 지급협회의 역할 및 수표거래와 전자거래의 운영방식이 다르다는 결론에 도달하였다. 또한 양 지급시스템이 참여자들에게 인정받으면서 더욱 보편적인 지급시스템으로 발전하기 위한 정책적 시사점으로 다음과 같은 점을 제시하였다. 첫째, 다양한 종류의 사기거래와 각종 위험노출을 회피하기 위하여 안전성을 더욱 보완하여야 한다. 둘째, 건전한 지급시스템으로 인정받아 고객과 시장에서 인정받기 위해서는 국제적으로 공인된 감독기준의 적용을 받아야 한다. 셋째, 최종 고객의 이익을 보장하는 방향으로 시스템이 운영되기 위해서는 프라이 버쉬(privacy)보장을 전제로 시장의 힘을 강화시켜 진입장벽도 낮추고 이용비용은 더욱 감소시킬 필요가 있다. 마지막으로 중앙은행의 역할과 관련하여 한국도 미국과 캐나다와 같은 대부분의 선진국에서처럼 중앙은행법외에 지급결제에 관한 일반법을 별도로 두고 중앙은행과 지급결제협회간의 업무권한을 분산시켜 지급결제시스템의 리스크발생에 대비한 체계적인 대응을 준비할 필요가 있다.

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미역양식업의 생산조정과 가격지지 (A Study on the Production Adjustment and Price Support Program of Sea Mustard Aquaculture)

  • 강종호;진상대
    • 수산경영론집
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    • 제32권2호
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    • pp.73-89
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    • 2001
  • The market conditions of sea mustard is changing by overproduction, decreasing price, Import of blanched and salted sea mustard from China into Korea domestic market and increasing market share of sea mustard of China in Japan. In addition, the price support program in sea mustard aquaculture must be modified due to the restriction of domestic support by international organization such as WTO. There are two ways to solve those problems. First is that finding a way to solve the overproduction of sea mustard. One of possible ways is the production adjustment by Marketing Order. Second is that finding an alternative way to replace price support program. The possible way is Direct Payment instead of purchase stockpile system. To introduce marketing Order, outlook center, organization of self-management, production adjustment through output control measure, improvement of market structure, and education/publicity arc necessary. Also, to implement marketing order, setting a model business by government is required. There are two steps for implementation of marketing order. First step is to construct Order Committee including organization of producer, people related marketing. However, this committee must run by government for certain short-term. Second step is to improve quality of product and acceleration of demand. At visual point that enforcement of the first step is completed, government has process that government transfers Order Committees self-correcting. It is desirable that government only conduct the support acts such as quality improvement and acceleration of demand. Also, at early stage it is necessary to have aid system for marketing order For example, we can expect that income increase by production adjustment in long run. However, in short run the income of producer may decrease so, it is required to compensate his economic lose. For compensation, The useful means that can be utilized is direct payment. Direct payment is not continued policy. Also, when production adjustment policy such as Marketing Order has effective results, Direct Payment as an assistant measure must be reduced or abolished. Therefore, when production adjustment acts as an effective tool to control overproduction, Direct Payment system.

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