• 제목/요약/키워드: PREMIUM

검색결과 669건 처리시간 0.028초

소비자지식의 효과를 고려한 윤리적 제품의 프리미엄 지불의사 및 지불비용 분석-공정무역커피를 대상으로 (A Study of Willingness to Pay Premium and Purchasing Cost of an Ethical Product with Considering the Treatment Effect of Consumer Knowledge)

  • 유소이;박재홍
    • 한국지역사회생활과학회지
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    • 제23권3호
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    • pp.291-305
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    • 2012
  • The purpose of this study was to explore the consumer responses such as willingness to pay premium and purchasing cost for fair trade coffee as an ethical product while considering the treatment effect of consumer knowledge. First, the levels of consumer knowledge, willingness to pay premium and purchasing cost were presented. Then, the influencing factors on willingness to pay premium and purchasing cost of fair trade coffee were analyzed by applying the treatment effect model. From the results, first, the level of willingness to pay premium was high and consumers having purchasing experience of fair trade coffee spent 9,923 won at once, while less than half of the consumers knew the fair trade coffee. Second, consumer knowledge, ethical judgement, perception of price value, education level and pocket money significantly influenced to willingness to pay premium, while consumer knowledge, information evaluation, importance of fair trade criteria and level of education significantly influenced to purchasing cost for fair trade coffee. Especially, consumer knowledge of fair trade coffee was an important influencing factor for willingness to pay premium and purchasing cost indirectly as well as directly. Thus, this study might provide some useful information for consumers to choose the ethical behavior and the related companies to create effective promoting strategies for ethical products.

건강보험 지역가입자의 보험료 역진성 분석 (Regressiveness Analysis of Contribution Rate of National Health Insurance Insured)

  • 나영균;문용필
    • 보건행정학회지
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    • 제31권3호
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    • pp.364-373
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    • 2021
  • Background: This study aims to examine the regressiveness of national health insurance (NHI) premium burdens for local subscribers. The government has established a restructuring of health insurance contributions in 2017. Therefore, insurance premium reform began in 2018 and the second national health insurance premium reform will be carried out in 2022. We will analyze local subscribers before and after the policy reform of 2018. Methods: This study used data from 'local premium imposition elements' in the health insurance statistics annual reports (2017-2019) on National Health Insurance Service (NHIS). This study was calculated contribution rates according to levels of income and property for local insured by the method of comparing. Simulations of primary and secondary reforms were conducted in the study to determine regressiveness. Results: Insurance premiums for local subscribers were analyzed separately by income and property insurance premiums. In the income premium analysis, the higher the income, the lower the premium rate, and then the fixed rate was maintained from a certain section. The regressiveness of income insurance premiums has been eased in part. On the other hand, the property insurance premium burden was found to be regressive still by income class. Conclusion: Regressiveness analysis showed that a decrease in income contributions was achieved to local insured in the first phase of reform. But in the second phase of reform, more consideration should be given to reductions of property premium portions of local subscribers. Based on the results, the author suggested policy discussions to reorganizing the new systems of NHI contribution of local Insured.

The Book-to-Market Anomaly in the Chinese Stock Markets

  • Ho, Kin-Yip;An, Jiyoun;Zhou, Lanyue
    • East Asian Economic Review
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    • 제19권3호
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    • pp.223-241
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    • 2015
  • This paper examines the existence of value premium in the Chinese stock markets and empirically provides its explanation. Our results suggest that the value premium does exist in the Chinese markets, and investor sophistication is significant in explaining its existence. In particular, there is supporting evidence that the value premium could be driven by individual investors, whereas stocks that are mostly held by institutional investors are value-premium free. We briefly discuss the implications of our findings.

해시 기반 NFC 모바일 쿠폰 프로토콜 (NFC Mobile Coupon Protocol Based on Hash)

  • 이재동
    • 한국멀티미디어학회논문지
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    • 제20권5호
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    • pp.782-790
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    • 2017
  • As most of the recent smart devices have NFC function the NFC mobile coupon will become one of the pervasive NFC applications. We need the secure NFC coupon protocols to issue and use NFC mobile coupon. In this paper, we analyze the security of the previous protocols and point out the problems of security. As the result of analysis, Premium M-coupon Protocol proposed by A. Alshehri and S. Schneider is the most secure but has unnecessary operations. We propose the Modified Premium M-coupon Protocol-1 with the unnecessary operations removed and show this protocol is secure by security analysis. Most of NFC mobile coupon protocols use the cryptography with the shared secret keys. We propose the Modified Premium M-coupon Protocol-2 without the shared secret keys and show this protocol is secure by security analysis.

편의점 프리미엄 도시락에 대한 소비가치가 태도 및 행동의도에 미치는 영향 (Effect of Consumption Values on Attitude and Behavioral Intentions toward a Premium Lunch Box at a Convenience Store)

  • 백승희;김영신
    • 한국식품영양학회지
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    • 제30권2호
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    • pp.326-335
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    • 2017
  • This study investigates what consumption values affect attitude and behavioral intentions toward a premium lunch box at a convenience store using VAB(Value-Attitude-Behavior) model. The main survey was conducted by a research company by means of an online survey in the form of a self-administered questionnaire. The samples were limited to customers who had tried the premium lunch box before. The survey was conducted in October 2016. The collected data were analyzed by using SPSS 21.0 for Windows and AMOS 21.0. A structural equation model(SEM) was used to verify the proposed relationships among the study variables. Three factors representing the value of the premium lunch box were identified: social & functional value, economic value, and epistemic value. The finding showed that these values had a positive effect on attitude toward the premium lunch box and that attitude had a positive effect on behavioral intentions.

한국 노동시장에서의 신장 프리미엄 (Height Premium in the Korean Labor Market)

  • 박기성;이인재
    • 노동경제논집
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    • 제33권3호
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    • pp.129-149
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    • 2010
  • 우리나라 노동시장의 30~40대 남성 임금에는 신장 프리미엄(height premium)이 존재한다. 키가 1cm 증가함에 따라 시간당 임금이 1.5%씩 상승한다. 이 추정치는 아버지의 학력과 직업으로 대표되는 가족 특성(family background)에 영향을 거의 받지 않는다. 키가 건강의 대리변수(proxy variable)라는 가설도 기각된다. 키가 직종 선택에 영향을 주어 임금에 영향을 줄 수 있다는 가설도 지지되지 않는다. 키가 대학진학 등 학력에 영향을 주어 임금에 영향을 줄 수 있다는 가설은 부분적으로 확인된다. 30대의 신장 프리미엄의 추정치는 영국의 추정치와 유사하다.

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민간의료보험 시장 규모 변동에 영향을 미치는 개인 특성 (Individual Characteristics Associated with the Market Size Change of Private Health Insurance Premium in Korea)

  • 유창훈;강성욱;권영대
    • 보건의료산업학회지
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    • 제6권2호
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    • pp.165-177
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    • 2012
  • This study examined market size of private health insurance premium and individual characteristics associated with the market size change in Korea, using wave 1 (2008) and wave 2 (2009) of Korea Health Panel. The market size was 24.4 trillion Korean won in 2008 and 26.9 trillion in 2009. The increase rate of private health insurance premium among those who were the elderly, single, or the poor was higher than that among their counterpart respectively. Health status and utilization were insignificant in determining the increase rate of private health insurance premium. These findings were more obvious among the uninsured in 2008 than among the insured in 2008. The increase of private health insurance premium in Korea imply the increase of willingness-to-pay for health risk through private sector. The authors suggest policy intervention for accessability to health care for the underprivileged and weak through enlargement of Korean social health insurance benefit.

고기능성 스포츠레저웨어의 프리미엄가격 지각에 대한 연구 - 스포츠레저활동도, 웰빙 건강 의식 및 인구통계적 특성과 관련성을 중심으로 - (A Study on the Premium Price Perception for High Functional Sports/Leisure Wear related to Sports/Leisure Activity, Well-being Health Consciousness, and Demographic Variables)

  • 정인희
    • 한국의류학회지
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    • 제33권9호
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    • pp.1506-1518
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    • 2009
  • This study identifies the relationships among demographic variables, well-being health consciousness, sports/leisure activity, and the perceived premium price for high functional sports/leisure wear. An empirical study was conducted with the data collected by questionnaires distributed to male and female respondents aged 15 and over. Descriptive statistics, factor analysis, MANOVA, two-way ANOVA, and regressions were used to analyze 244 answers. As a result, 3 factors were determined for well-being health consciousness: nature-friendly life, premium consumption for health, and health care. The older group pursued a nature-friendly life more than the younger group, the female group pursued premium consumption for health more than male group, and older women and younger men pursued health care more than their counterparts. Sports/leisure activity was relatively intensive in the male group and in the younger group. Sports/leisure activity was explained by male characteristic and health care factors. Sports/leisure activity was the only element for predicting the perceived premium price ratio for high functional sports/leisure wear.

해외 남성 프리미엄 아우터 브랜드의 색채 특성 (Color Characteristics of Foreign Men's Premium Outer Brand)

  • 홍윤정
    • 패션비즈니스
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    • 제26권2호
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    • pp.48-66
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    • 2022
  • This study aimed to investigate and analyze the overall color utilization characteristics as design elements of advanced men's premium outer brands. From the analysis of a total of 889 color samples, PB showed the highest distribution in color, Bk, R, and P. The use of ltg and p of high and low chroma was high, centering on dkg of low value and low chroma, and g of medium chroma. The men's premium outer brand displays a luxurious color image centered on color planning due to color contrast between dark and grayish shades. The characteristics of colors and color distribution by brand were considered. The brands that utilized the most diverse colors and shades were Herno, which pursues sportswear of the Elegance image, and Stone Island, which pursues casual images of workwear style. These results show that systematic planning using colors and shades are utilized by all premium outer brand concept. The results of this study are meaningful because they can be used as basic data for effective product planning, men's outer design development, and color planning of outer clothing brands are they represent premium outer brands for men, and identifies color characteristics as differentiated design elements.

커피전문점 권리금의 결정변수에 관한 연구 (A Study on the Determinants of Coffee Shop's Premium)

  • 임재현;정승영
    • 지적과 국토정보
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    • 제44권1호
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    • pp.213-226
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    • 2014
  • 이 연구는 서울시의 주요 상권에 위치한 커피전문점의 상가임대사례를 활용하여 상가권리금에 영향을 주는 변수를 파악하는 것이 목적이다. 구체적으로는 커피전문점의 상가매출액, 상권, 입지 특징이 상가권리금에 미치는 효과를 분석하였다. 이 연구의 결과를 요약하면 다음과 같다. 첫째, 커피전문점의 상가권리금과 매출액 사이에는 높은 정(+)의 상관관계가 있으며 $3.3m^2$당 상가매출액 및 상가월세는 $3.3m^2$당 상가권리금을 추정할 때 통계적으로 유의한 영향력 있는 독립변수로 나타났다. 이는 커피전문점의 상가권리금을 결정하거나 도심재생사업에서 상가권리금의 보상액을 산정할 때 상가매출액은 실증적으로 중요한 변수라는 것을 의미한다. 둘째, $3.3m^2$당 상가월세, $3.3m^2$당 상가보증금의 비중, 공공기관 종사자도 역시 상가권리금을 결정하는 중요한 변수이다. 셋째, 상가면적과 상가권리금과는 부(-)의 상관관계가 형성되어 상가면적이 증가할수록 상가권리금이 하락하였다. 요약하면, 커피전문점이 입지한 상권 및 입지, 건물특징이 상가권리금에 영향을 준다는 연구가설을 채택한다.